MSBI Midland States Bancorp Inc

Price (delayed)

$28.53

Market cap

$591.42M

P/E Ratio

24.18

Dividend/share

$1.28

EPS

$1.18

Enterprise value

$948.25M

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Relative Growth: Rel. Growth: 69
Relative Strength: Rel. Strength: 83
Relative Valuation: Rel. Valuation: 72
Relative Profitability: Rel. Profitability: 81

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2020, the Company ...

Highlights
MSBI's net income has soared by 128% QoQ and by 128% YoY
MSBI's EPS has surged by 119% since the previous quarter and by 119% year-on-year
Midland States Bancorp's debt has decreased by 29% YoY but it has increased by 9% QoQ
The stock's price to earnings (P/E) is 153% more than its 5-year quarterly average of 9.2
Midland States Bancorp's equity has decreased by 2.2% YoY

Key stats

What are the main financial stats of MSBI

MSBI stock price

How has the Midland States Bancorp stock price performed over time
Intraday
3.78%
1 week
2.81%
1 month
9.86%
1 year
72.39%
YTD
34.77%
QTD
27.88%

Financial performance

How have Midland States Bancorp's revenue and profit performed over time
Revenue
$274.47M
Gross profit
$274.47M
Operating income
$51.99M
Net income
$35.16M
Gross margin
100%
Net margin
12.8%
The company's operating income has surged by 147% YoY and by 147% QoQ
Midland States Bancorp's operating margin has surged by 145% QoQ and by 142% YoY
MSBI's net income has soared by 128% QoQ and by 128% YoY
Midland States Bancorp's net margin has surged by 127% QoQ and by 125% YoY

Price vs fundamentals

How does MSBI's price correlate with its fundamentals

Growth

What is Midland States Bancorp's growth rate over time

Valuation

What is Midland States Bancorp stock price valuation
P/E
24.18
P/B
1.07
P/S
2.21
EV/EBIT
20.16
EV/EBITDA
16.78
EV/Sales
3.45
The stock's price to earnings (P/E) is 153% more than its 5-year quarterly average of 9.2
MSBI's EPS has surged by 119% since the previous quarter and by 119% year-on-year
The stock's price to book (P/B) is 47% more than its 5-year quarterly average of 0.7 and 47% more than its last 4 quarters average of 0.7
Midland States Bancorp's equity has decreased by 2.2% YoY
The price to sales (P/S) is 25% higher than the last 4 quarters average of 1.7 and 18% higher than the 5-year quarterly average of 1.8
MSBI's revenue is up by 13% YoY and by 3.5% QoQ

Efficiency

How efficient is Midland States Bancorp business performance
MSBI's return on invested capital has surged by 147% year-on-year and by 144% since the previous quarter
MSBI's return on sales has surged by 139% since the previous quarter and by 135% year-on-year
Midland States Bancorp's ROE has soared by 125% YoY and by 120% from the previous quarter
MSBI's return on assets has surged by 122% year-on-year and by 121% since the previous quarter

Dividends

What is MSBI's dividend history
DPS
$1.28
Dividend yield
4.49%
Payout ratio
108.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Midland States Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
Midland States Bancorp's total liabilities has decreased by 11% YoY
The company's total assets fell by 10% YoY
Midland States Bancorp's debt is 16% lower than its equity
Midland States Bancorp's debt has decreased by 29% YoY but it has increased by 9% QoQ
MSBI's debt to equity is down by 28% year-on-year but it is up by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.