Have a feature idea you'd love to see implemented?
Let us know!
Price (delayed)
$101.66
Market cap
$5.21B
P/E Ratio
30.53
Dividend/share
$1
EPS
$3.33
Enterprise value
$22.58B
PennyMac Financial Services, Inc. is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the
Highlights
The revenue has increased by 8% YoY
PFSI's gross profit is up by 7% year-on-year
The price to earnings (P/E) is 196% higher than the 5-year quarterly average of 10.3 and 2.4% higher than the last 4 quarters average of 29.8
The debt has grown by 26% year-on-year and by 7% since the previous quarter
Key stats
What are the main financial stats of PFSI
Market
Valuations
Earnings
Shares outstanding
51.26M
Market cap
$5.21B
Enterprise value
$22.58B
Price to earnings (P/E)
30.53
Price to book (P/B)
1.39
Price to sales (P/S)
3.5
EV/EBIT
103.86
EV/EBITDA
78.56
EV/Sales
15.2
Revenue
$1.49B
Gross profit
$1.39B
Net income
$170.09M
EBIT
$217.43M
EBITDA
$287.44M
Free cash flow
-$1.98B
Per share
Balance sheet
Liquidity
EPS
$3.33
EPS diluted
$3.19
Free cash flow per share
-$38.6
Book value per share
$73.04
Revenue per share
$29.03
TBVPS
$446.88
Total assets
$22.87B
Total liabilities
$19.13B
Debt
$17.52B
Equity
$3.74B
Working capital
N/A
Debt to equity
4.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
60.43
Margins
Efficiency
Dividend
EBITDA margin
19.3%
Gross margin
93.5%
Net margin
11.4%
Operating margin
14.6%
Return on assets
0.8%
Return on equity
4.7%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
14.6%
Dividend yield
0.98%
DPS
$1
Payout ratio
30%
PFSI stock price
How has the PennyMac Financial Services stock price performed over time
Intraday
1.56%
1 week
-2.67%
1 month
-1.03%
1 year
17.13%
YTD
15.04%
QTD
-10.8%
Financial performance
How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$1.49B
Gross profit
$1.39B
Operating income
$217.43M
Net income
$170.09M
Gross margin
93.5%
Net margin
11.4%
PennyMac Financial Services's operating margin has decreased by 34% YoY and by 14% QoQ
PennyMac Financial Services's operating income has decreased by 29% YoY and by 13% QoQ
The net margin has declined by 28% year-on-year and by 13% since the previous quarter
The company's net income fell by 22% YoY and by 12% QoQ
Growth
What is PennyMac Financial Services's growth rate over time
Valuation
What is PennyMac Financial Services stock price valuation
P/E
30.53
P/B
1.39
P/S
3.5
EV/EBIT
103.86
EV/EBITDA
78.56
EV/Sales
15.2
The price to earnings (P/E) is 196% higher than the 5-year quarterly average of 10.3 and 2.4% higher than the last 4 quarters average of 29.8
PennyMac Financial Services's EPS has decreased by 26% YoY and by 13% from the previous quarter
The price to book (P/B) is 26% higher than the 5-year quarterly average of 1.1
PFSI's equity is up by 4.7% YoY and by 2.1% from the previous quarter
PFSI's price to sales (P/S) is 94% higher than its 5-year quarterly average of 1.8 and 2.9% higher than its last 4 quarters average of 3.4
The revenue has increased by 8% YoY
Efficiency
How efficient is PennyMac Financial Services business performance
The company's return on invested capital fell by 40% YoY and by 14% QoQ
PennyMac Financial Services's ROS has decreased by 34% YoY and by 14% from the previous quarter
The company's return on assets fell by 33% YoY and by 20% QoQ
The ROE has contracted by 25% YoY and by 13% from the previous quarter
Dividends
What is PFSI's dividend history
DPS
$1
Dividend yield
0.98%
Payout ratio
30%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 20% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 24% YoY and by 7% QoQ
PennyMac Financial Services's total assets has increased by 21% YoY and by 6% from the previous quarter
The debt has grown by 26% year-on-year and by 7% since the previous quarter
PFSI's debt to equity is up by 20% year-on-year and by 4.7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.