SIGI Selective Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SIGI

Price (delayed)

$91.12

Market cap

$5.54B

P/E Ratio

15.99

Dividend/share

$1.35

EPS

$5.7

Enterprise value

$6.03B

Selective Insurance Group, Inc. is a holding company for 10 property and casualty insurance companies rated 'A' (Excellent) by A.M. Best. Through independent agents, the insurance companies offer standard and ...

Highlights
The price to earnings (P/E) is 19% less than the last 4 quarters average of 19.3 and 9% less than the 5-year quarterly average of 17.1
The company's revenue rose by 18% YoY and by 3.9% QoQ
The company's EPS rose by 37% YoY but it fell by 2.9% QoQ
The net income has grown by 36% YoY but it has contracted by 2.8% from the previous quarter
The gross margin fell by 2.2% QoQ
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.selective.com
Peers: PGR TRV HIG THG

Key stats

What are the main financial stats of SIGI
Market
Shares outstanding
60.79M
Market cap
$5.54B
Enterprise value
$6.03B
Valuations
Price to earnings (P/E)
15.99
Price to book (P/B)
1.84
Price to sales (P/S)
1.26
EV/EBIT
12.7
EV/EBITDA
11.94
EV/Sales
1.37
Earnings
Revenue
$4.4B
EBIT
$475.03M
EBITDA
$505.2M
Free cash flow
$714.03M
Per share
EPS
$5.7
Free cash flow per share
$11.77
Book value per share
$49.58
Revenue per share
$72.51
TBVPS
$198.68
Balance sheet
Total assets
$12.06B
Total liabilities
$9.05B
Debt
$503.31M
Equity
$3.01B
Working capital
N/A
Liquidity
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.97
Margins
EBITDA margin
11.5%
Gross margin
40.4%
Net margin
8.1%
Operating margin
10.8%
Efficiency
Return on assets
3%
Return on equity
12.3%
Return on invested capital
3.9%
Return on capital employed
N/A
Return on sales
10.8%
Dividend
Dividend yield
1.48%
DPS
$1.35
Payout ratio
23.7%

SIGI stock price

How has the Selective Insurance Group stock price performed over time
Intraday
2.55%
1 week
11.01%
1 month
0.02%
1 year
-11.44%
YTD
-8.4%
QTD
-2.89%

Financial performance

How have Selective Insurance Group's revenue and profit performed over time
Revenue
$4.4B
Gross profit
$1.78B
Operating income
$475.03M
Net income
$355.18M
Gross margin
40.4%
Net margin
8.1%
The net income has grown by 36% YoY but it has contracted by 2.8% from the previous quarter
The operating income has grown by 34% YoY but it has contracted by 2.5% from the previous quarter
The company's revenue rose by 18% YoY and by 3.9% QoQ
SIGI's net margin is up by 16% year-on-year but it is down by 6% since the previous quarter

Growth

What is Selective Insurance Group's growth rate over time

Valuation

What is Selective Insurance Group stock price valuation
SIGI P/E details
P/E
15.99
P/B
1.84
P/S
1.26
EV/EBIT
12.7
EV/EBITDA
11.94
EV/Sales
1.37
The company's EPS rose by 37% YoY but it fell by 2.9% QoQ
The price to earnings (P/E) is 19% less than the last 4 quarters average of 19.3 and 9% less than the 5-year quarterly average of 17.1
SIGI's P/B is 19% below its last 4 quarters average of 2.2
Selective Insurance Group's equity has increased by 13% YoY
The company's revenue rose by 18% YoY and by 3.9% QoQ
The stock's P/S is 18% below its last 4 quarters average of 1.5 and 12% below its 5-year quarterly average of 1.4

Efficiency

How efficient is Selective Insurance Group business performance
Selective Insurance Group's ROA has increased by 25% YoY but it has decreased by 3.2% from the previous quarter
SIGI's return on equity is up by 24% year-on-year but it is down by 5% since the previous quarter
The return on invested capital rose by 22% year-on-year but it has declined by 4.9% since the previous quarter
The company's return on sales rose by 14% YoY but it fell by 6% QoQ

Dividends

What is SIGI's dividend history
Dividend details
DPS
$1.35
Dividend yield
1.48%
Payout ratio
23.7%
Recent dividends

Financial health

How did Selective Insurance Group financials performed over time
The total assets is 33% higher than the total liabilities
The total assets rose by 9% YoY and by 2.1% QoQ
Selective Insurance Group's total liabilities has increased by 8% YoY and by 2.3% QoQ
SIGI's debt is 83% smaller than its equity
Selective Insurance Group's equity has increased by 13% YoY
The debt to equity has decreased by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.