CIA Citizens PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: CIA
- PE Ratio
As of Jun 4, 2025, the Citizens stock's PE ratio is 20.0. This takes into account the latest EPS of $0.18 and stock price of $3.6. The PE ratio marks an increase of 51% from its last 4 quarters average of 13.3.
CIA PE ratio history
The PE ratio of Citizens has averaged 79.08 over the last nine years. The current P/E ratio of 20.0 is 75% lower than the historical average. Looking back at the last nine years, CIA's PE ratio peaked in the Sep 2016 quarter at 936, when the price was $9.36 and the EPS was $0.01. The lowest point was in the Sep 2022 quarter, when it reached 1.92 with a price of $3.34 and an EPS of $1.74.
Citizens PE ratio by year
Maximum annual increase: 143.53% in 2024
Maximum annual decrease: -28.73% in 2013
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 13.37 | 143.53% | $4.01 | $0.3 |
| 2023 | 5.49 | 33.9% | $2.69 | $0.49 |
| 2022 | 4.1 | 12.64% | $2.13 | $0.52 |
| 2021 | 3.64 | N/A | $5.31 | $1.46 |
| 2020 | N/A | N/A | $5.73 | -$0.22 |
| 2019 | N/A | N/A | $6.75 | -$0.03 |
| 2018 | N/A | N/A | $7.52 | -$0.22 |
| 2017 | N/A | N/A | $7.35 | -$0.77 |
| 2016 | 245.5 | N/A | $9.82 | $0.04 |
| 2015 | N/A | N/A | $7.43 | -$0.06 |
| 2014 | N/A | N/A | $7.6 | -$0.12 |
| 2013 | 87.5 | -28.73% | $8.75 | $0.1 |
| 2012 | 122.78 | 115.4% | $11.05 | $0.09 |
| 2011 | 57 | 129.56% | $9.69 | $0.17 |
| 2010 | 24.83 | 17.9% | $7.45 | $0.3 |
Citizens PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 25.28 | 89.08% | $4.55 | $0.18 |
| Dec 2024 | 13.37 | 62.45% | $4.01 | $0.3 |
| Sep 2024 | 8.23 | 33.17% | $3.62 | $0.44 |
| Jun 2024 | 6.18 | 38.57% | $2.72 | $0.44 |
| Mar 2024 | 4.46 | -18.76% | $2.14 | $0.48 |
| Dec 2023 | 5.49 | 5.98% | $2.69 | $0.49 |
| Sep 2023 | 5.18 | 20.47% | $2.85 | $0.55 |
| Jun 2023 | 4.3 | -43.2% | $2.41 | $0.56 |
| Mar 2023 | 7.57 | 84.63% | $3.71 | $0.49 |
| Dec 2022 | 4.1 | 113.54% | $2.13 | $0.52 |
| Sep 2022 | 1.92 | -26.15% | $3.34 | $1.74 |
| Jun 2022 | 2.6 | 1.96% | $4.19 | $1.61 |
| Mar 2022 | 2.55 | -29.95% | $4.24 | $1.66 |
| Dec 2021 | 3.64 | N/A | $5.31 | $1.46 |
| Sep 2021 | N/A | N/A | $6.21 | $0 |
CIA Price vs fair value
CIA average PE ratio chart
The current PE ratio of CIA is higher than its 3 and 5-year averages, but it is lower than its 10-year average.
CIA PE vs peers
CIA's PE ratio stands higher than its peer stocks AFL and RGA.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SNFCA Security National Financial Corp | 9.81 | $242.72M |
| AFL Aflac Inc | 16.04 | $55.59B |
| RGA Reinsurance Group Of America Inc | 16.59 | $13.19B |
| CIA Citizens Inc | 20 | $180.54M |
Frequently asked questions
What is Citizens's PE ratio?
CIA stock has a price to earnings ratio of 20 as of Jun 4, 2025.
What is the 3-year average PE ratio for Citizens (CIA)?
The average PE ratio for CIA stock over the past 3 years is 7.39.
What is the 5-year average PE ratio for Citizens (CIA)?
The average PE ratio for CIA stock over the past 5 years is 14.31.
What is the highest PE ratio for CIA?
Over the last nine years, the Sep 2016 quarter recorded the highest quarterly PE ratio at 936.
How does the current PE ratio for CIA compare to its historical average?
CIA's price to earnings ratio is currently 75% below its 9-year historical average.
How is CIA's PE ratio calculated (Citizens PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 4, 2025), Citizens's share price is $3.6. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.18. Therefore, Citizens's PE ratio for today is 20. PE RATIO(20) = STOCK PRICE($3.6) / TTM EPS($0.18)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.