OFG Ofg Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: OFG

Price (delayed)

$36.67

Market cap

$1.73B

P/E Ratio

9.52

Dividend/share

$0.91

EPS

$3.85

Enterprise value

$1.2B

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its ...

Highlights
The debt has dropped by 53% since the previous quarter
The company's equity rose by 14% YoY and by 9% QoQ
OFG's P/E is 25% below its 5-year quarterly average of 12.6 but 21% above its last 4 quarters average of 7.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ofgbancorp.com/
Peers: FBP BPOP CFR WFC

Key stats

What are the main financial stats of OFG
Market
Shares outstanding
47.08M
Market cap
$1.73B
Enterprise value
$1.2B
Valuations
Price to earnings (P/E)
9.52
Price to book (P/B)
1.45
Price to sales (P/S)
2.77
EV/EBIT
4.54
EV/EBITDA
4.21
EV/Sales
1.91
Earnings
Revenue
$628.61M
EBIT
$265.25M
EBITDA
$285.64M
Free cash flow
$277.84M
Per share
EPS
$3.85
Free cash flow per share
$5.84
Book value per share
$25.36
Revenue per share
$13.22
TBVPS
$235.32
Balance sheet
Total assets
$11.34B
Total liabilities
$10.15B
Debt
$224.8M
Equity
$1.19B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.83
Margins
EBITDA margin
45.4%
Gross margin
100%
Net margin
28.9%
Operating margin
42.2%
Efficiency
Return on assets
1.7%
Return on equity
16.2%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
42.2%
Dividend
Dividend yield
2.48%
DPS
$0.91
Payout ratio
23.6%

OFG stock price

How has the Ofg Bancorp stock price performed over time
Intraday
0.58%
1 week
5.31%
1 month
3.21%
1 year
43.92%
YTD
-2.16%
QTD
-0.38%

Financial performance

How have Ofg Bancorp's revenue and profit performed over time
Revenue
$628.61M
Gross profit
$628.61M
Operating income
$265.25M
Net income
$181.87M
Gross margin
100%
Net margin
28.9%
OFG's net income is up by 9% year-on-year
Ofg Bancorp's operating income has increased by 9% YoY
The revenue has grown by 7% YoY
The gross profit has grown by 7% YoY

Growth

What is Ofg Bancorp's growth rate over time

Valuation

What is Ofg Bancorp stock price valuation
OFG P/E details
P/E
9.52
P/B
1.45
P/S
2.77
EV/EBIT
4.54
EV/EBITDA
4.21
EV/Sales
1.91
OFG's P/E is 25% below its 5-year quarterly average of 12.6 but 21% above its last 4 quarters average of 7.8
The company's EPS rose by 11% YoY
OFG's price to book (P/B) is 31% higher than its 5-year quarterly average of 1.1 and 20% higher than its last 4 quarters average of 1.2
The company's equity rose by 14% YoY and by 9% QoQ
OFG's price to sales (P/S) is 20% higher than its last 4 quarters average of 2.3 and 15% higher than its 5-year quarterly average of 2.4
The revenue has grown by 7% YoY

Efficiency

How efficient is Ofg Bancorp business performance
Ofg Bancorp's return on assets has increased by 6% YoY but it has decreased by 6% QoQ
The ROIC has contracted by 3.6% from the previous quarter and by 3.6% YoY
The ROE has contracted by 3.6% from the previous quarter

Dividends

What is OFG's dividend history
Dividend details
DPS
$0.91
Dividend yield
2.48%
Payout ratio
23.6%
Recent dividends

Financial health

How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 12% more than its total liabilities
Ofg Bancorp's total liabilities has increased by 16% YoY and by 11% from the previous quarter
Ofg Bancorp's total assets has increased by 16% YoY and by 11% from the previous quarter
The debt is 81% smaller than the equity
The debt to equity has dropped by 56% since the previous quarter
The debt has dropped by 53% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.