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HRTG Heritage Insurance Holdings Inc

Price (delayed)

$12.3

Market cap

$377.42M

P/E Ratio

4.84

Dividend/share

N/A

EPS

$2.54

Enterprise value

$929,635

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $1 billion ...

Highlights
HRTG's net income has surged by 169% year-on-year and by 28% since the previous quarter
HRTG's EPS has surged by 154% year-on-year and by 28% since the previous quarter
HRTG's P/E is 5% higher than its last 4 quarters average of 4.6

Key stats

What are the main financial stats of HRTG
Market
Shares outstanding
30.68M
Market cap
$377.42M
Enterprise value
$929,635
Valuations
Price to book (P/B)
1.35
Price to sales (P/S)
0.48
EV/EBIT
0.01
EV/EBITDA
0.01
EV/Sales
0
Earnings
Revenue
$793.69M
EBIT
$98.26M
EBITDA
$107.22M
Free cash flow
$235.82M
Per share
EPS
$2.54
Free cash flow per share
$7.69
Book value per share
$9.1
Revenue per share
$25.87
TBVPS
$76.15
Balance sheet
Total assets
$2.37B
Total liabilities
$2.1B
Debt
$144.41M
Equity
$279.34M
Working capital
N/A
Liquidity
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.51
Margins
EBITDA margin
13.5%
Gross margin
46%
Net margin
9.1%
Operating margin
12.4%
Efficiency
Return on assets
3.1%
Return on equity
29.2%
Return on invested capital
5%
Return on capital employed
N/A
Return on sales
12.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

HRTG stock price

How has the Heritage Insurance Holdings stock price performed over time
Intraday
1.07%
1 week
6.13%
1 month
20.94%
1 year
60.57%
YTD
88.65%
QTD
0.49%

Financial performance

How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$793.69M
Gross profit
$365.07M
Operating income
$98.26M
Net income
$72.19M
Gross margin
46%
Net margin
9.1%
HRTG's net income has surged by 169% year-on-year and by 28% since the previous quarter
HRTG's net margin has soared by 146% YoY and by 23% QoQ
HRTG's operating income has soared by 134% YoY and by 27% from the previous quarter
The operating margin has soared by 114% YoY and by 24% from the previous quarter

Growth

What is Heritage Insurance Holdings's growth rate over time

Valuation

What is Heritage Insurance Holdings stock price valuation
P/E
4.84
P/B
1.35
P/S
0.48
EV/EBIT
0.01
EV/EBITDA
0.01
EV/Sales
0
HRTG's EPS has surged by 154% year-on-year and by 28% since the previous quarter
HRTG's P/E is 5% higher than its last 4 quarters average of 4.6
HRTG's price to book (P/B) is 93% higher than its 5-year quarterly average of 0.7 and 23% higher than its last 4 quarters average of 1.1
Heritage Insurance Holdings's equity has surged by 85% YoY and by 9% QoQ
The P/S is 60% above the 5-year quarterly average of 0.3 and 20% above the last 4 quarters average of 0.4
The revenue has grown by 10% YoY and by 3.3% from the previous quarter

Efficiency

How efficient is Heritage Insurance Holdings business performance
Heritage Insurance Holdings's return on assets has surged by 158% YoY and by 29% QoQ
The ROIC has soared by 150% YoY and by 32% QoQ
HRTG's return on sales has surged by 114% year-on-year and by 24% since the previous quarter
The return on equity has surged by 62% year-on-year and by 11% since the previous quarter

Dividends

What is HRTG's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did Heritage Insurance Holdings financials performed over time
The total assets is 13% greater than the total liabilities
The total liabilities has contracted by 11% from the previous quarter and by 6% YoY
The total assets has declined by 9% since the previous quarter
HRTG's debt is 48% lower than its equity
Heritage Insurance Holdings's equity has surged by 85% YoY and by 9% QoQ
The debt to equity is down by 48% year-on-year and by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.