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Price (delayed)
$11.15
Market cap
$342.13M
P/E Ratio
4.39
Dividend/share
N/A
EPS
$2.54
Enterprise value
-$34.36M
Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes over $1 billion
Highlights
HRTG's net income has surged by 169% year-on-year and by 28% since the previous quarter
HRTG's EPS has surged by 154% year-on-year and by 28% since the previous quarter
Key stats
What are the main financial stats of HRTG
Market
Valuations
Earnings
Shares outstanding
30.68M
Market cap
$342.13M
Enterprise value
-$34.36M
Price to book (P/B)
1.22
Price to sales (P/S)
0.43
EV/EBIT
-0.35
EV/EBITDA
-0.32
EV/Sales
-0.04
Revenue
$793.69M
Gross profit
$365.07M
Net income
$72.19M
EBIT
$98.26M
EBITDA
$107.22M
Free cash flow
$235.82M
Per share
Balance sheet
Liquidity
EPS
$2.54
EPS diluted
$2.53
Free cash flow per share
$7.69
Book value per share
$9.1
Revenue per share
$25.87
TBVPS
$76.15
Total assets
$2.37B
Total liabilities
$2.1B
Debt
$144.41M
Equity
$279.34M
Working capital
N/A
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.51
Margins
Efficiency
Dividend
EBITDA margin
13.5%
Gross margin
46%
Net margin
9.1%
Operating margin
12.4%
Return on assets
3.1%
Return on equity
29.2%
Return on invested capital
5%
Return on capital employed
N/A
Return on sales
12.4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
HRTG stock price
How has the Heritage Insurance Holdings stock price performed over time
Intraday
0.45%
1 week
-0.45%
1 month
-5.67%
1 year
72.87%
YTD
-7.85%
QTD
-7.85%
Financial performance
How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$793.69M
Gross profit
$365.07M
Operating income
$98.26M
Net income
$72.19M
Gross margin
46%
Net margin
9.1%
HRTG's net income has surged by 169% year-on-year and by 28% since the previous quarter
HRTG's net margin has soared by 146% YoY and by 23% QoQ
HRTG's operating income has soared by 134% YoY and by 27% from the previous quarter
The operating margin has soared by 114% YoY and by 24% from the previous quarter
Growth
What is Heritage Insurance Holdings's growth rate over time
Valuation
What is Heritage Insurance Holdings stock price valuation
P/E
4.39
P/B
1.22
P/S
0.43
EV/EBIT
-0.35
EV/EBITDA
-0.32
EV/Sales
-0.04
HRTG's EPS has surged by 154% year-on-year and by 28% since the previous quarter
HRTG's P/E is 5% lower than its last 4 quarters average of 4.6
Heritage Insurance Holdings's equity has surged by 85% YoY and by 9% QoQ
HRTG's price to book (P/B) is 74% higher than its 5-year quarterly average of 0.7 and 11% higher than its last 4 quarters average of 1.1
The P/S is 43% above the 5-year quarterly average of 0.3 and 8% above the last 4 quarters average of 0.4
The revenue has grown by 10% YoY and by 3.3% from the previous quarter
Efficiency
How efficient is Heritage Insurance Holdings business performance
Heritage Insurance Holdings's return on assets has surged by 158% YoY and by 29% QoQ
The ROIC has soared by 150% YoY and by 32% QoQ
HRTG's return on sales has surged by 114% year-on-year and by 24% since the previous quarter
The return on equity has surged by 62% year-on-year and by 11% since the previous quarter
Dividends
What is HRTG's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Heritage Insurance Holdings financials performed over time
The total assets is 13% greater than the total liabilities
The total liabilities has contracted by 11% from the previous quarter and by 6% YoY
The total assets has declined by 9% since the previous quarter
HRTG's debt is 48% lower than its equity
Heritage Insurance Holdings's equity has surged by 85% YoY and by 9% QoQ
The debt to equity is down by 48% year-on-year and by 10% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.