OPHC Optimumbank Holdings Inc.

  1. Stocks
  2. Financial Services
  3. NYSEAMERICAN: OPHC

Price (delayed)

$5.45

Market cap

$66.86M

P/E Ratio

3.66

Dividend/share

N/A

EPS

$1.49

Enterprise value

-$30.51M

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Relative Growth: Rel. Growth: 91
Relative Strength: Rel. Strength: 67
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 91

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, ...

Highlights
The gross profit is up by 27% year-on-year and by 7% since the previous quarter
OPHC's revenue is up by 27% year-on-year and by 7% since the previous quarter
OPHC's price to earnings (P/E) is 25% lower than its 5-year quarterly average of 4.9 but 14% higher than its last 4 quarters average of 3.2
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.optimumbank.com
Peers: CZNC MSBI QCRH FUNC

Key stats

What are the main financial stats of OPHC

OPHC stock price

How has the Optimumbank Holdings stock price performed over time
Intraday
-1.62%
1 week
-0.91%
1 month
-2.15%
1 year
25%
YTD
28.24%
QTD
6.86%

Financial performance

How have Optimumbank Holdings's revenue and profit performed over time
Revenue
$50.71M
Gross profit
$50.71M
Operating income
$23.17M
Net income
$17.44M
Gross margin
100%
Net margin
34.4%
The gross profit is up by 27% year-on-year and by 7% since the previous quarter
OPHC's revenue is up by 27% year-on-year and by 7% since the previous quarter
The net income has grown by 19% YoY and by 4.8% from the previous quarter
The operating income has grown by 18% YoY and by 4.5% from the previous quarter

Price vs fundamentals

How does OPHC's price correlate with its fundamentals

Growth

What is Optimumbank Holdings's growth rate over time

Valuation

What is Optimumbank Holdings stock price valuation
OPHC P/E details
P/E
3.66
P/B
0.52
P/S
1.31
EV/EBIT
-1.32
EV/EBITDA
-1.26
EV/Sales
-0.6
OPHC's price to earnings (P/E) is 25% lower than its 5-year quarterly average of 4.9 but 14% higher than its last 4 quarters average of 3.2
The EPS has grown by 6% YoY and by 4.9% from the previous quarter
OPHC's price to book (P/B) is 30% more than its last 4 quarters average of 0.4 and 4% more than its 5-year quarterly average of 0.5
The company's equity rose by 17% YoY and by 4.1% QoQ
OPHC's revenue is up by 27% year-on-year and by 7% since the previous quarter
OPHC's P/S is 13% below its 5-year quarterly average of 1.5 but 9% above its last 4 quarters average of 1.2

Efficiency

How efficient is Optimumbank Holdings business performance
The ROS has contracted by 7% YoY and by 2.4% from the previous quarter
Optimumbank Holdings's return on invested capital has increased by 4.3% YoY but it has decreased by 4% QoQ
Optimumbank Holdings's ROE has decreased by 2.7% YoY

Dividends

What is OPHC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPHC.

Financial health

How did Optimumbank Holdings financials performed over time
Optimumbank Holdings's total assets is 11% higher than its total liabilities
Optimumbank Holdings's total liabilities has increased by 31% YoY and by 15% QoQ
Optimumbank Holdings's total assets has increased by 30% YoY and by 14% QoQ
Optimumbank Holdings's debt is 66% lower than its equity
The debt to equity has surged by 183% year-on-year but it has declined by 21% since the previous quarter
Optimumbank Holdings's debt has decreased by 19% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.