HRTG Heritage Insurance Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: HRTG

Price (delayed)

$24.95

Market cap

$757.23M

P/E Ratio

3.82

Dividend/share

N/A

EPS

$6.53

Enterprise value

$322.99M

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Relative Growth: Rel. Growth: 72
Relative Strength: Rel. Strength: 31
Relative Valuation: Rel. Valuation: 99
Relative Profitability: Rel. Profitability: 97

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $1 billion ...

Highlights
HRTG's net income has surged by 159% year-on-year and by 3.1% since the previous quarter
HRTG's EPS has surged by 157% year-on-year and by 3.2% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.heritagepci.com
Peers: RLI WRB TEAD PGR

Key stats

What are the main financial stats of HRTG

HRTG stock price

How has the Heritage Insurance Holdings stock price performed over time
Intraday
4.88%
1 week
8.15%
1 month
9.05%
1 year
7.27%
YTD
-14.73%
QTD
-4.95%

Financial performance

How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$848.47M
Gross profit
$543.03M
Operating income
$275.53M
Net income
$201.6M
Gross margin
64%
Net margin
23.8%
HRTG's net income has surged by 159% year-on-year and by 3.1% since the previous quarter
HRTG's net margin has soared by 156% YoY and by 3% QoQ
HRTG's operating income has soared by 143% YoY and by 3.1% from the previous quarter
The operating margin has soared by 141% YoY and by 3.2% from the previous quarter

Price vs fundamentals

How does HRTG's price correlate with its fundamentals

Growth

What is Heritage Insurance Holdings's growth rate over time

Valuation

What is Heritage Insurance Holdings stock price valuation
HRTG P/E details
P/E
3.82
P/B
1.47
P/S
0.9
EV/EBIT
1.17
EV/EBITDA
1.12
EV/Sales
0.38
HRTG's EPS has surged by 157% year-on-year and by 3.2% since the previous quarter
HRTG's P/E is 28% lower than its last 4 quarters average of 5.3
Heritage Insurance Holdings's equity has surged by 58% YoY and by 3% QoQ
HRTG's price to book (P/B) is 47% higher than its 5-year quarterly average of 1.0 but 18% lower than its last 4 quarters average of 1.8
The P/S is 125% above the 5-year quarterly average of 0.4 but 10% below the last 4 quarters average of 1.0

Efficiency

How efficient is Heritage Insurance Holdings business performance
Heritage Insurance Holdings's return on assets has surged by 175% YoY and by 4.8% QoQ
The ROIC has soared by 171% YoY and by 7% QoQ
HRTG's return on sales has surged by 141% year-on-year and by 3.2% since the previous quarter
The return on equity has surged by 62% year-on-year but it has declined by 8% since the previous quarter

Dividends

What is HRTG's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did Heritage Insurance Holdings financials performed over time
The total assets is 35% greater than the total liabilities
The total liabilities has contracted by 20% YoY and by 11% from the previous quarter
The total assets has declined by 9% year-on-year and by 8% since the previous quarter
HRTG's debt is 81% lower than its equity
Heritage Insurance Holdings's equity has surged by 58% YoY and by 3% QoQ
The debt to equity is down by 47% year-on-year and by 5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.