OFG Ofg Bancorp

Price (delayed)

$46.53

Market cap

$2.19B

P/E Ratio

11.84

Dividend/share

$0.94

EPS

$3.93

Enterprise value

$1.66B

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its ...

Highlights
The company's equity rose by 12% YoY
The debt has declined by 11% year-on-year
OFG's P/E is 36% above its last 4 quarters average of 8.5 but 7% below its 5-year quarterly average of 12.4

Key stats

What are the main financial stats of OFG
Market
Shares outstanding
47M
Market cap
$2.19B
Enterprise value
$1.66B
Valuations
Price to book (P/B)
1.8
Price to sales (P/S)
3.48
EV/EBIT
6.18
EV/EBITDA
5.74
EV/Sales
2.62
Earnings
Revenue
$632.59M
EBIT
$268.03M
EBITDA
$288.66M
Free cash flow
$283.54M
Per share
EPS
$3.93
Free cash flow per share
$5.99
Book value per share
$25.82
Revenue per share
$13.36
TBVPS
$232.48
Balance sheet
Total assets
$11.16B
Total liabilities
$9.94B
Debt
$224.74M
Equity
$1.22B
Working capital
N/A
Liquidity
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.83
Margins
EBITDA margin
45.6%
Gross margin
100%
Net margin
29.3%
Operating margin
42.4%
Efficiency
Return on assets
1.7%
Return on equity
16.1%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
42.4%
Dividend
Dividend yield
2.02%
DPS
$0.94
Payout ratio
23.9%

OFG stock price

How has the Ofg Bancorp stock price performed over time
Intraday
2.53%
1 week
8.21%
1 month
26.82%
1 year
39.65%
YTD
24.15%
QTD
24.25%

Financial performance

How have Ofg Bancorp's revenue and profit performed over time
Revenue
$632.59M
Gross profit
$632.59M
Operating income
$268.03M
Net income
$185.34M
Gross margin
100%
Net margin
29.3%
OFG's net income is up by 6% year-on-year
Ofg Bancorp's operating income has increased by 5% YoY
The revenue has grown by 3.7% YoY
The gross profit has grown by 3.7% YoY

Growth

What is Ofg Bancorp's growth rate over time

Valuation

What is Ofg Bancorp stock price valuation
P/E
11.84
P/B
1.8
P/S
3.48
EV/EBIT
6.18
EV/EBITDA
5.74
EV/Sales
2.62
OFG's P/E is 36% above its last 4 quarters average of 8.5 but 7% below its 5-year quarterly average of 12.4
The company's EPS rose by 7% YoY and by 2.1% QoQ
OFG's price to book (P/B) is 60% higher than its 5-year quarterly average of 1.1 and 35% higher than its last 4 quarters average of 1.3
The company's equity rose by 12% YoY
OFG's price to sales (P/S) is 42% higher than its 5-year quarterly average of 2.4 and 36% higher than its last 4 quarters average of 2.5
The revenue has grown by 3.7% YoY

Efficiency

How efficient is Ofg Bancorp business performance
The ROIC has contracted by 7% YoY and by 3.7% from the previous quarter
The ROE has contracted by 4.7% YoY

Dividends

What is OFG's dividend history
DPS
$0.94
Dividend yield
2.02%
Payout ratio
23.9%
Recent dividends

Financial health

How did Ofg Bancorp financials performed over time
Ofg Bancorp's total assets is 12% more than its total liabilities
Ofg Bancorp's total assets has increased by 11% YoY
Ofg Bancorp's total liabilities has increased by 11% YoY but it has decreased by 2% from the previous quarter
The debt is 82% smaller than the equity
The debt to equity has declined by 22% year-on-year and by 5% since the previous quarter
The company's equity rose by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.