UCB
United Community Banks
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: UCB
- PEG Ratio
As of Jun 22, 2026, UCB's PEG ratio of 0.42 reflects its valuation relative to its growth rate. This result reflects a P/E ratio of 12.23 measured against EPS growth of 29.4%. When benchmarked against the trailing 4-quarter average of 0.33, UCB's PEG ratio reflects a 27% increase.
UCB PEG ratio history
United Community Banks's ten years historical PEG ratio averages out to 1.68. Compared to historical data, UCB's 0.42 PEG ratio represents a decrease of 75%. UCB hit its maximum PEG ratio of 9.42 during the Mar 2020 quarter over the last ten years. The Dec 2018 quarter marked the lowest reading at 0.08, indicating the most attractive growth-adjusted valuation.
United Community Banks PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.42 | 11.92 | 28.4% |
| 2024 | 0.49 | 15.84 | 32.5% |
| 2023 | N/A | 19 | -38.9% |
| 2022 | N/A | 13.41 | -15.2% |
| 2021 | 0.22 | 12.1 | 55.5% |
| 2020 | N/A | 14.89 | -17.3% |
| 2019 | 1.15 | 13.37 | 11.6% |
| 2018 | 0.08 | 10.37 | 125% |
| 2017 | N/A | 30.59 | -34.3% |
| 2016 | 0.75 | 21.16 | 28.4% |
| 2015 | N/A | 17.88 | -1.8% |
| 2014 | N/A | 17.06 | -75% |
| 2013 | 0 | 4 | 1,068.4% |
| 2012 | 0.23 | 24.84 | 106.4% |
| 2011 | N/A | N/A | 78% |
United Community Banks PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.39 | 11.53 | 29.4% |
| Dec 2025 | 0.42 | 11.92 | 28.4% |
| Sep 2025 | 0.19 | 12.39 | 65.4% |
| Jun 2025 | 0.32 | 13.54 | 42.9% |
| Mar 2025 | 0.35 | 13.33 | 37.9% |
| Dec 2024 | 0.49 | 15.84 | 32.5% |
| Sep 2024 | N/A | 19.01 | -29.8% |
| Jun 2024 | N/A | 16.53 | -39.1% |
| Mar 2024 | N/A | 17.2 | -41.4% |
| Dec 2023 | N/A | 19 | -38.9% |
| Sep 2023 | N/A | 11.66 | -6.4% |
| Jun 2023 | 1.98 | 9.88 | 5% |
| Mar 2023 | 8.98 | 10.77 | 1.2% |
| Dec 2022 | N/A | 13.41 | -15.2% |
| Sep 2022 | N/A | 14.21 | -24.4% |
UCB average PEG ratio chart
When comparing to historical data, UCB's PEG ratio comes in under the 3, 5 and 10-year averages.
PEG comparison
With a PEG of 0.42, UCB ranks lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 0.46, United Community Banks's PEG is 9% lower.
UCB EPS growth
UCB Price vs fair value
UCB PEG vs peers
UCB carries a PEG ratio lower than that of peer stocks COLB and ABCB.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| UCB United Community Banks Inc | 0.42 | $4.07B |
| ABCB Ameris Bancorp | 0.77 | $5.95B |
| BANF Bancfirst Corp | 1.45 | $3.76B |
| COLB Columbia Banking System Inc | 1.52 | $9.05B |
| LION Lionsgate Studios Corp. | N/A | $4.36B |
Frequently asked questions
What is United Community Banks's PEG ratio?
UCB has a PEG ratio of 0.42, per Jun 22, 2026 data.
What is the 3-year average PEG ratio for United Community Banks (UCB)?
Historical data over a 3-year period puts UCB's average PEG ratio at 0.59.
What is the 5-year average PEG ratio for United Community Banks (UCB)?
Historical data over a 5-year period puts UCB's average PEG ratio at 1.25.
What is the highest PEG ratio for UCB?
The Mar 2020 quarter marked the ten years high at 9.42 for UCB's PEG ratio.
How does the current PEG ratio for UCB compare to its historical average?
At present, UCB's PEG ratio runs 75% lower than its 10-year historical average.
Why is United Community Banks's PEG ratio so low?
Strong earnings growth relative to valuation results in UCB's low PEG ratio of 0.42.
How is UCB's PEG ratio calculated (United Community Banks PEG ratio formula)?
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jun 22, 2026, United Community Banks carries a PE ratio of 12.23. Earnings grew at 29.4% over the TTM period ending Mar 2026. Applying the formula, this yields a PEG ratio of 0.42. PEG RATIO(0.42) = PE RATIO(12.23) / EPS GROWTH(29.4%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.