UVE Universal Insurance Holdings Inc
- Stocks
- Financial Services
- NYSE: UVE
Price (delayed)
$23
Market cap
$651.33M
P/E Ratio
9.66
Dividend/share
$0.77
EPS
$2.38
Enterprise value
$316.45M
Universal Insurance Holdings (UVE) is a holding company offering property and casualty insurance and value-added insurance services. The company develops, markets, and writes insurance products for consumers predominantly in the
Highlights
The equity rose by 16% YoY and by 8% QoQ
The revenue has grown by 6% YoY
UVE's net income is down by 20% YoY
The EPS is down by 18% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Key stats
What are the main financial stats of UVE
Market
Valuations
Earnings
Shares outstanding
28.32M
Market cap
$651.33M
Enterprise value
$316.45M
Price to earnings (P/E)
9.66
Price to book (P/B)
1.41
Price to sales (P/S)
0.41
EV/EBIT
3.25
EV/EBITDA
3.05
EV/Sales
0.2
Revenue
$1.57B
Gross profit
$452.9M
Operating income
$97.52M
Net income
$66.39M
EBIT
$97.52M
EBITDA
$103.63M
Free cash flow
$269.55M
Per share
Balance sheet
Liquidity
EPS
$2.38
EPS diluted
$2.29
Free cash flow per share
$9.64
Book value per share
$16.27
Revenue per share
$56.03
TBVPS
$117.11
Total assets
$3.28B
Total liabilities
$2.82B
Debt
$100.86M
Equity
$457.81M
Working capital
N/A
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.23
Margins
Efficiency
Dividend
EBITDA margin
6.6%
Gross margin
28.9%
Net margin
4.2%
Operating margin
6.2%
Return on assets
2.3%
Return on equity
16.1%
Return on invested capital
3.8%
Return on capital employed
N/A
Return on sales
6.2%
Dividend yield
3.35%
DPS
$0.77
Payout ratio
32.4%
UVE stock price
How has the Universal Insurance Holdings stock price performed over time
Intraday
-2.71%
1 week
0.31%
1 month
-16.09%
1 year
18.99%
YTD
9.21%
QTD
-17.06%
Financial performance
How have Universal Insurance Holdings's revenue and profit performed over time
Revenue
$1.57B
Gross profit
$452.9M
Operating income
$97.52M
Net income
$66.39M
Gross margin
28.9%
Net margin
4.2%
Universal Insurance Holdings's net margin has decreased by 25% YoY and by 2.3% from the previous quarter
The operating margin has declined by 23% year-on-year and by 3.1% since the previous quarter
UVE's net income is down by 20% YoY
The operating income has contracted by 19% YoY
Price vs fundamentals
How does UVE's price correlate with its fundamentals
Growth
What is Universal Insurance Holdings's growth rate over time
Valuation
What is Universal Insurance Holdings stock price valuation
P/E
9.66
P/B
1.41
P/S
0.41
EV/EBIT
3.25
EV/EBITDA
3.05
EV/Sales
0.2
The EPS is down by 18% YoY
The price to earnings (P/E) is 5% lower than the last 4 quarters average of 10.2
The equity rose by 16% YoY and by 8% QoQ
The stock's price to book (P/B) is 12% less than its last 4 quarters average of 1.6 but 8% more than its 5-year quarterly average of 1.3
The revenue has grown by 6% YoY
UVE's P/S is 2.5% above its 5-year quarterly average of 0.4 and 2.5% above its last 4 quarters average of 0.4
Efficiency
How efficient is Universal Insurance Holdings business performance
The company's return on invested capital fell by 32% YoY and by 5% QoQ
UVE's return on assets is down by 32% year-on-year and by 8% since the previous quarter
The company's return on equity fell by 32% YoY and by 4.2% QoQ
The ROS is down by 23% YoY and by 3.1% QoQ
Dividends
What is UVE's dividend history
DPS
$0.77
Dividend yield
3.35%
Payout ratio
32.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Universal Insurance Holdings financials performed over time
The company's total assets is 16% higher than its total liabilities
The total liabilities has grown by 23% year-on-year and by 23% since the previous quarter
The company's total assets rose by 22% YoY and by 21% QoQ
Universal Insurance Holdings's debt is 78% less than its equity
The equity rose by 16% YoY and by 8% QoQ
The debt to equity has contracted by 15% YoY and by 8% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.