SLM SLM Corp

Price (delayed)

$16.26

Market cap

$4.41B

P/E Ratio

7.39

Dividend/share

$0.36

EPS

$2.2

Enterprise value

$6.51B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's price to earnings (P/E) is 23% higher than its last 4 quarters average of 6.0 but 20% lower than its 5-year quarterly average of 9.2
SLM's debt has increased by 13% YoY but it has decreased by 6% QoQ
SLM's net income has decreased by 44% from the previous quarter and by 44% YoY
SLM's EPS is down by 40% since the previous quarter and by 29% year-on-year

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
271.08M
Market cap
$4.41B
Enterprise value
$6.51B
Valuations
Price to earnings (P/E)
7.39
Price to book (P/B)
2.22
Price to sales (P/S)
3.24
EV/EBIT
7.55
EV/EBITDA
7.41
EV/Sales
4.69
Earnings
Revenue
$1.39B
EBIT
$861.7M
EBITDA
$878.95M
Free cash flow
-$32.49M
Per share
EPS
$2.2
Free cash flow per share
-$0.12
Book value per share
$7.32
Revenue per share
$5.01
TBVPS
$104.44
Balance sheet
Total assets
$29.05B
Total liabilities
$27.01B
Debt
$5.55B
Equity
$2.04B
Working capital
N/A
Liquidity
Debt to equity
2.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.39
Margins
EBITDA margin
63.3%
Gross margin
100%
Net margin
46.7%
Operating margin
62%
Efficiency
Return on assets
2.2%
Return on equity
29.8%
Return on invested capital
2.8%
Return on capital employed
N/A
Return on sales
62%
Dividend
Dividend yield
2.21%
DPS
$0.36
Payout ratio
16.4%

SLM stock price

How has the SLM stock price performed over time
Intraday
3.77%
1 week
4.23%
1 month
-9.92%
1 year
-17.67%
YTD
-17.34%
QTD
-11.44%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.39B
Gross profit
$1.39B
Operating income
$861.7M
Net income
$648.12M
Gross margin
100%
Net margin
46.7%
SLM's net income has decreased by 44% from the previous quarter and by 44% YoY
SLM's operating income is down by 44% since the previous quarter and by 43% year-on-year
SLM's gross profit is down by 33% since the previous quarter and by 33% year-on-year
The revenue has decreased by 33% from the previous quarter and by 33% YoY

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
7.39
P/B
2.22
P/S
3.24
EV/EBIT
7.55
EV/EBITDA
7.41
EV/Sales
4.69
SLM's EPS is down by 40% since the previous quarter and by 29% year-on-year
SLM's price to earnings (P/E) is 23% higher than its last 4 quarters average of 6.0 but 20% lower than its 5-year quarterly average of 9.2
The company's equity fell by 22% YoY and by 4.9% QoQ
The P/B is 18% below the last 4 quarters average of 2.7 but 17% above the 5-year quarterly average of 1.9
The revenue has decreased by 33% from the previous quarter and by 33% YoY
The stock's price to sales (P/S) is 8% more than its last 4 quarters average of 3.0 but 7% less than its 5-year quarterly average of 3.5

Efficiency

How efficient is SLM business performance
SLM's return on invested capital has decreased by 45% QoQ and by 44% YoY
The ROA has contracted by 44% from the previous quarter and by 42% YoY
SLM's ROE has decreased by 41% from the previous quarter and by 39% YoY
SLM's return on sales is down by 17% since the previous quarter and by 16% year-on-year

Dividends

What is SLM's dividend history
DPS
$0.36
Dividend yield
2.21%
Payout ratio
16.4%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
SLM's total assets has decreased by 5% YoY
The total liabilities has contracted by 3.6% YoY
SLM's debt is 172% higher than its equity
The company's debt to equity rose by 44% YoY
The company's equity fell by 22% YoY and by 4.9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.