MSBI Midland States Bancorp Inc

Price (delayed)

$33.22

Market cap

$691.05M

P/E Ratio

14.63

Dividend/share

$1.29

EPS

$2.27

Enterprise value

$1.18B

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Relative Growth: Rel. Growth: 76
Relative Strength: Rel. Strength: 89
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 87

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2024, the Company ...

Highlights
MSBI's net income has soared by 138% YoY and by 35% QoQ
MSBI's EPS has surged by 131% year-on-year and by 46% since the previous quarter
Midland States Bancorp's debt has surged by 69% QoQ but it has decreased by 2.4% YoY
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 10.0
Midland States Bancorp's equity has decreased by 9% YoY and by 7% QoQ

Key stats

What are the main financial stats of MSBI

MSBI stock price

How has the Midland States Bancorp stock price performed over time
Intraday
-0.36%
1 week
-2.98%
1 month
0.24%
1 year
108.41%
YTD
56.92%
QTD
3.3%

Financial performance

How have Midland States Bancorp's revenue and profit performed over time
Revenue
$307.24M
Gross profit
$307.24M
Operating income
$80.43M
Net income
$58.27M
Gross margin
100%
Net margin
19%
The company's operating income has surged by 156% YoY and by 29% QoQ
MSBI's net income has soared by 138% YoY and by 35% QoQ
Midland States Bancorp's operating margin has surged by 138% YoY and by 20% QoQ
Midland States Bancorp's net margin has surged by 126% YoY and by 27% QoQ

Price vs fundamentals

How does MSBI's price correlate with its fundamentals

Growth

What is Midland States Bancorp's growth rate over time

Valuation

What is Midland States Bancorp stock price valuation
P/E
14.63
P/B
1.3
P/S
2.28
EV/EBIT
15.46
EV/EBITDA
13.78
EV/Sales
3.83
MSBI's EPS has surged by 131% year-on-year and by 46% since the previous quarter
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 10.0
The stock's price to book (P/B) is 63% more than its 5-year quarterly average of 0.8 and 30% more than its last 4 quarters average of 1.0
Midland States Bancorp's equity has decreased by 9% YoY and by 7% QoQ
MSBI's revenue is up by 46% YoY and by 7% QoQ
The price to sales (P/S) is 27% higher than the 5-year quarterly average of 1.8 and 15% higher than the last 4 quarters average of 2.0

Efficiency

How efficient is Midland States Bancorp business performance
MSBI's return on invested capital has surged by 155% year-on-year and by 38% since the previous quarter
MSBI's return on sales has surged by 135% year-on-year and by 22% since the previous quarter
Midland States Bancorp's ROE has soared by 134% YoY and by 48% from the previous quarter
MSBI's return on assets has surged by 132% year-on-year and by 40% since the previous quarter

Dividends

What is MSBI's dividend history
DPS
$1.29
Dividend yield
3.88%
Payout ratio
56.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Midland States Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
Midland States Bancorp's total liabilities has increased by 2.5% QoQ
Midland States Bancorp's debt is 10% higher than its equity
MSBI's debt to equity has surged by 80% since the previous quarter and by 8% year-on-year
Midland States Bancorp's debt has surged by 69% QoQ but it has decreased by 2.4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.