PFSI PennyMac Financial Services PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: PFSI
- PE Ratio
As of May 15, 2025, the PennyMac Financial Services stock's PE ratio is 14.8. This takes into account the latest EPS of $6.81 and stock price of $100.76. The PE ratio marks a decrease of 34% from its last 4 quarters average of 22.6.
PFSI PE ratio history
The PE ratio of PennyMac Financial Services has averaged 8.91 over the last ten years. The current P/E ratio of 14.8 is 66% higher than the historical average. Looking back at the last ten years, PFSI's PE ratio peaked in the Sep 2024 quarter at 34.23, when the price was $113.97 and the EPS was $3.33. The lowest point was in the Mar 2020 quarter, when it reached 2.66 with a price of $22.11 and an EPS of $8.31.
PennyMac Financial Services PE ratio by year
Maximum annual increase: 383.86% in 2023
Maximum annual decrease: -55.9% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 16.72 | -45.32% | $102.14 | $6.11 |
| 2023 | 30.58 | 383.86% | $88.37 | $2.89 |
| 2022 | 6.32 | 42.34% | $56.66 | $8.96 |
| 2021 | 4.44 | 48.49% | $69.78 | $15.73 |
| 2020 | 2.99 | -55.9% | $65.62 | $21.91 |
| 2019 | 6.78 | -16.4% | $34.04 | $5.02 |
| 2018 | 8.11 | 57.48% | $21.26 | $2.62 |
| 2017 | 5.15 | -7.87% | $22.35 | $4.34 |
| 2016 | 5.59 | -21.05% | $16.65 | $2.98 |
| 2015 | 7.08 | -29.2% | $15.36 | $2.17 |
| 2014 | 10 | -52.7% | $17.3 | $1.73 |
| 2013 | 21.14 | N/A | $17.55 | $0.83 |
| 2012 | N/A | N/A | N/A | $942.89 |
| 2011 | N/A | N/A | N/A | $11.63 |
| 2010 | N/A | N/A | N/A | $555.59 |
PennyMac Financial Services PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 14.7 | -12.08% | $100.11 | $6.81 |
| Dec 2024 | 16.72 | -51.15% | $102.14 | $6.11 |
| Sep 2024 | 34.23 | 38.58% | $113.97 | $3.33 |
| Jun 2024 | 24.7 | -16.75% | $94.6 | $3.83 |
| Mar 2024 | 29.67 | -2.98% | $91.09 | $3.07 |
| Dec 2023 | 30.58 | 106.62% | $88.37 | $2.89 |
| Sep 2023 | 14.8 | 10.12% | $66.6 | $4.5 |
| Jun 2023 | 13.44 | 45.14% | $70.31 | $5.23 |
| Mar 2023 | 9.26 | 46.52% | $59.61 | $6.44 |
| Dec 2022 | 6.32 | 64.58% | $56.66 | $8.96 |
| Sep 2022 | 3.84 | 10.66% | $42.9 | $11.16 |
| Jun 2022 | 3.47 | -13.25% | $43.71 | $12.59 |
| Mar 2022 | 4 | -9.91% | $53.2 | $13.31 |
| Dec 2021 | 4.44 | 36.62% | $69.78 | $15.73 |
| Sep 2021 | 3.25 | 16.91% | $61.13 | $18.83 |
PFSI Price vs fair value
PFSI average PE ratio chart
PFSI's current PE ratio is higher than the 5 and 10-year averages, but it is lower than its 3-year average.
PFSI PE vs peers
PFSI's PE ratio stands higher than its peer stocks SLM and WRLD.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WRLD World Acceptance Corp | 10.53 | $874.7M |
| SLM SLM Corp | 11.82 | $7.1B |
| PFSI PennyMac Financial Services Inc | 14.94 | $5.26B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $3.53B |
Frequently asked questions
What is PennyMac Financial Services's PE ratio?
The price to earnings ratio for PFSI stock is 14.8 as of May 15, 2025.
What is the 3-year average PE ratio for PennyMac Financial Services (PFSI)?
The average PE ratio for PFSI stock over the past 3 years is 16.81.
What is the 5-year average PE ratio for PennyMac Financial Services (PFSI)?
The average PE ratio for PFSI stock over the past 5 years is 11.44.
What is the highest PE ratio for PFSI?
The highest quarterly PE ratio in the last ten years has been 34.23 and it was in the Sep 2024 quarter.
How does the current PE ratio for PFSI compare to its historical average?
PFSI's price to earnings ratio is currently 66% above its 10-year historical average.
How is PFSI's PE ratio calculated (PennyMac Financial Services PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (May 15, 2025), PennyMac Financial Services's share price is $100.76. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $6.81. Therefore, PennyMac Financial Services's PE ratio for today is 14.8. PE RATIO(14.8) = STOCK PRICE($100.76) / TTM EPS($6.81)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.