SLM SLM Corp

Price (delayed)

$23.425

Market cap

$5.16B

P/E Ratio

7.23

Dividend/share

$0.44

EPS

$3.24

Enterprise value

$6.41B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's EPS has surged by 81% year-on-year and by 33% since the previous quarter
SLM's net income has soared by 64% YoY and by 29% from the previous quarter
SLM's price to earnings (P/E) is 15% lower than its last 4 quarters average of 8.6 but 11% higher than its 5-year quarterly average of 6.6

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
220.28M
Market cap
$5.16B
Enterprise value
$6.41B
Valuations
Price to book (P/B)
2.44
Price to sales (P/S)
3.04
EV/EBIT
6.34
EV/EBITDA
5.86
EV/Sales
3.77
Earnings
Revenue
$1.7B
EBIT
$1.01B
EBITDA
$1.09B
Free cash flow
-$230.24M
Per share
EPS
$3.24
Free cash flow per share
-$1.04
Book value per share
$9.59
Revenue per share
$7.71
TBVPS
$127.98
Balance sheet
Total assets
$28.28B
Total liabilities
$26.16B
Debt
$4.98B
Equity
$2.11B
Working capital
N/A
Liquidity
Debt to equity
2.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.14
Margins
EBITDA margin
64.3%
Gross margin
100%
Net margin
44.3%
Operating margin
59.4%
Efficiency
Return on assets
2.6%
Return on equity
38.7%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
59.4%
Dividend
Dividend yield
1.88%
DPS
$0.44
Payout ratio
13.6%

SLM stock price

How has the SLM stock price performed over time
Intraday
-0.91%
1 week
0.32%
1 month
13.38%
1 year
42.23%
YTD
22.52%
QTD
12.67%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.7B
Gross profit
$1.7B
Operating income
$1.01B
Net income
$752.8M
Gross margin
100%
Net margin
44.3%
SLM's net income has soared by 64% YoY and by 29% from the previous quarter
SLM's operating income has surged by 63% year-on-year and by 30% since the previous quarter
SLM's gross profit is up by 41% year-on-year and by 16% since the previous quarter
The revenue has increased by 41% YoY and by 16% from the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
7.23
P/B
2.44
P/S
3.04
EV/EBIT
6.34
EV/EBITDA
5.86
EV/Sales
3.77
SLM's EPS has surged by 81% year-on-year and by 33% since the previous quarter
SLM's price to earnings (P/E) is 15% lower than its last 4 quarters average of 8.6 but 11% higher than its 5-year quarterly average of 6.6
The P/B is 23% above the 5-year quarterly average of 2.0 and 17% above the last 4 quarters average of 2.1
The company's equity rose by 16% YoY and by 12% QoQ
The revenue has increased by 41% YoY and by 16% from the previous quarter
The stock's price to sales (P/S) is 9% more than its 5-year quarterly average of 2.8 and 2% more than its last 4 quarters average of 3.0

Efficiency

How efficient is SLM business performance
SLM's ROE has soared by 63% YoY and by 26% from the previous quarter
The ROA has soared by 63% YoY and by 30% from the previous quarter
SLM's return on invested capital has surged by 62% YoY and by 31% QoQ
SLM's return on sales is up by 15% year-on-year and by 12% since the previous quarter

Dividends

What is SLM's dividend history
DPS
$0.44
Dividend yield
1.88%
Payout ratio
13.6%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 8% more than its total liabilities
The total liabilities has contracted by 5% YoY and by 4.1% from the previous quarter
SLM's total assets has decreased by 4% YoY and by 3.1% from the previous quarter
SLM's debt is 135% higher than its equity
The company's debt to equity fell by 22% YoY and by 15% QoQ
The company's equity rose by 16% YoY and by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.