PAY Paymentus Holdings Inc

Price (delayed)

$35.47

Market cap

$4.45B

P/E Ratio

73.9

Dividend/share

N/A

EPS

$0.48

Enterprise value

$4.16B

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Relative Growth: Rel. Growth: N/A
Relative Strength: Rel. Strength: N/A
Relative Valuation: Rel. Valuation: N/A
Relative Profitability: Rel. Profitability: N/A
Highlights
PAY's net income is up by 47% YoY and by 6% QoQ
The revenue has grown by 44% YoY and by 8% from the previous quarter
PAY's price to earnings (P/E) is 72% lower than its 5-year quarterly average of 261.7 but 2.6% higher than its last 4 quarters average of 72.0
PAY's gross margin is down by 13% year-on-year
PAY's quick ratio is down by 6% since the previous quarter

Key stats

What are the main financial stats of PAY
Market
Shares outstanding
125.43M
Market cap
$4.45B
Enterprise value
$4.16B
Valuations
Price to earnings (P/E)
73.9
Price to book (P/B)
8.27
Price to sales (P/S)
3.96
PEG
1.79
EV/EBIT
55.49
EV/EBITDA
35.13
EV/Sales
3.71
Earnings
Revenue
$1.12B
Gross profit
$278.38M
Operating income
$65.66M
Net income
$59.41M
EBIT
$75.05M
EBITDA
$118.54M
Free cash flow
$108.25M
Per share
EPS
$0.48
EPS diluted
$0.47
Free cash flow per share
$0.86
Book value per share
$4.29
Revenue per share
$8.97
TBVPS
$3.43
Balance sheet
Total assets
$644.41M
Total liabilities
$107.01M
Debt
$7.36M
Equity
$537.4M
Working capital
$321.43M
Liquidity
Debt to equity
0.01
Current ratio
4.36
Quick ratio
4.14
Net debt/EBITDA
-2.4
Margins
EBITDA margin
10.5%
Gross margin
24.8%
Net margin
5.3%
Operating margin
5.8%
Efficiency
Return on assets
9.8%
Return on equity
11.6%
Return on invested capital
133.6%
Return on capital employed
13.7%
Return on sales
6.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

PAY stock price

How has the Paymentus Holdings stock price performed over time
Intraday
-1.75%
1 week
20.56%
1 month
9.21%
1 year
42.56%
YTD
8.57%
QTD
15.92%

Financial performance

How have Paymentus Holdings's revenue and profit performed over time
Revenue
$1.12B
Gross profit
$278.38M
Operating income
$65.66M
Net income
$59.41M
Gross margin
24.8%
Net margin
5.3%
The operating income has soared by 65% YoY and by 13% from the previous quarter
PAY's net income is up by 47% YoY and by 6% QoQ
The revenue has grown by 44% YoY and by 8% from the previous quarter
The company's gross profit rose by 26% YoY and by 5% QoQ

Price vs fundamentals

How does PAY's price correlate with its fundamentals

Growth

What is Paymentus Holdings's growth rate over time

Valuation

What is Paymentus Holdings stock price valuation
P/E
73.9
P/B
8.27
P/S
3.96
EV/EBIT
55.49
EV/EBITDA
35.13
EV/Sales
3.71
PAY's price to earnings (P/E) is 72% lower than its 5-year quarterly average of 261.7 but 2.6% higher than its last 4 quarters average of 72.0
The EPS has increased by 41% YoY and by 4.3% from the previous quarter
The stock's price to book (P/B) is 33% more than its 5-year quarterly average of 6.2 and 10% more than its last 4 quarters average of 7.5
Paymentus Holdings's equity has increased by 15% YoY and by 4% QoQ
The revenue has grown by 44% YoY and by 8% from the previous quarter
PAY's P/S is 12% below its 5-year quarterly average of 4.5 but 4.2% above its last 4 quarters average of 3.8

Efficiency

How efficient is Paymentus Holdings business performance
Paymentus Holdings's return on invested capital has surged by 70% YoY and by 26% QoQ
The ROE has grown by 29% YoY
PAY's return on assets is up by 27% year-on-year and by 2.1% since the previous quarter
The ROS has increased by 6% YoY and by 4.7% from the previous quarter

Dividends

What is PAY's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for PAY.

Financial health

How did Paymentus Holdings financials performed over time
PAY's total liabilities is up by 27% year-on-year and by 15% since the previous quarter
The total assets has increased by 17% year-on-year and by 6% since the previous quarter
The debt is 99% smaller than the equity
The debt to equity has dropped by 50% since the previous quarter and by 50% year-on-year
The debt has declined by 20% year-on-year and by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.