STEL Stellar Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: STEL

Price (delayed)

$37.44

Market cap

$1.91B

P/E Ratio

18.26

Dividend/share

$0.58

EPS

$2.05

Enterprise value

$1.53B

?
Relative Growth: Rel. Growth: 65
Relative Strength: Rel. Strength: 65
Relative Valuation: Rel. Valuation: 59
Relative Profitability: Rel. Profitability: 69

CBTX, Inc. is the bank holding company for CommunityBank of Texas, N.A., a $3.9 billion asset bank, offering commercial banking solutions to small and mid-sized businesses and professionals in Houston, ...

Highlights
STEL's debt is down by 8% year-on-year
STEL's equity is up by 3.5% year-on-year
The net income has declined by 7% year-on-year but it has increased by 2.2% since the previous quarter
The company's EPS fell by 3.3% YoY but it rose by 3% QoQ
STEL's P/E is 40% more than its 5-year quarterly average of 12.9 and 16% more than its last 4 quarters average of 15.6
STEL's gross profit is down by 2.3% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.communitybankoftx.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of STEL

STEL stock price

How has the Stellar Bancorp stock price performed over time
Intraday
1.24%
1 week
-0.13%
1 month
0.83%
1 year
39.65%
YTD
21.01%
QTD
2.27%

Financial performance

How have Stellar Bancorp's revenue and profit performed over time
Revenue
$420.67M
Gross profit
$420.67M
Operating income
$130.2M
Net income
$105.14M
Gross margin
100%
Net margin
25%
STEL's operating income is down by 9% year-on-year
The net income has declined by 7% year-on-year but it has increased by 2.2% since the previous quarter
The company's operating margin fell by 7% YoY
STEL's net margin is down by 5% year-on-year

Price vs fundamentals

How does STEL's price correlate with its fundamentals

Growth

What is Stellar Bancorp's growth rate over time

Valuation

What is Stellar Bancorp stock price valuation
STEL P/E details
P/E
18.26
P/B
1.14
P/S
4.52
EV/EBIT
11.77
EV/EBITDA
9.63
EV/Sales
3.64
STEL's P/E is 40% more than its 5-year quarterly average of 12.9 and 16% more than its last 4 quarters average of 15.6
The company's EPS fell by 3.3% YoY but it rose by 3% QoQ
STEL's P/B is 13% above its 5-year quarterly average of 1.0 and 13% above its last 4 quarters average of 1.0
STEL's equity is up by 3.5% year-on-year
The stock's price to sales (P/S) is 31% more than its 5-year quarterly average of 3.4 and 17% more than its last 4 quarters average of 3.8
STEL's revenue is down by 2.3% YoY

Efficiency

How efficient is Stellar Bancorp business performance
The ROIC has declined by 13% year-on-year
STEL's ROE is down by 10% YoY
Stellar Bancorp's ROA has decreased by 9% YoY
The company's return on sales fell by 7% YoY

Dividends

What is STEL's dividend history
Dividend details
DPS
$0.58
Dividend yield
1.55%
Payout ratio
28.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Stellar Bancorp financials performed over time
STEL's total assets is 18% greater than its total liabilities
The company's total liabilities rose by 4.5% YoY
STEL's total assets is up by 4.4% year-on-year
STEL's debt is 89% smaller than its equity
The company's debt to equity fell by 8% YoY
STEL's debt is down by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.