SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$17.88

Market cap

$3.27B

P/E Ratio

6.41

Dividend/share

$0.52

EPS

$2.79

Enterprise value

$7.26B

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Relative Growth: Rel. Growth: 42
Relative Strength: Rel. Strength: 18
Relative Valuation: Rel. Valuation: 78
Relative Profitability: Rel. Profitability: 87

SLM Corporation (Sallie Mae) is a holding company. It operates in three business segments: Consumer Lending, Business Services and FFELP Loans. The fourth segment includes Other. The Company's primary business ...

Highlights
SLM's price to earnings (P/E) is 22% lower than its 5-year quarterly average of 8.2 and 11% lower than its last 4 quarters average of 7.2
SLM's debt has increased by 10% QoQ but it has decreased by 6% YoY
SLM's net income has decreased by 23% from the previous quarter and by 9% YoY
SLM's EPS is down by 23% since the previous quarter and by 4.1% year-on-year
Sector: Financial Services
Industry: Credit Services
Website: http://www.salliemae.com
Peers: FMCC WRLD HAPN

Key stats

What are the main financial stats of SLM

SLM stock price

How has the SLM stock price performed over time
Intraday
0.45%
1 week
-8.87%
1 month
-21.39%
1 year
-33.41%
YTD
-33.92%
QTD
-20.99%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.48B
Gross profit
$1.48B
Operating income
$737.9M
Net income
$567.4M
Gross margin
100%
Net margin
38.3%
SLM's operating income is down by 25% since the previous quarter and by 9% year-on-year
SLM's net income has decreased by 23% from the previous quarter and by 9% YoY
The operating margin has contracted by 15% from the previous quarter and by 10% YoY
SLM's net margin has decreased by 12% QoQ and by 10% YoY

Price vs fundamentals

How does SLM's price correlate with its fundamentals

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
SLM P/E details
P/E
6.41
P/B
1.49
P/S
2.24
EV/EBIT
9.84
EV/EBITDA
9.59
EV/Sales
4.9
SLM's EPS is down by 23% since the previous quarter and by 4.1% year-on-year
SLM's price to earnings (P/E) is 22% lower than its 5-year quarterly average of 8.2 and 11% lower than its last 4 quarters average of 7.2
The P/B is 32% below the 5-year quarterly average of 2.2 and 26% below the last 4 quarters average of 2.0
The company's equity fell by 9% QoQ and by 3.7% YoY
The stock's price to sales (P/S) is 30% less than its 5-year quarterly average of 3.2 and 23% less than its last 4 quarters average of 2.9
The revenue has decreased by 12% from the previous quarter

Efficiency

How efficient is SLM business performance
SLM's return on invested capital has decreased by 25% QoQ and by 4% YoY
The ROA has contracted by 24% from the previous quarter and by 10% YoY
SLM's ROE has decreased by 23% from the previous quarter and by 12% YoY
SLM's return on sales is down by 15% since the previous quarter and by 10% year-on-year

Dividends

What is SLM's dividend history
Dividend details
DPS
$0.52
Dividend yield
2.91%
Payout ratio
18.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
The total liabilities has grown by 6% from the previous quarter
SLM's total assets has increased by 4.4% from the previous quarter
SLM's debt is 185% higher than its equity
The company's debt to equity rose by 21% QoQ but it fell by 2.4% YoY
SLM's debt has increased by 10% QoQ but it has decreased by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.