RF Regions Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: RF
- PE Ratio
As of Jul 21, 2025, the RF stock has a P/E ratio of 12.52. The calculation is based on the latest EPS of $2.08 and the stock price of $26.05 per share. An increase of 6% has been observed in the PE ratio compared to its average of 11.8 of the past four quarters.
RF PE ratio history
The mean historical PE ratio of Regions Financial over the last ten years is 11.58. The current 12.52 price-to-earnings ratio is 8% more than the historical average. Analyzing the last ten years, RF's PE ratio reached its highest point in the Dec 2017 quarter at 17.11, with a price of $17.28 and an EPS of $1.01. The Mar 2020 quarter saw the lowest point at 6.95, with a price of $8.97 and an EPS of $1.29.
Regions Financial PE ratio history chart
Regions Financial PE ratio by year
Maximum annual increase: 37.76% in 2020
Maximum annual decrease: -49.56% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 12.12 | 32.03% | $23.52 | $1.94 |
| 2023 | 9.18 | -2.44% | $19.38 | $2.11 |
| 2022 | 9.41 | 8.29% | $21.56 | $2.29 |
| 2021 | 8.69 | -44.47% | $21.8 | $2.51 |
| 2020 | 15.65 | 37.76% | $16.12 | $1.03 |
| 2019 | 11.36 | 31.63% | $17.16 | $1.51 |
| 2018 | 8.63 | -49.56% | $13.38 | $1.55 |
| 2017 | 17.11 | 3.63% | $17.28 | $1.01 |
| 2016 | 16.51 | 28.98% | $14.36 | $0.87 |
| 2015 | 12.8 | -3.03% | $9.6 | $0.75 |
| 2014 | 13.2 | 1.46% | $10.56 | $0.8 |
| 2013 | 13.01 | 31.41% | $9.89 | $0.76 |
| 2012 | 9.9 | N/A | $7.13 | $0.72 |
| 2011 | N/A | N/A | $4.3 | -$0.34 |
| 2010 | N/A | N/A | $7 | -$0.62 |
Regions Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 10.45 | -13.78% | $21.73 | $2.08 |
| Dec 2024 | 12.12 | -8.04% | $23.52 | $1.94 |
| Sep 2024 | 13.18 | 16.43% | $23.33 | $1.77 |
| Jun 2024 | 11.32 | -0.96% | $20.04 | $1.77 |
| Mar 2024 | 11.43 | 24.51% | $21.04 | $1.84 |
| Dec 2023 | 9.18 | 28.57% | $19.38 | $2.11 |
| Sep 2023 | 7.14 | -5.8% | $17.2 | $2.41 |
| Jun 2023 | 7.58 | -3.56% | $17.82 | $2.35 |
| Mar 2023 | 7.86 | -16.47% | $18.56 | $2.36 |
| Dec 2022 | 9.41 | -4.85% | $21.56 | $2.29 |
| Sep 2022 | 9.89 | 18.73% | $20.07 | $2.03 |
| Jun 2022 | 8.33 | -9.06% | $18.75 | $2.25 |
| Mar 2022 | 9.16 | 5.41% | $22.26 | $2.43 |
| Dec 2021 | 8.69 | 9.31% | $21.8 | $2.51 |
| Sep 2021 | 7.95 | 0.51% | $21.31 | $2.68 |
RF Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
RF average PE ratio chart
RF's current PE ratio is higher than the 3, 5 and 10-year averages.
PE vs average
RF PE vs peers
When compared to its peers BAC and WFC, RF's PE ratio is lower, but it is higher than BKU's and TRMK's. Regions Financial's current PE ratio of 12.52 is less than the average of its peers, which is 13.73.
| Stock name | PE ratio | Market cap |
|---|---|---|
| TRMK Trustmark Corp | 10.03 | $2.34B |
| BKU BankUnited Inc | 11.99 | $2.91B |
| RF Regions Financial Corp | 12.6 | $23.55B |
| FNB Fnb Corp | 12.7 | $5.76B |
| ONB Old National Bancorp | 12.82 | $7.13B |
| PNC Pnc Financial Services Group Inc | 13.88 | $77.84B |
| BAC Bank Of America Corp | 14.09 | $359.8B |
| WFC Wells Fargo & Company | 14.63 | $268.08B |
| FHN First Horizon Corp | 15.48 | $11.38B |
| PNFP Pinnacle Financial Partners Inc | 17.97 | $8.67B |
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Frequently asked questions
What is Regions Financial's PE ratio?
The price to earnings ratio for RF stock is 12.52 as of Jul 21, 2025.
What is the 3-year average PE ratio for Regions Financial (RF)?
The 3-year average PE ratio for RF stock is 9.96.
What is the 5-year average PE ratio for Regions Financial (RF)?
The 5-year average PE ratio for RF stock is 10.28.
What is the highest PE ratio for RF?
The highest quarterly PE ratio in the last ten years has been 17.11 and it was in the Dec 2017 quarter.
How does the current PE ratio for RF compare to its historical average?
RF's current price to earnings ratio is 8% above its 10-year historical average.
How is RF's PE ratio calculated (Regions Financial PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Jul 21, 2025), Regions Financial's share price is $26.05. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $2.08. Therefore, Regions Financial's price to earnings ratio for today is 12.52. PE RATIO(12.52) = STOCK PRICE($26.05) / TTM EPS($2.08)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.