FUNC First United Corp

Price (delayed)

$44.89

Market cap

$289.39M

P/E Ratio

11.48

Dividend/share

$1

EPS

$3.91

Enterprise value

$251.16M

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Relative Growth: Rel. Growth: 72
Relative Strength: Rel. Strength: 73
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 85

First United Corporation is the parent company of First United Bank & Trust, a Maryland trust company with commercial banking powers. The Bank's wholly-owned subsidiaries include OakFirst Loan Center, Inc. ...

Highlights
First United's debt has shrunk by 64% YoY and by 55% QoQ
First United's equity has increased by 12% YoY
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 7.8 and 23% more than its last 4 quarters average of 9.3

Key stats

What are the main financial stats of FUNC

FUNC stock price

How has the First United stock price performed over time
Intraday
1.15%
1 week
1.31%
1 month
7.21%
1 year
36.51%
YTD
19.9%
QTD
1.77%

Financial performance

How have First United's revenue and profit performed over time
Revenue
$88.2M
Gross profit
$88.2M
Operating income
$33.68M
Net income
$25.37M
Gross margin
100%
Net margin
28.8%
The net income has grown by 12% YoY and by 3.5% from the previous quarter
FUNC's operating income is up by 12% YoY and by 3.5% QoQ
The gross profit is up by 11% year-on-year and by 2.6% since the previous quarter
First United's revenue has increased by 11% YoY and by 2.6% QoQ

Price vs fundamentals

How does FUNC's price correlate with its fundamentals

Growth

What is First United's growth rate over time

Valuation

What is First United stock price valuation
P/E
11.48
P/B
1.42
P/S
3.3
EV/EBIT
7.46
EV/EBITDA
6.85
EV/Sales
2.85
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 7.8 and 23% more than its last 4 quarters average of 9.3
The EPS has grown by 12% YoY and by 3.4% from the previous quarter
The P/B is 42% higher than the 5-year quarterly average of 1.0 and 18% higher than the last 4 quarters average of 1.2
First United's equity has increased by 12% YoY
The P/S is 57% higher than the 5-year quarterly average of 2.1 and 22% higher than the last 4 quarters average of 2.7
First United's revenue has increased by 11% YoY and by 2.6% QoQ

Efficiency

How efficient is First United business performance
FUNC's return on invested capital is up by 7% year-on-year

Dividends

What is FUNC's dividend history
DPS
$1
Dividend yield
2.23%
Payout ratio
25.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First United financials performed over time
The company's total assets is 11% higher than its total liabilities
First United's total liabilities has decreased by 2.7% from the previous quarter but it has increased by 2.1% YoY
The company's total assets rose by 3% YoY but it fell by 2.3% QoQ
First United's debt is 75% lower than its equity
First United's debt to equity has shrunk by 68% YoY and by 55% QoQ
First United's debt has shrunk by 64% YoY and by 55% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.