HRTG Heritage Insurance Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: HRTG

Price (delayed)

$33.84

Market cap

$1.01B

P/E Ratio

4.81

Dividend/share

N/A

EPS

$7.04

Enterprise value

$496.6M

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Relative Growth: Rel. Growth: 73
Relative Strength: Rel. Strength: 84
Relative Valuation: Rel. Valuation: 98
Relative Profitability: Rel. Profitability: 97

Heritage Insurance Holdings, Inc. is a super-regional property and casualty insurance holding company. Through its insurance subsidiaries and a large network of experienced agents, the Company writes approximately $1.4 billion ...

Highlights
HRTG's EPS has surged by 103% year-on-year and by 8% since the previous quarter
HRTG's net income has surged by 101% year-on-year and by 7% since the previous quarter
HRTG's P/E is 9% higher than its last 4 quarters average of 4.4
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.heritagepci.com
Peers: RLI WRB TEAD PGR

Key stats

What are the main financial stats of HRTG

HRTG stock price

How has the Heritage Insurance Holdings stock price performed over time
Intraday
0.62%
1 week
-0.35%
1 month
25.47%
1 year
46.68%
YTD
15.65%
QTD
29.75%

Financial performance

How have Heritage Insurance Holdings's revenue and profit performed over time
Revenue
$854.63M
Gross profit
$563.76M
Operating income
$294.51M
Net income
$215.29M
Gross margin
66%
Net margin
25.2%
HRTG's net income has surged by 101% year-on-year and by 7% since the previous quarter
HRTG's net margin has soared by 98% YoY and by 6% QoQ
HRTG's operating income has soared by 96% YoY and by 7% from the previous quarter
The operating margin has soared by 93% YoY and by 6% from the previous quarter

Price vs fundamentals

How does HRTG's price correlate with its fundamentals

Growth

What is Heritage Insurance Holdings's growth rate over time

Valuation

What is Heritage Insurance Holdings stock price valuation
HRTG P/E details
P/E
4.81
P/B
1.81
P/S
1.19
EV/EBIT
1.69
EV/EBITDA
1.62
EV/Sales
0.58
HRTG's EPS has surged by 103% year-on-year and by 8% since the previous quarter
HRTG's P/E is 9% higher than its last 4 quarters average of 4.4
HRTG's price to book (P/B) is 81% higher than its 5-year quarterly average of 1.0 and 13% higher than its last 4 quarters average of 1.6
Heritage Insurance Holdings's equity has increased by 48% YoY and by 9% QoQ
The P/S is 198% above the 5-year quarterly average of 0.4 and 19% above the last 4 quarters average of 1.0

Efficiency

How efficient is Heritage Insurance Holdings business performance
The ROIC has soared by 124% YoY and by 11% QoQ
Heritage Insurance Holdings's return on assets has surged by 111% YoY and by 8% QoQ
HRTG's return on sales has surged by 93% year-on-year and by 6% since the previous quarter
The return on equity is up by 27% year-on-year but it has declined by 3% since the previous quarter

Dividends

What is HRTG's dividend history
Dividend details
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did Heritage Insurance Holdings financials performed over time
The total assets is 30% greater than the total liabilities
The total liabilities has grown by 26% from the previous quarter but it has contracted by 12% YoY
The total assets has increased by 21% since the previous quarter but it has declined by 3.3% year-on-year
HRTG's debt is 84% lower than its equity
Heritage Insurance Holdings's equity has increased by 48% YoY and by 9% QoQ
The debt to equity is down by 47% year-on-year and by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.