UCB United Community Banks Inc
- Stocks
- Financial Services
- NYSE: UCB
Price (delayed)
$29.45
Market cap
$3.58B
P/E Ratio
13.39
Dividend/share
$0.97
EPS
$2.2
Enterprise value
$3.16B
Relative Growth:
Rel. Growth:
74
Relative Strength:
Rel. Strength:
43
Relative Valuation:
Rel. Valuation:
84
Relative Profitability:
Rel. Profitability:
87
Highlights
United Community Banks's debt has plunged by 52% YoY and by 39% from the previous quarter
The net income has grown by 44% YoY and by 4.8% from the previous quarter
Key stats
What are the main financial stats of UCB
Market
Valuations
Earnings
Shares outstanding
121.47M
Market cap
$3.58B
Enterprise value
$3.16B
Price to earnings (P/E)
13.39
Price to book (P/B)
0.99
Price to sales (P/S)
3.76
PEG
0.31
EV/EBIT
9.29
EV/EBITDA
8.23
EV/Sales
3.32
Revenue
$950.23M
Gross profit
$950.23M
Operating income
$383.95M
Net income
$265.39M
EBIT
$339.95M
EBITDA
$383.59M
Free cash flow
$320.53M
Per share
Balance sheet
Liquidity
EPS
$2.2
EPS diluted
$2.2
Free cash flow per share
$2.64
Book value per share
$29.74
Revenue per share
$7.83
TBVPS
$223.36
Total assets
$28.09B
Total liabilities
$24.47B
Debt
$155.14M
Equity
$3.61B
Working capital
N/A
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.09
Margins
Efficiency
Dividend
EBITDA margin
40.4%
Gross margin
100%
Net margin
27.9%
Operating margin
40.4%
Return on assets
1%
Return on equity
7.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
35.8%
Dividend yield
3.29%
DPS
$0.97
Payout ratio
44.1%
UCB stock price
How has the United Community Banks stock price performed over time
Intraday
0.96%
1 week
0.75%
1 month
-6.54%
1 year
3.88%
YTD
-8.85%
QTD
-6.06%
Financial performance
How have United Community Banks's revenue and profit performed over time
Revenue
$950.23M
Gross profit
$950.23M
Operating income
$383.95M
Net income
$265.39M
Gross margin
100%
Net margin
27.9%
The net income has grown by 44% YoY and by 4.8% from the previous quarter
The operating income has grown by 41% year-on-year and by 3.9% since the previous quarter
United Community Banks's net margin has increased by 29% YoY and by 3% from the previous quarter
The company's operating margin rose by 27% YoY and by 2.3% QoQ
Price vs fundamentals
How does UCB's price correlate with its fundamentals
Growth
What is United Community Banks's growth rate over time
Valuation
What is United Community Banks stock price valuation
P/E
13.39
P/B
0.99
P/S
3.76
EV/EBIT
9.29
EV/EBITDA
8.23
EV/Sales
3.32
United Community Banks's EPS has increased by 43% YoY and by 4.3% QoQ
UCB's P/E is 13% less than its last 4 quarters average of 15.4 and 3.7% less than its 5-year quarterly average of 13.9
The stock's price to book (P/B) is 18% less than its 5-year quarterly average of 1.2
United Community Banks's equity has increased by 8% YoY and by 3.2% QoQ
The company's revenue rose by 11% YoY
The price to sales (P/S) is 6% less than the 5-year quarterly average of 4.0 and 6% less than the last 4 quarters average of 4.0
Efficiency
How efficient is United Community Banks business performance
The ROIC has increased by 44% year-on-year and by 8% since the previous quarter
UCB's return on assets is up by 43% year-on-year and by 11% since the previous quarter
United Community Banks's return on equity has increased by 36% YoY and by 2.7% QoQ
United Community Banks's return on sales has increased by 32% YoY and by 2.9% QoQ
Dividends
What is UCB's dividend history
DPS
$0.97
Dividend yield
3.29%
Payout ratio
44.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Community Banks financials performed over time
United Community Banks's total assets is 15% more than its total liabilities
United Community Banks's total assets has increased by 3.8% YoY
The company's total liabilities rose by 3.2% YoY
United Community Banks's debt is 96% less than its equity
United Community Banks's debt to equity has plunged by 60% YoY and by 43% from the previous quarter
United Community Banks's debt has plunged by 52% YoY and by 39% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.