SLM SLM Corp

Price (delayed)

$13.06

Market cap

$4.9B

P/E Ratio

9.2

Dividend/share

$0.12

EPS

$1.42

Enterprise value

$5.33B

Sector: Financial Services
Industry: Credit Services

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights

SLM's EPS is up by 13% since the previous quarter and by 9% year-on-year
SLM's net income has increased by 8% from the previous quarter
SLM's price to earnings (P/E) is 67% higher than its last 4 quarters average of 5.5 but 22% lower than its 5-year quarterly average of 11.8
The company's equity fell by 31% YoY but it rose by 9% QoQ
SLM's debt has increased by 11% QoQ

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
375.24M
Market cap
$4.9B
Enterprise value
$5.33B
Valuations
Price to earnings (P/E)
9.2
Price to book (P/B)
2.23
Price to sales (P/S)
3.62
EV/EBIT
6.93
EV/EBITDA
6.79
EV/Sales
3.95
Earnings
Revenue
$1.35B
EBIT
$770.01M
EBITDA
$785.22M
Free cash flow
-$147.39M
Per share
EPS
$1.42
Free cash flow per share
-$0.39
Book value per share
$5.86
Revenue per share
$3.6
TBVPS
$81.69
Balance sheet
Total assets
$30.64B
Total liabilities
$28.44B
Debt
$4.95B
Equity
$2.2B
Working capital
N/A
Liquidity
Debt to equity
2.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.55
Margins
EBITDA margin
58.1%
Gross margin
100%
Net margin
43.6%
Operating margin
56.9%
Efficiency
Return on assets
1.8%
Return on equity
23.9%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
56.9%
Dividend
Dividend yield
0.92%
DPS
$0.12
Payout ratio
8.5%

SLM stock price

How has the SLM stock price performed over time
Intraday
0%
1 week
-6.71%
1 month
6.44%
1 year
16.61%
YTD
5.41%
QTD
5.41%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.35B
Gross profit
$1.35B
Operating income
$770.01M
Net income
$589.34M
Gross margin
100%
Net margin
43.6%
SLM's operating income is up by 8% since the previous quarter
SLM's net income has increased by 8% from the previous quarter
SLM's gross profit is up by 4.2% since the previous quarter
The revenue has increased by 4.2% from the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
9.2
P/B
2.23
P/S
3.62
EV/EBIT
6.93
EV/EBITDA
6.79
EV/Sales
3.95
SLM's price to earnings (P/E) is 67% higher than its last 4 quarters average of 5.5 but 22% lower than its 5-year quarterly average of 11.8
SLM's EPS is up by 13% since the previous quarter and by 9% year-on-year
The P/B is 72% above the last 4 quarters average of 1.3 and 39% above the 5-year quarterly average of 1.6
The company's equity fell by 31% YoY but it rose by 9% QoQ
The stock's price to sales (P/S) is 57% more than its last 4 quarters average of 2.3 but 10% less than its 5-year quarterly average of 4.0
The revenue has increased by 4.2% from the previous quarter

Efficiency

How efficient is SLM business performance
SLM's ROE has increased by 30% YoY and by 20% from the previous quarter
The ROA has contracted by 10% YoY but it has grown by 6% from the previous quarter
SLM's return on invested capital has increased by 9% QoQ
SLM's return on sales is up by 3.5% since the previous quarter

Dividends

What is SLM's dividend history
DPS
$0.12
Dividend yield
0.92%
Payout ratio
8.5%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
SLM's debt is 125% higher than its equity
The company's equity fell by 31% YoY but it rose by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.