RF Regions Financial Corp.

Price (delayed)

$16.17

Market cap

$15.53B

P/E Ratio

20.21

Dividend/share

$0.62

EPS

$0.8

Enterprise value

$6.98B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has plunged by 66% YoY and by 23% from the previous quarter
RF's equity is up by 8% YoY
The net income has decreased by 50% YoY but it has increased by 18% from the previous quarter
The company's EPS fell by 47% YoY but it rose by 19% QoQ
The stock's price to earnings (P/E) is 64% more than its last 4 quarters average of 12.3 and 57% more than its 5-year quarterly average of 12.9

Key stats

What are the main financial stats of RF
Market
Shares outstanding
960.44M
Market cap
$15.53B
Enterprise value
$6.98B
Valuations
Price to earnings (P/E)
20.21
Price to book (P/B)
0.87
Price to sales (P/S)
3.36
EV/EBIT
7.22
EV/EBITDA
4.88
EV/Sales
1.51
Earnings
Revenue
$4.62B
EBIT
$966M
EBITDA
$1.43B
Free cash flow
$2.68B
Per share
EPS
$0.8
Free cash flow per share
$2.79
Book value per share
$18.65
Revenue per share
$4.81
TBVPS
$145.69
Balance sheet
Total assets
$145.18B
Total liabilities
$127.28B
Debt
$4.92B
Equity
$17.9B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.98
Margins
EBITDA margin
31%
Gross margin
100%
Net margin
16.7%
Operating margin
23%
Efficiency
Return on assets
0.6%
Return on equity
4.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
20.9%
Dividend
Dividend yield
3.83%
DPS
$0.62
Payout ratio
77.5%

RF stock price

How has the Regions Financial stock price performed over time
Intraday
1.89%
1 week
2.67%
1 month
17.51%
1 year
-2.65%
YTD
-5.77%
QTD
40.24%

Financial performance

How have Regions Financial's revenue and profit performed over time
Revenue
$4.62B
Gross profit
$4.62B
Operating income
$1.06B
Net income
$769M
Gross margin
100%
Net margin
16.7%
The net income has decreased by 50% YoY but it has increased by 18% from the previous quarter
The company's operating income fell by 47% YoY but it rose by 12% QoQ
The net margin has contracted by 41% YoY but it has grown by 14% from the previous quarter
RF's operating margin is down by 37% year-on-year but it is up by 9% since the previous quarter

Growth

What is Regions Financial's growth rate over time

Valuation

What is Regions Financial stock price valuation
P/E
20.21
P/B
0.87
P/S
3.36
EV/EBIT
7.22
EV/EBITDA
4.88
EV/Sales
1.51
The stock's price to earnings (P/E) is 64% more than its last 4 quarters average of 12.3 and 57% more than its 5-year quarterly average of 12.9
The company's EPS fell by 47% YoY but it rose by 19% QoQ
The stock's P/B is 24% above its last 4 quarters average of 0.7 but 3.3% below its 5-year quarterly average of 0.9
RF's equity is up by 8% YoY
The price to sales (P/S) is 40% higher than the last 4 quarters average of 2.4 and 16% higher than the 5-year quarterly average of 2.9
Regions Financial's revenue has decreased by 15% YoY but it has increased by 3.2% from the previous quarter

Efficiency

How efficient is Regions Financial business performance
The ROE has shrunk by 54% YoY but it rose by 13% QoQ
RF's return on invested capital has dropped by 50% year-on-year but it is up by 17% since the previous quarter
The ROA has plunged by 50% YoY but it has grown by 20% from the previous quarter
The company's return on sales fell by 41% YoY but it rose by 9% QoQ

Dividends

What is RF's dividend history
DPS
$0.62
Dividend yield
3.83%
Payout ratio
77.5%
Recent dividends

Financial health

How did Regions Financial financials performed over time
Regions Financial's total assets is 14% more than its total liabilities
The debt is 73% less than the equity
Regions Financial's debt to equity has plunged by 69% YoY and by 25% from the previous quarter
The debt has plunged by 66% YoY and by 23% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.