MSBI Midland States Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: MSBI
Price (delayed)
$17.67
Market cap
$380.17M
P/E Ratio
13.39
Dividend/share
$1.24
EPS
$1.32
Enterprise value
$739.86M
Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of December 31, 2020, the Company
Highlights
Midland States Bancorp's debt has decreased by 28% YoY and by 17% QoQ
The stock's price to earnings (P/E) is 26% more than its 5-year quarterly average of 10.6 but 13% less than its last 4 quarters average of 15.4
MSBI's EPS is down by 43% year-on-year and by 20% since the previous quarter
MSBI's net income is down by 38% YoY and by 16% QoQ
Key stats
What are the main financial stats of MSBI
Market
Valuations
Earnings
Shares outstanding
21.52M
Market cap
$380.17M
Enterprise value
$739.86M
Price to earnings (P/E)
13.39
Price to book (P/B)
0.53
Price to sales (P/S)
1.51
EV/EBIT
15.78
EV/EBITDA
12.85
EV/Sales
2.9
Revenue
$254.76M
Gross profit
$254.76M
Operating income
$59.76M
Net income
$38.04M
EBIT
$46.9M
EBITDA
$57.56M
Free cash flow
$169.68M
Per share
Balance sheet
Liquidity
EPS
$1.32
EPS diluted
$1.32
Free cash flow per share
$7.81
Book value per share
$33.21
Revenue per share
$11.72
TBVPS
$337.42
Total assets
$7.51B
Total liabilities
$6.8B
Debt
$474.45M
Equity
$710.85M
Working capital
N/A
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.25
Margins
Efficiency
Dividend
EBITDA margin
22.6%
Gross margin
100%
Net margin
14.9%
Operating margin
23.5%
Return on assets
0.4%
Return on equity
3.8%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
18.4%
Dividend yield
7.02%
DPS
$1.24
Payout ratio
93.9%
MSBI stock price
How has the Midland States Bancorp stock price performed over time
Intraday
0.06%
1 week
-4.69%
1 month
2.02%
1 year
-24.52%
YTD
-27.58%
QTD
2.02%
Financial performance
How have Midland States Bancorp's revenue and profit performed over time
Revenue
$254.76M
Gross profit
$254.76M
Operating income
$59.76M
Net income
$38.04M
Gross margin
100%
Net margin
14.9%
The company's operating income fell by 44% YoY and by 21% QoQ
MSBI's net income is down by 38% YoY and by 16% QoQ
Midland States Bancorp's operating margin has decreased by 38% YoY and by 20% QoQ
Midland States Bancorp's net margin has decreased by 32% YoY and by 15% QoQ
Price vs fundamentals
How does MSBI's price correlate with its fundamentals
Growth
What is Midland States Bancorp's growth rate over time
Valuation
What is Midland States Bancorp stock price valuation
P/E
13.39
P/B
0.53
P/S
1.51
EV/EBIT
15.78
EV/EBITDA
12.85
EV/Sales
2.9
MSBI's EPS is down by 43% year-on-year and by 20% since the previous quarter
The stock's price to earnings (P/E) is 26% more than its 5-year quarterly average of 10.6 but 13% less than its last 4 quarters average of 15.4
The stock's price to book (P/B) is 24% less than its 5-year quarterly average of 0.7 and 24% less than its last 4 quarters average of 0.7
Midland States Bancorp's equity has decreased by 13% QoQ
The price to sales (P/S) is 25% lower than the last 4 quarters average of 2.0 and 21% lower than the 5-year quarterly average of 1.9
MSBI's revenue is down by 9% YoY
Efficiency
How efficient is Midland States Bancorp business performance
MSBI's return on invested capital is down by 45% year-on-year and by 14% since the previous quarter
Midland States Bancorp's ROE has decreased by 45% YoY and by 19% from the previous quarter
MSBI's return on assets is down by 43% year-on-year and by 20% since the previous quarter
MSBI's return on sales is down by 41% year-on-year and by 16% since the previous quarter
Dividends
What is MSBI's dividend history
DPS
$1.24
Dividend yield
7.02%
Payout ratio
93.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Midland States Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total assets fell by 3.6% YoY and by 3.2% QoQ
Midland States Bancorp's total liabilities has decreased by 3.9% YoY
Midland States Bancorp's debt is 33% lower than its equity
Midland States Bancorp's debt has decreased by 28% YoY and by 17% QoQ
MSBI's debt to equity is down by 27% year-on-year and by 4.3% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.