PFSI PennyMac Financial Services Inc

  1. Stocks
  2. Financial Services
  3. NYSE: PFSI

Price (delayed)

$60.61

Market cap

$3.15B

P/E Ratio

13.18

Dividend/share

$1.2

EPS

$4.6

Enterprise value

$26.39B

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Relative Growth: Rel. Growth: 22
Relative Strength: Rel. Strength: 18
Relative Valuation: Rel. Valuation: 56
Relative Profitability: Rel. Profitability: 50

PennyMac Financial Services, Inc. is a specialty financial services firm focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage ...

Highlights
PFSI's equity is up by 3.5% YoY
The price to earnings (P/E) is 11% higher than the last 4 quarters average of 11.9 but 7% lower than the 5-year quarterly average of 14.2
The revenue has decreased by 7% from the previous quarter but it has increased by 3.5% YoY
The company's net income has shrunk by 52% YoY and by 39% QoQ
PennyMac Financial Services's EPS has plunged by 52% YoY and by 39% from the previous quarter
Sector: Financial Services
Industry: Mortgage Finance
Website: http://ir.pennymacfinancial.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of PFSI

PFSI stock price

How has the PennyMac Financial Services stock price performed over time
Intraday
-0.2%
1 week
-7.59%
1 month
2.23%
1 year
-52.29%
YTD
-54.03%
QTD
-1.8%

Financial performance

How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$2.05B
Gross profit
$1.89B
Operating income
$313.17M
Net income
$239.53M
Gross margin
92%
Net margin
11.7%
The net margin has dropped by 54% year-on-year and by 34% since the previous quarter
The company's net income has shrunk by 52% YoY and by 39% QoQ
PennyMac Financial Services's operating margin has decreased by 45% YoY and by 33% QoQ
PennyMac Financial Services's operating income has decreased by 43% YoY and by 38% QoQ

Price vs fundamentals

How does PFSI's price correlate with its fundamentals

Growth

What is PennyMac Financial Services's growth rate over time

Valuation

What is PennyMac Financial Services stock price valuation
PFSI P/E details
P/E
13.18
P/B
0.72
P/S
1.54
EV/EBIT
84.26
EV/EBITDA
68.49
EV/Sales
12.88
PennyMac Financial Services's EPS has plunged by 52% YoY and by 39% from the previous quarter
The price to earnings (P/E) is 11% higher than the last 4 quarters average of 11.9 but 7% lower than the 5-year quarterly average of 14.2
The price to book (P/B) is 35% lower than the 5-year quarterly average of 1.1 and 35% lower than the last 4 quarters average of 1.1
PFSI's equity is up by 3.5% YoY
PFSI's price to sales (P/S) is 36% lower than its 5-year quarterly average of 2.4 and 33% lower than its last 4 quarters average of 2.3
The revenue has decreased by 7% from the previous quarter but it has increased by 3.5% YoY

Efficiency

How efficient is PennyMac Financial Services business performance
The company's return on assets has shrunk by 60% YoY and by 38% QoQ
The ROE has plunged by 56% YoY and by 40% from the previous quarter
The company's return on invested capital has shrunk by 50% YoY and by 40% QoQ
PennyMac Financial Services's ROS has decreased by 45% YoY and by 33% from the previous quarter

Dividends

What is PFSI's dividend history
Dividend details
DPS
$1.2
Dividend yield
1.98%
Payout ratio
26.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 17% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 21% YoY
PennyMac Financial Services's total assets has increased by 18% YoY
The debt has grown by 21% year-on-year
PFSI's debt to equity is up by 17% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.