OPHC Optimumbank Holdings Inc.

  1. Stocks
  2. Financial Services
  3. NYSEAMERICAN: OPHC

Price (delayed)

$9.165

Market cap

$115.68M

P/E Ratio

5.8

Dividend/share

N/A

EPS

$1.58

Enterprise value

$10.99M

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Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 96
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 93

OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank has seen ...

Highlights
The net income has grown by 39% YoY and by 18% from the previous quarter
The gross profit is up by 38% year-on-year and by 12% since the previous quarter
OPHC's price to earnings (P/E) is 74% higher than its last 4 quarters average of 3.3 and 51% higher than its 5-year quarterly average of 3.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.optimumbank.com
Peers: CZNC MSBI QCRH FUNC

Key stats

What are the main financial stats of OPHC

OPHC stock price

How has the Optimumbank Holdings stock price performed over time
Intraday
0.83%
1 week
1.05%
1 month
-9.17%
1 year
122.99%
YTD
115.65%
QTD
56.93%

Financial performance

How have Optimumbank Holdings's revenue and profit performed over time
Revenue
$56.89M
Gross profit
$56.89M
Operating income
$27.16M
Net income
$20.49M
Gross margin
100%
Net margin
36%
The net income has grown by 39% YoY and by 18% from the previous quarter
The gross profit is up by 38% year-on-year and by 12% since the previous quarter
OPHC's revenue is up by 38% year-on-year and by 12% since the previous quarter
The operating income has grown by 37% YoY and by 17% from the previous quarter

Price vs fundamentals

How does OPHC's price correlate with its fundamentals

Growth

What is Optimumbank Holdings's growth rate over time

Valuation

What is Optimumbank Holdings stock price valuation
OPHC P/E details
P/E
5.8
P/B
0.84
P/S
1.98
EV/EBIT
0.4
EV/EBITDA
0.39
EV/Sales
0.19
OPHC's price to earnings (P/E) is 74% higher than its last 4 quarters average of 3.3 and 51% higher than its 5-year quarterly average of 3.8
The EPS has grown by 17% YoY and by 6% from the previous quarter
OPHC's price to book (P/B) is 66% more than its 5-year quarterly average of 0.5 and 66% more than its last 4 quarters average of 0.5
The company's equity rose by 21% YoY and by 6% QoQ
OPHC's P/S is 63% above its last 4 quarters average of 1.2 and 31% above its 5-year quarterly average of 1.5
OPHC's revenue is up by 38% year-on-year and by 12% since the previous quarter

Efficiency

How efficient is Optimumbank Holdings business performance
Optimumbank Holdings's ROE has increased by 15% YoY and by 12% from the previous quarter
The return on assets has increased by 13% year-on-year and by 6% since the previous quarter
Optimumbank Holdings's return on invested capital has increased by 9% YoY and by 4.2% QoQ
The ROS has grown by 4.4% from the previous quarter

Dividends

What is OPHC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPHC.

Financial health

How did Optimumbank Holdings financials performed over time
Optimumbank Holdings's total assets is 11% higher than its total liabilities
Optimumbank Holdings's total liabilities has increased by 43% YoY and by 11% QoQ
Optimumbank Holdings's total assets has increased by 40% YoY and by 10% QoQ
Optimumbank Holdings's debt is 69% lower than its equity
The company's equity rose by 21% YoY and by 6% QoQ
The debt to equity has declined by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.