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MSBI Midland States Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: MSBI
Price (delayed)
$18.23
Market cap
$390.15M
P/E Ratio
9.07
Dividend/share
$1.24
EPS
$2.01
Enterprise value
$840.93M
Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2020, the Company
Highlights
Midland States Bancorp's debt has decreased by 24% QoQ and by 18% YoY
The stock's price to earnings (P/E) is 21% less than its last 4 quarters average of 11.2 and 7% less than its 5-year quarterly average of 9.5
MSBI's EPS is down by 42% year-on-year but it is up by 20% since the previous quarter
MSBI's net income is down by 39% YoY but it is up by 15% QoQ
MSBI's revenue is down by 17% YoY
The company's gross profit fell by 17% YoY
Key stats
What are the main financial stats of MSBI
Market
Valuations
Earnings
Shares outstanding
21.4M
Market cap
$390.15M
Enterprise value
$840.93M
Price to earnings (P/E)
9.07
Price to book (P/B)
0.48
Price to sales (P/S)
1.56
EV/EBIT
12.06
EV/EBITDA
10.45
EV/Sales
3.32
Revenue
$253.3M
Gross profit
$253.3M
Operating income
$69.74M
Net income
$53.18M
EBIT
$69.74M
EBITDA
$80.47M
Free cash flow
$159.72M
Per share
Balance sheet
Liquidity
EPS
$2.01
EPS diluted
$2.01
Free cash flow per share
$7.37
Book value per share
$38.25
Revenue per share
$11.69
TBVPS
$349.54
Total assets
$7.75B
Total liabilities
$6.93B
Debt
$572.65M
Equity
$818.26M
Working capital
N/A
Debt to equity
0.7
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.6
Margins
Efficiency
Dividend
EBITDA margin
31.8%
Gross margin
100%
Net margin
21%
Operating margin
27.5%
Return on assets
0.6%
Return on equity
5.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
27.5%
Dividend yield
6.8%
DPS
$1.24
Payout ratio
61.7%
MSBI stock price
How has the Midland States Bancorp stock price performed over time
Intraday
2.47%
1 week
3.46%
1 month
16.04%
1 year
-22.72%
YTD
-25.29%
QTD
6.48%
Financial performance
How have Midland States Bancorp's revenue and profit performed over time
Revenue
$253.3M
Gross profit
$253.3M
Operating income
$69.74M
Net income
$53.18M
Gross margin
100%
Net margin
21%
The company's operating income fell by 44% YoY
MSBI's net income is down by 39% YoY but it is up by 15% QoQ
Midland States Bancorp's operating margin has decreased by 33% YoY and by 2.5% QoQ
Midland States Bancorp's net margin has decreased by 27% YoY but it has increased by 14% QoQ
Price vs fundamentals
How does MSBI's price correlate with its fundamentals
Growth
What is Midland States Bancorp's growth rate over time
Valuation
What is Midland States Bancorp stock price valuation
P/E
9.07
P/B
0.48
P/S
1.56
EV/EBIT
12.06
EV/EBITDA
10.45
EV/Sales
3.32
MSBI's EPS is down by 42% year-on-year but it is up by 20% since the previous quarter
The stock's price to earnings (P/E) is 21% less than its last 4 quarters average of 11.2 and 7% less than its 5-year quarterly average of 9.5
The stock's price to book (P/B) is 33% less than its 5-year quarterly average of 0.7 and 33% less than its last 4 quarters average of 0.7
Midland States Bancorp's equity has increased by 7% YoY and by 4.1% QoQ
The price to sales (P/S) is 24% lower than the last 4 quarters average of 2.0 and 20% lower than the 5-year quarterly average of 1.9
MSBI's revenue is down by 17% YoY
Efficiency
How efficient is Midland States Bancorp business performance
Midland States Bancorp's ROE has decreased by 45% YoY but it has increased by 19% from the previous quarter
MSBI's return on assets is down by 40% year-on-year but it is up by 20% since the previous quarter
MSBI's return on invested capital is down by 40% year-on-year
MSBI's return on sales is down by 33% year-on-year and by 2.5% since the previous quarter
Dividends
What is MSBI's dividend history
DPS
$1.24
Dividend yield
6.8%
Payout ratio
61.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Midland States Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
Midland States Bancorp's total liabilities has decreased by 3.9% YoY
The company's total assets fell by 2.8% YoY
Midland States Bancorp's debt is 30% lower than its equity
MSBI's debt to equity is down by 26% since the previous quarter and by 24% year-on-year
Midland States Bancorp's debt has decreased by 24% QoQ and by 18% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.