UVE Universal Insurance Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: UVE

Price (delayed)

$43.915

Market cap

$1.22B

P/E Ratio

5.54

Dividend/share

$0.93

EPS

$7.93

Enterprise value

$719.23M

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Relative Growth: Rel. Growth: 86
Relative Strength: Rel. Strength: 85
Relative Valuation: Rel. Valuation: 99
Relative Profitability: Rel. Profitability: 90

Universal Insurance Holdings, Inc. (“UVE”) is a holding company providing property and casualty insurance and value-added insurance services. We develop, market, and write insurance products for consumers predominantly in the ...

Highlights
The gross profit has soared by 51% YoY and by 7% QoQ
The gross margin has grown by 45% YoY and by 4.8% from the previous quarter
The price to earnings (P/E) is 63% lower than the 5-year quarterly average of 14.8 but 4% higher than the last 4 quarters average of 5.3
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.universalinsuranceholdings.com
Peers: HRTG ERIE ORI HCI

Key stats

What are the main financial stats of UVE

UVE stock price

How has the Universal Insurance Holdings stock price performed over time
Intraday
0.47%
1 week
1.33%
1 month
2.1%
1 year
90.93%
YTD
29.93%
QTD
6.18%

Financial performance

How have Universal Insurance Holdings's revenue and profit performed over time
Revenue
$1.63B
Gross profit
$681.83M
Operating income
$299.33M
Net income
$219.9M
Gross margin
41.8%
Net margin
13.5%
The operating margin has surged by 197% year-on-year and by 11% since the previous quarter
The gross profit has soared by 51% YoY and by 7% QoQ
The gross margin has grown by 45% YoY and by 4.8% from the previous quarter
The operating income has grown by 13% from the previous quarter

Price vs fundamentals

How does UVE's price correlate with its fundamentals

Growth

What is Universal Insurance Holdings's growth rate over time

Valuation

What is Universal Insurance Holdings stock price valuation
UVE P/E details
P/E
5.54
P/B
1.92
P/S
0.74
EV/EBIT
2.4
EV/EBITDA
2.35
EV/Sales
0.44
The price to earnings (P/E) is 63% lower than the 5-year quarterly average of 14.8 but 4% higher than the last 4 quarters average of 5.3
The EPS is up by 13% QoQ
The equity rose by 39% YoY and by 9% QoQ
The stock's price to book (P/B) is 36% more than its 5-year quarterly average of 1.4 and 12% more than its last 4 quarters average of 1.7
UVE's P/S is 85% above its 5-year quarterly average of 0.4 and 23% above its last 4 quarters average of 0.6
The revenue has grown by 4% YoY

Efficiency

How efficient is Universal Insurance Holdings business performance
The ROS has soared by 197% YoY and by 11% QoQ
The company's return on equity has surged by 141% YoY and by 3.5% QoQ
The company's return on invested capital rose by 15% QoQ
UVE's return on assets is up by 12% since the previous quarter

Dividends

What is UVE's dividend history
Dividend details
DPS
$0.93
Dividend yield
2.12%
Payout ratio
11.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Universal Insurance Holdings financials performed over time
The company's total assets is 24% higher than its total liabilities
The total liabilities has grown by 22% since the previous quarter but it has declined by 5% year-on-year
The company's total assets rose by 19% QoQ
Universal Insurance Holdings's debt is 85% less than its equity
The equity rose by 39% YoY and by 9% QoQ
The debt to equity has contracted by 32% YoY and by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.