PFSI PennyMac Financial Services Inc

  1. Stocks
  2. Financial Services
  3. NYSE: PFSI

Price (delayed)

$75.09

Market cap

$3.9B

P/E Ratio

9.93

Dividend/share

$1.2

EPS

$7.56

Enterprise value

$27.37B

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Relative Growth: Rel. Growth: 40
Relative Strength: Rel. Strength: 13
Relative Valuation: Rel. Valuation: 64
Relative Profitability: Rel. Profitability: 64

PennyMac Financial Services, Inc. is a specialty financial services firm focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage ...

Highlights
The price to earnings (P/E) is 28% lower than the 5-year quarterly average of 13.7 and 15% lower than the last 4 quarters average of 11.7
The revenue has increased by 26% YoY and by 2.4% from the previous quarter
The debt has grown by 28% year-on-year but it has declined by 8% since the previous quarter
PennyMac Financial Services's EPS has decreased by 23% from the previous quarter
The company's net income fell by 23% QoQ
Sector: Financial Services
Industry: Mortgage Finance
Website: http://ir.pennymacfinancial.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of PFSI

PFSI stock price

How has the PennyMac Financial Services stock price performed over time
Intraday
-0.86%
1 week
-3.77%
1 month
-10.6%
1 year
-27.37%
YTD
-43.04%
QTD
-13.79%

Financial performance

How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$2.21B
Gross profit
$2.06B
Operating income
$507M
Net income
$392.38M
Gross margin
93.1%
Net margin
17.7%
PennyMac Financial Services's operating income has increased by 26% YoY but it has decreased by 8% QoQ
The revenue has increased by 26% YoY and by 2.4% from the previous quarter
PFSI's gross profit is up by 26% year-on-year
The net margin has declined by 25% since the previous quarter and by 20% year-on-year

Price vs fundamentals

How does PFSI's price correlate with its fundamentals

Growth

What is PennyMac Financial Services's growth rate over time

Valuation

What is PennyMac Financial Services stock price valuation
PFSI P/E details
P/E
9.93
P/B
0.9
P/S
1.76
EV/EBIT
53.99
EV/EBITDA
47.42
EV/Sales
12.37
The price to earnings (P/E) is 28% lower than the 5-year quarterly average of 13.7 and 15% lower than the last 4 quarters average of 11.7
PennyMac Financial Services's EPS has decreased by 23% from the previous quarter
The price to book (P/B) is 31% lower than the last 4 quarters average of 1.3 and 18% lower than the 5-year quarterly average of 1.1
PFSI's equity is up by 8% YoY
PFSI's price to sales (P/S) is 35% lower than its last 4 quarters average of 2.7 and 27% lower than its 5-year quarterly average of 2.4
The revenue has increased by 26% YoY and by 2.4% from the previous quarter

Efficiency

How efficient is PennyMac Financial Services business performance
The company's return on assets fell by 28% QoQ and by 19% YoY
The ROE has contracted by 24% from the previous quarter and by 9% YoY
The company's return on invested capital rose by 11% YoY but it fell by 9% QoQ
PennyMac Financial Services's ROS has decreased by 10% from the previous quarter

Dividends

What is PFSI's dividend history
Dividend details
DPS
$1.2
Dividend yield
1.6%
Payout ratio
15.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 17% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 26% YoY but it has decreased by 8% QoQ
PennyMac Financial Services's total assets has increased by 23% YoY but it has decreased by 7% from the previous quarter
The debt has grown by 28% year-on-year but it has declined by 8% since the previous quarter
PFSI's debt to equity is up by 19% year-on-year but it is down by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.