SLM SLM Corp
- Stocks
- Financial Services
- NASDAQ: SLM
Price (delayed)
$31.82
Market cap
$6.63B
P/E Ratio
15.6
Dividend/share
$0.5
EPS
$2.04
Enterprise value
$8.79B
SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government
Highlights
The company's equity rose by 4% YoY
SLM's price to earnings (P/E) is 105% higher than its 5-year quarterly average of 7.6 and 41% higher than its last 4 quarters average of 11.1
SLM's net income has decreased by 40% YoY and by 29% from the previous quarter
Key stats
What are the main financial stats of SLM
Market
Valuations
Earnings
Shares outstanding
208.48M
Market cap
$6.63B
Enterprise value
$8.79B
Price to earnings (P/E)
15.6
Price to book (P/B)
2.82
Price to sales (P/S)
5.52
EV/EBIT
15.6
EV/EBITDA
15.04
EV/Sales
7.28
Revenue
$1.21B
Gross profit
$1.21B
Operating income
$563.36M
Net income
$442.21M
EBIT
$563.36M
EBITDA
$584.3M
Free cash flow
-$393.66M
Per share
Balance sheet
Liquidity
EPS
$2.04
EPS diluted
$1.99
Free cash flow per share
-$1.88
Book value per share
$11.27
Revenue per share
$5.77
TBVPS
$141.16
Total assets
$29.6B
Total liabilities
$27.23B
Debt
$6.41B
Equity
$2.37B
Working capital
N/A
Debt to equity
2.7
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.69
Margins
Efficiency
Dividend
EBITDA margin
48.4%
Gross margin
100%
Net margin
36.6%
Operating margin
46.7%
Return on assets
1.4%
Return on equity
18.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
46.7%
Dividend yield
1.57%
DPS
$0.5
Payout ratio
24.5%
SLM stock price
How has the SLM stock price performed over time
Intraday
-1.24%
1 week
-3.63%
1 month
-2.96%
1 year
39.56%
YTD
15.37%
QTD
-2.96%
Financial performance
How have SLM's revenue and profit performed over time
Revenue
$1.21B
Gross profit
$1.21B
Operating income
$563.36M
Net income
$442.21M
Gross margin
100%
Net margin
36.6%
SLM's operating income is down by 43% year-on-year and by 31% since the previous quarter
SLM's net income has decreased by 40% YoY and by 29% from the previous quarter
The revenue has decreased by 28% YoY and by 17% from the previous quarter
SLM's gross profit is down by 28% year-on-year and by 17% since the previous quarter
Price vs fundamentals
How does SLM's price correlate with its fundamentals
Growth
What is SLM's growth rate over time
Valuation
What is SLM stock price valuation
P/E
15.6
P/B
2.82
P/S
5.52
EV/EBIT
15.6
EV/EBITDA
15.04
EV/Sales
7.28
SLM's price to earnings (P/E) is 105% higher than its 5-year quarterly average of 7.6 and 41% higher than its last 4 quarters average of 11.1
SLM's EPS is down by 37% year-on-year and by 28% since the previous quarter
The P/B is 23% above the 5-year quarterly average of 2.3 and 8% above the last 4 quarters average of 2.6
The company's equity rose by 4% YoY
The stock's price to sales (P/S) is 78% more than its 5-year quarterly average of 3.1 and 28% more than its last 4 quarters average of 4.3
The revenue has decreased by 28% YoY and by 17% from the previous quarter
Efficiency
How efficient is SLM business performance
SLM's ROE has decreased by 47% YoY and by 30% from the previous quarter
SLM's return on invested capital has decreased by 45% YoY and by 33% QoQ
The ROA has contracted by 44% YoY and by 33% from the previous quarter
SLM's return on sales is down by 21% year-on-year and by 17% since the previous quarter
Dividends
What is SLM's dividend history
DPS
$0.5
Dividend yield
1.57%
Payout ratio
24.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did SLM financials performed over time
SLM's total assets is 9% more than its total liabilities
The total liabilities has grown by 2.8% YoY and by 2.8% from the previous quarter
SLM's total assets has increased by 2.9% YoY and by 2.4% from the previous quarter
SLM's debt is 170% higher than its equity
SLM's debt has increased by 19% YoY and by 4.3% QoQ
The company's debt to equity rose by 14% YoY and by 5% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.