UCB United Community Banks Earnings and EPS analysis

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 43
Relative Valuation: Rel. Valuation: 84
Relative Profitability: Rel. Profitability: 87

EPS in 2025 (TTM): $2.2

Last Report Period Date: Jun 30, 2025

As of November 2025, UCB's trailing twelve months (TTM) EPS stands at $2.2, according to the latest financial reports. In 2024, the company recorded an earnings per share (EPS) of $2.04, which represents an increase compared to its EPS of $1.54 in 2023. UCB reported an EPS of $0.63 for the quarterly report ending on Jun 30, 2025.

UCB earnings history

Historical annual and quarterly earnings per share (EPS) data for United Community Banks
EPS (TTM)
$2.2
EPS Growth YoY (Quarterly)
16.7%
EPS (Quarterly)
$0.63
EPS Growth (Quarterly)
8.6%

For 2024, United Community Banks's EPS was $2.04, an increase of 32.5% from $1.54 in 2023. For the quarter ending Jun 30, 2025, the EPS was $0.63, showing a 16.7% increase from the same quarter last year. The trailing twelve months (TTM) EPS as of June 2025 is $2.2. In 2023, the annual EPS was $1.54, showing a decrease of 38.9% from 2022.

UCB EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
16.7%
EPS growth YoY
32.5%
EPS growth 3Y avg
-11.8%
EPS growth 5Y avg
-2.5%

United Community Banks has recorded an increase in EPS of 16.7% over the last 12 months (YoY, quarterly). Over a three-year span, the company had an average EPS growth of -11.8% per year. United Community Banks had an average annual EPS growth rate of -2.5% over the last 5 years. When measured over a ten-year period, UCB's average EPS growth rate was 6.3%.

UCB Earnings Waterfall

Breakdown of revenue, profit and net income for United Community Banks

UCB Earnings vs Peers

What are the earnings of UCB compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
COLB Columbia Banking System Inc 10.48 43% -7.4% -0.9%
ABCB Ameris Bancorp 12.85 33.6% -1.4% 13.5%
UCB United Community Banks Inc 13.39 32.5% -11.8% -2.5%
BANF Bancfirst Corp 15.69 1.6% 8.6% 9.7%
LION Lionsgate Studios Corp. N/A -2.4% N/A N/A

All data is based on quarterly TTM periods, unless otherwise specified.