RF
Regions Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: RF
- PE Ratio
As of Jul 13, 2026, the RF stock has a P/E ratio of 12.79. The calculation is based on the latest EPS of $2.43 and the stock price of $31.07 per share. An increase of 14% has been observed in the PE ratio compared to its average of 11.2 of the past four quarters.
RF PE ratio history
The mean historical PE ratio of Regions Financial over the last ten years is 11.53. The current 12.79 price-to-earnings ratio is 11% more than the historical average. Analyzing the last ten years, RF's PE ratio reached its highest point in the Dec 2017 quarter at 17.11, with a price of $17.28 and an EPS of $1.01. The Mar 2020 quarter saw the lowest point at 6.95, with a price of $8.97 and an EPS of $1.29.
Regions Financial PE ratio by year
Maximum annual increase: 37.76% in 2020
Maximum annual decrease: -49.56% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.73 | -3.22% | $27.1 | $2.31 |
| 2024 | 12.12 | 32.03% | $23.52 | $1.94 |
| 2023 | 9.18 | -2.44% | $19.38 | $2.11 |
| 2022 | 9.41 | 8.29% | $21.56 | $2.29 |
| 2021 | 8.69 | -44.47% | $21.8 | $2.51 |
| 2020 | 15.65 | 37.76% | $16.12 | $1.03 |
| 2019 | 11.36 | 31.63% | $17.16 | $1.51 |
| 2018 | 8.63 | -49.56% | $13.38 | $1.55 |
| 2017 | 17.11 | 3.63% | $17.28 | $1.01 |
| 2016 | 16.51 | 28.98% | $14.36 | $0.87 |
| 2015 | 12.8 | -3.03% | $9.6 | $0.75 |
| 2014 | 13.2 | 1.46% | $10.56 | $0.8 |
| 2013 | 13.01 | 31.41% | $9.89 | $0.76 |
| 2012 | 9.9 | N/A | $7.13 | $0.72 |
| 2011 | N/A | N/A | $4.3 | -$0.34 |
Regions Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.75 | -8.35% | $26.12 | $2.43 |
| Dec 2025 | 11.73 | 1.38% | $27.1 | $2.31 |
| Sep 2025 | 11.57 | 5.76% | $26.37 | $2.28 |
| Jun 2025 | 10.94 | 4.69% | $23.52 | $2.15 |
| Mar 2025 | 10.45 | -13.78% | $21.73 | $2.08 |
| Dec 2024 | 12.12 | -8.04% | $23.52 | $1.94 |
| Sep 2024 | 13.18 | 16.43% | $23.33 | $1.77 |
| Jun 2024 | 11.32 | -0.96% | $20.04 | $1.77 |
| Mar 2024 | 11.43 | 24.51% | $21.04 | $1.84 |
| Dec 2023 | 9.18 | 28.57% | $19.38 | $2.11 |
| Sep 2023 | 7.14 | -5.8% | $17.2 | $2.41 |
| Jun 2023 | 7.58 | -3.56% | $17.82 | $2.35 |
| Mar 2023 | 7.86 | -16.47% | $18.56 | $2.36 |
| Dec 2022 | 9.41 | -4.85% | $21.56 | $2.29 |
| Sep 2022 | 9.89 | 18.73% | $20.07 | $2.03 |
RF Price vs fair value
RF average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
RF's current PE ratio is higher than the 3, 5 and 10-year averages.
PE comparison
Regions Financial's price to earnings (P/E) of 12.79 is lower than the Financial Services sector, the industry and its peers average. But when looking at the Financial Services sector average of 13.38, Regions Financial's price to earnings (P/E) is only 4.4% lower.
RF PE vs peers
When compared to its peers BAC and WFC, RF's PE ratio is lower, but it is higher than FHN's and FNB's. Regions Financial's current PE ratio of 12.79 is less than the average of its peers, which is 13.33.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FNB Fnb Corp | 11.69 | $6.74B |
| TRMK Trustmark Corp | 12.27 | $2.72B |
| FHN First Horizon Corp | 12.78 | $12.25B |
| RF Regions Financial Corp | 12.79 | $26.51B |
| BKU BankUnited Inc | 13.31 | $3.48B |
| WFC Wells Fargo & Company | 13.36 | $268.29B |
| ONB Old National Bancorp | 13.43 | $10.17B |
| PNFP Pinnacle Financial Partners Inc | 13.81 | $15.13B |
| BAC Bank Of America Corp | 14.62 | $422.25B |
| PNC Pnc Financial Services Group Inc | 14.68 | $101.54B |
Frequently asked questions
What is Regions Financial's PE ratio?
The price to earnings ratio for RF stock is 12.79 as of Jul 13, 2026.
What is the 3-year average PE ratio for Regions Financial (RF)?
The 3-year average PE ratio for RF stock is 10.89.
What is the 5-year average PE ratio for Regions Financial (RF)?
The 5-year average PE ratio for RF stock is 9.93.
What is the highest PE ratio for RF?
The highest quarterly PE ratio in the last ten years has been 17.11 and it was in the Dec 2017 quarter.
How does the current PE ratio for RF compare to its historical average?
RF's current price to earnings ratio is 11% above its 10-year historical average.
How is RF's PE ratio calculated (Regions Financial PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jul 13, 2026), Regions Financial's share price is $31.07. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.43. Therefore, Regions Financial's price to earnings ratio for today is 12.79. PE RATIO(12.79) = STOCK PRICE($31.07) / TTM EPS($2.43)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.