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UVE Universal Insurance Holdings Inc
- Stocks
- Financial Services
- NYSE: UVE
Price (delayed)
$26.44
Market cap
$744.15M
P/E Ratio
11.16
Dividend/share
$0.77
EPS
$2.37
Enterprise value
$446.35M
Universal Insurance Holdings (UVE) is a holding company offering property and casualty insurance and value-added insurance services. The company develops, markets, and writes insurance products for consumers predominantly in the
Highlights
The equity rose by 16% YoY and by 13% QoQ
The gross profit has increased by 8% YoY and by 3.8% QoQ
The EPS is up by 14% QoQ but it is down by 8% YoY
UVE's net income is up by 13% from the previous quarter but it is down by 13% YoY
The price to earnings (P/E) is 25% higher than the last 4 quarters average of 8.9
Sector: Financial Services
Industry: Insurance - Property & Casualty
Key stats
What are the main financial stats of UVE
Market
Valuations
Earnings
Shares outstanding
28.14M
Market cap
$744.15M
Enterprise value
$446.35M
Price to earnings (P/E)
11.16
Price to book (P/B)
1.76
Price to sales (P/S)
0.48
EV/EBIT
4.51
EV/EBITDA
4.24
EV/Sales
0.29
Revenue
$1.55B
Gross profit
$449.71M
Operating income
$99.05M
Net income
$66.71M
EBIT
$99.05M
EBITDA
$105.17M
Free cash flow
$235.98M
Per share
Balance sheet
Liquidity
EPS
$2.37
EPS diluted
$2.29
Free cash flow per share
$8.4
Book value per share
$15.03
Revenue per share
$55.09
TBVPS
$96.64
Total assets
$2.71B
Total liabilities
$2.29B
Debt
$103.02M
Equity
$422.39M
Working capital
N/A
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.83
Margins
Efficiency
Dividend
EBITDA margin
6.8%
Gross margin
29.1%
Net margin
4.3%
Operating margin
6.4%
Return on assets
2.5%
Return on equity
16.8%
Return on invested capital
4%
Return on capital employed
N/A
Return on sales
6.4%
Dividend yield
2.91%
DPS
$0.77
Payout ratio
32.5%
UVE stock price
How has the Universal Insurance Holdings stock price performed over time
Intraday
-0.23%
1 week
1.65%
1 month
15.41%
1 year
28.79%
YTD
25.55%
QTD
11.56%
Financial performance
How have Universal Insurance Holdings's revenue and profit performed over time
Revenue
$1.55B
Gross profit
$449.71M
Operating income
$99.05M
Net income
$66.71M
Gross margin
29.1%
Net margin
4.3%
Universal Insurance Holdings's net margin has decreased by 19% YoY but it has increased by 10% from the previous quarter
The operating margin has declined by 16% year-on-year but it has grown by 7% since the previous quarter
UVE's net income is up by 13% from the previous quarter but it is down by 13% YoY
The operating income has contracted by 10% YoY but it has grown by 9% from the previous quarter
Price vs fundamentals
How does UVE's price correlate with its fundamentals
Growth
What is Universal Insurance Holdings's growth rate over time
Valuation
What is Universal Insurance Holdings stock price valuation
P/E
11.16
P/B
1.76
P/S
0.48
EV/EBIT
4.51
EV/EBITDA
4.24
EV/Sales
0.29
The price to earnings (P/E) is 25% higher than the last 4 quarters average of 8.9
The EPS is up by 14% QoQ but it is down by 8% YoY
The stock's price to book (P/B) is 35% more than its 5-year quarterly average of 1.3 and 17% more than its last 4 quarters average of 1.5
The equity rose by 16% YoY and by 13% QoQ
UVE's P/S is 20% above its 5-year quarterly average of 0.4 and 20% above its last 4 quarters average of 0.4
The revenue has grown by 7% YoY
Efficiency
How efficient is Universal Insurance Holdings business performance
The company's return on equity fell by 26% YoY but it rose by 9% QoQ
The company's return on invested capital fell by 20% YoY but it rose by 2.6% QoQ
UVE's return on assets is down by 19% year-on-year but it is up by 9% since the previous quarter
The ROS is down by 16% YoY but it is up by 7% QoQ
Dividends
What is UVE's dividend history
DPS
$0.77
Dividend yield
2.91%
Payout ratio
32.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Universal Insurance Holdings financials performed over time
The company's total assets is 18% higher than its total liabilities
The total liabilities has grown by 31% year-on-year but it has declined by 7% since the previous quarter
The company's total assets rose by 28% YoY but it fell by 4.5% QoQ
Universal Insurance Holdings's debt is 76% less than its equity
The equity rose by 16% YoY and by 13% QoQ
The debt to equity has contracted by 14% YoY and by 11% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.