UCB United Community Banks Inc

  1. Stocks
  2. Financial Services
  3. NYSE: UCB

Price (delayed)

$34.04

Market cap

$4.07B

P/E Ratio

12.47

Dividend/share

$1

EPS

$2.73

Enterprise value

$3.7B

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Relative Growth: Rel. Growth: 80
Relative Strength: Rel. Strength: 55
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 87
Highlights
United Community Banks's debt has plunged by 53% YoY and by 41% from the previous quarter
The net income has grown by 31% YoY and by 4.5% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ucbi.com
Peers: LION ABCB BANF COLB

Key stats

What are the main financial stats of UCB

UCB stock price

How has the United Community Banks stock price performed over time
Intraday
1.98%
1 week
2.19%
1 month
2.47%
1 year
18.77%
YTD
9.03%
QTD
8.1%

Financial performance

How have United Community Banks's revenue and profit performed over time
Revenue
$1.09B
Gross profit
$1.09B
Operating income
$493.2M
Net income
$332.49M
Gross margin
100%
Net margin
30.4%
The net income has grown by 31% YoY and by 4.5% from the previous quarter
The operating income has grown by 25% year-on-year and by 2.8% since the previous quarter
United Community Banks's net margin has increased by 15% YoY
The company's revenue rose by 14% YoY and by 2.7% QoQ

Price vs fundamentals

How does UCB's price correlate with its fundamentals

Growth

What is United Community Banks's growth rate over time

Valuation

What is United Community Banks stock price valuation
UCB P/E details
P/E
12.47
P/B
1.11
P/S
3.76
EV/EBIT
8.59
EV/EBITDA
7.62
EV/Sales
3.39
United Community Banks's EPS has increased by 29% YoY and by 4.2% QoQ
UCB's P/E is 9% less than its 5-year quarterly average of 13.5
The stock's price to book (P/B) is 9% more than its last 4 quarters average of 1.0
United Community Banks's equity has increased by 4.4% YoY
The company's revenue rose by 14% YoY and by 2.7% QoQ
The price to sales (P/S) is 3.2% less than the 5-year quarterly average of 3.8 but 2.2% more than the last 4 quarters average of 3.6

Efficiency

How efficient is United Community Banks business performance
The ROIC has increased by 33% year-on-year and by 7% since the previous quarter
UCB's return on assets is up by 33% year-on-year and by 9% since the previous quarter
United Community Banks's return on equity has increased by 24% YoY and by 3.4% QoQ
United Community Banks's return on sales has increased by 17% YoY

Dividends

What is UCB's dividend history
Dividend details
DPS
$1
Dividend yield
2.94%
Payout ratio
36.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Community Banks financials performed over time
United Community Banks's total assets is 15% more than its total liabilities
United Community Banks's debt is 97% less than its equity
United Community Banks's debt to equity has plunged by 57% YoY and by 50% from the previous quarter
United Community Banks's debt has plunged by 53% YoY and by 41% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.