OFG Ofg Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: OFG

Price (delayed)

$48.03

Market cap

$2.03B

P/E Ratio

9.9

Dividend/share

$1.25

EPS

$4.85

Enterprise value

$1.97B

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 61
Relative Valuation: Rel. Valuation: 85
Relative Profitability: Rel. Profitability: 87

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its ...

Highlights
The company's EPS rose by 15% YoY and by 5% QoQ
OFG's net income is up by 10% year-on-year and by 4.1% since the previous quarter
The debt has soared by 109% year-on-year
OFG's P/E is 11% above its 5-year quarterly average of 8.9 and 6% above its last 4 quarters average of 9.3
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ofgbancorp.com/
Peers: FBP BPOP CFR WFC

Key stats

What are the main financial stats of OFG

OFG stock price

How has the Ofg Bancorp stock price performed over time
Intraday
1.78%
1 week
0.61%
1 month
6.61%
1 year
13.84%
YTD
17.2%
QTD
18.71%

Financial performance

How have Ofg Bancorp's revenue and profit performed over time
Revenue
$634.53M
Gross profit
$634.53M
Operating income
$243.46M
Net income
$213.47M
Gross margin
100%
Net margin
33.6%
OFG's net income is up by 10% year-on-year and by 4.1% since the previous quarter
The net margin is up by 8% year-on-year and by 2.1% since the previous quarter
Ofg Bancorp's operating income has increased by 4% QoQ
Ofg Bancorp's operating margin has decreased by 2.5% YoY but it has increased by 2.4% from the previous quarter

Price vs fundamentals

How does OFG's price correlate with its fundamentals

Growth

What is Ofg Bancorp's growth rate over time

Valuation

What is Ofg Bancorp stock price valuation
OFG P/E details
P/E
9.9
P/B
1.51
P/S
3.25
EV/EBIT
8.1
EV/EBITDA
7.48
EV/Sales
3.11
The company's EPS rose by 15% YoY and by 5% QoQ
OFG's P/E is 11% above its 5-year quarterly average of 8.9 and 6% above its last 4 quarters average of 9.3
OFG's price to book (P/B) is 16% higher than its 5-year quarterly average of 1.3 and 8% higher than its last 4 quarters average of 1.4
The company's equity rose by 6% YoY
OFG's price to sales (P/S) is 25% higher than its 5-year quarterly average of 2.6 and 8% higher than its last 4 quarters average of 3.0

Efficiency

How efficient is Ofg Bancorp business performance
The ROIC has grown by 5% from the previous quarter but it has contracted by 4.5% YoY
The ROE has grown by 2.6% from the previous quarter and by 2.6% YoY
The company's return on sales fell by 2.5% YoY but it rose by 2.4% QoQ

Dividends

What is OFG's dividend history
Dividend details
DPS
$1.25
Dividend yield
2.6%
Payout ratio
25.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 13% more than its total liabilities
Ofg Bancorp's total liabilities has decreased by 3.6% from the previous quarter but it has increased by 2.4% YoY
Ofg Bancorp's total assets has decreased by 3.4% from the previous quarter but it has increased by 2.7% YoY
The debt is 58% smaller than the equity
The debt has soared by 109% year-on-year
The debt to equity has surged by 100% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.