TRV Travelers Companies, Inc.

Price (delayed)

$125

Market cap

$31.66B

P/E Ratio

14.24

Dividend/share

$3.34

EPS

$8.78

Enterprise value

$38.13B

Sector: Financial Services
Industry: Insurance - Property & Casualty
The Travelers Cos., Inc. is a holding company, which engages in the provision of commercial and personal property and casualty insurance products and services. It operates through the following business segments: Business Insurance; Bond and Specialty Insurance; and Personal Insurance. The Business Insurance segment offers a broad array of property and casualty insurance, and insurance related services to its customers. The Bond and Specialty Insurance segment includes surety, fidelity, management liability, professional liability, and other property and casualty coverage and related risk management services. The Personal Insurance segment consists of products of automobile and homeowners insurance are complemented by a broad suite of related coverages. The company was founded in 1853 and is headquartered in New York, NY.

Highlights

The equity has grown by 9% YoY and by 3.4% from the previous quarter
TRV's gross profit is up by 5% since the previous quarter
The company's EPS rose by 24% QoQ but it fell by 2.2% YoY
The company's net income rose by 24% QoQ but it fell by 4.6% YoY
TRV's P/E is 8% above its last 4 quarters average of 13.2 and 4.7% above its 5-year quarterly average of 13.6
TRV's debt is up by 8% YoY

Key stats

What are the main financial stats of TRV
Market
Shares outstanding
253.31M
Market cap
$31.66B
Enterprise value
$38.13B
Valuations
Price to earnings (P/E)
14.24
Price to book (P/B)
1.14
Price to sales (P/S)
1
EV/EBIT
12.57
EV/EBITDA
12.57
EV/Sales
1.2
Earnings
Revenue
$31.65B
EBIT
$3.03B
EBITDA
$3.03B
Free cash flow
$6.03B
Per share
EPS
$8.78
Free cash flow per share
$23.81
Book value per share
$109.99
Revenue per share
$124.94
TBVPS
$442.64
Balance sheet
Total assets
$116.38B
Total liabilities
$88.54B
Debt
$7.05B
Equity
$27.85B
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.13
Margins
EBITDA margin
9.6%
Gross margin
38.6%
Net margin
7.1%
Operating margin
9.6%
Efficiency
Return on assets
2%
Return on equity
8.5%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
9.6%
Dividend
Dividend yield
2.67%
DPS
$3.34
Payout ratio
38%

TRV stock price

How has the Travelers Companies stock price performed over time

Financial performance

How have Travelers Companies's revenue and profit performed over time
Revenue
$31.65B
Gross profit
$12.23B
Operating income
$3.03B
Net income
$2.26B
Gross margin
38.6%
Net margin
7.1%
The company's net income rose by 24% QoQ but it fell by 4.6% YoY
The operating income has increased by 22% since the previous quarter but it has declined by 3.9% year-on-year
TRV's net margin is up by 22% QoQ but it is down by 7% YoY
TRV's operating margin is up by 22% QoQ but it is down by 5% YoY

Growth

What is Travelers Companies's growth rate over time

Valuation

What is Travelers Companies stock price valuation
P/E
14.24
P/B
1.14
P/S
1
EV/EBIT
12.57
EV/EBITDA
12.57
EV/Sales
1.2
The company's EPS rose by 24% QoQ but it fell by 2.2% YoY
TRV's P/E is 8% above its last 4 quarters average of 13.2 and 4.7% above its 5-year quarterly average of 13.6
TRV's price to book (P/B) is 19% lower than its 5-year quarterly average of 1.4 but 3.6% higher than its last 4 quarters average of 1.1
The equity has grown by 9% YoY and by 3.4% from the previous quarter
TRV's price to sales (P/S) is 17% less than its 5-year quarterly average of 1.2 but 11% more than its last 4 quarters average of 0.9

Efficiency

How efficient is Travelers Companies business performance
The ROIC has increased by 23% from the previous quarter but it has decreased by 7% YoY
The company's return on sales rose by 22% QoQ but it fell by 5% YoY
Travelers Companies's ROE has increased by 20% from the previous quarter but it has decreased by 12% YoY
Travelers Companies's return on assets has increased by 18% QoQ but it has decreased by 9% YoY

Dividends

What is TRV's dividend history
DPS
$3.34
Dividend yield
2.67%
Payout ratio
38%
Recent dividends

Financial health

How did Travelers Companies financials performed over time
The total assets is 31% more than the total liabilities
The total assets has increased by 6% YoY and by 2.7% from the previous quarter
TRV's total liabilities is up by 4.6% YoY and by 2.5% QoQ
TRV's debt is 75% lower than its equity
The equity has grown by 9% YoY and by 3.4% from the previous quarter
Travelers Companies's debt to equity has decreased by 3.8% from the previous quarter and by 3.8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.