STEL Stellar Bancorp Earnings and EPS analysis

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Relative Growth: Rel. Growth: 65
Relative Strength: Rel. Strength: 65
Relative Valuation: Rel. Valuation: 59
Relative Profitability: Rel. Profitability: 69

EPS in 2026 (TTM): $2.05

Last Report Period Date: Mar 31, 2026

As of June 2026, STEL's trailing twelve months (TTM) EPS stands at $2.05, according to the latest financial reports. In 2025, the company recorded an earnings per share (EPS) of $1.99, which represents a decrease compared to its EPS of $2.15 in 2024. STEL reported an EPS of $0.53 for the quarterly report ending on Mar 31, 2026.

STEL earnings history

Historical annual and quarterly earnings per share (EPS) data for Stellar Bancorp
EPS (TTM)
$2.05
EPS Growth YoY (Quarterly)
15.2%
EPS (Quarterly)
$0.53
EPS Growth (Quarterly)
3.9%

For 2025, Stellar Bancorp's EPS was $1.99, a decrease of 7.4% from $2.15 in 2024. For the quarter ending Mar 31, 2026, the EPS was $0.53, showing a 15.2% increase from the same quarter last year. The trailing twelve months (TTM) EPS as of March 2026 is $2.05. In 2024, the annual EPS was $2.15, showing a decrease of 12.2% from 2023.

STEL earnings chart

STEL EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
15.2%
EPS growth YoY
-7.4%
EPS growth 3Y avg
10.4%
EPS growth 5Y avg
4.9%

Over the last 12 months, Stellar Bancorp has registered an EPS growth of 15.2% (YoY, quarterly). Looking at a longer timeframe, the company recorded an average EPS growth rate of 10.4% per year over the past 3 years. Over the last 5 years, the company had an average EPS growth rate of 4.9%. A 10-year view shows that STEL has seen an average EPS growth of 6.4% per year.

STEL Earnings Waterfall

Breakdown of revenue, profit and net income for Stellar Bancorp

STEL Earnings vs Peers

What are the earnings of STEL compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
NRIM Northrim Bancorp Inc 8.44 73.8% 30% 17.7%
NKSH National Bankshares Inc 12.64 100.8% -16.8% 0.1%
STEL Stellar Bancorp Inc 18.26 -7.4% 10.4% 4.9%

All data is based on quarterly TTM periods, unless otherwise specified.