RF Regions Financial Corp
Price (delayed)
$19.46
Market cap
$17.62B
P/E Ratio
10.03
Dividend/share
$0.99
EPS
$1.94
Enterprise value
$13.4B
Regions Financial Corporation, with $147 billion in assets, is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking,
Highlights
The stock's price to earnings (P/E) is 18% less than its last 4 quarters average of 12.0 and 7% less than its 5-year quarterly average of 10.6
The debt has soared by 179% YoY but it has contracted by 14% from the previous quarter
The company's EPS rose by 10% QoQ but it fell by 8% YoY
Regions Financial's revenue has decreased by 6% YoY
The gross profit has contracted by 6% YoY
Key stats
What are the main financial stats of RF
Market
Valuations
Earnings
Shares outstanding
905.47M
Market cap
$17.62B
Enterprise value
$13.4B
Price to earnings (P/E)
10.03
Price to book (P/B)
0.99
Price to sales (P/S)
2.7
EV/EBIT
6
EV/EBITDA
5.63
EV/Sales
2.03
Revenue
$6.6B
Gross profit
$6.6B
Operating income
$2.35B
Net income
$1.77B
EBIT
$2.24B
EBITDA
$2.38B
Free cash flow
$1.42B
Per share
Balance sheet
Liquidity
EPS
$1.94
EPS diluted
$1.93
Free cash flow per share
$1.55
Book value per share
$19.67
Revenue per share
$7.2
TBVPS
$165.28
Total assets
$157.3B
Total liabilities
$139.39B
Debt
$6.49B
Equity
$17.88B
Working capital
N/A
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.77
Margins
Efficiency
Dividend
EBITDA margin
36.1%
Gross margin
100%
Net margin
26.9%
Operating margin
35.7%
Return on assets
1.1%
Return on equity
10%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
33.9%
Dividend yield
5.09%
DPS
$0.99
Payout ratio
51%
RF stock price
How has the Regions Financial stock price performed over time
Intraday
1.94%
1 week
0.15%
1 month
-10.36%
1 year
1.46%
YTD
-17.26%
QTD
-10.45%
Financial performance
How have Regions Financial's revenue and profit performed over time
Revenue
$6.6B
Gross profit
$6.6B
Operating income
$2.35B
Net income
$1.77B
Gross margin
100%
Net margin
26.9%
The net income has decreased by 10% YoY but it has increased by 9% from the previous quarter
The company's operating income fell by 10% YoY but it rose by 9% QoQ
RF's operating margin is up by 8% since the previous quarter but it is down by 3.8% year-on-year
The net margin has grown by 8% from the previous quarter but it has contracted by 4.3% YoY
Growth
What is Regions Financial's growth rate over time
Valuation
What is Regions Financial stock price valuation
P/E
10.03
P/B
0.99
P/S
2.7
EV/EBIT
6
EV/EBITDA
5.63
EV/Sales
2.03
The stock's price to earnings (P/E) is 18% less than its last 4 quarters average of 12.0 and 7% less than its 5-year quarterly average of 10.6
The company's EPS rose by 10% QoQ but it fell by 8% YoY
The stock's P/B is 12% below its last 4 quarters average of 1.1 and 3% below its 5-year quarterly average of 1.0
RF's equity is down by 4.3% from the previous quarter but it is up by 2.6% YoY
The price to sales (P/S) is 12% lower than the last 4 quarters average of 3.0 and 5% lower than the 5-year quarterly average of 2.8
Regions Financial's revenue has decreased by 6% YoY
Efficiency
How efficient is Regions Financial business performance
The ROE fell by 15% YoY but it rose by 8% QoQ
The ROA has contracted by 15% YoY
RF's return on invested capital is down by 12% year-on-year but it is up by 7% since the previous quarter
The company's return on sales rose by 8% QoQ but it fell by 5% YoY
Dividends
What is RF's dividend history
DPS
$0.99
Dividend yield
5.09%
Payout ratio
51%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Regions Financial financials performed over time
Regions Financial's total assets is 13% more than its total liabilities
RF's total liabilities is up by 3.5% year-on-year
Regions Financial's total assets has increased by 3.4% YoY
The debt is 64% less than the equity
The debt has soared by 179% YoY but it has contracted by 14% from the previous quarter
Regions Financial's debt to equity has soared by 177% YoY but it has decreased by 10% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.