UCB United Community Banks Inc

  1. Stocks
  2. Financial Services
  3. NYSE: UCB

Price (delayed)

$35.58

Market cap

$4.29B

P/E Ratio

11.67

Dividend/share

$1

EPS

$3.05

Enterprise value

$5.02B

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Relative Growth: Rel. Growth: 83
Relative Strength: Rel. Strength: 51
Relative Valuation: Rel. Valuation: 85
Relative Profitability: Rel. Profitability: 88

United Community Banks, Inc. is the financial holding company for United Community, a top 100 U.S. financial institution that is committed to improving the financial health and well-being of its ...

Highlights
The net income has grown by 40% YoY and by 11% from the previous quarter
United Community Banks's EPS has increased by 39% YoY and by 12% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ucbi.com
Peers: LION ABCB BANF COLB

Key stats

What are the main financial stats of UCB

UCB stock price

How has the United Community Banks stock price performed over time
Intraday
0.14%
1 week
-3.16%
1 month
0.65%
1 year
13.71%
YTD
13.97%
QTD
1.4%

Financial performance

How have United Community Banks's revenue and profit performed over time
Revenue
$1.11B
Gross profit
$1.11B
Operating income
$501.02M
Net income
$370.65M
Gross margin
100%
Net margin
33.4%
The net income has grown by 40% YoY and by 11% from the previous quarter
United Community Banks's net margin has increased by 23% YoY and by 10% from the previous quarter
The operating income has grown by 22% year-on-year
The company's revenue rose by 14% YoY

Price vs fundamentals

How does UCB's price correlate with its fundamentals

Growth

What is United Community Banks's growth rate over time

Valuation

What is United Community Banks stock price valuation
UCB P/E details
P/E
11.67
P/B
1.14
P/S
3.85
EV/EBIT
10.43
EV/EBITDA
9.24
EV/Sales
4.51
United Community Banks's EPS has increased by 39% YoY and by 12% QoQ
UCB's P/E is 14% less than its 5-year quarterly average of 13.5
United Community Banks's equity has increased by 3.7% YoY and by 2.5% QoQ
The stock's price to book (P/B) is 3.6% more than its 5-year quarterly average of 1.1 and 3.6% more than its last 4 quarters average of 1.1
The company's revenue rose by 14% YoY
The price to sales (P/S) is 7% more than the last 4 quarters average of 3.6

Efficiency

How efficient is United Community Banks business performance
The ROIC has increased by 38% year-on-year and by 13% since the previous quarter
United Community Banks's return on equity has increased by 33% YoY and by 10% QoQ
UCB's return on assets is up by 30% year-on-year and by 8% since the previous quarter
United Community Banks's return on sales has increased by 24% YoY and by 10% QoQ

Dividends

What is UCB's dividend history
Dividend details
DPS
$1
Dividend yield
2.81%
Payout ratio
32.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Community Banks financials performed over time
United Community Banks's total assets is 15% more than its total liabilities
United Community Banks's total assets has increased by 3.4% YoY and by 3.1% from the previous quarter
The company's total liabilities rose by 3.4% YoY and by 3.2% QoQ
United Community Banks's debt is 68% less than its equity
United Community Banks's equity has increased by 3.7% YoY and by 2.5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.