SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$21.09

Market cap

$4.65B

P/E Ratio

8.64

Dividend/share

$0.44

EPS

$2.44

Enterprise value

$5.58B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's net income has soared by 73% from the previous quarter and by 24% YoY
SLM's EPS has surged by 72% since the previous quarter and by 37% year-on-year
SLM's price to earnings (P/E) is 31% higher than its 5-year quarterly average of 6.6
Sector: Financial Services
Industry: Credit Services
Peers: FMCC WRLD LC

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
220.35M
Market cap
$4.65B
Enterprise value
$5.58B
Valuations
Price to earnings (P/E)
8.64
Price to book (P/B)
2.54
Price to sales (P/S)
3.33
EV/EBIT
7.16
EV/EBITDA
6.46
EV/Sales
3.81
Earnings
Revenue
$1.46B
EBIT
$778.3M
EBITDA
$862.47M
Free cash flow
-$144.64M
Per share
EPS
$2.44
Free cash flow per share
-$0.63
Book value per share
$8.31
Revenue per share
$6.33
TBVPS
$125.75
Balance sheet
Total assets
$29.17B
Total liabilities
$27.29B
Debt
$5.23B
Equity
$1.88B
Working capital
N/A
Liquidity
Debt to equity
2.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.08
Margins
EBITDA margin
58.9%
Gross margin
100%
Net margin
39.7%
Operating margin
53.2%
Efficiency
Return on assets
2%
Return on equity
30.8%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
53.2%
Dividend
Dividend yield
2.09%
DPS
$0.44
Payout ratio
18%

SLM stock price

How has the SLM stock price performed over time
Intraday
1.49%
1 week
2.03%
1 month
2.18%
1 year
43.27%
YTD
10.3%
QTD
-3.21%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.46B
Gross profit
$1.46B
Operating income
$778.3M
Net income
$581.39M
Gross margin
100%
Net margin
39.7%
SLM's net income has soared by 73% from the previous quarter and by 24% YoY
SLM's operating income has surged by 71% since the previous quarter and by 23% year-on-year
The revenue has increased by 36% from the previous quarter and by 23% YoY
SLM's gross profit is up by 36% since the previous quarter and by 23% year-on-year

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
SLM P/E details
P/E
8.64
P/B
2.54
P/S
3.33
EV/EBIT
7.16
EV/EBITDA
6.46
EV/Sales
3.81
SLM's EPS has surged by 72% since the previous quarter and by 37% year-on-year
SLM's price to earnings (P/E) is 31% higher than its 5-year quarterly average of 6.6
The P/B is 34% above the 5-year quarterly average of 1.9 and 27% above the last 4 quarters average of 2.0
The company's equity rose by 9% YoY and by 4.5% QoQ
The revenue has increased by 36% from the previous quarter and by 23% YoY
The stock's price to sales (P/S) is 19% more than its 5-year quarterly average of 2.8 and 15% more than its last 4 quarters average of 2.9

Efficiency

How efficient is SLM business performance
The ROA has soared by 82% from the previous quarter and by 25% YoY
SLM's return on invested capital has surged by 73% QoQ and by 24% YoY
SLM's ROE has soared by 73% from the previous quarter and by 29% YoY
SLM's return on sales is up by 26% since the previous quarter

Dividends

What is SLM's dividend history
Dividend details
DPS
$0.44
Dividend yield
2.09%
Payout ratio
18%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 7% more than its total liabilities
SLM's debt is 178% higher than its equity
The company's equity rose by 9% YoY and by 4.5% QoQ
The company's debt to equity fell by 9% QoQ and by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.