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WRLD World Acceptance Corp
Price (delayed)
$117.57
Market cap
$675.98M
P/E Ratio
7.9
Dividend/share
N/A
EPS
$14.89
Enterprise value
$1.25B
Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance
Highlights
The price to earnings (P/E) is 65% less than the 5-year quarterly average of 22.3 and 19% less than the last 4 quarters average of 9.8
World Acceptance's EPS has soared by 53% YoY and by 9% from the previous quarter
The debt has declined by 9% year-on-year but it is up by 2.1% since the previous quarter
The company's revenue fell by 4.4% YoY
The gross profit has declined by 4.4% year-on-year
Key stats
What are the main financial stats of WRLD
Market
Valuations
Earnings
Shares outstanding
5.75M
Market cap
$675.98M
Enterprise value
$1.25B
Price to book (P/B)
1.65
Price to sales (P/S)
1.15
EV/EBIT
8.32
EV/EBITDA
7.77
EV/Sales
2.25
Revenue
$557.95M
EBIT
$150.66M
EBITDA
$161.4M
Free cash flow
$240.35M
Per share
Balance sheet
Liquidity
EPS
$14.89
Free cash flow per share
$43.95
Book value per share
$71.31
Revenue per share
$102.02
TBVPS
$188.82
Total assets
$1.05B
Total liabilities
$631.7M
Debt
$587.8M
Equity
$417.46M
Working capital
N/A
Debt to equity
1.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.58
Margins
Efficiency
Dividend
EBITDA margin
28.9%
Gross margin
100%
Net margin
15%
Operating margin
27%
Return on assets
7.8%
Return on equity
20.1%
Return on invested capital
9.2%
Return on capital employed
N/A
Return on sales
27%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
WRLD stock price
How has the World Acceptance stock price performed over time
Intraday
0.75%
1 week
-0.37%
1 month
-0.22%
1 year
6.62%
YTD
-9.93%
QTD
-0.35%
Financial performance
How have World Acceptance's revenue and profit performed over time
Revenue
$557.95M
Gross profit
$557.95M
Operating income
$150.66M
Net income
$83.8M
Gross margin
100%
Net margin
15%
The net margin has surged by 56% year-on-year and by 9% since the previous quarter
The net income rose by 49% year-on-year and by 8% since the previous quarter
The operating margin is up by 29% year-on-year and by 4.2% since the previous quarter
The company's operating income rose by 23% YoY and by 3.4% QoQ
Growth
What is World Acceptance's growth rate over time
Valuation
What is World Acceptance stock price valuation
P/E
7.9
P/B
1.65
P/S
1.15
EV/EBIT
8.32
EV/EBITDA
7.77
EV/Sales
2.25
The price to earnings (P/E) is 65% less than the 5-year quarterly average of 22.3 and 19% less than the last 4 quarters average of 9.8
World Acceptance's EPS has soared by 53% YoY and by 9% from the previous quarter
WRLD's P/B is 21% below its 5-year quarterly average of 2.1 and 13% below its last 4 quarters average of 1.9
The price to sales (P/S) is 12% lower than the 5-year quarterly average of 1.3 and 12% lower than the last 4 quarters average of 1.3
The company's revenue fell by 4.4% YoY
Efficiency
How efficient is World Acceptance business performance
World Acceptance's ROA has soared by 59% YoY and by 8% from the previous quarter
The ROE has grown by 40% YoY and by 7% from the previous quarter
The return on invested capital rose by 35% year-on-year and by 6% since the previous quarter
World Acceptance's ROS has increased by 29% YoY and by 4.2% from the previous quarter
Dividends
What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for WRLD.
Financial health
How did World Acceptance financials performed over time
World Acceptance's total assets is 66% more than its total liabilities
The total liabilities is down by 9% year-on-year
World Acceptance's total assets has decreased by 5% YoY
The debt is 41% greater than the equity
The debt to equity has contracted by 10% YoY but it has grown by 3.7% from the previous quarter
The debt has declined by 9% year-on-year but it is up by 2.1% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.