PAY
Paymentus Holdings
PE ratio, current and historical analysis
- Stocks
- Technology
- NYSE: PAY
- PE Ratio
The current PE ratio for Paymentus Holdings stock as of Jun 22, 2026 is 34.25. This is calculated based on the TTM EPS of $0.59 and the stock price of $20.21 per share. The PE ratio marks a decrease of 42% from its last 4 quarters average of 59.4.
PAY PE ratio history
The average historical PE ratio of Paymentus Holdings for the last five years is 238.36. The current P/E ratio of 34.25 is 86% lower than the historical average. Looking back at the last five years, PAY's PE ratio peaked in the Jun 2021 quarter at 710, when the price was $35.5 and the EPS was $0.05. The lowest point was in the Mar 2026 quarter, when it reached 43.05 with a price of $25.4 and an EPS of $0.59.
Paymentus Holdings PE ratio by year
Maximum annual decrease: -34.33% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 59.6 | -34.33% | $31.59 | $0.53 |
| 2024 | 90.75 | -8.59% | $32.67 | $0.36 |
| 2023 | 99.28 | N/A | $17.87 | $0.18 |
| 2022 | N/A | N/A | $8.01 | $0 |
| 2021 | 583 | N/A | $34.98 | $0.06 |
| 2020 | N/A | N/A | N/A | $0.08 |
| 2019 | N/A | N/A | N/A | $0.09 |
Paymentus Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 43.05 | -27.77% | $25.4 | $0.59 |
| Dec 2025 | 59.6 | -6.51% | $31.59 | $0.53 |
| Sep 2025 | 63.75 | -10.46% | $30.6 | $0.48 |
| Jun 2025 | 71.2 | 14.58% | $32.75 | $0.46 |
| Mar 2025 | 62.14 | -31.53% | $26.1 | $0.42 |
| Dec 2024 | 90.75 | 54.13% | $32.67 | $0.36 |
| Sep 2024 | 58.88 | -16.33% | $20.02 | $0.34 |
| Jun 2024 | 70.37 | -25.76% | $19 | $0.27 |
| Mar 2024 | 94.79 | -4.52% | $22.75 | $0.24 |
| Dec 2023 | 99.28 | -28.23% | $17.87 | $0.18 |
| Sep 2023 | 138.33 | -21.4% | $16.6 | $0.12 |
| Jun 2023 | 176 | N/A | $10.56 | $0.06 |
| Mar 2023 | N/A | N/A | $8.86 | -$0.01 |
| Dec 2022 | N/A | N/A | $8.01 | $0 |
| Sep 2022 | 486 | 9.05% | $9.72 | $0.02 |
PAY Price vs fair value
PAY average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
PAY's current PE ratio is lower than its 3 and 5-year averages.
PE comparison
With a price to earnings (P/E) of 34.25, PAY ranks higher than the industry and its peers average but lower than the Technology sector average. In comparison with the Technology sector average of 36.79, Paymentus Holdings's price to earnings (P/E) is 7% lower.
PAY PE vs peers
PAY's PE ratio stands lower than its peer stocks WMT and DHR, but it is higher than V's and EBAY's. Paymentus Holdings's current PE ratio of 34.25 is higher than the average of its peers, which is 23.28.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WU Western Union CO | 5.13 | $2.2B |
| FIS Fidelity National Information Services Inc | 7.35 | $19.65B |
| EBAY Ebay Inc | 24.22 | $48.39B |
| V Visa Inc | 28.55 | $597.23B |
| DHR Danaher Corp | 34.5 | $126.73B |
| PAY Paymentus Holdings Inc | 34.86 | $2.59B |
| WMT Walmart Inc | 41.89 | $950.12B |
Frequently asked questions
What is Paymentus Holdings's PE ratio?
PAY's price to earnings ratio is 34.25 as of Jun 22, 2026.
What is the 3-year average PE ratio for Paymentus Holdings (PAY)?
As an average over the last 3 years, PAY stock has a PE ratio of 85.68.
What is the 5-year average PE ratio for Paymentus Holdings (PAY)?
As an average over the last 5 years, PAY stock has a PE ratio of 238.36.
What is the highest PE ratio for PAY?
Over the last five years, the Jun 2021 quarter recorded the highest quarterly PE ratio at 710.
How does the current PE ratio for PAY compare to its historical average?
The current PE ratio of PAY is 86% lower than the 5-year historical average.
How is PAY's PE ratio calculated (Paymentus Holdings PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 22, 2026), Paymentus Holdings's share price is $20.21. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.59. Therefore, Paymentus Holdings's PE ratio for today is 34.25. PE RATIO(34.25) = STOCK PRICE($20.21) / TTM EPS($0.59)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.