PFSI PennyMac Financial Services Inc
- Stocks
- Financial Services
- NYSE: PFSI
Price (delayed)
$95.85
Market cap
$4.96B
P/E Ratio
12.75
Dividend/share
$1.2
EPS
$7.52
Enterprise value
$23.31B
PennyMac Financial Services, Inc. is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the
Highlights
The company's net income has surged by 100% YoY and by 11% QoQ
PennyMac Financial Services's EPS has soared by 96% YoY and by 10% from the previous quarter
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 19.7 but 7% higher than the 5-year quarterly average of 11.9
The debt has grown by 13% year-on-year
Key stats
What are the main financial stats of PFSI
Market
Valuations
Earnings
Shares outstanding
51.71M
Market cap
$4.96B
Enterprise value
$23.31B
Price to earnings (P/E)
12.75
Price to book (P/B)
1.23
Price to sales (P/S)
2.82
EV/EBIT
57.72
EV/EBITDA
49.19
EV/Sales
13.26
Revenue
$1.76B
Gross profit
$1.64B
Operating income
$403.93M
Net income
$386.6M
EBIT
$403.93M
EBITDA
$473.96M
Free cash flow
-$1.64B
Per share
Balance sheet
Liquidity
EPS
$7.52
EPS diluted
$7.22
Free cash flow per share
-$31.7
Book value per share
$78.05
Revenue per share
$34.02
TBVPS
$468.81
Total assets
$24.22B
Total liabilities
$20.19B
Debt
$18.52B
Equity
$4.03B
Working capital
N/A
Debt to equity
4.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
38.73
Margins
Efficiency
Dividend
EBITDA margin
27%
Gross margin
93.3%
Net margin
22%
Operating margin
23%
Return on assets
1.6%
Return on equity
10%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
23%
Dividend yield
1.25%
DPS
$1.2
Payout ratio
16%
PFSI stock price
How has the PennyMac Financial Services stock price performed over time
Intraday
2.91%
1 week
1.89%
1 month
-5.54%
1 year
0.56%
YTD
-6.16%
QTD
-3.8%
Financial performance
How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$1.76B
Gross profit
$1.64B
Operating income
$403.93M
Net income
$386.6M
Gross margin
93.3%
Net margin
22%
The company's net income has surged by 100% YoY and by 11% QoQ
The net margin has surged by 68% year-on-year and by 8% since the previous quarter
PennyMac Financial Services's operating income has surged by 61% YoY but it has decreased by 12% QoQ
PennyMac Financial Services's operating margin has increased by 35% YoY but it has decreased by 14% QoQ
Price vs fundamentals
How does PFSI's price correlate with its fundamentals
Growth
What is PennyMac Financial Services's growth rate over time
Valuation
What is PennyMac Financial Services stock price valuation
P/E
12.75
P/B
1.23
P/S
2.82
EV/EBIT
57.72
EV/EBITDA
49.19
EV/Sales
13.26
PennyMac Financial Services's EPS has soared by 96% YoY and by 10% from the previous quarter
The price to earnings (P/E) is 35% lower than the last 4 quarters average of 19.7 but 7% higher than the 5-year quarterly average of 11.9
The price to book (P/B) is 12% lower than the last 4 quarters average of 1.4 but 12% higher than the 5-year quarterly average of 1.1
PFSI's equity is up by 10% YoY and by 3.3% from the previous quarter
PFSI's price to sales (P/S) is 34% higher than its 5-year quarterly average of 2.1 but 15% lower than its last 4 quarters average of 3.3
The revenue has increased by 19% YoY and by 2.2% from the previous quarter
Efficiency
How efficient is PennyMac Financial Services business performance
The ROE has soared by 85% YoY and by 9% from the previous quarter
The company's return on assets has surged by 60% YoY and by 7% QoQ
PennyMac Financial Services's ROS has increased by 35% YoY but it has decreased by 14% from the previous quarter
The company's return on invested capital rose by 29% YoY but it fell by 18% QoQ
Dividends
What is PFSI's dividend history
DPS
$1.2
Dividend yield
1.25%
Payout ratio
16%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 20% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 13% YoY
PennyMac Financial Services's total assets has increased by 12% YoY
The debt has grown by 13% year-on-year
PFSI's equity is up by 10% YoY and by 3.3% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.