RF Regions Financial margins

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  2. Financial Services
  3. NYSE: RF
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Relative Growth: Rel. Growth: 57
Relative Strength: Rel. Strength: 45
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 81
Gross margin
100%
Operating margin
39.3%
EBITDA margin
39.5%
Net margin
29.7%

The Regions Financial reports a gross margin of 100%, an operating margin of 39.3%, an EBITDA margin of 39.5%, and a net margin of 29.7%. EBITDA margin improved by 1.9 percentage points, while other available margins were unchanged.

RF margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Regions Financial's margins averaged 100% gross, 36.8% operating, 37.32% EBITDA, and 27.8% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

RF margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 1.2 percentage points, EBITDA margin by 1.9 percentage points, and net margin by 1 percentage point, while gross margin was unchanged.

Gross margin expansion
0pp
Operating margin expansion
1.2pp
EBITDA margin expansion
1.9pp
Net margin expansion
1pp

RF Gross margin

Regions Financial recorded an average gross margin of 100% across the last 3 years. Compared with its three-year average, Regions Financial's current gross margin is 100% and is in line with its three-year average. Over the last 3 years, Regions Financial's gross margin peaked at 100% in Jun 2026 and reached a low of 100% in Dec 2023.

RF Operating margin

Regions Financial recorded an average operating margin of 36.8% across the last 3 years. The latest operating margin for Regions Financial is 39.3%, 2.5 percentage points above its three-year average. Regions Financial's operating margin ranged from a low of 33.1% in Jun 2024 to a high of 39.5% in Mar 2026.

RF EBITDA margin

Over the last 3 years, the average EBITDA margin for Regions Financial was 37.32%. The latest EBITDA margin for Regions Financial is 39.5%, 2.2 percentage points above its three-year average. Regions Financial's EBITDA margin ranged from a low of 34% in Sep 2024 to a high of 39.5% in Jun 2026.

RF Net margin

Throughout the last 3 years, Regions Financial had an average net margin of 27.8%. Against its three-year average, Regions Financial's net margin is currently 29.7%, 1.9 percentage points above its three-year average. Looking back over the last 3 years, Regions Financial's net margin reached 29.7% at its highest point in Jun 2026 and 24.9% at its lowest in Sep 2024.

RF margin group comparison

Margins compared with peer-group, industry and sector averages

Regions Financial's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.9%, Regions Financial's gross margin is 19% higher.

RF margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Regions Financial's gross margin?

For the period ending Jun 30, 2026, RF recorded a gross margin of 100%.

What is Regions Financial's operating margin?

As of Jun 30, 2026, RF has an operating margin of 39.3%.

What is Regions Financial's EBITDA margin?

For the period ending Jun 30, 2026, RF recorded an EBITDA margin of 39.5%.

What is Regions Financial's net margin?

The current net margin for RF is 29.7% as of Jun 30, 2026.

What are the average margins of RF?

Across the last 3 years, RF averaged 100.0% gross, 36.8% operating, 37.3% EBITDA, and 27.8% net.

What are the highest historical margins of RF?

Regions Financial's highest recorded margins during the past 5 years were 100% gross in Jun 2026, 46.2% operating in Dec 2021, 49.8% EBITDA in Dec 2021, and 34.5% net in Dec 2021.

What are the lowest historical margins of RF?

Regions Financial's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 33.1% operating in Jun 2024, 34% EBITDA in Sep 2024, and 24.9% net in Sep 2024.