SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$18.07

Market cap

$5.3B

P/E Ratio

5.03

Dividend/share

$0.2

EPS

$3.59

Enterprise value

$7.82B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's price to earnings (P/E) is 53% lower than its 5-year quarterly average of 10.6 and 7% lower than its last 4 quarters average of 5.4
SLM's EPS has surged by 153% year-on-year but it is down by 6% since the previous quarter
SLM's net income has soared by 118% YoY but it has decreased by 7% from the previous quarter
SLM's debt has increased by 10% YoY and by 4.5% QoQ
The company's equity fell by 7% QoQ and by 3.1% YoY
Sector: Financial Services
Industry: Credit Services
Peers: FMCC WRLD LC

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
293.18M
Market cap
$5.3B
Enterprise value
$7.82B
Valuations
Price to earnings (P/E)
5.03
Price to book (P/B)
2.59
Price to sales (P/S)
2.45
EV/EBIT
4.63
EV/EBITDA
4.59
EV/Sales
3.54
Earnings
Revenue
$2.21B
EBIT
$1.69B
EBITDA
$1.71B
Free cash flow
-$68.64M
Per share
EPS
$3.59
Free cash flow per share
-$0.23
Book value per share
$6.97
Revenue per share
$7.36
TBVPS
$96.01
Balance sheet
Total assets
$28.79B
Total liabilities
$26.66B
Debt
$5.42B
Equity
$2.13B
Working capital
N/A
Liquidity
Debt to equity
2.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.48
Margins
EBITDA margin
77.2%
Gross margin
100%
Net margin
58.3%
Operating margin
76.5%
Efficiency
Return on assets
4.3%
Return on equity
53.4%
Return on invested capital
5.6%
Return on capital employed
N/A
Return on sales
76.5%
Dividend
Dividend yield
1.11%
DPS
$0.2
Payout ratio
5.6%

SLM stock price

How has the SLM stock price performed over time
Intraday
-2.06%
1 week
1.18%
1 month
-2.27%
1 year
57.82%
YTD
45.84%
QTD
2.67%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$2.21B
Gross profit
$2.21B
Operating income
$1.69B
Net income
$1.29B
Gross margin
100%
Net margin
58.3%
SLM's operating income has surged by 120% year-on-year but it is down by 7% since the previous quarter
SLM's net income has soared by 118% YoY but it has decreased by 7% from the previous quarter
SLM's gross profit has surged by 63% year-on-year but it is down by 6% since the previous quarter
The revenue has soared by 63% YoY but it has decreased by 6% from the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
5.03
P/B
2.59
P/S
2.45
EV/EBIT
4.63
EV/EBITDA
4.59
EV/Sales
3.54
SLM's EPS has surged by 153% year-on-year but it is down by 6% since the previous quarter
SLM's price to earnings (P/E) is 53% lower than its 5-year quarterly average of 10.6 and 7% lower than its last 4 quarters average of 5.4
The P/B is 44% above the 5-year quarterly average of 1.8 and 3.6% above the last 4 quarters average of 2.5
The company's equity fell by 7% QoQ and by 3.1% YoY
The revenue has soared by 63% YoY but it has decreased by 6% from the previous quarter
The stock's price to sales (P/S) is 36% less than its 5-year quarterly average of 3.8 and 13% less than its last 4 quarters average of 2.8

Efficiency

How efficient is SLM business performance
The ROA has soared by 139% YoY but it has contracted by 7% from the previous quarter
SLM's return on invested capital has surged by 124% YoY but it has decreased by 7% QoQ
SLM's ROE has soared by 123% YoY but it has decreased by 6% from the previous quarter
SLM's return on sales is up by 34% year-on-year

Dividends

What is SLM's dividend history
Dividend details
DPS
$0.2
Dividend yield
1.11%
Payout ratio
5.6%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
The total liabilities has contracted by 6% YoY
SLM's total assets has decreased by 6% YoY
SLM's debt is 154% higher than its equity
The company's debt to equity rose by 13% QoQ and by 13% YoY
SLM's debt has increased by 10% YoY and by 4.5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.