SIGI Selective Insurance Group Inc

Price (delayed)

$82.61

Market cap

$4.99B

P/E Ratio

14.57

Dividend/share

$1.09

EPS

$5.67

Enterprise value

$5.47B

Selective Insurance Group, Inc. is a holding company for 10 property and casualty insurance companies rated 'A' (Excellent) by A.M. Best. Through independent agents, the insurance companies offer standard and ...

Highlights
The company's revenue rose by 12% YoY
SIGI's debt is down by 8% year-on-year
The price to earnings (P/E) is 16% more than the last 4 quarters average of 12.6 but 14% less than the 5-year quarterly average of 16.9
The net income has contracted by 13% from the previous quarter but it has grown by 3.1% YoY
The company's EPS fell by 13% QoQ
Selective Insurance Group's equity has decreased by 7% QoQ

Key stats

What are the main financial stats of SIGI
Market
Shares outstanding
60.35M
Market cap
$4.99B
Enterprise value
$5.47B
Valuations
Price to earnings (P/E)
14.57
Price to book (P/B)
1.79
Price to sales (P/S)
1.45
EV/EBIT
11.68
EV/EBITDA
10.47
EV/Sales
1.6
Earnings
Revenue
$3.42B
EBIT
$468.54M
EBITDA
$522.76M
Free cash flow
$708.57M
Per share
EPS
$5.67
Free cash flow per share
$11.77
Book value per share
$46.16
Revenue per share
$56.85
TBVPS
$171.18
Balance sheet
Total assets
$10.31B
Total liabilities
$7.53B
Debt
$505.57M
Equity
$2.78B
Working capital
N/A
Liquidity
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.93
Margins
EBITDA margin
15.3%
Gross margin
44.6%
Net margin
10.3%
Operating margin
13.7%
Efficiency
Return on assets
3.3%
Return on equity
11.8%
Return on invested capital
4.3%
Return on capital employed
N/A
Return on sales
13.7%
Dividend
Dividend yield
1.32%
DPS
$1.09
Payout ratio
19.2%

SIGI stock price

How has the Selective Insurance Group stock price performed over time
Intraday
4.24%
1 week
6.11%
1 month
7.1%
1 year
4.58%
YTD
0.82%
QTD
-7.55%

Financial performance

How have Selective Insurance Group's revenue and profit performed over time
Revenue
$3.42B
Gross profit
$1.53B
Operating income
$468.54M
Net income
$350.9M
Gross margin
44.6%
Net margin
10.3%
SIGI's net margin is down by 14% since the previous quarter and by 7% year-on-year
The net income has contracted by 13% from the previous quarter but it has grown by 3.1% YoY
Selective Insurance Group's operating margin has decreased by 13% QoQ and by 7% YoY
The company's revenue rose by 12% YoY

Growth

What is Selective Insurance Group's growth rate over time

Valuation

What is Selective Insurance Group stock price valuation
P/E
14.57
P/B
1.79
P/S
1.45
EV/EBIT
11.68
EV/EBITDA
10.47
EV/Sales
1.6
The price to earnings (P/E) is 16% more than the last 4 quarters average of 12.6 but 14% less than the 5-year quarterly average of 16.9
The company's EPS fell by 13% QoQ
Selective Insurance Group's equity has decreased by 7% QoQ
SIGI's P/B is 5% above its last 4 quarters average of 1.7
The company's revenue rose by 12% YoY
The stock's P/S is 3.6% above its 5-year quarterly average of 1.4 but 3.3% below its last 4 quarters average of 1.5

Efficiency

How efficient is Selective Insurance Group business performance
Selective Insurance Group's ROA has decreased by 15% from the previous quarter and by 6% YoY
The return on invested capital has declined by 14% since the previous quarter and by 2.3% year-on-year
SIGI's return on equity is down by 14% since the previous quarter and by 11% year-on-year
The company's return on sales fell by 13% QoQ and by 7% YoY

Dividends

What is SIGI's dividend history
DPS
$1.09
Dividend yield
1.32%
Payout ratio
19.2%
Recent dividends

Financial health

How did Selective Insurance Group financials performed over time
The total assets is 37% higher than the total liabilities
Selective Insurance Group's total liabilities has increased by 6% YoY
The total assets rose by 4.7% YoY
SIGI's debt is 82% smaller than its equity
The debt to equity has decreased by 10% YoY but it has increased by 6% QoQ
SIGI's debt is down by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.