SLM SLM Corp
Price (delayed)
$27.15
Market cap
$5.71B
P/E Ratio
9.95
Dividend/share
$0.48
EPS
$2.73
Enterprise value
$7.28B
SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government
Highlights
The company's equity rose by 15% YoY
SLM's EPS is up by 12% year-on-year but it is down by 7% since the previous quarter
SLM's net income has decreased by 9% from the previous quarter but it has increased by 4.6% YoY
SLM's price to earnings (P/E) is 44% higher than its 5-year quarterly average of 6.9 and 28% higher than its last 4 quarters average of 7.8
SLM's debt has increased by 23% YoY and by 7% QoQ
Key stats
What are the main financial stats of SLM
Market
Valuations
Earnings
Shares outstanding
210.42M
Market cap
$5.71B
Enterprise value
$7.28B
Price to earnings (P/E)
9.95
Price to book (P/B)
2.67
Price to sales (P/S)
4.08
EV/EBIT
9.11
EV/EBITDA
8.86
EV/Sales
5.05
Revenue
$1.44B
Gross profit
$1.44B
Operating income
$798.64M
Net income
$608.33M
EBIT
$798.64M
EBITDA
$821.62M
Free cash flow
-$329.4M
Per share
Balance sheet
Liquidity
EPS
$2.73
EPS diluted
$2.68
Free cash flow per share
-$1.52
Book value per share
$10.17
Revenue per share
$6.66
TBVPS
$138.79
Total assets
$30.07B
Total liabilities
$27.91B
Debt
$6.44B
Equity
$2.16B
Working capital
N/A
Debt to equity
2.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.91
Margins
Efficiency
Dividend
EBITDA margin
57%
Gross margin
100%
Net margin
42.2%
Operating margin
55.4%
Return on assets
2%
Return on equity
27.2%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
55.4%
Dividend yield
1.77%
DPS
$0.48
Payout ratio
17.6%
SLM stock price
How has the SLM stock price performed over time
Intraday
1.65%
1 week
3.31%
1 month
-8.59%
1 year
23.8%
YTD
-1.56%
QTD
-7.56%
Financial performance
How have SLM's revenue and profit performed over time
Revenue
$1.44B
Gross profit
$1.44B
Operating income
$798.64M
Net income
$608.33M
Gross margin
100%
Net margin
42.2%
SLM's operating income is down by 10% since the previous quarter but it is up by 2.6% year-on-year
SLM's net income has decreased by 9% from the previous quarter but it has increased by 4.6% YoY
The revenue has decreased by 9% from the previous quarter
SLM's gross profit is down by 9% since the previous quarter
Growth
What is SLM's growth rate over time
Valuation
What is SLM stock price valuation
P/E
9.95
P/B
2.67
P/S
4.08
EV/EBIT
9.11
EV/EBITDA
8.86
EV/Sales
5.05
SLM's price to earnings (P/E) is 44% higher than its 5-year quarterly average of 6.9 and 28% higher than its last 4 quarters average of 7.8
SLM's EPS is up by 12% year-on-year but it is down by 7% since the previous quarter
The P/B is 21% above the 5-year quarterly average of 2.2 and 16% above the last 4 quarters average of 2.3
The company's equity rose by 15% YoY
The stock's price to sales (P/S) is 41% more than its 5-year quarterly average of 2.9 and 28% more than its last 4 quarters average of 3.2
The revenue has decreased by 9% from the previous quarter
Efficiency
How efficient is SLM business performance
SLM's return on invested capital has decreased by 13% QoQ
SLM's ROE has decreased by 12% YoY and by 11% from the previous quarter
The ROA has contracted by 9% from the previous quarter
SLM's return on sales is up by 4.1% year-on-year
Dividends
What is SLM's dividend history
DPS
$0.48
Dividend yield
1.77%
Payout ratio
17.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
SLM's total assets has increased by 3.1% YoY
The total liabilities has grown by 2.3% YoY
SLM's debt is 198% higher than its equity
SLM's debt has increased by 23% YoY and by 7% QoQ
The company's equity rose by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.