WRLD World Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: WRLD

Price (delayed)

$136.58

Market cap

$830.44M

P/E Ratio

11.59

Dividend/share

N/A

EPS

$11.78

Enterprise value

$1.49B

Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance ...

Highlights
The price to earnings (P/E) is 58% less than the 5-year quarterly average of 27.6 and 29% less than the last 4 quarters average of 16.4
World Acceptance's EPS has increased by 19% from the previous quarter
The debt has declined by 17% year-on-year but it is up by 3.7% since the previous quarter
The company's revenue fell by 8% YoY
The gross profit has declined by 8% year-on-year
Sector: Financial Services
Industry: Credit Services
Website: http://www.loansbyworld.com
Peers: FMCC SLM PFSI

Key stats

What are the main financial stats of WRLD
Market
Shares outstanding
6.08M
Market cap
$830.44M
Enterprise value
$1.49B
Valuations
Price to earnings (P/E)
11.59
Price to book (P/B)
2.09
Price to sales (P/S)
1.37
EV/EBIT
10.91
EV/EBITDA
10.11
EV/Sales
2.58
Earnings
Revenue
$575.18M
EBIT
$136.09M
EBITDA
$146.91M
Free cash flow
$262.41M
Per share
EPS
$11.78
Free cash flow per share
$45.46
Book value per share
$65.39
Revenue per share
$99.64
TBVPS
$190.57
Balance sheet
Total assets
$1.12B
Total liabilities
$712.52M
Debt
$667.48M
Equity
$407.02M
Working capital
N/A
Liquidity
Debt to equity
1.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.46
Margins
EBITDA margin
25.5%
Gross margin
100%
Net margin
11.8%
Operating margin
23.7%
Efficiency
Return on assets
6.1%
Return on equity
17%
Return on invested capital
7.8%
Return on capital employed
N/A
Return on sales
23.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

WRLD stock price

How has the World Acceptance stock price performed over time
Intraday
-0.83%
1 week
3.21%
1 month
-0.26%
1 year
48.02%
YTD
4.63%
QTD
-5.79%

Financial performance

How have World Acceptance's revenue and profit performed over time
Revenue
$575.18M
Gross profit
$575.18M
Operating income
$136.09M
Net income
$67.93M
Gross margin
100%
Net margin
11.8%
The operating margin has soared by 114% year-on-year and by 9% since the previous quarter
The company's operating income has surged by 95% YoY and by 7% QoQ
The net margin is up by 20% since the previous quarter
The net income rose by 19% since the previous quarter

Growth

What is World Acceptance's growth rate over time

Valuation

What is World Acceptance stock price valuation
WRLD P/E details
P/E
11.59
P/B
2.09
P/S
1.37
EV/EBIT
10.91
EV/EBITDA
10.11
EV/Sales
2.58
The price to earnings (P/E) is 58% less than the 5-year quarterly average of 27.6 and 29% less than the last 4 quarters average of 16.4
World Acceptance's EPS has increased by 19% from the previous quarter
WRLD's P/B is 17% above its last 4 quarters average of 1.8 but 4.1% below its 5-year quarterly average of 2.2
The equity rose by 13% YoY
The price to sales (P/S) is 15% higher than the last 4 quarters average of 1.2
The company's revenue fell by 8% YoY

Efficiency

How efficient is World Acceptance business performance
The return on invested capital has surged by 123% year-on-year and by 10% since the previous quarter
World Acceptance's ROS has soared by 114% YoY and by 9% from the previous quarter
World Acceptance's ROA has increased by 22% from the previous quarter
The ROE has grown by 16% from the previous quarter

Dividends

What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for WRLD.

Financial health

How did World Acceptance financials performed over time
World Acceptance's total assets is 57% more than its total liabilities
The total liabilities is down by 17% year-on-year but it is up by 2.4% since the previous quarter
World Acceptance's total assets has decreased by 8% YoY
The debt is 64% greater than the equity
The debt to equity has contracted by 27% YoY but it has grown by 4.5% from the previous quarter
The debt has declined by 17% year-on-year but it is up by 3.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.