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HRTG Heritage Insurance Holdings Inc
- Stocks
- Financial Services
- NYSE: HRTG
Price (delayed)
$24.47
Market cap
$758.41M
P/E Ratio
9.63
Dividend/share
N/A
EPS
$2.54
Enterprise value
$437.93M
Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $1 billion
Highlights
HRTG's net income has surged by 71% year-on-year and by 26% since the previous quarter
HRTG's EPS has surged by 52% year-on-year and by 26% since the previous quarter
HRTG's P/E is 89% higher than its last 4 quarters average of 5.0
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.heritagepci.com
Key stats
What are the main financial stats of HRTG
Market
Valuations
Earnings
Shares outstanding
30.99M
Market cap
$758.41M
Enterprise value
$437.93M
Price to earnings (P/E)
9.63
Price to book (P/B)
3.19
Price to sales (P/S)
0.9
EV/EBIT
3.86
EV/EBITDA
3.54
EV/Sales
0.52
Revenue
$837.2M
Gross profit
$392.78M
Operating income
$113.34M
Net income
$77.79M
EBIT
$113.34M
EBITDA
$123.55M
Free cash flow
$73.53M
Per share
Balance sheet
Liquidity
EPS
$2.54
EPS diluted
$2.53
Free cash flow per share
$2.4
Book value per share
$7.68
Revenue per share
$27.27
TBVPS
$70.96
Total assets
$2.21B
Total liabilities
$1.88B
Debt
$118.88M
Equity
$329M
Working capital
N/A
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.59
Margins
Efficiency
Dividend
EBITDA margin
14.8%
Gross margin
46.9%
Net margin
9.3%
Operating margin
13.5%
Return on assets
3.2%
Return on equity
27%
Return on invested capital
5.6%
Return on capital employed
N/A
Return on sales
13.5%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
HRTG stock price
How has the Heritage Insurance Holdings stock price performed over time
Intraday
2.13%
1 week
-5.96%
1 month
37.47%
1 year
165.69%
YTD
102.23%
QTD
69.69%
Financial performance
How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$837.2M
Gross profit
$392.78M
Operating income
$113.34M
Net income
$77.79M
Gross margin
46.9%
Net margin
9.3%
HRTG's operating income has soared by 72% YoY and by 21% from the previous quarter
HRTG's net income has surged by 71% year-on-year and by 26% since the previous quarter
The operating margin has soared by 53% YoY and by 17% from the previous quarter
HRTG's net margin has soared by 52% YoY and by 24% QoQ
Price vs fundamentals
How does HRTG's price correlate with its fundamentals
Growth
What is Heritage Insurance Holdings's growth rate over time
Valuation
What is Heritage Insurance Holdings stock price valuation
P/E
9.63
P/B
3.19
P/S
0.9
EV/EBIT
3.86
EV/EBITDA
3.54
EV/Sales
0.52
HRTG's P/E is 89% higher than its last 4 quarters average of 5.0
HRTG's EPS has surged by 52% year-on-year and by 26% since the previous quarter
HRTG's price to book (P/B) is 140% higher than its last 4 quarters average of 1.3
Heritage Insurance Holdings's equity has increased by 40% YoY and by 13% QoQ
The P/S is 193% above the 5-year quarterly average of 0.3 and 120% above the last 4 quarters average of 0.4
The revenue has grown by 12% YoY and by 2.5% from the previous quarter
Efficiency
How efficient is Heritage Insurance Holdings business performance
The ROIC has soared by 70% YoY and by 22% QoQ
Heritage Insurance Holdings's return on assets has surged by 60% YoY and by 23% QoQ
HRTG's return on sales has surged by 53% year-on-year and by 17% since the previous quarter
The return on equity is up by 16% since the previous quarter and by 14% year-on-year
Dividends
What is HRTG's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Heritage Insurance Holdings financials performed over time
The total assets is 17% greater than the total liabilities
The total liabilities has contracted by 13% from the previous quarter
The total assets has declined by 10% since the previous quarter but it has increased by 3.9% year-on-year
HRTG's debt is 64% lower than its equity
The debt to equity is down by 44% year-on-year and by 27% since the previous quarter
Heritage Insurance Holdings's equity has increased by 40% YoY and by 13% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.