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PFSI PennyMac Financial Services PE ratio, current and historical analysis

As of May 14, 2025, the PennyMac Financial Services stock's PE ratio is 14.51. This takes into account the latest EPS of $6.81 and stock price of $98.78. The PE ratio marks a decrease of 36% from its last 4 quarters average of 22.6.

PFSI PE ratio history

How has PFSI's PE ratio performed in the past

The PE ratio of PennyMac Financial Services has averaged 8.91 over the last ten years. The current P/E ratio of 14.51 is 63% higher than the historical average. Looking back at the last ten years, PFSI's PE ratio peaked in the Sep 2024 quarter at 34.23, when the price was $113.97 and the EPS was $3.33. The lowest point was in the Mar 2020 quarter, when it reached 2.66 with a price of $22.11 and an EPS of $8.31.

Today
14.51
Average
8.91
Median
6.19
Minimum
2.66
Maximum
34.23

PennyMac Financial Services PE ratio by year

Maximum annual increase: 383.86% in 2023

Maximum annual decrease: -55.9% in 2020

Year PE ratio PE change Price EPS
2024 16.72 -45.32% $102.14 $6.11
2023 30.58 383.86% $88.37 $2.89
2022 6.32 42.34% $56.66 $8.96
2021 4.44 48.49% $69.78 $15.73
2020 2.99 -55.9% $65.62 $21.91
2019 6.78 -16.4% $34.04 $5.02
2018 8.11 57.48% $21.26 $2.62
2017 5.15 -7.87% $22.35 $4.34
2016 5.59 -21.05% $16.65 $2.98
2015 7.08 -29.2% $15.36 $2.17
2014 10 -52.7% $17.3 $1.73
2013 21.14 N/A $17.55 $0.83
2012 N/A N/A N/A $942.89
2011 N/A N/A N/A $11.63
2010 N/A N/A N/A $555.59

PennyMac Financial Services PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Mar 2025 14.7 -12.08% $100.11 $6.81
Dec 2024 16.72 -51.15% $102.14 $6.11
Sep 2024 34.23 38.58% $113.97 $3.33
Jun 2024 24.7 -16.75% $94.6 $3.83
Mar 2024 29.67 -2.98% $91.09 $3.07
Dec 2023 30.58 106.62% $88.37 $2.89
Sep 2023 14.8 10.12% $66.6 $4.5
Jun 2023 13.44 45.14% $70.31 $5.23
Mar 2023 9.26 46.52% $59.61 $6.44
Dec 2022 6.32 64.58% $56.66 $8.96
Sep 2022 3.84 10.66% $42.9 $11.16
Jun 2022 3.47 -13.25% $43.71 $12.59
Mar 2022 4 -9.91% $53.2 $13.31
Dec 2021 4.44 36.62% $69.78 $15.73
Sep 2021 3.25 16.91% $61.13 $18.83

PFSI Price vs fair value

How does PFSI's price compare to its estimated fair value based on its growth

PFSI average PE ratio chart

What is the average PE ratio of PFSI for the past years

PFSI's current PE ratio is higher than the 5 and 10-year averages, but it is lower than its 3-year average.

3-year avg
16.81
5-year avg
11.44
10-year avg
8.91
15-year avg
N/A

PFSI PE vs peers

What is PFSI's PE ratio compared to its peers

PFSI's PE ratio stands higher than its peer stocks SLM and WRLD.

Stock name PE ratio Market cap
WRLD World Acceptance Corp 10.24 $850.51M
SLM SLM Corp 11.8 $7.09B
PFSI PennyMac Financial Services Inc 14.51 $5.1B
FMCC Federal Home Loan Mortgage Corp N/A $3.54B

Frequently asked questions

What is PennyMac Financial Services's PE ratio?

The price to earnings ratio for PFSI stock is 14.51 as of May 14, 2025.

What is the 3-year average PE ratio for PennyMac Financial Services (PFSI)?

The average PE ratio for PFSI stock over the past 3 years is 16.81.

What is the 5-year average PE ratio for PennyMac Financial Services (PFSI)?

The average PE ratio for PFSI stock over the past 5 years is 11.44.

What is the highest PE ratio for PFSI?

The highest quarterly PE ratio in the last ten years has been 34.23 and it was in the Sep 2024 quarter.

How does the current PE ratio for PFSI compare to its historical average?

PFSI's price to earnings ratio is currently 63% above its 10-year historical average.

How is PFSI's PE ratio calculated (PennyMac Financial Services PE ratio formula)?

The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (May 14, 2025), PennyMac Financial Services's share price is $98.78. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $6.81. Therefore, PennyMac Financial Services's PE ratio for today is 14.51. PE RATIO(14.51) = STOCK PRICE($98.78) / TTM EPS($6.81)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.