HRTG Heritage Insurance Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: HRTG

Price (delayed)

$10.35

Market cap

$312.77M

P/E Ratio

5.98

Dividend/share

N/A

EPS

$1.73

Enterprise value

-$12.38M

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $1 billion ...

Highlights
HRTG's EPS has surged by 130% year-on-year and by 73% since the previous quarter
HRTG's net income has surged by 129% year-on-year and by 69% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.heritagepci.com
Peers: RLI WRB OB PGR

Key stats

What are the main financial stats of HRTG
Market
Shares outstanding
30.22M
Market cap
$312.77M
Enterprise value
-$12.38M
Valuations
Price to earnings (P/E)
5.98
Price to book (P/B)
1.26
Price to sales (P/S)
0.37
EV/EBIT
-0.2
EV/EBITDA
-0.17
EV/Sales
-0.02
Earnings
Revenue
$735.5M
EBIT
$63.22M
EBITDA
$71.9M
Free cash flow
$60.53M
Per share
EPS
$1.73
Free cash flow per share
$2.31
Book value per share
$8.22
Revenue per share
$28.08
TBVPS
$80.58
Balance sheet
Total assets
$2.15B
Total liabilities
$1.93B
Debt
$148.19M
Equity
$220.28M
Working capital
N/A
Liquidity
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.52
Margins
EBITDA margin
9.8%
Gross margin
42.1%
Net margin
6.2%
Operating margin
8.6%
Efficiency
Return on assets
2%
Return on equity
26.4%
Return on invested capital
3.1%
Return on capital employed
N/A
Return on sales
8.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

HRTG stock price

How has the Heritage Insurance Holdings stock price performed over time
Intraday
-1.43%
1 week
9.06%
1 month
-3.09%
1 year
214.59%
YTD
58.74%
QTD
-2.82%

Financial performance

How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$735.5M
Gross profit
$309.37M
Operating income
$63.22M
Net income
$45.31M
Gross margin
42.1%
Net margin
6.2%
HRTG's operating income has soared by 140% YoY and by 51% from the previous quarter
The operating margin has soared by 136% YoY and by 48% from the previous quarter
HRTG's net income has surged by 129% year-on-year and by 69% since the previous quarter
HRTG's net margin has soared by 127% YoY and by 68% QoQ

Growth

What is Heritage Insurance Holdings's growth rate over time

Valuation

What is Heritage Insurance Holdings stock price valuation
P/E
5.98
P/B
1.26
P/S
0.37
EV/EBIT
-0.2
EV/EBITDA
-0.17
EV/Sales
-0.02
HRTG's EPS has surged by 130% year-on-year and by 73% since the previous quarter
HRTG's price to book (P/B) is 83% higher than its 5-year quarterly average of 0.7 and 60% higher than its last 4 quarters average of 0.8
Heritage Insurance Holdings's equity has surged by 68% YoY and by 46% QoQ
The P/S is 85% above the last 4 quarters average of 0.2 but 8% below the 5-year quarterly average of 0.4
The revenue has grown by 11% YoY

Efficiency

How efficient is Heritage Insurance Holdings business performance
The ROIC has soared by 139% YoY and by 55% QoQ
HRTG's return on sales has surged by 136% year-on-year and by 48% since the previous quarter
The return on equity has surged by 130% year-on-year and by 47% since the previous quarter
Heritage Insurance Holdings's return on assets has surged by 129% YoY and by 67% QoQ

Dividends

What is HRTG's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Heritage Insurance Holdings financials performed over time
The total assets is 11% greater than the total liabilities
The total liabilities has contracted by 15% YoY and by 13% from the previous quarter
The total assets has declined by 10% year-on-year and by 9% since the previous quarter
HRTG's debt is 33% lower than its equity
Heritage Insurance Holdings's equity has surged by 68% YoY and by 46% QoQ
The debt to equity is down by 45% year-on-year and by 33% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.