SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$19

Market cap

$5.81B

P/E Ratio

5

Dividend/share

$0.12

EPS

$3.8

Enterprise value

$6.34B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's net income has soared by 153% YoY and by 19% from the previous quarter
SLM's gross profit has surged by 81% year-on-year and by 14% since the previous quarter
The company's equity rose by 14% YoY but it fell by 12% QoQ
SLM's debt has increased by 17% YoY and by 5% QoQ
Sector: Financial Services
Industry: Credit Services
Peers: FMCC LC

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
305.81M
Market cap
$5.81B
Enterprise value
$6.34B
Valuations
Price to earnings (P/E)
5
Price to book (P/B)
2.71
Price to sales (P/S)
2.52
EV/EBIT
3.47
EV/EBITDA
3.45
EV/Sales
2.69
Earnings
Revenue
$2.35B
EBIT
$1.82B
EBITDA
$1.84B
Free cash flow
-$300.46M
Per share
EPS
$3.8
Free cash flow per share
-$0.96
Book value per share
$7.01
Revenue per share
$7.54
TBVPS
$92.65
Balance sheet
Total assets
$28.93B
Total liabilities
$26.62B
Debt
$5.19B
Equity
$2.3B
Working capital
N/A
Liquidity
Debt to equity
2.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.29
Margins
EBITDA margin
78.2%
Gross margin
100%
Net margin
58.9%
Operating margin
77.5%
Efficiency
Return on assets
4.6%
Return on equity
57%
Return on invested capital
6%
Return on capital employed
N/A
Return on sales
77.5%
Dividend
Dividend yield
0.63%
DPS
$0.12
Payout ratio
3.2%

SLM stock price

How has the SLM stock price performed over time
Intraday
-0.94%
1 week
-4.76%
1 month
-3.26%
1 year
175.36%
YTD
53.35%
QTD
-9.26%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$1.82B
Net income
$1.39B
Gross margin
100%
Net margin
58.9%
SLM's operating income has surged by 156% year-on-year and by 20% since the previous quarter
SLM's net income has soared by 153% YoY and by 19% from the previous quarter
SLM's gross profit has surged by 81% year-on-year and by 14% since the previous quarter
The revenue has soared by 81% YoY and by 14% from the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
5
P/B
2.71
P/S
2.52
EV/EBIT
3.47
EV/EBITDA
3.45
EV/Sales
2.69
SLM's price to earnings (P/E) is 55% lower than its 5-year quarterly average of 11.0 and 11% lower than its last 4 quarters average of 5.6
SLM's EPS is up by 22% since the previous quarter
The P/B is 59% above the 5-year quarterly average of 1.7 and 23% above the last 4 quarters average of 2.2
The company's equity rose by 14% YoY but it fell by 12% QoQ
The revenue has soared by 81% YoY and by 14% from the previous quarter
The stock's price to sales (P/S) is 35% less than its 5-year quarterly average of 3.9 and 7% less than its last 4 quarters average of 2.7

Efficiency

How efficient is SLM business performance
SLM's ROE has soared by 185% YoY and by 16% from the previous quarter
The ROA has soared by 171% YoY and by 21% from the previous quarter
SLM's return on invested capital has surged by 161% YoY and by 20% QoQ
SLM's return on sales is up by 41% year-on-year and by 5% since the previous quarter

Dividends

What is SLM's dividend history
DPS
$0.12
Dividend yield
0.63%
Payout ratio
3.2%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 9% more than its total liabilities
The total liabilities has contracted by 6% YoY and by 5% from the previous quarter
SLM's total assets has decreased by 6% from the previous quarter and by 4.9% YoY
SLM's debt is 125% higher than its equity
The company's debt to equity rose by 19% QoQ
SLM's debt has increased by 17% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.