UCB United Community Banks Inc

  1. Stocks
  2. Financial Services
  3. NYSE: UCB

Price (delayed)

$37.22

Market cap

$4.45B

P/E Ratio

31.54

Dividend/share

$1.01

EPS

$1.18

Enterprise value

$3.71B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 57

United Community Banks, Inc. is the financial holding company for United Community, a top 100 U.S. financial institution that is committed to improving the financial health and well-being of its ...

Highlights
United Community Banks's debt has plunged by 97% from the previous quarter and by 74% YoY
UCB's P/E is 120% more than its 5-year quarterly average of 14.4 and 101% more than its last 4 quarters average of 15.8
United Community Banks's EPS has shrunk by 61% QoQ and by 53% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ucbi.com
Peers: LION ABCB BANF COLB

Key stats

What are the main financial stats of UCB

UCB stock price

How has the United Community Banks stock price performed over time
Intraday
-0.59%
1 week
0.7%
1 month
10.84%
1 year
23.53%
YTD
19.22%
QTD
11.6%

Financial performance

How have United Community Banks's revenue and profit performed over time
Revenue
$822.21M
Gross profit
$822.21M
Operating income
$200.64M
Net income
$144.52M
Gross margin
100%
Net margin
17.6%
The net income has plunged by 61% from the previous quarter and by 53% YoY
The operating income has dropped by 60% since the previous quarter and by 57% year-on-year
United Community Banks's net margin has decreased by 47% from the previous quarter and by 41% YoY
The company's operating margin fell by 46% QoQ and by 45% YoY

Price vs fundamentals

How does UCB's price correlate with its fundamentals

Growth

What is United Community Banks's growth rate over time

Valuation

What is United Community Banks stock price valuation
UCB P/E details
P/E
31.54
P/B
1.28
P/S
5.45
EV/EBIT
20.17
EV/EBITDA
14.33
EV/Sales
4.51
UCB's P/E is 120% more than its 5-year quarterly average of 14.4 and 101% more than its last 4 quarters average of 15.8
United Community Banks's EPS has shrunk by 61% QoQ and by 53% YoY
The stock's price to book (P/B) is 17% more than its 5-year quarterly average of 1.1 and 17% more than its last 4 quarters average of 1.1
United Community Banks's equity has decreased by 6% QoQ and by 2.5% YoY
The price to sales (P/S) is 41% more than the 5-year quarterly average of 3.9 and 41% more than the last 4 quarters average of 3.9
The company's revenue fell by 26% QoQ and by 21% YoY

Efficiency

How efficient is United Community Banks business performance
UCB's return on assets has dropped by 62% since the previous quarter and by 55% year-on-year
The ROIC has dropped by 61% since the previous quarter and by 53% year-on-year
United Community Banks's return on equity has shrunk by 60% QoQ and by 54% YoY
United Community Banks's return on sales has decreased by 48% QoQ and by 41% YoY

Dividends

What is UCB's dividend history
Dividend details
DPS
$1.01
Dividend yield
2.71%
Payout ratio
85.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Community Banks financials performed over time
United Community Banks's total assets is 14% more than its total liabilities
The company's total liabilities rose by 3.4% YoY
United Community Banks's total assets has increased by 2.6% YoY
United Community Banks's debt is 99% less than its equity
United Community Banks's debt has plunged by 97% from the previous quarter and by 74% YoY
United Community Banks's debt to equity has plunged by 97% from the previous quarter and by 75% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.