UVE Universal Insurance Holdings PE ratio, current and historical analysis

As of Apr 1, 2025, the Universal Insurance Holdings stock's PE ratio is 11.63. This takes into account the latest EPS of $2.07 and stock price of $24.07. The PE ratio has grown by 40% from its last 4 quarters average of 8.3.

UVE PE ratio history

How has UVE's PE ratio performed in the past

The PE ratio of Universal Insurance Holdings has averaged 14.83 over the last ten years. The current P/E ratio of 11.63 is 22% lower than the historical average. Looking back at the last ten years, UVE's PE ratio peaked in the Jun 2023 quarter at 77.15, when the price was $15.43 and the EPS was $0.2. The lowest point was in the Jun 2016 quarter, when it reached 5.46 with a price of $18.58 and an EPS of $3.4.

Today
11.63
Average
14.83
Median
9.39
Minimum
5.46
Maximum
77.15

Universal Insurance Holdings PE ratio by year

Maximum annual increase: 80.96% in 2019

Maximum annual decrease: -33.55% in 2010

Year PE ratio PE change Price EPS
2024 10.17 42.64% $21.06 $2.07
2023 7.13 N/A $15.98 $2.24
2022 N/A N/A $10.59 -$0.72
2021 26.15 3.85% $17 $0.65
2020 25.18 23.25% $15.11 $0.6
2019 20.43 80.96% $27.99 $1.37
2018 11.29 26.71% $37.92 $3.36
2017 8.91 -10.54% $27.35 $3.07
2016 9.96 31.4% $28.4 $2.85
2015 7.58 -19.53% $23.18 $3.06
2014 9.42 6.68% $20.45 $2.17
2013 8.83 53.3% $14.48 $1.64
2012 5.76 -17.95% $4.38 $0.76
2011 7.02 36.84% $3.58 $0.51
2010 5.13 -33.55% $4.87 $0.95

Universal Insurance Holdings PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 10.17 15.7% $21.06 $2.07
Sep 2024 8.79 35.44% $22.16 $2.52
Jun 2024 6.49 -17.32% $18.76 $2.89
Mar 2024 7.85 10.1% $20.32 $2.59
Dec 2023 7.13 20.03% $15.98 $2.24
Sep 2023 5.94 -92.3% $14.02 $2.36
Jun 2023 77.15 N/A $15.43 $0.2
Mar 2023 N/A N/A $18.22 -$0.5
Dec 2022 N/A N/A $10.59 -$0.72
Sep 2022 N/A N/A $9.85 -$3.1
Jun 2022 N/A N/A $13.03 -$0.09
Mar 2022 36.46 39.43% $13.49 $0.37
Dec 2021 26.15 232.7% $17 $0.65
Sep 2021 7.86 -48.46% $13.04 $1.66
Jun 2021 15.25 -11.75% $13.88 $0.91

UVE average PE ratio chart

What is the average PE ratio of UVE for the past years

UVE's current PE ratio is lower than its 3, 5 and 10-year averages.

3-year avg
17.65
5-year avg
21.5
10-year avg
14.83
15-year avg
11.89

UVE PE vs peers

What is UVE's PE ratio compared to its peers

UVE's PE ratio stands lower than its peer stocks ERIE and ORI, but it is higher than HRTG's and KINS's. Universal Insurance Holdings's current PE ratio of 11.63 is lower than the average of its peers, which is 12.25.

Stock name PE ratio Market cap
HRTG Heritage Insurance Holdings Inc 7.53 $648.16M
KINS Kingstone Companies Inc 10.36 $227.52M
UVE Universal Insurance Holdings Inc 11.63 $676.27M
ORI Old Republic International Corp 12.01 $9.83B
HCI HCI Group Inc 13.88 $1.58B
HTH Hilltop Holdings Inc 17.45 $1.97B
ERIE Erie Indemnity Co 31.89 $18.98B

Frequently asked questions

What is Universal Insurance Holdings's PE ratio?

The price to earnings ratio for UVE stock as of Apr 1, 2025, stands at 11.63.

What is the 3-year average PE ratio for Universal Insurance Holdings (UVE)?

As an average over the last 3 years, UVE stock has a PE ratio of 17.65.

What is the 5-year average PE ratio for Universal Insurance Holdings (UVE)?

As an average over the last 5 years, UVE stock has a PE ratio of 21.5.

What is the highest PE ratio for UVE?

Over the last ten years, the quarterly PE ratio reached its highest level at 77.15 in the Jun 2023 quarter.

How does the current PE ratio for UVE compare to its historical average?

UVE's price to earnings ratio is currently 22% below its 10-year historical average.

How is UVE's PE ratio calculated (Universal Insurance Holdings PE ratio formula)?

You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Apr 1, 2025), Universal Insurance Holdings's share price is $24.07. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $2.07. Therefore, Universal Insurance Holdings's PE ratio for today is 11.63. PE RATIO(11.63) = STOCK PRICE($24.07) / TTM EPS($2.07)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.