PFSI PennyMac Financial Services Inc

  1. Stocks
  2. Financial Services
  3. NYSE: PFSI

Price (delayed)

$62.53

Market cap

$4.17B

P/E Ratio

2.65

Dividend/share

$0.7

EPS

$23.63

Enterprise value

$30.1B

Highlights
PennyMac Financial Services's EPS has soared by 184% YoY and by 8% from the previous quarter
The company's net income has surged by 163% YoY and by 4.3% QoQ
Sector: Financial Services
Industry: Mortgage Finance
Website: http://ir.pennymacfinancial.com/
Peers: SLM FMCC

Key stats

What are the main financial stats of PFSI
Market
Shares outstanding
66.73M
Market cap
$4.17B
Enterprise value
$30.1B
Valuations
Price to earnings (P/E)
2.65
Price to book (P/B)
1.25
Price to sales (P/S)
1.1
EV/EBIT
12.91
EV/EBITDA
12.69
EV/Sales
7.66
Earnings
Revenue
$3.93B
EBIT
$2.33B
EBITDA
$2.37B
Free cash flow
-$6.77B
Per share
EPS
$23.63
Free cash flow per share
-$98
Book value per share
$50.08
Revenue per share
$56.84
TBVPS
$452.85
Balance sheet
Total assets
$31.3B
Total liabilities
$27.83B
Debt
$26.37B
Equity
$3.47B
Working capital
N/A
Liquidity
Debt to equity
7.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.93
Margins
EBITDA margin
60.4%
Gross margin
94%
Net margin
43.7%
Operating margin
59.4%
Efficiency
Return on assets
5.9%
Return on equity
55.6%
Return on invested capital
4.3%
Return on capital employed
N/A
Return on sales
59.4%
Dividend
Dividend yield
1.12%
DPS
$0.7
Payout ratio
3%

PFSI stock price

How has the PennyMac Financial Services stock price performed over time
Intraday
-1.81%
1 week
0.56%
1 month
2.88%
1 year
49.09%
YTD
-4.71%
QTD
-6.49%

Financial performance

How have PennyMac Financial Services's revenue and profit performed over time
Revenue
$3.93B
Gross profit
$3.69B
Operating income
$2.33B
Net income
$1.72B
Gross margin
94%
Net margin
43.7%
PennyMac Financial Services's operating income has surged by 164% YoY and by 4.1% QoQ
The company's net income has surged by 163% YoY and by 4.3% QoQ
PFSI's gross profit has surged by 108% year-on-year and by 7% since the previous quarter
The revenue has soared by 101% YoY and by 6% from the previous quarter

Growth

What is PennyMac Financial Services's growth rate over time

Valuation

What is PennyMac Financial Services stock price valuation
P/E
2.65
P/B
1.25
P/S
1.1
EV/EBIT
12.91
EV/EBITDA
12.69
EV/Sales
7.66
PennyMac Financial Services's EPS has soared by 184% YoY and by 8% from the previous quarter
The price to earnings (P/E) is 52% lower than the 5-year quarterly average of 5.5 and 17% lower than the last 4 quarters average of 3.2
PFSI's equity is up by 47% YoY and by 2.3% from the previous quarter
The price to book (P/B) is 14% higher than the 5-year quarterly average of 1.1 but 11% lower than the last 4 quarters average of 1.4
The revenue has soared by 101% YoY and by 6% from the previous quarter
PFSI's price to sales (P/S) is 22% higher than its 5-year quarterly average of 0.9 but 15% lower than its last 4 quarters average of 1.3

Efficiency

How efficient is PennyMac Financial Services business performance
The ROE has soared by 73% YoY but it has contracted by 5% from the previous quarter
PennyMac Financial Services's ROS has increased by 31% YoY
The company's return on invested capital fell by 23% YoY and by 16% QoQ
The company's return on assets fell by 13% QoQ and by 12% YoY

Dividends

What is PFSI's dividend history
DPS
$0.7
Dividend yield
1.12%
Payout ratio
3%
Recent dividends

Financial health

How did PennyMac Financial Services financials performed over time
PennyMac Financial Services's total assets is 12% more than its total liabilities
PennyMac Financial Services's total assets has soared by 187% YoY
PFSI's debt to equity has soared by 145% year-on-year but it is down by 3.9% since the previous quarter
PFSI's equity is up by 47% YoY and by 2.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.