Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
OFG Ofg Bancorp
- Stocks
- Financial Services
- NYSE: OFG
Price (delayed)
$43.29
Market cap
$1.94B
P/E Ratio
10.28
Dividend/share
$1.05
EPS
$4.21
Enterprise value
$1.51B
Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its
Highlights
The company's equity rose by 7% YoY and by 3.3% QoQ
The company's EPS rose by 7% YoY
The debt has declined by 35% since the previous quarter but it is up by 23% year-on-year
OFG's net income is up by 4.7% year-on-year but it is down by 2.1% since the previous quarter
Key stats
What are the main financial stats of OFG
Market
Valuations
Earnings
Shares outstanding
44.91M
Market cap
$1.94B
Enterprise value
$1.51B
Price to earnings (P/E)
10.28
Price to book (P/B)
1.52
Price to sales (P/S)
3.16
EV/EBIT
6.16
EV/EBITDA
5.68
EV/Sales
2.42
Revenue
$623.01M
Gross profit
$623.01M
Operating income
$245.28M
Net income
$194.05M
EBIT
$245.28M
EBITDA
$265.95M
Free cash flow
$255.08M
Per share
Balance sheet
Liquidity
EPS
$4.21
EPS diluted
$4.17
Free cash flow per share
$5.61
Book value per share
$28.54
Revenue per share
$13.69
TBVPS
$254.06
Total assets
$11.73B
Total liabilities
$10.43B
Debt
$276.44M
Equity
$1.3B
Working capital
N/A
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.63
Margins
Efficiency
Dividend
EBITDA margin
42.7%
Gross margin
100%
Net margin
31.1%
Operating margin
39.4%
Return on assets
1.7%
Return on equity
15.2%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
39.4%
Dividend yield
2.43%
DPS
$1.05
Payout ratio
24.9%
OFG stock price
How has the Ofg Bancorp stock price performed over time
Intraday
0.02%
1 week
5.48%
1 month
2.53%
1 year
17%
YTD
2.29%
QTD
8.17%
Financial performance
How have Ofg Bancorp's revenue and profit performed over time
Revenue
$623.01M
Gross profit
$623.01M
Operating income
$245.28M
Net income
$194.05M
Gross margin
100%
Net margin
31.1%
Ofg Bancorp's operating income has decreased by 8% YoY and by 3.3% QoQ
Ofg Bancorp's operating margin has decreased by 7% YoY and by 2.2% from the previous quarter
The net margin is up by 6% year-on-year
OFG's net income is up by 4.7% year-on-year but it is down by 2.1% since the previous quarter
Price vs fundamentals
How does OFG's price correlate with its fundamentals
Growth
What is Ofg Bancorp's growth rate over time
Valuation
What is Ofg Bancorp stock price valuation
P/E
10.28
P/B
1.52
P/S
3.16
EV/EBIT
6.16
EV/EBITDA
5.68
EV/Sales
2.42
The company's EPS rose by 7% YoY
OFG's P/E is 3.8% above its last 4 quarters average of 9.9 but 3% below its 5-year quarterly average of 10.6
OFG's price to book (P/B) is 27% higher than its 5-year quarterly average of 1.2
The company's equity rose by 7% YoY and by 3.3% QoQ
OFG's price to sales (P/S) is 32% higher than its 5-year quarterly average of 2.4 and 5% higher than its last 4 quarters average of 3.0
Efficiency
How efficient is Ofg Bancorp business performance
The ROIC has contracted by 15% YoY and by 8% from the previous quarter
The company's return on sales fell by 7% YoY and by 2.2% QoQ
The ROE has contracted by 6% YoY and by 3.8% from the previous quarter
Dividends
What is OFG's dividend history
DPS
$1.05
Dividend yield
2.43%
Payout ratio
24.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 12% more than its total liabilities
Ofg Bancorp's total liabilities has increased by 4.9% YoY
Ofg Bancorp's total assets has increased by 5% YoY
The debt is 79% smaller than the equity
The debt to equity has declined by 38% since the previous quarter but it has increased by 17% year-on-year
The debt has declined by 35% since the previous quarter but it is up by 23% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.