WRLD World Acceptance Corp

Price (delayed)

$141.52

Market cap

$827.17M

P/E Ratio

10.52

Dividend/share

N/A

EPS

$13.45

Enterprise value

$1.39B

Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance ...

Highlights
The price to earnings (P/E) is 59% less than the 5-year quarterly average of 25.7 and 23% less than the last 4 quarters average of 13.7
The net income rose by 16% since the previous quarter
The company's revenue fell by 7% YoY
The gross profit has declined by 7% year-on-year

Key stats

What are the main financial stats of WRLD
Market
Shares outstanding
5.84M
Market cap
$827.17M
Enterprise value
$1.39B
Valuations
Price to book (P/B)
2.03
Price to sales (P/S)
1.42
EV/EBIT
9.44
EV/EBITDA
8.79
EV/Sales
2.43
Earnings
Revenue
$573.21M
EBIT
$147.64M
EBITDA
$158.53M
Free cash flow
$260.2M
Per share
EPS
$13.45
Free cash flow per share
$45.26
Book value per share
$69.8
Revenue per share
$99.71
TBVPS
$180.55
Balance sheet
Total assets
$1.06B
Total liabilities
$631.92M
Debt
$577.95M
Equity
$424.43M
Working capital
N/A
Liquidity
Debt to equity
1.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.57
Margins
EBITDA margin
27.7%
Gross margin
100%
Net margin
13.5%
Operating margin
25.8%
Efficiency
Return on assets
7%
Return on equity
18.9%
Return on invested capital
8.7%
Return on capital employed
N/A
Return on sales
25.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

WRLD stock price

How has the World Acceptance stock price performed over time
Intraday
2.45%
1 week
3.62%
1 month
16.95%
1 year
-6.19%
YTD
8.42%
QTD
14.52%

Financial performance

How have World Acceptance's revenue and profit performed over time
Revenue
$573.21M
Gross profit
$573.21M
Operating income
$147.64M
Net income
$77.35M
Gross margin
100%
Net margin
13.5%
The operating margin has soared by 105% year-on-year and by 13% since the previous quarter
The company's operating income has surged by 90% YoY and by 12% QoQ
The net margin is up by 16% since the previous quarter
The net income rose by 16% since the previous quarter

Growth

What is World Acceptance's growth rate over time

Valuation

What is World Acceptance stock price valuation
P/E
10.52
P/B
2.03
P/S
1.42
EV/EBIT
9.44
EV/EBITDA
8.79
EV/Sales
2.43
The price to earnings (P/E) is 59% less than the 5-year quarterly average of 25.7 and 23% less than the last 4 quarters average of 13.7
World Acceptance's EPS has increased by 16% from the previous quarter
The equity rose by 10% YoY and by 4.3% QoQ
WRLD's P/B is 3.3% below its 5-year quarterly average of 2.1
The price to sales (P/S) is 9% higher than the 5-year quarterly average of 1.3 and 9% higher than the last 4 quarters average of 1.3
The company's revenue fell by 7% YoY

Efficiency

How efficient is World Acceptance business performance
The return on invested capital has surged by 123% year-on-year and by 14% since the previous quarter
World Acceptance's ROS has soared by 105% YoY and by 13% from the previous quarter
World Acceptance's ROA has increased by 17% from the previous quarter
The ROE has grown by 13% from the previous quarter

Dividends

What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for WRLD.

Financial health

How did World Acceptance financials performed over time
World Acceptance's total assets is 67% more than its total liabilities
The total liabilities is down by 14% year-on-year and by 11% since the previous quarter
World Acceptance's total assets has decreased by 6% from the previous quarter and by 5% YoY
The debt is 36% greater than the equity
The debt to equity has contracted by 23% YoY and by 17% from the previous quarter
The debt has declined by 15% year-on-year and by 13% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.