FUNC First United Corp

Price (delayed)

$44.32

Market cap

$285.72M

P/E Ratio

11.34

Dividend/share

$1.04

EPS

$3.91

Enterprise value

$247.48M

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Relative Growth: Rel. Growth: 70
Relative Strength: Rel. Strength: 74
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 83

First United Corporation is the parent company of First United Bank & Trust, a Maryland trust company with commercial banking powers. The Bank's wholly-owned subsidiaries include OakFirst Loan Center, Inc. ...

Highlights
First United's debt has shrunk by 64% YoY and by 55% QoQ
First United's equity has increased by 12% YoY
The stock's price to earnings (P/E) is 45% more than its 5-year quarterly average of 7.8 and 21% more than its last 4 quarters average of 9.3

Key stats

What are the main financial stats of FUNC

FUNC stock price

How has the First United stock price performed over time
Intraday
0.41%
1 week
-1.25%
1 month
-0.47%
1 year
38.41%
YTD
18.38%
QTD
0.48%

Financial performance

How have First United's revenue and profit performed over time
Revenue
$88.2M
Gross profit
$88.2M
Operating income
$33.68M
Net income
$25.37M
Gross margin
100%
Net margin
28.8%
FUNC's operating income is up by 12% YoY and by 3.5% QoQ
The net income has grown by 12% YoY and by 3.5% from the previous quarter
First United's revenue has increased by 11% YoY and by 2.6% QoQ
The gross profit is up by 11% year-on-year and by 2.6% since the previous quarter

Price vs fundamentals

How does FUNC's price correlate with its fundamentals

Growth

What is First United's growth rate over time

Valuation

What is First United stock price valuation
P/E
11.34
P/B
1.4
P/S
3.26
EV/EBIT
7.35
EV/EBITDA
6.75
EV/Sales
2.81
The stock's price to earnings (P/E) is 45% more than its 5-year quarterly average of 7.8 and 21% more than its last 4 quarters average of 9.3
The EPS has grown by 12% YoY and by 3.4% from the previous quarter
The P/B is 40% higher than the 5-year quarterly average of 1.0 and 17% higher than the last 4 quarters average of 1.2
First United's equity has increased by 12% YoY
The P/S is 54% higher than the 5-year quarterly average of 2.1 and 20% higher than the last 4 quarters average of 2.7
First United's revenue has increased by 11% YoY and by 2.6% QoQ

Efficiency

How efficient is First United business performance
FUNC's return on invested capital is up by 7% year-on-year

Dividends

What is FUNC's dividend history
DPS
$1.04
Dividend yield
2.35%
Payout ratio
26.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First United financials performed over time
The company's total assets is 11% higher than its total liabilities
First United's total liabilities has decreased by 2.7% from the previous quarter but it has increased by 2.1% YoY
The company's total assets rose by 3% YoY but it fell by 2.3% QoQ
First United's debt is 75% lower than its equity
First United's debt to equity has shrunk by 68% YoY and by 55% QoQ
First United's debt has shrunk by 64% YoY and by 55% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.