HCI HCI Group Inc
Price (delayed)
$144.35
Market cap
$1.55B
P/E Ratio
13.63
Dividend/share
$1.6
EPS
$10.59
Enterprise value
$1.25B
HCI Group, Inc. is an InsurTech company with operations in insurance, software development and real estate. HCI's leading insurance operation, TypTap Insurance Company, is a rapidly growing, technology-driven insurance company
Highlights
HCI Group's equity has increased by 40% YoY
The revenue has grown by 36% YoY
The net income has grown by 39% YoY but it has contracted by 24% from the previous quarter
HCI's EPS is down by 29% since the previous quarter but it is up by 16% year-on-year
The stock's price to earnings (P/E) is 60% more than its last 4 quarters average of 8.4
The gross margin is down by 11% from the previous quarter and by 7% YoY
Key stats
What are the main financial stats of HCI
Market
Valuations
Earnings
Shares outstanding
10.77M
Market cap
$1.55B
Enterprise value
$1.25B
Price to earnings (P/E)
13.63
Price to book (P/B)
3.36
Price to sales (P/S)
2.03
EV/EBIT
7.38
EV/EBITDA
7.2
EV/Sales
1.66
Revenue
$750.05M
Gross profit
$375.34M
Operating income
$186.77M
Net income
$109.95M
EBIT
$169.14M
EBITDA
$173.44M
Free cash flow
$327.78M
Per share
Balance sheet
Liquidity
EPS
$10.59
EPS diluted
$8.89
Free cash flow per share
$31.11
Book value per share
$43.02
Revenue per share
$71.18
TBVPS
$211.16
Total assets
$2.23B
Total liabilities
$1.76B
Debt
$230.44M
Equity
$453.33M
Working capital
N/A
Debt to equity
0.51
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.76
Margins
Efficiency
Dividend
EBITDA margin
23.1%
Gross margin
50%
Net margin
14.7%
Operating margin
24.9%
Return on assets
5.5%
Return on equity
25.1%
Return on invested capital
10.1%
Return on capital employed
N/A
Return on sales
22.6%
Dividend yield
1.11%
DPS
$1.6
Payout ratio
15.1%
HCI stock price
How has the HCI Group stock price performed over time
Intraday
1.42%
1 week
-1.19%
1 month
3.4%
1 year
27.04%
YTD
23.87%
QTD
-3.27%
Financial performance
How have HCI Group's revenue and profit performed over time
Revenue
$750.05M
Gross profit
$375.34M
Operating income
$186.77M
Net income
$109.95M
Gross margin
50%
Net margin
14.7%
The company's operating income rose by 45% YoY but it fell by 20% QoQ
The net income has grown by 39% YoY but it has contracted by 24% from the previous quarter
The revenue has grown by 36% YoY
The gross profit has grown by 27% YoY but it has contracted by 11% from the previous quarter
Growth
What is HCI Group's growth rate over time
Valuation
What is HCI Group stock price valuation
P/E
13.63
P/B
3.36
P/S
2.03
EV/EBIT
7.38
EV/EBITDA
7.2
EV/Sales
1.66
The stock's price to earnings (P/E) is 60% more than its last 4 quarters average of 8.4
HCI's EPS is down by 29% since the previous quarter but it is up by 16% year-on-year
HCI Group's equity has increased by 40% YoY
HCI's P/B is 32% above its 5-year quarterly average of 2.5 and 27% above its last 4 quarters average of 2.6
The revenue has grown by 36% YoY
The price to sales (P/S) is 33% higher than the 5-year quarterly average of 1.5 and 25% higher than the last 4 quarters average of 1.6
Efficiency
How efficient is HCI Group business performance
HCI's return on invested capital is up by 35% year-on-year but it is down by 27% since the previous quarter
The company's return on equity fell by 30% QoQ and by 29% YoY
The ROA has contracted by 29% from the previous quarter but it has grown by 22% YoY
HCI's return on sales is down by 21% since the previous quarter but it is up by 5% year-on-year
Dividends
What is HCI's dividend history
DPS
$1.6
Dividend yield
1.11%
Payout ratio
15.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did HCI Group financials performed over time
The total assets is 27% more than the total liabilities
HCI Group's total liabilities has increased by 27% YoY and by 16% QoQ
The total assets has grown by 23% YoY and by 12% from the previous quarter
The debt is 49% less than the equity
HCI Group's equity has increased by 40% YoY
HCI's debt to equity is down by 22% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.