MSBI Midland States Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: MSBI

Price (delayed)

$33.38

Market cap

$692.71M

P/E Ratio

21.4

Dividend/share

$1.29

EPS

$1.56

Enterprise value

$738.85M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 81

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2024, the Company ...

Highlights
MSBI's net income has soared by 131% YoY and by 22% QoQ
MSBI's EPS has surged by 123% year-on-year and by 32% since the previous quarter
The stock's price to earnings (P/E) is 123% more than its 5-year quarterly average of 9.6
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.midlandsb.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of MSBI

MSBI stock price

How has the Midland States Bancorp stock price performed over time
Intraday
-0.74%
1 week
-0.33%
1 month
9.34%
1 year
85.75%
YTD
57.68%
QTD
7.19%

Financial performance

How have Midland States Bancorp's revenue and profit performed over time
Revenue
$286.15M
Gross profit
$286.15M
Operating income
$62.57M
Net income
$43.02M
Gross margin
100%
Net margin
15%
The company's operating income has surged by 149% YoY and by 20% QoQ
Midland States Bancorp's operating margin has surged by 138% YoY and by 16% QoQ
MSBI's net income has soared by 131% YoY and by 22% QoQ
Midland States Bancorp's net margin has surged by 124% YoY and by 17% QoQ

Price vs fundamentals

How does MSBI's price correlate with its fundamentals

Growth

What is Midland States Bancorp's growth rate over time

Valuation

What is Midland States Bancorp stock price valuation
MSBI P/E details
P/E
21.4
P/B
1.21
P/S
2.46
EV/EBIT
12.75
EV/EBITDA
10.98
EV/Sales
2.58
MSBI's EPS has surged by 123% year-on-year and by 32% since the previous quarter
The stock's price to earnings (P/E) is 123% more than its 5-year quarterly average of 9.6
The stock's price to book (P/B) is 73% more than its 5-year quarterly average of 0.7 and 34% more than its last 4 quarters average of 0.9
The price to sales (P/S) is 37% higher than the 5-year quarterly average of 1.8 and 29% higher than the last 4 quarters average of 1.9
MSBI's revenue is up by 27% YoY and by 4.3% QoQ

Efficiency

How efficient is Midland States Bancorp business performance
MSBI's return on invested capital has surged by 144% year-on-year and by 14% since the previous quarter
MSBI's return on sales has surged by 133% year-on-year and by 19% since the previous quarter
Midland States Bancorp's ROE has soared by 127% YoY and by 30% from the previous quarter
MSBI's return on assets has surged by 125% year-on-year and by 25% since the previous quarter

Dividends

What is MSBI's dividend history
Dividend details
DPS
$1.29
Dividend yield
3.86%
Payout ratio
82.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Midland States Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets fell by 6% YoY but it rose by 2.3% QoQ
Midland States Bancorp's total liabilities has decreased by 6% YoY but it has increased by 2.4% QoQ
Midland States Bancorp's debt is 39% lower than its equity
Midland States Bancorp's debt has decreased by 29% YoY and by 27% QoQ
MSBI's debt to equity is down by 27% since the previous quarter and by 27% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.