FBP First Bancorp

Price (delayed)

$10.49

Market cap

$2.29B

P/E Ratio

26.9

Dividend/share

$0.22

EPS

$0.39

Enterprise value

$793.48M

Sector: Financial Services
Industry: Banks - Regional

Highlights

The company's debt fell by 4.9% YoY
FBP's P/E is 122% above its last 4 quarters average of 12.1 and 84% above its 5-year quarterly average of 14.6
The EPS has dropped by 63% year-on-year and by 17% since the previous quarter

Key stats

What are the main financial stats of FBP
Market
Shares outstanding
218.23M
Market cap
$2.29B
Enterprise value
$793.48M
Valuations
Price to earnings (P/E)
26.9
Price to book (P/B)
1.03
Price to sales (P/S)
4.61
EV/EBIT
7.8
EV/EBITDA
6.43
EV/Sales
1.6
Earnings
Revenue
$496.15M
EBIT
$101.68M
EBITDA
$123.34M
Free cash flow
$214.55M
Per share
EPS
$0.39
Free cash flow per share
$0.98
Book value per share
$10.2
Revenue per share
$2.27
TBVPS
$85.17
Balance sheet
Total assets
$18.66B
Total liabilities
$16.43B
Debt
$973.76M
Equity
$2.23B
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-12.13
Margins
EBITDA margin
24.9%
Gross margin
100%
Net margin
17.3%
Operating margin
21%
Efficiency
Return on assets
0.6%
Return on equity
3.9%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
20.5%
Dividend
Dividend yield
2.1%
DPS
$0.22
Payout ratio
56.4%

FBP stock price

How has the First Bancorp stock price performed over time
Intraday
-1.69%
1 week
1.06%
1 month
11.01%
1 year
26.23%
YTD
13.77%
QTD
13.77%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$496.15M
Gross profit
$496.15M
Operating income
$104.36M
Net income
$85.91M
Gross margin
100%
Net margin
17.3%
The company's net income has shrunk by 63% YoY and by 17% QoQ
FBP's operating income has dropped by 58% year-on-year and by 28% since the previous quarter
The company's net margin has shrunk by 54% YoY and by 13% QoQ
The operating margin has declined by 48% year-on-year and by 25% since the previous quarter

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
26.9
P/B
1.03
P/S
4.61
EV/EBIT
7.8
EV/EBITDA
6.43
EV/Sales
1.6
FBP's P/E is 122% above its last 4 quarters average of 12.1 and 84% above its 5-year quarterly average of 14.6
The EPS has dropped by 63% year-on-year and by 17% since the previous quarter
FBP's price to book (P/B) is 47% higher than its 5-year quarterly average of 0.7 and 47% higher than its last 4 quarters average of 0.7
The stock's price to sales (P/S) is 77% more than its last 4 quarters average of 2.6 and 59% more than its 5-year quarterly average of 2.9
The company's revenue fell by 19% YoY and by 5% QoQ

Efficiency

How efficient is First Bancorp business performance
First Bancorp's return on assets has shrunk by 67% YoY and by 25% QoQ
The company's return on equity has shrunk by 64% YoY and by 17% QoQ
First Bancorp's ROIC has plunged by 63% YoY and by 36% from the previous quarter
The return on sales has declined by 48% year-on-year and by 25% since the previous quarter

Dividends

What is FBP's dividend history
DPS
$0.22
Dividend yield
2.1%
Payout ratio
56.4%
Recent dividends

Financial health

How did First Bancorp financials performed over time
The total assets is 14% more than the total liabilities
The total liabilities has surged by 59% year-on-year and by 38% since the previous quarter
The total assets has grown by 49% YoY and by 32% from the previous quarter
The company's debt is 56% lower than its equity

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.