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PFSI PennyMac Financial Services Inc
- Stocks
- Financial Services
- NYSE: PFSI
Price (delayed)
$100.06
Market cap
$5.17B
P/E Ratio
14.69
Dividend/share
$1.2
EPS
$6.81
Enterprise value
$23.23B
PennyMac Financial Services, Inc. is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the
Highlights
The company's net income has surged by 127% YoY and by 12% QoQ
PennyMac Financial Services's EPS has soared by 122% YoY and by 11% from the previous quarter
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 22.6 but 23% higher than the 5-year quarterly average of 11.9
The debt has grown by 24% year-on-year but it has declined by 11% since the previous quarter
Key stats
What are the main financial stats of PFSI
Market
Valuations
Earnings
Shares outstanding
51.66M
Market cap
$5.17B
Enterprise value
$23.23B
Price to earnings (P/E)
14.69
Price to book (P/B)
1.32
Price to sales (P/S)
3
EV/EBIT
50.35
EV/EBITDA
43.77
EV/Sales
13.51
Revenue
$1.72B
Gross profit
$1.61B
Operating income
$461.34M
Net income
$348.4M
EBIT
$461.34M
EBITDA
$530.7M
Free cash flow
-$2.59B
Per share
Balance sheet
Liquidity
EPS
$6.81
EPS diluted
$6.53
Free cash flow per share
-$50.37
Book value per share
$75.9
Revenue per share
$33.37
TBVPS
$463.5
Total assets
$23.87B
Total liabilities
$19.97B
Debt
$18.27B
Equity
$3.9B
Working capital
N/A
Debt to equity
4.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
34.03
Margins
Efficiency
Dividend
EBITDA margin
30.9%
Gross margin
93.5%
Net margin
20.3%
Operating margin
26.8%
Return on assets
1.5%
Return on equity
9.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
26.8%
Dividend yield
1.2%
DPS
$1.2
Payout ratio
17.6%
PFSI stock price
How has the PennyMac Financial Services stock price performed over time
Intraday
-1.18%
1 week
-2.29%
1 month
2.84%
1 year
1.63%
YTD
-2.04%
QTD
0.42%
Financial performance
How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$1.72B
Gross profit
$1.61B
Operating income
$461.34M
Net income
$348.4M
Gross margin
93.5%
Net margin
20.3%
PennyMac Financial Services's operating income has surged by 144% YoY and by 15% QoQ
The company's net income has surged by 127% YoY and by 12% QoQ
PennyMac Financial Services's operating margin has surged by 99% YoY and by 6% QoQ
The net margin has surged by 86% year-on-year and by 4.1% since the previous quarter
Price vs fundamentals
How does PFSI's price correlate with its fundamentals
Growth
What is PennyMac Financial Services's growth rate over time
Valuation
What is PennyMac Financial Services stock price valuation
P/E
14.69
P/B
1.32
P/S
3
EV/EBIT
50.35
EV/EBITDA
43.77
EV/Sales
13.51
PennyMac Financial Services's EPS has soared by 122% YoY and by 11% from the previous quarter
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 22.6 but 23% higher than the 5-year quarterly average of 11.9
The price to book (P/B) is 20% higher than the 5-year quarterly average of 1.1 but 6% lower than the last 4 quarters average of 1.4
PFSI's equity is up by 9% YoY
PFSI's price to sales (P/S) is 50% higher than its 5-year quarterly average of 2.0 but 12% lower than its last 4 quarters average of 3.4
The revenue has increased by 22% YoY and by 8% from the previous quarter
Efficiency
How efficient is PennyMac Financial Services business performance
The ROE has soared by 114% YoY and by 10% from the previous quarter
PennyMac Financial Services's ROS has soared by 99% YoY and by 6% from the previous quarter
The company's return on assets has surged by 88% YoY and by 7% QoQ
The company's return on invested capital has surged by 83% YoY and by 10% QoQ
Dividends
What is PFSI's dividend history
DPS
$1.2
Dividend yield
1.2%
Payout ratio
17.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 20% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 23% YoY but it has decreased by 10% QoQ
PennyMac Financial Services's total assets has increased by 21% YoY but it has decreased by 8% from the previous quarter
The debt has grown by 24% year-on-year but it has declined by 11% since the previous quarter
PFSI's debt to equity is up by 14% year-on-year but it is down by 13% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.