OFG Ofg Bancorp

  1. Stocks
  2. Financial Services
  3. NYSE: OFG

Price (delayed)

$33.61

Market cap

$1.58B

P/E Ratio

8.8

Dividend/share

$0.86

EPS

$3.82

Enterprise value

$1.52B

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its ...

Highlights
The company's EPS rose by 21% YoY
OFG's net income is up by 19% year-on-year
OFG's P/E is 30% below its 5-year quarterly average of 12.6 but 19% above its last 4 quarters average of 7.4
The debt has soared by 89% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ofgbancorp.com/
Peers: FBP BPOP CFR WFC

Key stats

What are the main financial stats of OFG
Market
Shares outstanding
47.06M
Market cap
$1.58B
Enterprise value
$1.52B
Valuations
Price to earnings (P/E)
8.8
Price to book (P/B)
1.45
Price to sales (P/S)
2.55
EV/EBIT
5.75
EV/EBITDA
5.33
EV/Sales
2.43
Earnings
Revenue
$625.86M
EBIT
$264.95M
EBITDA
$285.46M
Free cash flow
$219.32M
Per share
EPS
$3.82
Free cash flow per share
$4.63
Book value per share
$23.24
Revenue per share
$13.21
TBVPS
$213.11
Balance sheet
Total assets
$10.26B
Total liabilities
$9.16B
Debt
$473.74M
Equity
$1.1B
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.21
Margins
EBITDA margin
45.6%
Gross margin
100%
Net margin
29%
Operating margin
42.3%
Efficiency
Return on assets
1.8%
Return on equity
16.8%
Return on invested capital
2.8%
Return on capital employed
N/A
Return on sales
42.3%
Dividend
Dividend yield
2.56%
DPS
$0.86
Payout ratio
22.5%

OFG stock price

How has the Ofg Bancorp stock price performed over time
Intraday
0.84%
1 week
-0.18%
1 month
14.28%
1 year
17.68%
YTD
21.95%
QTD
12.56%

Financial performance

How have Ofg Bancorp's revenue and profit performed over time
Revenue
$625.86M
Gross profit
$625.86M
Operating income
$264.95M
Net income
$181.64M
Gross margin
100%
Net margin
29%
OFG's net income is up by 19% year-on-year
Ofg Bancorp's operating income has increased by 18% YoY
The revenue has grown by 11% YoY
The gross profit has grown by 11% YoY

Growth

What is Ofg Bancorp's growth rate over time

Valuation

What is Ofg Bancorp stock price valuation
OFG P/E details
P/E
8.8
P/B
1.45
P/S
2.55
EV/EBIT
5.75
EV/EBITDA
5.33
EV/Sales
2.43
OFG's P/E is 30% below its 5-year quarterly average of 12.6 but 19% above its last 4 quarters average of 7.4
The company's EPS rose by 21% YoY
OFG's price to book (P/B) is 45% higher than its 5-year quarterly average of 1.0 and 21% higher than its last 4 quarters average of 1.2
The company's equity rose by 10% YoY
OFG's price to sales (P/S) is 21% higher than its last 4 quarters average of 2.1 and 6% higher than its 5-year quarterly average of 2.4
The revenue has grown by 11% YoY

Efficiency

How efficient is Ofg Bancorp business performance
Ofg Bancorp's return on assets has increased by 20% YoY
The ROE has grown by 13% YoY
The ROIC has grown by 8% YoY
The company's return on sales rose by 6% YoY

Dividends

What is OFG's dividend history
Dividend details
DPS
$0.86
Dividend yield
2.56%
Payout ratio
22.5%
Recent dividends

Financial health

How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 12% more than its total liabilities
Ofg Bancorp's total liabilities has increased by 2.6% from the previous quarter
Ofg Bancorp's total assets has increased by 2.2% from the previous quarter
The debt is 57% smaller than the equity
The debt has soared by 89% since the previous quarter
The debt to equity has surged by 87% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.