RF Regions Financial Corp

Price (delayed)

$21.32

Market cap

$20.48B

P/E Ratio

20.7

Dividend/share

$0.62

EPS

$1.03

Enterprise value

$6.09B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has plunged by 64% YoY and by 27% from the previous quarter
RF's equity is up by 11% YoY
The net income has decreased by 34% YoY but it has increased by 29% from the previous quarter
The company's EPS fell by 32% YoY but it rose by 29% QoQ
The stock's price to earnings (P/E) is 59% more than its 5-year quarterly average of 13.0 and 54% more than its last 4 quarters average of 13.4

Key stats

What are the main financial stats of RF
Market
Shares outstanding
960.67M
Market cap
$20.48B
Enterprise value
$6.09B
Valuations
Price to earnings (P/E)
20.7
Price to book (P/B)
1.13
Price to sales (P/S)
4.12
EV/EBIT
5.03
EV/EBITDA
3.73
EV/Sales
1.23
Earnings
Revenue
$4.96B
EBIT
$1.21B
EBITDA
$1.63B
Free cash flow
$2.19B
Per share
EPS
$1.03
Free cash flow per share
$2.28
Book value per share
$18.86
Revenue per share
$5.17
TBVPS
$148.15
Balance sheet
Total assets
$147.39B
Total liabilities
$129.28B
Debt
$3.57B
Equity
$18.11B
Working capital
N/A
Liquidity
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.82
Margins
EBITDA margin
32.9%
Gross margin
100%
Net margin
20%
Operating margin
26.5%
Efficiency
Return on assets
0.7%
Return on equity
5.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
24.4%
Dividend
Dividend yield
2.91%
DPS
$0.62
Payout ratio
60.2%

RF stock price

How has the Regions Financial stock price performed over time
Intraday
1.96%
1 week
0%
1 month
9.11%
1 year
64.25%
YTD
32.26%
QTD
32.26%

Financial performance

How have Regions Financial's revenue and profit performed over time
Revenue
$4.96B
Gross profit
$4.96B
Operating income
$1.31B
Net income
$991M
Gross margin
100%
Net margin
20%
The net income has decreased by 34% YoY but it has increased by 29% from the previous quarter
The company's operating income fell by 34% YoY but it rose by 23% QoQ
The net margin has contracted by 27% YoY but it has grown by 20% from the previous quarter
RF's operating margin is down by 27% year-on-year but it is up by 15% since the previous quarter

Growth

What is Regions Financial's growth rate over time

Valuation

What is Regions Financial stock price valuation
P/E
20.7
P/B
1.13
P/S
4.12
EV/EBIT
5.03
EV/EBITDA
3.73
EV/Sales
1.23
The stock's price to earnings (P/E) is 59% more than its 5-year quarterly average of 13.0 and 54% more than its last 4 quarters average of 13.4
The company's EPS fell by 32% YoY but it rose by 29% QoQ
The stock's P/B is 88% above its last 4 quarters average of 0.6 and 26% above its 5-year quarterly average of 0.9
RF's equity is up by 11% YoY
The price to sales (P/S) is 72% higher than the last 4 quarters average of 2.4 and 42% higher than the 5-year quarterly average of 2.9
Regions Financial's revenue has decreased by 9% YoY but it has increased by 7% from the previous quarter

Efficiency

How efficient is Regions Financial business performance
The ROA has contracted by 42% YoY but it has grown by 17% from the previous quarter
The ROE fell by 39% YoY but it rose by 27% QoQ
RF's return on invested capital is down by 36% year-on-year but it is up by 29% since the previous quarter
The company's return on sales fell by 30% YoY but it rose by 17% QoQ

Dividends

What is RF's dividend history
DPS
$0.62
Dividend yield
2.91%
Payout ratio
60.2%
Recent dividends

Financial health

How did Regions Financial financials performed over time
Regions Financial's total assets is 14% more than its total liabilities
The debt is 80% less than the equity
Regions Financial's debt to equity has plunged by 67% YoY and by 26% from the previous quarter
The debt has plunged by 64% YoY and by 27% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.