UVE Universal Insurance Holdings PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: UVE
- PE Ratio
As of Aug 1, 2025, the Universal Insurance Holdings stock's PE ratio is 9.66. This takes into account the latest EPS of $2.38 and stock price of $23. The PE ratio marks a decrease of 4.9% from its last 4 quarters average of 10.2.
UVE PE ratio history
The PE ratio of Universal Insurance Holdings has averaged 14.76 over the last ten years. The current P/E ratio of 9.66 is 35% lower than the historical average. Looking back at the last ten years, UVE's PE ratio peaked in the Jun 2023 quarter at 77.15, when the price was $15.43 and the EPS was $0.2. The lowest point was in the Jun 2016 quarter, when it reached 5.46 with a price of $18.58 and an EPS of $3.4.
Universal Insurance Holdings PE ratio by year
Maximum annual increase: 80.96% in 2019
Maximum annual decrease: -33.55% in 2010
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 10.17 | 42.64% | $21.06 | $2.07 |
| 2023 | 7.13 | N/A | $15.98 | $2.24 |
| 2022 | N/A | N/A | $10.59 | -$0.72 |
| 2021 | 26.15 | 3.85% | $17 | $0.65 |
| 2020 | 25.18 | 23.25% | $15.11 | $0.6 |
| 2019 | 20.43 | 80.96% | $27.99 | $1.37 |
| 2018 | 11.29 | 26.71% | $37.92 | $3.36 |
| 2017 | 8.91 | -10.54% | $27.35 | $3.07 |
| 2016 | 9.96 | 31.4% | $28.4 | $2.85 |
| 2015 | 7.58 | -19.53% | $23.18 | $3.06 |
| 2014 | 9.42 | 6.68% | $20.45 | $2.17 |
| 2013 | 8.83 | 53.3% | $14.48 | $1.64 |
| 2012 | 5.76 | -17.95% | $4.38 | $0.76 |
| 2011 | 7.02 | 36.84% | $3.58 | $0.51 |
| 2010 | 5.13 | -33.55% | $4.87 | $0.95 |
Universal Insurance Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 11.65 | 16.5% | $27.73 | $2.38 |
| Mar 2025 | 10 | -1.67% | $23.7 | $2.37 |
| Dec 2024 | 10.17 | 15.7% | $21.06 | $2.07 |
| Sep 2024 | 8.79 | 35.44% | $22.16 | $2.52 |
| Jun 2024 | 6.49 | -17.32% | $18.76 | $2.89 |
| Mar 2024 | 7.85 | 10.1% | $20.32 | $2.59 |
| Dec 2023 | 7.13 | 20.03% | $15.98 | $2.24 |
| Sep 2023 | 5.94 | -92.3% | $14.02 | $2.36 |
| Jun 2023 | 77.15 | N/A | $15.43 | $0.2 |
| Mar 2023 | N/A | N/A | $18.22 | -$0.5 |
| Dec 2022 | N/A | N/A | $10.59 | -$0.72 |
| Sep 2022 | N/A | N/A | $9.85 | -$3.1 |
| Jun 2022 | N/A | N/A | $13.03 | -$0.09 |
| Mar 2022 | 36.46 | 39.43% | $13.49 | $0.37 |
| Dec 2021 | 26.15 | 232.7% | $17 | $0.65 |
UVE Price vs fair value
UVE average PE ratio chart
UVE's current PE ratio is lower than its 3, 5 and 10-year averages.
UVE PE vs peers
UVE's PE ratio stands lower than its peer stocks ERIE and ORI, but it is higher than HRTG's and KINS's. Universal Insurance Holdings's current PE ratio of 9.66 is lower than the average of its peers, which is 13.26.
| Stock name | PE ratio | Market cap |
|---|---|---|
| HRTG Heritage Insurance Holdings Inc | 8.27 | $651.17M |
| KINS Kingstone Companies Inc | 8.81 | $215.83M |
| UVE Universal Insurance Holdings Inc | 9.66 | $651.33M |
| HCI HCI Group Inc | 11.23 | $1.6B |
| ORI Old Republic International Corp | 11.4 | $8.88B |
| HTH Hilltop Holdings Inc | 13.26 | $1.86B |
| ERIE Erie Indemnity Co | 26.61 | $16.2B |
Frequently asked questions
What is Universal Insurance Holdings's PE ratio?
The price to earnings ratio for UVE stock as of Aug 1, 2025, stands at 9.66.
What is the 3-year average PE ratio for Universal Insurance Holdings (UVE)?
As an average over the last 3 years, UVE stock has a PE ratio of 16.13.
What is the 5-year average PE ratio for Universal Insurance Holdings (UVE)?
As an average over the last 5 years, UVE stock has a PE ratio of 18.22.
What is the highest PE ratio for UVE?
Over the last ten years, the quarterly PE ratio reached its highest level at 77.15 in the Jun 2023 quarter.
How does the current PE ratio for UVE compare to its historical average?
UVE's price to earnings ratio is currently 35% below its 10-year historical average.
Why is Universal Insurance Holdings's PE ratio so low?
UVE's PE ratio of 9.66 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is UVE's PE ratio calculated (Universal Insurance Holdings PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Aug 1, 2025), Universal Insurance Holdings's share price is $23. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $2.38. Therefore, Universal Insurance Holdings's PE ratio for today is 9.66. PE RATIO(9.66) = STOCK PRICE($23) / TTM EPS($2.38)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.