SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$14.43

Market cap

$3.27B

P/E Ratio

10.16

Dividend/share

$0.44

EPS

$1.42

Enterprise value

$5.06B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's net income has plunged by 61% YoY and by 12% from the previous quarter
SLM's EPS has dropped by 54% year-on-year and by 11% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Peers: FMCC WRLD LC

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
226.27M
Market cap
$3.27B
Enterprise value
$5.06B
Valuations
Price to earnings (P/E)
10.16
Price to book (P/B)
1.81
Price to sales (P/S)
3.02
EV/EBIT
11.08
EV/EBITDA
10.45
EV/Sales
4.68
Earnings
Revenue
$1.08B
EBIT
$456.48M
EBITDA
$484.02M
Free cash flow
-$118.37M
Per share
EPS
$1.42
Free cash flow per share
-$0.52
Book value per share
$7.96
Revenue per share
$4.78
TBVPS
$128.89
Balance sheet
Total assets
$29.27B
Total liabilities
$27.47B
Debt
$5.52B
Equity
$1.8B
Working capital
N/A
Liquidity
Debt to equity
3.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.7
Margins
EBITDA margin
44.8%
Gross margin
100%
Net margin
31.1%
Operating margin
42.3%
Efficiency
Return on assets
1.1%
Return on equity
17.8%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
42.3%
Dividend
Dividend yield
3.05%
DPS
$0.44
Payout ratio
31%

SLM stock price

How has the SLM stock price performed over time
Intraday
0%
1 week
0.49%
1 month
12.65%
1 year
-15.61%
YTD
-13.07%
QTD
5.95%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.08B
Gross profit
$1.08B
Operating income
$456.48M
Net income
$335.91M
Gross margin
100%
Net margin
31.1%
SLM's net income has plunged by 61% YoY and by 12% from the previous quarter
SLM's operating income has dropped by 60% year-on-year and by 12% since the previous quarter
SLM's net margin has decreased by 39% YoY and by 8% QoQ
The operating margin has contracted by 37% YoY and by 8% from the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
SLM P/E details
P/E
10.16
P/B
1.81
P/S
3.02
EV/EBIT
11.08
EV/EBITDA
10.45
EV/Sales
4.68
SLM's EPS has dropped by 54% year-on-year and by 11% since the previous quarter
SLM's price to earnings (P/E) is 52% higher than its 5-year quarterly average of 6.7 and 13% higher than its last 4 quarters average of 9.0
The P/B is 10% below the last 4 quarters average of 2.0 and 4.7% below the 5-year quarterly average of 1.9
The company's equity fell by 9% YoY
The revenue has decreased by 36% YoY and by 4.1% from the previous quarter
The stock's price to sales (P/S) is 8% more than its 5-year quarterly average of 2.8 but 2.6% less than its last 4 quarters average of 3.1

Efficiency

How efficient is SLM business performance
The ROA has plunged by 62% YoY and by 15% from the previous quarter
SLM's return on invested capital has shrunk by 61% YoY and by 17% QoQ
SLM's ROE has plunged by 57% YoY and by 11% from the previous quarter
SLM's return on sales is down by 37% year-on-year and by 8% since the previous quarter

Dividends

What is SLM's dividend history
Dividend details
DPS
$0.44
Dividend yield
3.05%
Payout ratio
31%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 7% more than its total liabilities
SLM's total assets has increased by 6% from the previous quarter
The total liabilities has grown by 6% from the previous quarter
The company's debt to equity rose by 10% YoY and by 6% QoQ
The company's equity fell by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.