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SLM SLM Corp

Price (delayed)

$24.86

Market cap

$5.28B

P/E Ratio

8.51

Dividend/share

$0.44

EPS

$2.92

Enterprise value

$6.65B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's EPS has surged by 106% year-on-year but it is down by 10% since the previous quarter
SLM's net income has soared by 98% YoY but it has decreased by 10% from the previous quarter
SLM's price to earnings (P/E) is 29% higher than its 5-year quarterly average of 6.6 and 18% higher than its last 4 quarters average of 7.2
SLM's debt has increased by 12% QoQ and by 9% YoY

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
212.33M
Market cap
$5.28B
Enterprise value
$6.65B
Valuations
Price to book (P/B)
2.53
Price to sales (P/S)
3.37
EV/EBIT
7.46
EV/EBITDA
6.84
EV/Sales
4.2
Earnings
Revenue
$1.59B
EBIT
$891.76M
EBITDA
$972.5M
Free cash flow
-$361.08M
Per share
EPS
$2.92
Free cash flow per share
-$1.68
Book value per share
$9.81
Revenue per share
$7.38
TBVPS
$139.37
Balance sheet
Total assets
$30.01B
Total liabilities
$27.88B
Debt
$6.04B
Equity
$2.13B
Working capital
N/A
Liquidity
Debt to equity
2.83
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.41
Margins
EBITDA margin
61.3%
Gross margin
100%
Net margin
41.9%
Operating margin
56.2%
Efficiency
Return on assets
2.2%
Return on equity
30.7%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
56.2%
Dividend
Dividend yield
1.77%
DPS
$0.44
Payout ratio
15.1%

SLM stock price

How has the SLM stock price performed over time
Intraday
3.71%
1 week
3.5%
1 month
8.32%
1 year
78.21%
YTD
30.02%
QTD
8.7%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.59B
Gross profit
$1.59B
Operating income
$891.76M
Net income
$665.22M
Gross margin
100%
Net margin
41.9%
SLM's net income has soared by 98% YoY but it has decreased by 10% from the previous quarter
SLM's operating income has surged by 95% year-on-year but it is down by 10% since the previous quarter
The revenue has increased by 47% YoY but it has decreased by 6% from the previous quarter
SLM's gross profit is up by 47% year-on-year but it is down by 6% since the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
8.51
P/B
2.53
P/S
3.37
EV/EBIT
7.46
EV/EBITDA
6.84
EV/Sales
4.2
SLM's EPS has surged by 106% year-on-year but it is down by 10% since the previous quarter
SLM's price to earnings (P/E) is 29% higher than its 5-year quarterly average of 6.6 and 18% higher than its last 4 quarters average of 7.2
The P/B is 20% above the 5-year quarterly average of 2.1 and 15% above the last 4 quarters average of 2.2
The company's equity rose by 19% YoY but it fell by 7% QoQ
The revenue has increased by 47% YoY but it has decreased by 6% from the previous quarter
The stock's price to sales (P/S) is 20% more than its 5-year quarterly average of 2.8 and 16% more than its last 4 quarters average of 2.9

Efficiency

How efficient is SLM business performance
SLM's return on invested capital has surged by 100% YoY but it has decreased by 9% QoQ
The ROA has soared by 100% YoY but it has contracted by 12% from the previous quarter
SLM's ROE has soared by 72% YoY but it has decreased by 14% from the previous quarter
SLM's return on sales is up by 33% year-on-year but it is down by 4.6% since the previous quarter

Dividends

What is SLM's dividend history
DPS
$0.44
Dividend yield
1.77%
Payout ratio
15.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
The total liabilities has grown by 5% from the previous quarter
SLM's total assets has increased by 4.3% from the previous quarter and by 2.5% YoY
SLM's debt is 183% higher than its equity
The company's equity rose by 19% YoY but it fell by 7% QoQ
The company's debt to equity rose by 19% QoQ but it fell by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.