OFG
Ofg Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: OFG
- PE Ratio
As of Jun 23, 2026, the Ofg Bancorp stock's PE ratio is 9.9. This results from the current EPS of $4.85 and stock price of $48.03. The P/E ratio marks an increase of 7% from the past four quarters average of 9.3.
OFG PE ratio history
The PE ratio of Ofg Bancorp has averaged 11.86 over the last ten years. The current PE ratio of 9.9 is 17% below the historical average. Over the past ten years, OFG's PE ratio was at its highest in the Jun 2020 quarter at 29.71, when the stock price was $13.37 and the EPS was $0.45. The lowest value was in the Mar 2023 quarter, when it reached 6.81 with a price of $24.94 and an EPS of $3.66.
Ofg Bancorp PE ratio by year
Maximum annual increase: 147.92% in 2019
Maximum annual decrease: -75.43% in 2013
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 8.91 | -10.54% | $40.98 | $4.6 |
| 2024 | 9.96 | 2.26% | $42.32 | $4.25 |
| 2023 | 9.74 | 22.21% | $37.48 | $3.85 |
| 2022 | 7.97 | -14.48% | $27.56 | $3.46 |
| 2021 | 9.32 | -33.67% | $26.56 | $2.85 |
| 2020 | 14.05 | -45.25% | $18.54 | $1.32 |
| 2019 | 25.66 | 147.92% | $23.61 | $0.92 |
| 2018 | 10.35 | -3.09% | $16.46 | $1.59 |
| 2017 | 10.68 | -16.04% | $9.4 | $0.88 |
| 2016 | 12.72 | N/A | $13.1 | $1.03 |
| 2015 | N/A | N/A | $7.32 | -$0.37 |
| 2014 | 10.54 | 12.49% | $16.65 | $1.58 |
| 2013 | 9.37 | -75.43% | $17.34 | $1.85 |
| 2012 | 38.14 | 111.07% | $13.35 | $0.35 |
| 2011 | 18.07 | N/A | $12.11 | $0.67 |
Ofg Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.34 | -6.4% | $40.46 | $4.85 |
| Dec 2025 | 8.91 | -9.27% | $40.98 | $4.6 |
| Sep 2025 | 9.82 | -2% | $43.49 | $4.43 |
| Jun 2025 | 10.02 | 5.36% | $42.8 | $4.27 |
| Mar 2025 | 9.51 | -4.52% | $40.02 | $4.21 |
| Dec 2024 | 9.96 | -7.95% | $42.32 | $4.25 |
| Sep 2024 | 10.82 | 18.12% | $44.92 | $4.15 |
| Jun 2024 | 9.16 | -2.24% | $37.45 | $4.09 |
| Mar 2024 | 9.37 | -3.8% | $36.81 | $3.93 |
| Dec 2023 | 9.74 | 24.55% | $37.48 | $3.85 |
| Sep 2023 | 7.82 | 12.52% | $29.86 | $3.82 |
| Jun 2023 | 6.95 | 2.06% | $26.08 | $3.75 |
| Mar 2023 | 6.81 | -14.55% | $24.94 | $3.66 |
| Dec 2022 | 7.97 | 0.25% | $27.56 | $3.46 |
| Sep 2022 | 7.95 | -2.93% | $25.13 | $3.16 |
OFG Price vs fair value
OFG average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, OFG's PE ratio is greater than its 3 and 5-year historical averages, but it is below the 10-year average.
PE comparison
Ofg Bancorp's P/E of 9.9 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.95, Ofg Bancorp's P/E is 24% lower.
OFG PE vs peers
Compared to its peer stocks WFC and USB, OFG's PE ratio stands lower. Ofg Bancorp's PE ratio is trading below the peer group average of 13.88.
| Stock name | PE ratio | Market cap |
|---|---|---|
| OFG Ofg Bancorp | 9.9 | $2.03B |
| FBP First Bancorp | 11.61 | $4.06B |
| BPOP Popular Inc | 12.18 | $10.65B |
| USB Us Bancorp | 12.59 | $93.22B |
| WFC Wells Fargo & Company | 12.82 | $257.45B |
| BOKF Bok Financial Corp | 13.67 | $8.22B |
| CFR Cullen/Frost Bankers Inc | 14.6 | $9.42B |
| BOH Bank Of Hawaii Corp | 16.19 | $3.21B |
| RNST Renasant Corp | 17.38 | $3.94B |
Frequently asked questions
What is Ofg Bancorp's PE ratio?
OFG stock has a price to earnings ratio of 9.9 as of Jun 23, 2026.
What is the 3-year average PE ratio for Ofg Bancorp (OFG)?
The 3-year average PE ratio for OFG stock is 9.2.
What is the 5-year average PE ratio for Ofg Bancorp (OFG)?
The 5-year average PE ratio for OFG stock is 8.94.
What is the highest PE ratio for OFG?
Over the last ten years, the quarterly PE ratio reached a historic high of 29.71 in the Jun 2020 quarter.
How does the current PE ratio for OFG compare to its historical average?
OFG's price to earnings ratio is currently 17% below its 10-year historical average.
Why is Ofg Bancorp's PE ratio so low?
OFG's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
How is OFG's PE ratio calculated (Ofg Bancorp PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Jun 23, 2026), Ofg Bancorp's stock price is $48.03. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.85. Therefore, Ofg Bancorp's P/E ratio for today is 9.9. PE RATIO(9.9) = STOCK PRICE($48.03) / TTM EPS($4.85)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.