Have a feature idea you'd love to see implemented?
Let us know!
WRLD World Acceptance Corp
Price (delayed)
$116.02
Market cap
$679.25M
P/E Ratio
8.52
Dividend/share
N/A
EPS
$13.62
Enterprise value
$1.24B
Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance
Highlights
World Acceptance's EPS has soared by 99% YoY
The net income has surged by 98% year-on-year
The company's revenue fell by 6% YoY
The gross profit has declined by 6% year-on-year
Key stats
What are the main financial stats of WRLD
Market
Valuations
Earnings
Shares outstanding
5.85M
Market cap
$679.25M
Enterprise value
$1.24B
Price to book (P/B)
1.6
Price to sales (P/S)
1.13
EV/EBIT
8.54
EV/EBITDA
7.94
EV/Sales
2.21
Revenue
$563.42M
EBIT
$145.74M
EBITDA
$156.63M
Free cash flow
$249.46M
Per share
Balance sheet
Liquidity
EPS
$13.62
Free cash flow per share
$45.52
Book value per share
$72.3
Revenue per share
$102.81
TBVPS
$188.13
Total assets
$1.05B
Total liabilities
$625.82M
Debt
$575.88M
Equity
$422.61M
Working capital
N/A
Debt to equity
1.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.61
Margins
Efficiency
Dividend
EBITDA margin
27.8%
Gross margin
100%
Net margin
13.8%
Operating margin
25.9%
Return on assets
7.2%
Return on equity
18.7%
Return on invested capital
8.7%
Return on capital employed
N/A
Return on sales
25.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
WRLD stock price
How has the World Acceptance stock price performed over time
Intraday
0.13%
1 week
-1.84%
1 month
0.29%
1 year
17.62%
YTD
-11.12%
QTD
-1.66%
Financial performance
How have World Acceptance's revenue and profit performed over time
Revenue
$563.42M
Gross profit
$563.42M
Operating income
$145.74M
Net income
$77.75M
Gross margin
100%
Net margin
13.8%
The net margin has surged by 109% year-on-year and by 2.2% since the previous quarter
The net income has surged by 98% year-on-year
The operating margin has soared by 52% year-on-year
The company's operating income rose by 43% YoY
Growth
What is World Acceptance's growth rate over time
Valuation
What is World Acceptance stock price valuation
P/E
8.52
P/B
1.6
P/S
1.13
EV/EBIT
8.54
EV/EBITDA
7.94
EV/Sales
2.21
World Acceptance's EPS has soared by 99% YoY
The price to earnings (P/E) is 63% less than the 5-year quarterly average of 23.1 and 23% less than the last 4 quarters average of 11.0
WRLD's P/B is 24% below its 5-year quarterly average of 2.1 and 16% below its last 4 quarters average of 1.9
The equity rose by 6% YoY
The price to sales (P/S) is 13% lower than the 5-year quarterly average of 1.3 and 13% lower than the last 4 quarters average of 1.3
The company's revenue fell by 6% YoY
Efficiency
How efficient is World Acceptance business performance
World Acceptance's ROA has soared by 112% YoY and by 2.9% from the previous quarter
The ROE has soared by 78% YoY
The return on invested capital has surged by 61% year-on-year
World Acceptance's ROS has soared by 52% YoY
Dividends
What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for WRLD.
Financial health
How did World Acceptance financials performed over time
World Acceptance's total assets is 68% more than its total liabilities
The total liabilities is down by 13% year-on-year
World Acceptance's total assets has decreased by 6% YoY
The debt is 36% greater than the equity
The debt to equity has contracted by 19% YoY
The debt has declined by 14% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.