SLM SLM Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SLM

Price (delayed)

$11.27

Market cap

$2.72B

P/E Ratio

6.33

Dividend/share

$0.44

EPS

$1.78

Enterprise value

$3.18B

SLM Corporation is a publicly traded U.S. corporation that provides consumer banking. Its nature has changed dramatically since it was set up in 1973. At first, it was a government ...

Highlights
SLM's price to earnings (P/E) is 17% lower than its 5-year quarterly average of 7.6 and 8% lower than its last 4 quarters average of 6.9
SLM's debt has decreased by 12% YoY and by 5% QoQ
SLM's net income has plunged by 60% YoY and by 45% from the previous quarter
SLM's EPS has dropped by 51% year-on-year and by 43% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Peers: FMCC WRLD LC

Key stats

What are the main financial stats of SLM
Market
Shares outstanding
241.19M
Market cap
$2.72B
Enterprise value
$3.18B
Valuations
Price to earnings (P/E)
6.33
Price to book (P/B)
1.63
Price to sales (P/S)
2.45
EV/EBIT
5.04
EV/EBITDA
4.85
EV/Sales
2.67
Earnings
Revenue
$1.19B
EBIT
$630.73M
EBITDA
$655.84M
Free cash flow
$4.99M
Per share
EPS
$1.78
Free cash flow per share
$0.02
Book value per share
$6.9
Revenue per share
$4.6
TBVPS
$111.02
Balance sheet
Total assets
$28.81B
Total liabilities
$27.08B
Debt
$5.24B
Equity
$1.73B
Working capital
N/A
Liquidity
Debt to equity
3.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.7
Margins
EBITDA margin
55.1%
Gross margin
100%
Net margin
39.4%
Operating margin
53%
Efficiency
Return on assets
1.6%
Return on equity
23.8%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
53%
Dividend
Dividend yield
3.9%
DPS
$0.44
Payout ratio
24.7%

SLM stock price

How has the SLM stock price performed over time
Intraday
-1.4%
1 week
-6.01%
1 month
-21.46%
1 year
-37.97%
YTD
-32.11%
QTD
-32.11%

Financial performance

How have SLM's revenue and profit performed over time
Revenue
$1.19B
Gross profit
$1.19B
Operating income
$630.73M
Net income
$469.01M
Gross margin
100%
Net margin
39.4%
SLM's net income has plunged by 60% YoY and by 45% from the previous quarter
SLM's operating income has dropped by 59% year-on-year and by 45% since the previous quarter
The revenue has decreased by 42% YoY and by 29% from the previous quarter
SLM's gross profit is down by 42% year-on-year and by 29% since the previous quarter

Growth

What is SLM's growth rate over time

Valuation

What is SLM stock price valuation
P/E
6.33
P/B
1.63
P/S
2.45
EV/EBIT
5.04
EV/EBITDA
4.85
EV/Sales
2.67
SLM's EPS has dropped by 51% year-on-year and by 43% since the previous quarter
SLM's price to earnings (P/E) is 17% lower than its 5-year quarterly average of 7.6 and 8% lower than its last 4 quarters average of 6.9
The P/B is 26% below the last 4 quarters average of 2.2 and 14% below the 5-year quarterly average of 1.9
The company's equity fell by 20% YoY and by 13% QoQ
The revenue has decreased by 42% YoY and by 29% from the previous quarter
The stock's price to sales (P/S) is 21% less than its 5-year quarterly average of 3.1 and 18% less than its last 4 quarters average of 3.0

Efficiency

How efficient is SLM business performance
The ROA has plunged by 59% YoY and by 45% from the previous quarter
SLM's return on invested capital has shrunk by 59% YoY and by 45% QoQ
SLM's ROE has plunged by 53% YoY and by 43% from the previous quarter
SLM's return on sales is down by 29% year-on-year and by 22% since the previous quarter

Dividends

What is SLM's dividend history
Dividend details
DPS
$0.44
Dividend yield
3.9%
Payout ratio
24.7%
Recent dividends

Financial health

How did SLM financials performed over time
SLM's total assets is 6% more than its total liabilities
The company's equity fell by 20% YoY and by 13% QoQ
SLM's debt has decreased by 12% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.