WRLD World Acceptance Corp

Price (delayed)

$212.91

Market cap

$1.43B

P/E Ratio

15.28

Dividend/share

N/A

EPS

$13.93

Enterprise value

$2.07B

Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance ...

Highlights
World Acceptance's EPS has soared by 116% YoY
The net income has surged by 91% year-on-year
The price to earnings (P/E) is 41% less than the 5-year quarterly average of 25.9 but 35% more than the last 4 quarters average of 11.3
The company's revenue rose by 2.5% QoQ but it fell by 2.4% YoY
The debt is up by 27% year-on-year and by 18% since the previous quarter

Key stats

What are the main financial stats of WRLD
Market
Shares outstanding
6.7M
Market cap
$1.43B
Enterprise value
$2.07B
Valuations
Price to earnings (P/E)
15.28
Price to book (P/B)
3.4
Price to sales (P/S)
2.38
EV/EBIT
15.42
EV/EBITDA
14.14
EV/Sales
3.8
Earnings
Revenue
$544.71M
EBIT
$134.28M
EBITDA
$146.37M
Free cash flow
$217.48M
Per share
EPS
$13.93
Free cash flow per share
$35.75
Book value per share
$62.6
Revenue per share
$89.54
TBVPS
$182.62
Balance sheet
Total assets
$1.14B
Total liabilities
$721.57M
Debt
$660.64M
Equity
$419.01M
Working capital
N/A
Liquidity
Debt to equity
1.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.4
Margins
EBITDA margin
26.9%
Gross margin
100%
Net margin
16.1%
Operating margin
24.7%
Efficiency
Return on assets
8.4%
Return on equity
22.1%
Return on invested capital
8.5%
Return on capital employed
N/A
Return on sales
24.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

WRLD stock price

How has the World Acceptance stock price performed over time
Intraday
-2.33%
1 week
-0.82%
1 month
-15.44%
1 year
74.92%
YTD
-13.25%
QTD
-13.25%

Financial performance

How have World Acceptance's revenue and profit performed over time
Revenue
$544.71M
Gross profit
$544.71M
Operating income
$134.28M
Net income
$87.59M
Gross margin
100%
Net margin
16.1%
The net margin has surged by 96% year-on-year but it has declined by 3.6% since the previous quarter
The net income has surged by 91% year-on-year
The operating margin has soared by 63% year-on-year but it is down by 3.9% since the previous quarter
The company's operating income has surged by 58% YoY

Growth

What is World Acceptance's growth rate over time

Valuation

What is World Acceptance stock price valuation
P/E
15.28
P/B
3.4
P/S
2.38
EV/EBIT
15.42
EV/EBITDA
14.14
EV/Sales
3.8
World Acceptance's EPS has soared by 116% YoY
The price to earnings (P/E) is 41% less than the 5-year quarterly average of 25.9 but 35% more than the last 4 quarters average of 11.3
WRLD's P/B is 79% above its 5-year quarterly average of 1.9 and 36% above its last 4 quarters average of 2.5
The equity rose by 14% YoY and by 3.3% QoQ
The price to sales (P/S) is 49% higher than the 5-year quarterly average of 1.6 and 40% higher than the last 4 quarters average of 1.7
The company's revenue rose by 2.5% QoQ but it fell by 2.4% YoY

Efficiency

How efficient is World Acceptance business performance
The ROE has soared by 87% YoY but it has contracted by 4.3% from the previous quarter
World Acceptance's ROA has soared by 83% YoY but it has decreased by 7% from the previous quarter
World Acceptance's ROS has soared by 63% YoY but it has decreased by 3.9% from the previous quarter
The return on invested capital has surged by 52% year-on-year but it has declined by 7% since the previous quarter

Dividends

What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for WRLD.

Financial health

How did World Acceptance financials performed over time
World Acceptance's total assets is 58% more than its total liabilities
The total liabilities is up by 28% year-on-year and by 17% since the previous quarter
World Acceptance's total assets has increased by 22% YoY and by 11% from the previous quarter
The debt is 58% greater than the equity
The debt is up by 27% year-on-year and by 18% since the previous quarter
The debt to equity has grown by 14% from the previous quarter and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.