RF Regions Financial margins

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  3. NYSE: RF
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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 81
Gross margin
100%
Operating margin
39.9%
EBITDA margin
40%
Net margin
30.2%

The Regions Financial reports a gross margin of 100%, an operating margin of 39.9%, an EBITDA margin of 40%, and a net margin of 30.2%. EBITDA margin improved by 1.5 percentage points, while other available margins were unchanged.

RF margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Regions Financial's margins averaged 100% gross, 37.06% operating, 37.54% EBITDA, and 28% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

RF margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 1.1 percentage points, EBITDA margin by 1.5 percentage points, and net margin by 0.6 percentage points, while gross margin was unchanged.

Gross margin expansion
0pp
Operating margin expansion
1.1pp
EBITDA margin expansion
1.5pp
Net margin expansion
0.6pp

RF Gross margin

Regions Financial recorded an average gross margin of 100% across the last 3 years. Compared with its three-year average, Regions Financial's current gross margin is 100% and is in line with its three-year average. Over the last 3 years, Regions Financial's gross margin peaked at 100% in Sep 2026 and reached a low of 100% in Dec 2023.

RF Operating margin

Regions Financial recorded an average operating margin of 37.06% across the last 3 years. The latest operating margin for Regions Financial is 39.9%, 2.8 percentage points above its three-year average. Regions Financial's operating margin ranged from a low of 33.1% in Jun 2024 to a high of 39.9% in Sep 2026.

RF EBITDA margin

Over the last 3 years, the average EBITDA margin for Regions Financial was 37.54%. The latest EBITDA margin for Regions Financial is 40%, 2.5 percentage points above its three-year average. Regions Financial's EBITDA margin ranged from a low of 34% in Sep 2024 to a high of 40% in Sep 2026.

RF Net margin

Throughout the last 3 years, Regions Financial had an average net margin of 28%. Against its three-year average, Regions Financial's net margin is currently 30.2%, 2.2 percentage points above its three-year average. Looking back over the last 3 years, Regions Financial's net margin reached 30.2% at its highest point in Sep 2026 and 24.9% at its lowest in Sep 2024.

RF margin group comparison

Margins compared with peer-group, industry and sector averages

Regions Financial's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.5%, Regions Financial's gross margin is 20% higher.

RF margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Regions Financial's gross margin?

For the period ending Sep 30, 2026, RF recorded a gross margin of 100%.

What is Regions Financial's operating margin?

As of Sep 30, 2026, RF has an operating margin of 39.9%.

What is Regions Financial's EBITDA margin?

For the period ending Sep 30, 2026, RF recorded an EBITDA margin of 40%.

What is Regions Financial's net margin?

The current net margin for RF is 30.2% as of Sep 30, 2026.

What are the average margins of RF?

Across the last 3 years, RF averaged 100.0% gross, 37.1% operating, 37.5% EBITDA, and 28.0% net.

What are the highest historical margins of RF?

Regions Financial's highest recorded margins during the past 5 years were 100% gross in Sep 2026, 46.2% operating in Dec 2021, 49.8% EBITDA in Dec 2021, and 34.5% net in Dec 2021.

What are the lowest historical margins of RF?

Regions Financial's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 33.1% operating in Jun 2024, 34% EBITDA in Sep 2024, and 24.9% net in Sep 2024.