FUNC First United Corp

Price (delayed)

$42.94

Market cap

$277.13M

P/E Ratio

11.1

Dividend/share

$1.04

EPS

$3.87

Enterprise value

$293.11M

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Relative Growth: Rel. Growth: 59
Relative Strength: Rel. Strength: 63
Relative Valuation: Rel. Valuation: 79
Relative Profitability: Rel. Profitability: 79

First United Corporation is the parent company of First United Bank & Trust, a Maryland trust company with commercial banking powers. The Bank's wholly-owned subsidiaries include OakFirst Loan Center, Inc. ...

Highlights
First United's equity has increased by 11% YoY and by 3.5% from the previous quarter
The gross profit is up by 11% year-on-year and by 2.5% since the previous quarter
First United's debt has surged by 96% QoQ but it has decreased by 42% YoY
The stock's price to earnings (P/E) is 39% more than its 5-year quarterly average of 8.0 and 10% more than its last 4 quarters average of 10.1

Key stats

What are the main financial stats of FUNC

FUNC stock price

How has the First United stock price performed over time
Intraday
-0.95%
1 week
-5.38%
1 month
-2.81%
1 year
24.61%
YTD
14.69%
QTD
-2.65%

Financial performance

How have First United's revenue and profit performed over time
Revenue
$90.43M
Gross profit
$90.43M
Operating income
$33.12M
Net income
$25.06M
Gross margin
100%
Net margin
27.7%
The gross profit is up by 11% year-on-year and by 2.5% since the previous quarter
First United's revenue has increased by 11% YoY and by 2.5% QoQ
The net income has grown by 6% YoY
FUNC's operating income is up by 5% YoY

Price vs fundamentals

How does FUNC's price correlate with its fundamentals

Growth

What is First United's growth rate over time

Valuation

What is First United stock price valuation
P/E
11.1
P/B
1.3
P/S
3.06
EV/EBIT
8.85
EV/EBITDA
8.12
EV/Sales
3.24
The stock's price to earnings (P/E) is 39% more than its 5-year quarterly average of 8.0 and 10% more than its last 4 quarters average of 10.1
The EPS has grown by 6% YoY
The P/B is 30% higher than the 5-year quarterly average of 1.0 and 8% higher than the last 4 quarters average of 1.2
First United's equity has increased by 11% YoY and by 3.5% from the previous quarter
The P/S is 46% higher than the 5-year quarterly average of 2.1 and 6% higher than the last 4 quarters average of 2.9
First United's revenue has increased by 11% YoY and by 2.5% QoQ

Efficiency

How efficient is First United business performance
FUNC's return on invested capital is up by 7% year-on-year
The ROE has contracted by 6% YoY and by 3.9% from the previous quarter
The ROS has contracted by 5% YoY and by 4.2% from the previous quarter

Dividends

What is FUNC's dividend history
DPS
$1.04
Dividend yield
2.42%
Payout ratio
26.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First United financials performed over time
The company's total assets is 11% higher than its total liabilities
The company's total assets rose by 3.7% YoY and by 2.1% QoQ
First United's total liabilities has increased by 2.9% YoY
First United's debt is 52% lower than its equity
First United's debt has surged by 96% QoQ but it has decreased by 42% YoY
First United's debt to equity has surged by 92% QoQ but it has decreased by 47% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.