FUNC First United Corp
- Stocks
- Financial Services
- NASDAQ: FUNC
Price (delayed)
$32.49
Market cap
$210.49M
P/E Ratio
9.31
Dividend/share
$0.88
EPS
$3.49
Enterprise value
$268.64M
First United Corporation is the parent company of First United Bank & Trust, a Maryland trust company with commercial banking powers. The Bank's wholly-owned subsidiaries include OakFirst Loan Center, Inc.
Highlights
The EPS has soared by 62% YoY and by 11% from the previous quarter
The net income has soared by 58% YoY and by 10% from the previous quarter
The stock's price to earnings (P/E) is 24% more than its 5-year quarterly average of 7.4 but 9% less than its last 4 quarters average of 10.1
Key stats
What are the main financial stats of FUNC
Market
Valuations
Earnings
Shares outstanding
6.48M
Market cap
$210.49M
Enterprise value
$268.64M
Price to earnings (P/E)
9.31
Price to book (P/B)
1.14
Price to sales (P/S)
2.65
EV/EBIT
8.93
EV/EBITDA
8.08
EV/Sales
3.38
Revenue
$79.4M
Gross profit
$79.4M
Operating income
$30.07M
Net income
$22.68M
EBIT
$30.07M
EBITDA
$33.27M
Free cash flow
$23.22M
Per share
Balance sheet
Liquidity
EPS
$3.49
EPS diluted
$3.48
Free cash flow per share
$3.59
Book value per share
$28.38
Revenue per share
$12.26
TBVPS
$303.99
Total assets
$1.98B
Total liabilities
$1.8B
Debt
$142.58M
Equity
$183.69M
Working capital
N/A
Debt to equity
0.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.75
Margins
Efficiency
Dividend
EBITDA margin
41.9%
Gross margin
100%
Net margin
28.6%
Operating margin
37.9%
Return on assets
1.2%
Return on equity
12.9%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
37.9%
Dividend yield
2.71%
DPS
$0.88
Payout ratio
25.2%
FUNC stock price
How has the First United stock price performed over time
Intraday
1.47%
1 week
-5.28%
1 month
-3.9%
1 year
18.02%
YTD
-3.62%
QTD
4.77%
Financial performance
How have First United's revenue and profit performed over time
Revenue
$79.4M
Gross profit
$79.4M
Operating income
$30.07M
Net income
$22.68M
Gross margin
100%
Net margin
28.6%
FUNC's operating income has soared by 62% YoY and by 10% QoQ
The net income has soared by 58% YoY and by 10% from the previous quarter
First United's operating margin has increased by 41% YoY and by 7% from the previous quarter
First United's net margin has increased by 38% YoY and by 7% QoQ
Price vs fundamentals
How does FUNC's price correlate with its fundamentals
Growth
What is First United's growth rate over time
Valuation
What is First United stock price valuation
P/E
9.31
P/B
1.14
P/S
2.65
EV/EBIT
8.93
EV/EBITDA
8.08
EV/Sales
3.38
The EPS has soared by 62% YoY and by 11% from the previous quarter
The stock's price to earnings (P/E) is 24% more than its 5-year quarterly average of 7.4 but 9% less than its last 4 quarters average of 10.1
The P/B is 26% higher than the 5-year quarterly average of 0.9 and 2.7% higher than the last 4 quarters average of 1.1
First United's equity has increased by 11% YoY and by 2.5% from the previous quarter
The P/S is 37% higher than the 5-year quarterly average of 1.9 and 4.4% higher than the last 4 quarters average of 2.5
First United's revenue has increased by 15% YoY and by 3.3% QoQ
Efficiency
How efficient is First United business performance
The ROA has soared by 71% YoY and by 9% QoQ
FUNC's return on invested capital has surged by 67% year-on-year and by 7% since the previous quarter
The ROE has grown by 43% YoY and by 8% from the previous quarter
The ROS has grown by 41% YoY and by 7% from the previous quarter
Dividends
What is FUNC's dividend history
DPS
$0.88
Dividend yield
2.71%
Payout ratio
25.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First United financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total assets rose by 3.5% YoY
First United's total liabilities has increased by 2.8% YoY
First United's debt is 22% lower than its equity
First United's debt to equity has decreased by 26% QoQ and by 15% YoY
First United's debt has decreased by 24% QoQ and by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.