WRLD World Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: WRLD

Price (delayed)

$195.34

Market cap

$906.44M

P/E Ratio

27.91

Dividend/share

N/A

EPS

$7

Enterprise value

$1.54B

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Relative Growth: Rel. Growth: 49
Relative Strength: Rel. Strength: 81
Relative Valuation: Rel. Valuation: 54
Relative Profitability: Rel. Profitability: 68

Founded in 1962, Greenville, S.C. -based World Acceptance Corporation is one of North America's largest small-loan consumer finance companies. The company offers short and medium-term installment loans, related credit insurance ...

Highlights
The gross profit has grown by 3.7% year-on-year and by 2.2% since the previous quarter
The company's revenue rose by 3.7% YoY and by 2.2% QoQ
The debt is up by 26% year-on-year but it has declined by 12% since the previous quarter
The price to earnings (P/E) is 73% more than the last 4 quarters average of 16.1 and 68% more than the 5-year quarterly average of 16.6
The net income has dropped by 61% year-on-year and by 18% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.loansbyworld.com
Peers: FMCC SLM PFSI

Key stats

What are the main financial stats of WRLD

WRLD stock price

How has the World Acceptance stock price performed over time
Intraday
0.41%
1 week
-3.98%
1 month
12.91%
1 year
16.25%
YTD
39.14%
QTD
-12.73%

Financial performance

How have World Acceptance's revenue and profit performed over time
Revenue
$585.17M
Gross profit
$585.17M
Operating income
$94.69M
Net income
$34.59M
Gross margin
100%
Net margin
5.9%
The net margin has dropped by 63% year-on-year and by 20% since the previous quarter
The net income has dropped by 61% year-on-year and by 18% since the previous quarter
The operating margin is down by 41% year-on-year and by 8% since the previous quarter
The company's operating income fell by 39% YoY and by 7% QoQ

Price vs fundamentals

How does WRLD's price correlate with its fundamentals

Growth

What is World Acceptance's growth rate over time

Valuation

What is World Acceptance stock price valuation
WRLD P/E details
P/E
27.91
P/B
2.75
P/S
1.65
EV/EBIT
16.25
EV/EBITDA
14.84
EV/Sales
2.63
The price to earnings (P/E) is 73% more than the last 4 quarters average of 16.1 and 68% more than the 5-year quarterly average of 16.6
World Acceptance's EPS has plunged by 57% YoY and by 10% from the previous quarter
WRLD's P/B is 31% above its 5-year quarterly average of 2.1 and 31% above its last 4 quarters average of 2.1
The equity fell by 20% YoY
The price to sales (P/S) is 27% higher than the 5-year quarterly average of 1.3 and 27% higher than the last 4 quarters average of 1.3
The company's revenue rose by 3.7% YoY and by 2.2% QoQ

Efficiency

How efficient is World Acceptance business performance
World Acceptance's ROA has plunged by 62% YoY and by 20% from the previous quarter
The ROE has plunged by 56% YoY and by 14% from the previous quarter
The return on invested capital has declined by 42% year-on-year and by 10% since the previous quarter
World Acceptance's ROS has decreased by 41% YoY and by 8% from the previous quarter

Dividends

What is WRLD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for WRLD.

Financial health

How did World Acceptance financials performed over time
World Acceptance's total assets is 50% more than its total liabilities
The total liabilities is up by 23% year-on-year but it is down by 11% since the previous quarter
World Acceptance's total assets has decreased by 8% from the previous quarter but it has increased by 4.5% YoY
The debt is 88% greater than the equity
The debt to equity has soared by 57% YoY but it has contracted by 12% from the previous quarter
The debt is up by 26% year-on-year but it has declined by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.