PAY Paymentus Holdings PE ratio, current and historical analysis
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- PE Ratio
The current PE ratio for Paymentus Holdings stock as of Jun 18, 2025 is 77.88. This is calculated based on the TTM EPS of $0.42 and the stock price of $32.71 per share. The PE ratio marks an increase of 10% from its last 4 quarters average of 70.5.
PAY PE ratio history
The average historical PE ratio of Paymentus Holdings for the last four years is 289.49. The current P/E ratio of 77.88 is 73% lower than the historical average. Looking back at the last four years, PAY's PE ratio peaked in the Jun 2021 quarter at 710, when the price was $35.5 and the EPS was $0.05. The lowest point was in the Sep 2024 quarter, when it reached 58.88 with a price of $20.02 and an EPS of $0.34.
Paymentus Holdings PE ratio history chart
Paymentus Holdings PE ratio by year
Maximum annual decrease: -8.59% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 90.75 | -8.59% | $32.67 | $0.36 |
| 2023 | 99.28 | N/A | $17.87 | $0.18 |
| 2022 | N/A | N/A | $8.01 | $0 |
| 2021 | 583 | N/A | $34.98 | $0.06 |
| 2020 | N/A | N/A | N/A | $0.08 |
| 2019 | N/A | N/A | N/A | $0.09 |
Paymentus Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 62.14 | -31.53% | $26.1 | $0.42 |
| Dec 2024 | 90.75 | 54.13% | $32.67 | $0.36 |
| Sep 2024 | 58.88 | -16.33% | $20.02 | $0.34 |
| Jun 2024 | 70.37 | -25.76% | $19 | $0.27 |
| Mar 2024 | 94.79 | -4.52% | $22.75 | $0.24 |
| Dec 2023 | 99.28 | -28.23% | $17.87 | $0.18 |
| Sep 2023 | 138.33 | -21.4% | $16.6 | $0.12 |
| Jun 2023 | 176 | N/A | $10.56 | $0.06 |
| Mar 2023 | N/A | N/A | $8.86 | -$0.01 |
| Dec 2022 | N/A | N/A | $8.01 | $0 |
| Sep 2022 | 486 | 9.05% | $9.72 | $0.02 |
| Jun 2022 | 445.67 | 5.71% | $13.37 | $0.03 |
| Mar 2022 | 421.6 | -27.68% | $21.08 | $0.05 |
| Dec 2021 | 583 | -5.36% | $34.98 | $0.06 |
| Sep 2021 | 616 | -13.24% | $24.64 | $0.04 |
PAY Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
PAY average PE ratio chart
PAY's current PE ratio is lower than its 3-year average.
PE vs average
PAY PE vs peers
PAY's PE ratio stands higher than its peer stocks WMT and V. Paymentus Holdings's current PE ratio of 77.88 is higher than the average of its peers, which is 31.01.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WU Western Union CO | 3.11 | $2.79B |
| EBAY Ebay Inc | 18.24 | $35.74B |
| V Visa Inc | 34.21 | $637.48B |
| DHR Danaher Corp | 37.46 | $139.15B |
| WMT Walmart Inc | 40.46 | $758.86B |
| FIS Fidelity National Information Services Inc | 52.58 | $42.26B |
| PAY Paymentus Holdings Inc | 77.88 | $4.09B |
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Frequently asked questions
What is Paymentus Holdings's PE ratio?
PAY's price to earnings ratio is 77.88 as of Jun 18, 2025.
What is the 3-year average PE ratio for Paymentus Holdings (PAY)?
As an average over the last 3 years, PAY stock has a PE ratio of 172.22.
What is the highest PE ratio for PAY?
Over the last four years, the Jun 2021 quarter recorded the highest quarterly PE ratio at 710.
How does the current PE ratio for PAY compare to its historical average?
The current PE ratio of PAY is 73% lower than the 4-year historical average.
Why is Paymentus Holdings's PE ratio so high?
A company with a higher PE ratio may indicate that the market has higher growth expectations for the company's future earnings or profitability.
How is PAY's PE ratio calculated (Paymentus Holdings PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 18, 2025), Paymentus Holdings's share price is $32.71. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.42. Therefore, Paymentus Holdings's PE ratio for today is 77.88. PE RATIO(77.88) = STOCK PRICE($32.71) / TTM EPS($0.42)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.