UVE Universal Insurance Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: UVE

Price (delayed)

$19.62

Market cap

$568.31M

P/E Ratio

8.76

Dividend/share

$0.64

EPS

$2.24

Enterprise value

$284.97M

Universal Insurance Holdings (UVE) is a holding company offering property and casualty insurance and value-added insurance services. The company develops, markets, and writes insurance products for consumers predominantly in the ...

Highlights
The gross profit has increased by 40% YoY
The equity rose by 19% YoY and by 13% QoQ
The gross margin has grown by 24% YoY but it has contracted by 5% from the previous quarter
Universal Insurance Holdings's debt has increased by 13% YoY
UVE's net income is down by 7% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.universalinsuranceholdings.com
Peers: HRTG ERIE ORI HCI

Key stats

What are the main financial stats of UVE
Market
Shares outstanding
28.97M
Market cap
$568.31M
Enterprise value
$284.97M
Valuations
Price to earnings (P/E)
8.76
Price to book (P/B)
1.68
Price to sales (P/S)
0.42
EV/EBIT
3
EV/EBITDA
2.79
EV/Sales
0.2
Earnings
Revenue
$1.39B
EBIT
$94.88M
EBITDA
$102.19M
Free cash flow
$66.99M
Per share
EPS
$2.24
Free cash flow per share
$2.25
Book value per share
$11.69
Revenue per share
$46.65
TBVPS
$77.66
Balance sheet
Total assets
$2.32B
Total liabilities
$1.98B
Debt
$116.6M
Equity
$341.3M
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.77
Margins
EBITDA margin
7.3%
Gross margin
28.7%
Net margin
4.8%
Operating margin
6.8%
Efficiency
Return on assets
2.6%
Return on equity
20.6%
Return on invested capital
4%
Return on capital employed
N/A
Return on sales
6.8%
Dividend
Dividend yield
3.26%
DPS
$0.64
Payout ratio
28.6%

UVE stock price

How has the Universal Insurance Holdings stock price performed over time
Intraday
3.32%
1 week
4.08%
1 month
-0.66%
1 year
2.45%
YTD
22.78%
QTD
-3.44%

Financial performance

How have Universal Insurance Holdings's revenue and profit performed over time
Revenue
$1.39B
Gross profit
$398.95M
Operating income
$94.88M
Net income
$66.82M
Gross margin
28.7%
Net margin
4.8%
The gross profit has increased by 40% YoY
The gross margin has grown by 24% YoY but it has contracted by 5% from the previous quarter
The revenue has grown by 14% YoY and by 3.3% from the previous quarter
The operating margin has declined by 11% since the previous quarter

Growth

What is Universal Insurance Holdings's growth rate over time

Valuation

What is Universal Insurance Holdings stock price valuation
P/E
8.76
P/B
1.68
P/S
0.42
EV/EBIT
3
EV/EBITDA
2.79
EV/Sales
0.2
The EPS is down by 5% QoQ
The stock's price to book (P/B) is 25% more than its 5-year quarterly average of 1.3 and 8% more than its last 4 quarters average of 1.5
The equity rose by 19% YoY and by 13% QoQ
UVE's P/S is 18% below its 5-year quarterly average of 0.5 but 2.5% above its last 4 quarters average of 0.4
The revenue has grown by 14% YoY and by 3.3% from the previous quarter

Efficiency

How efficient is Universal Insurance Holdings business performance
The company's return on equity fell by 11% QoQ
The ROS is down by 11% QoQ
The company's return on invested capital fell by 2.4% QoQ

Dividends

What is UVE's dividend history
Dividend details
DPS
$0.64
Dividend yield
3.26%
Payout ratio
28.6%
Recent dividends

Financial health

How did Universal Insurance Holdings financials performed over time
The company's total assets is 17% higher than its total liabilities
The total liabilities has declined by 24% year-on-year and by 12% since the previous quarter
The company's total assets fell by 20% YoY and by 9% QoQ
Universal Insurance Holdings's debt is 66% less than its equity
The equity rose by 19% YoY and by 13% QoQ
Universal Insurance Holdings's debt has increased by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.