PFSI currently shows a PEG ratio reading of 19.86 as of Aug 21, 2026. This metric combines a PE of 9.93 with an earnings growth rate of 0.5%. When benchmarked against the trailing 4-quarter average of 5.89, PFSI's PEG ratio reflects a 237% increase.
A ten years lookback reveals an average PEG ratio of 1.12 for PennyMac Financial Services. Compared to historical data, PFSI's 19.86 PEG ratio represents an increase of 1,673%. Within the past ten years, the Jun 2026 quarter saw the highest PEG reading at 23.04. At 0.01, the Mar 2020 quarter represented the lowest PEG ratio in this timeframe.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.23 | 13.61 | 58.6% |
| 2024 | 0.15 | 16.72 | 111.4% |
| 2023 | N/A | 30.58 | -67.7% |
| 2022 | N/A | 6.32 | -43% |
| 2021 | N/A | 4.44 | -28.2% |
| 2020 | 0.01 | 2.99 | 336.5% |
| 2019 | 0.07 | 6.78 | 91.6% |
| 2018 | N/A | 8.11 | -39.6% |
| 2017 | 0.11 | 5.15 | 45.6% |
| 2016 | 0.15 | 5.59 | 37.3% |
| 2015 | 0.28 | 7.08 | 25.4% |
| 2014 | 0.09 | 10 | 108.4% |
| 2013 | N/A | 21.14 | -99.9% |
| 2012 | N/A | N/A | 8,007.4% |
| 2011 | N/A | N/A | -97.9% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 23.04 | 11.52 | 0.5% |
| Mar 2026 | 0.21 | 8.94 | 43.6% |
| Dec 2025 | 0.23 | 13.61 | 58.6% |
| Sep 2025 | 0.07 | 12.81 | 190.4% |
| Jun 2025 | 0.14 | 13.25 | 96.3% |
| Mar 2025 | 0.12 | 14.7 | 121.8% |
| Dec 2024 | 0.15 | 16.72 | 111.4% |
| Sep 2024 | N/A | 34.23 | -26% |
| Jun 2024 | N/A | 24.7 | -26.8% |
| Mar 2024 | N/A | 29.67 | -52.3% |
| Dec 2023 | N/A | 30.58 | -67.7% |
| Sep 2023 | N/A | 14.8 | -59.7% |
| Jun 2023 | N/A | 13.44 | -58.5% |
| Mar 2023 | N/A | 9.26 | -51.6% |
| Dec 2022 | N/A | 6.32 | -43% |
PFSI's PEG ratio today is above the 3, 5 and 10-year averages.
With a PEG of 19.86, PFSI ranks higher than the Financial Services sector and the industry average.
Among its peer stocks SLM and FMCC, PFSI's PEG ratio runs higher.
PFSI's Aug 21, 2026 PEG ratio comes in at 19.86.
PFSI's 3-year PEG ratio average comes in at 3.42.
PFSI's 5-year PEG ratio average comes in at 3.06.
In the last ten years, PFSI's peak PEG ratio of 23.04 occurred in the Jun 2026 quarter.
PFSI currently has a PEG ratio 1,673% above its 10-year average.
The elevated PEG ratio of 19.86 indicates that PFSI may be priced above its earnings growth potential.
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth rate (YoY TTM). As of Aug 21, 2026, PennyMac Financial Services carries a PE ratio of 9.93. Earnings grew at 0.5% over the TTM period ending Jun 2026. Applying the formula, this yields a PEG ratio of 19.86. PEG RATIO(19.86) = PE RATIO(9.93) / EPS GROWTH(0.5%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.