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SLM SLM Corp
- Stocks
- Financial Services
- NASDAQ: SLM
Price (delayed)
$32.18
Market cap
$6.78B
P/E Ratio
11.29
Dividend/share
$0.48
EPS
$2.85
Enterprise value
$9.06B
SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government
Highlights
The company's equity rose by 14% YoY and by 11% QoQ
SLM's debt has increased by 24% YoY but it has decreased by 4.5% QoQ
SLM's net income has decreased by 17% YoY but it has increased by 2.4% from the previous quarter
SLM's price to earnings (P/E) is 59% higher than its 5-year quarterly average of 7.1 and 30% higher than its last 4 quarters average of 8.7
SLM's gross profit is down by 15% year-on-year
Key stats
What are the main financial stats of SLM
Market
Valuations
Earnings
Shares outstanding
210.74M
Market cap
$6.78B
Enterprise value
$9.06B
Price to earnings (P/E)
11.29
Price to book (P/B)
2.82
Price to sales (P/S)
4.68
EV/EBIT
11.13
EV/EBITDA
10.83
EV/Sales
6.25
Revenue
$1.45B
Gross profit
$1.45B
Operating income
$814.27M
Net income
$622.93M
EBIT
$814.27M
EBITDA
$836.31M
Free cash flow
-$398.74M
Per share
Balance sheet
Liquidity
EPS
$2.85
EPS diluted
$2.78
Free cash flow per share
-$1.89
Book value per share
$11.41
Revenue per share
$6.88
TBVPS
$136.87
Total assets
$28.9B
Total liabilities
$26.5B
Debt
$6.15B
Equity
$2.4B
Working capital
N/A
Debt to equity
2.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.72
Margins
Efficiency
Dividend
EBITDA margin
57.7%
Gross margin
100%
Net margin
43%
Operating margin
56.2%
Return on assets
2.1%
Return on equity
27%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
56.2%
Dividend yield
1.49%
DPS
$0.48
Payout ratio
16.8%
SLM stock price
How has the SLM stock price performed over time
Intraday
0.69%
1 week
3.17%
1 month
18.09%
1 year
46.67%
YTD
16.68%
QTD
9.57%
Financial performance
How have SLM's revenue and profit performed over time
Revenue
$1.45B
Gross profit
$1.45B
Operating income
$814.27M
Net income
$622.93M
Gross margin
100%
Net margin
43%
SLM's operating income is down by 19% year-on-year
SLM's net income has decreased by 17% YoY but it has increased by 2.4% from the previous quarter
SLM's gross profit is down by 15% year-on-year
The revenue has decreased by 15% YoY
Price vs fundamentals
How does SLM's price correlate with its fundamentals
Growth
What is SLM's growth rate over time
Valuation
What is SLM stock price valuation
P/E
11.29
P/B
2.82
P/S
4.68
EV/EBIT
11.13
EV/EBITDA
10.83
EV/Sales
6.25
SLM's price to earnings (P/E) is 59% higher than its 5-year quarterly average of 7.1 and 30% higher than its last 4 quarters average of 8.7
SLM's EPS is down by 12% year-on-year but it is up by 4.4% since the previous quarter
The P/B is 28% above the 5-year quarterly average of 2.2 and 18% above the last 4 quarters average of 2.4
The company's equity rose by 14% YoY and by 11% QoQ
The stock's price to sales (P/S) is 56% more than its 5-year quarterly average of 3.0 and 30% more than its last 4 quarters average of 3.6
The revenue has decreased by 15% YoY
Efficiency
How efficient is SLM business performance
SLM's ROE has decreased by 30% YoY
SLM's return on invested capital has decreased by 21% YoY but it has increased by 3.8% QoQ
The ROA has contracted by 19% YoY but it has grown by 5% from the previous quarter
SLM's return on sales is down by 5% year-on-year
Dividends
What is SLM's dividend history
DPS
$0.48
Dividend yield
1.49%
Payout ratio
16.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did SLM financials performed over time
SLM's total assets is 9% more than its total liabilities
The total liabilities has contracted by 5% from the previous quarter
SLM's total assets has decreased by 3.9% from the previous quarter but it has increased by 2.2% YoY
SLM's debt is 156% higher than its equity
SLM's debt has increased by 24% YoY but it has decreased by 4.5% QoQ
The company's debt to equity fell by 14% QoQ but it rose by 9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.