MSBI Midland States Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: MSBI

Price (delayed)

$22.58

Market cap

$486.34M

P/E Ratio

6.04

Dividend/share

$1.2

EPS

$3.74

Enterprise value

$1.05B

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2020, the Company ...

Highlights
The company's gross profit rose by 8% YoY
MSBI's revenue is up by 8% YoY
The stock's price to earnings (P/E) is 38% less than its 5-year quarterly average of 9.8 but 12% more than its last 4 quarters average of 5.4
Midland States Bancorp's debt has increased by 15% YoY but it has decreased by 5% QoQ
MSBI's EPS is down by 8% since the previous quarter and by 5% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.midlandsb.com
Peers: NIC NKSH

Key stats

What are the main financial stats of MSBI
Market
Shares outstanding
21.54M
Market cap
$486.34M
Enterprise value
$1.05B
Valuations
Price to earnings (P/E)
6.04
Price to book (P/B)
0.64
Price to sales (P/S)
1.6
EV/EBIT
8.05
EV/EBITDA
7.4
EV/Sales
3.4
Earnings
Revenue
$310.32M
EBIT
$130.96M
EBITDA
$142.37M
Free cash flow
$89.64M
Per share
EPS
$3.74
Free cash flow per share
$4.08
Book value per share
$35.06
Revenue per share
$14.12
TBVPS
$354.88
Balance sheet
Total assets
$7.98B
Total liabilities
$7.21B
Debt
$699.93M
Equity
$764.25M
Working capital
N/A
Liquidity
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.99
Margins
EBITDA margin
45.9%
Gross margin
100%
Net margin
30.4%
Operating margin
42.2%
Efficiency
Return on assets
1.1%
Return on equity
11%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
42.2%
Dividend
Dividend yield
5.31%
DPS
$1.2
Payout ratio
32.1%

MSBI stock price

How has the Midland States Bancorp stock price performed over time
Intraday
-1.57%
1 week
-2.08%
1 month
7.22%
1 year
-16.09%
YTD
-15.18%
QTD
9.93%

Financial performance

How have Midland States Bancorp's revenue and profit performed over time
Revenue
$310.32M
Gross profit
$310.32M
Operating income
$130.96M
Net income
$94.26M
Gross margin
100%
Net margin
30.4%
The company's operating income rose by 12% YoY
The company's gross profit rose by 8% YoY
MSBI's revenue is up by 8% YoY
MSBI's net income is up by 6% YoY but it is down by 5% QoQ

Growth

What is Midland States Bancorp's growth rate over time

Valuation

What is Midland States Bancorp stock price valuation
MSBI P/E details
P/E
6.04
P/B
0.64
P/S
1.6
EV/EBIT
8.05
EV/EBITDA
7.4
EV/Sales
3.4
The stock's price to earnings (P/E) is 38% less than its 5-year quarterly average of 9.8 but 12% more than its last 4 quarters average of 5.4
MSBI's EPS is down by 8% since the previous quarter and by 5% year-on-year
The stock's price to book (P/B) is 20% less than its 5-year quarterly average of 0.8 but 7% more than its last 4 quarters average of 0.6
Midland States Bancorp's equity has increased by 3.4% YoY
The price to sales (P/S) is 20% lower than the 5-year quarterly average of 2.0
MSBI's revenue is up by 8% YoY

Efficiency

How efficient is Midland States Bancorp business performance
Midland States Bancorp's ROE has decreased by 17% YoY and by 9% from the previous quarter
MSBI's return on assets is down by 8% since the previous quarter and by 8% year-on-year
MSBI's return on sales is up by 4.2% year-on-year

Dividends

What is MSBI's dividend history
Dividend details
DPS
$1.2
Dividend yield
5.31%
Payout ratio
32.1%
Recent dividends

Financial health

How did Midland States Bancorp financials performed over time
The company's total assets is 11% higher than its total liabilities
Midland States Bancorp's debt is 8% lower than its equity
Midland States Bancorp's debt has increased by 15% YoY but it has decreased by 5% QoQ
MSBI's debt to equity is up by 12% year-on-year but it is down by 3.2% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.