PFSI PennyMac Financial Services Inc
Price (delayed)
$100.01
Market cap
$5.14B
P/E Ratio
16.37
Dividend/share
$1.1
EPS
$6.11
Enterprise value
$25.46B
PennyMac Financial Services, Inc. is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the
Highlights
The company's net income has surged by 115% YoY and by 83% QoQ
PennyMac Financial Services's EPS has soared by 111% YoY and by 83% from the previous quarter
The price to earnings (P/E) is 45% higher than the 5-year quarterly average of 11.3 but 38% lower than the last 4 quarters average of 26.3
The debt has surged by 52% year-on-year and by 17% since the previous quarter
Key stats
What are the main financial stats of PFSI
Market
Valuations
Earnings
Shares outstanding
51.43M
Market cap
$5.14B
Enterprise value
$25.46B
Price to earnings (P/E)
16.37
Price to book (P/B)
1.34
Price to sales (P/S)
3.2
EV/EBIT
63.48
EV/EBITDA
54.09
EV/Sales
15.97
Revenue
$1.59B
Gross profit
$1.49B
Operating income
$401.03M
Net income
$311.42M
EBIT
$401.03M
EBITDA
$470.69M
Free cash flow
-$4.56B
Per share
Balance sheet
Liquidity
EPS
$6.11
EPS diluted
$5.84
Free cash flow per share
-$89.34
Book value per share
$74.71
Revenue per share
$31.26
TBVPS
$511.61
Total assets
$26.09B
Total liabilities
$22.26B
Debt
$20.55B
Equity
$3.83B
Working capital
N/A
Debt to equity
5.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
43.16
Margins
Efficiency
Dividend
EBITDA margin
29.5%
Gross margin
93.3%
Net margin
19.5%
Operating margin
25.2%
Return on assets
1.4%
Return on equity
8.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
25.2%
Dividend yield
1.1%
DPS
$1.1
Payout ratio
18%
PFSI stock price
How has the PennyMac Financial Services stock price performed over time
Intraday
-0.1%
1 week
-2.44%
1 month
-3.51%
1 year
11.46%
YTD
-2.09%
QTD
-0.1%
Financial performance
How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$1.59B
Gross profit
$1.49B
Operating income
$401.03M
Net income
$311.42M
Gross margin
93.3%
Net margin
19.5%
PennyMac Financial Services's operating income has surged by 118% YoY and by 84% QoQ
The company's net income has surged by 115% YoY and by 83% QoQ
PennyMac Financial Services's operating margin has surged by 92% YoY and by 73% QoQ
The net margin has surged by 89% year-on-year and by 71% since the previous quarter
Growth
What is PennyMac Financial Services's growth rate over time
Valuation
What is PennyMac Financial Services stock price valuation
P/E
16.37
P/B
1.34
P/S
3.2
EV/EBIT
63.48
EV/EBITDA
54.09
EV/Sales
15.97
PennyMac Financial Services's EPS has soared by 111% YoY and by 83% from the previous quarter
The price to earnings (P/E) is 45% higher than the 5-year quarterly average of 11.3 but 38% lower than the last 4 quarters average of 26.3
The price to book (P/B) is 22% higher than the 5-year quarterly average of 1.1 but 4.3% lower than the last 4 quarters average of 1.4
PFSI's equity is up by 8% YoY and by 2.4% from the previous quarter
PFSI's price to sales (P/S) is 68% higher than its 5-year quarterly average of 1.9 but 6% lower than its last 4 quarters average of 3.4
The revenue has increased by 14% YoY and by 7% from the previous quarter
Efficiency
How efficient is PennyMac Financial Services business performance
The ROE has soared by 105% YoY and by 79% from the previous quarter
PennyMac Financial Services's ROS has soared by 92% YoY and by 73% from the previous quarter
The company's return on assets has surged by 75% QoQ and by 75% YoY
The company's return on invested capital has surged by 67% QoQ and by 67% YoY
Dividends
What is PFSI's dividend history
DPS
$1.1
Dividend yield
1.1%
Payout ratio
18%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 17% more than its total liabilities
PennyMac Financial Services's total liabilities has increased by 45% YoY and by 16% QoQ
PennyMac Financial Services's total assets has increased by 38% YoY and by 14% from the previous quarter
The debt has surged by 52% year-on-year and by 17% since the previous quarter
PFSI's debt to equity is up by 41% year-on-year and by 15% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.