UCB United Community Banks Inc
- Stocks
- Financial Services
- NYSE: UCB
Price (delayed)
$29.7
Market cap
$3.61B
P/E Ratio
14.08
Dividend/share
$0.96
EPS
$2.11
Enterprise value
$3.23B
Highlights
United Community Banks's debt has decreased by 43% from the previous quarter and by 22% YoY
The net income has grown by 40% YoY and by 3.6% from the previous quarter
UCB's P/E is 13% less than its last 4 quarters average of 16.2 but 2.8% more than its 5-year quarterly average of 13.7
Key stats
What are the main financial stats of UCB
Market
Valuations
Earnings
Shares outstanding
121.5M
Market cap
$3.61B
Enterprise value
$3.23B
Price to earnings (P/E)
14.08
Price to book (P/B)
1.01
Price to sales (P/S)
3.86
EV/EBIT
9.91
EV/EBITDA
8.79
EV/Sales
3.5
Revenue
$923.01M
Gross profit
$923.01M
Operating income
$357.29M
Net income
$253.35M
EBIT
$325.5M
EBITDA
$366.99M
Free cash flow
$323.05M
Per share
Balance sheet
Liquidity
EPS
$2.11
EPS diluted
$2.11
Free cash flow per share
$2.69
Book value per share
$29.31
Revenue per share
$7.69
TBVPS
$224.26
Total assets
$27.87B
Total liabilities
$24.37B
Debt
$254.29M
Equity
$3.5B
Working capital
N/A
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.04
Margins
Efficiency
Dividend
EBITDA margin
39.8%
Gross margin
100%
Net margin
27.4%
Operating margin
38.7%
Return on assets
0.9%
Return on equity
7.4%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
35.3%
Dividend yield
3.23%
DPS
$0.96
Payout ratio
45.5%
UCB stock price
How has the United Community Banks stock price performed over time
Intraday
0.78%
1 week
-0.7%
1 month
-5.23%
1 year
5.92%
YTD
-8.08%
QTD
-0.3%
Financial performance
How have United Community Banks's revenue and profit performed over time
Revenue
$923.01M
Gross profit
$923.01M
Operating income
$357.29M
Net income
$253.35M
Gross margin
100%
Net margin
27.4%
The operating income has grown by 40% year-on-year and by 8% since the previous quarter
The net income has grown by 40% YoY and by 3.6% from the previous quarter
The company's operating margin rose by 25% YoY and by 5% QoQ
United Community Banks's net margin has increased by 25% YoY
Price vs fundamentals
How does UCB's price correlate with its fundamentals
Growth
What is United Community Banks's growth rate over time
Valuation
What is United Community Banks stock price valuation
P/E
14.08
P/B
1.01
P/S
3.86
EV/EBIT
9.91
EV/EBITDA
8.79
EV/Sales
3.5
United Community Banks's EPS has increased by 38% YoY and by 3.4% QoQ
UCB's P/E is 13% less than its last 4 quarters average of 16.2 but 2.8% more than its 5-year quarterly average of 13.7
The stock's price to book (P/B) is 8% less than its 5-year quarterly average of 1.1
United Community Banks's equity has increased by 6% YoY and by 2% QoQ
The company's revenue rose by 12% YoY and by 2.4% QoQ
The price to sales (P/S) is 3.5% less than the 5-year quarterly average of 4.0
Efficiency
How efficient is United Community Banks business performance
The ROIC has increased by 33% year-on-year
United Community Banks's return on equity has increased by 32% YoY
UCB's return on assets is up by 29% year-on-year
United Community Banks's return on sales has increased by 28% YoY
Dividends
What is UCB's dividend history
DPS
$0.96
Dividend yield
3.23%
Payout ratio
45.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Community Banks financials performed over time
United Community Banks's total assets is 14% more than its total liabilities
United Community Banks's debt is 93% less than its equity
United Community Banks's debt to equity has decreased by 46% from the previous quarter and by 30% YoY
United Community Banks's debt has decreased by 43% from the previous quarter and by 22% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.