OFG Ofg Bancorp

Price (delayed)

$21.61

Market cap

$1.12B

P/E Ratio

11.49

Dividend/share

$0.29

EPS

$1.88

Enterprise value

-$1.16B

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its ...

Highlights
The revenue has soared by 52% YoY and by 7% from the previous quarter
The gross profit has soared by 52% YoY and by 7% from the previous quarter

Key stats

What are the main financial stats of OFG
Market
Shares outstanding
51.64M
Market cap
$1.12B
Enterprise value
-$1.16B
Valuations
Price to earnings (P/E)
11.49
Price to book (P/B)
1
Price to sales (P/S)
2.36
EV/EBIT
-8.43
EV/EBITDA
-7.7
EV/Sales
-2.45
Earnings
Revenue
$472.98M
EBIT
$137.35M
EBITDA
$150.4M
Free cash flow
-$82.04M
Per share
EPS
$1.88
Free cash flow per share
-$1.59
Book value per share
$21.57
Revenue per share
$9.16
TBVPS
$193.27
Balance sheet
Total assets
$10.15B
Total liabilities
$9.04B
Debt
$135.11M
Equity
$1.11B
Working capital
N/A
Liquidity
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-15.12
Margins
EBITDA margin
31.8%
Gross margin
100%
Net margin
21.8%
Operating margin
29%
Efficiency
Return on assets
1%
Return on equity
9%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
29%
Dividend
Dividend yield
1.34%
DPS
$0.29
Payout ratio
15.4%

OFG stock price

How has the Ofg Bancorp stock price performed over time
Intraday
-5.43%
1 week
-10.37%
1 month
-12.83%
1 year
73.02%
YTD
16.56%
QTD
-4.47%

Financial performance

How have Ofg Bancorp's revenue and profit performed over time
Revenue
$472.98M
Gross profit
$472.98M
Operating income
$137.3M
Net income
$102.9M
Gross margin
100%
Net margin
21.8%
The net margin has soared by 110% year-on-year and by 29% since the previous quarter
Ofg Bancorp's operating margin has soared by 101% YoY and by 35% from the previous quarter
The revenue has soared by 52% YoY and by 7% from the previous quarter
The gross profit has soared by 52% YoY and by 7% from the previous quarter

Growth

What is Ofg Bancorp's growth rate over time

Valuation

What is Ofg Bancorp stock price valuation
P/E
11.49
P/B
1
P/S
2.36
EV/EBIT
-8.43
EV/EBITDA
-7.7
EV/Sales
-2.45
The company's EPS rose by 42% QoQ
OFG's P/E is 35% below its last 4 quarters average of 17.7 and 22% below its 5-year quarterly average of 14.8
OFG's price to book (P/B) is 43% higher than its 5-year quarterly average of 0.7 and 25% higher than its last 4 quarters average of 0.8
The company's equity rose by 8% YoY and by 2.1% QoQ
The revenue has soared by 52% YoY and by 7% from the previous quarter
OFG's price to sales (P/S) is 12% higher than its last 4 quarters average of 2.1 and 2.6% higher than its 5-year quarterly average of 2.3

Efficiency

How efficient is Ofg Bancorp business performance
The ROIC has soared by 200% YoY and by 50% from the previous quarter
The company's return on sales has surged by 113% YoY and by 35% QoQ
Ofg Bancorp's return on assets has increased by 43% QoQ
The ROE has grown by 41% from the previous quarter

Dividends

What is OFG's dividend history
DPS
$0.29
Dividend yield
1.34%
Payout ratio
15.4%
Recent dividends

Financial health

How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 12% more than its total liabilities
Ofg Bancorp's total liabilities has increased by 10% YoY and by 3.5% from the previous quarter
Ofg Bancorp's total assets has increased by 10% YoY and by 3.3% from the previous quarter
The debt is 88% smaller than the equity
The debt to equity has declined by 40% year-on-year
The debt has declined by 33% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.