PFSI
PennyMac Financial Services
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: PFSI
- PEG Ratio
PFSI currently shows a PEG ratio reading of 0.19 as of Jul 13, 2026. This metric combines a PE of 8.33 with an earnings growth rate of 43.6%. When benchmarked against the trailing 4-quarter average of 0.16, PFSI's PEG ratio reflects a 17% increase.
PFSI PEG ratio history
A ten years lookback reveals an average PEG ratio of 0.17 for PennyMac Financial Services. Compared to historical data, PFSI's 0.19 PEG ratio represents an increase of 12%. Within the past ten years, the Sep 2017 quarter saw the highest PEG reading at 1.3. At 0.01, the Mar 2020 quarter represented the lowest PEG ratio in this timeframe.
PennyMac Financial Services PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.23 | 13.61 | 58.6% |
| 2024 | 0.15 | 16.72 | 111.4% |
| 2023 | N/A | 30.58 | -67.7% |
| 2022 | N/A | 6.32 | -43% |
| 2021 | N/A | 4.44 | -28.2% |
| 2020 | 0.01 | 2.99 | 336.5% |
| 2019 | 0.07 | 6.78 | 91.6% |
| 2018 | N/A | 8.11 | -39.6% |
| 2017 | 0.11 | 5.15 | 45.6% |
| 2016 | 0.15 | 5.59 | 37.3% |
| 2015 | 0.28 | 7.08 | 25.4% |
| 2014 | 0.09 | 10 | 108.4% |
| 2013 | N/A | 21.14 | -99.9% |
| 2012 | N/A | N/A | 8,007.4% |
| 2011 | N/A | N/A | -97.9% |
PennyMac Financial Services PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.21 | 8.94 | 43.6% |
| Dec 2025 | 0.23 | 13.61 | 58.6% |
| Sep 2025 | 0.07 | 12.81 | 190.4% |
| Jun 2025 | 0.14 | 13.25 | 96.3% |
| Mar 2025 | 0.12 | 14.7 | 121.8% |
| Dec 2024 | 0.15 | 16.72 | 111.4% |
| Sep 2024 | N/A | 34.23 | -26% |
| Jun 2024 | N/A | 24.7 | -26.8% |
| Mar 2024 | N/A | 29.67 | -52.3% |
| Dec 2023 | N/A | 30.58 | -67.7% |
| Sep 2023 | N/A | 14.8 | -59.7% |
| Jun 2023 | N/A | 13.44 | -58.5% |
| Mar 2023 | N/A | 9.26 | -51.6% |
| Dec 2022 | N/A | 6.32 | -43% |
| Sep 2022 | N/A | 3.84 | -40.7% |
PFSI average PEG ratio chart
PFSI's PEG ratio today is above the 3 and 10-year averages, yet it comes in under the 5-year average.
PEG comparison
With a PEG of 0.19, PFSI ranks higher than the industry average but lower than the Financial Services sector average. In comparison with the Financial Services sector average of 0.48, PennyMac Financial Services's PEG is 60% lower.
PFSI EPS growth
PFSI Price vs fair value
PFSI PEG vs peers
Among its peer stock SLM, PFSI's PEG ratio comes in lower.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| PFSI PennyMac Financial Services Inc | 0.19 | $4.23B |
| SLM SLM Corp | 0.24 | $4.69B |
| WRLD World Acceptance Corp | N/A | $910.85M |
| FMCC Federal Home Loan Mortgage Corp | N/A | $3.67B |
Frequently asked questions
What is PennyMac Financial Services's PEG ratio?
PFSI's Jul 13, 2026 PEG ratio comes in at 0.19.
What is the 3-year average PEG ratio for PennyMac Financial Services (PFSI)?
PFSI's 3-year PEG ratio average comes in at 0.15.
What is the 5-year average PEG ratio for PennyMac Financial Services (PFSI)?
PFSI's 5-year PEG ratio average comes in at 0.21.
What is the highest PEG ratio for PFSI?
In the last ten years, PFSI's peak PEG ratio of 1.3 occurred in the Sep 2017 quarter.
How does the current PEG ratio for PFSI compare to its historical average?
PFSI currently has a PEG ratio 12% above its 10-year average.
Why is PennyMac Financial Services's PEG ratio so low?
The 0.19 PEG ratio for PFSI reflects robust earnings growth outpacing the current valuation.
How is PFSI's PEG ratio calculated (PennyMac Financial Services PEG ratio formula)?
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth rate (YoY TTM). As of Jul 13, 2026, PennyMac Financial Services carries a PE ratio of 8.33. Earnings grew at 43.6% over the TTM period ending Mar 2026. Applying the formula, this yields a PEG ratio of 0.19. PEG RATIO(0.19) = PE RATIO(8.33) / EPS GROWTH(43.6%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.