NU
Nu Holdings
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: NU
- PEG Ratio
As of Jul 31, 2026, NU's PEG ratio of 0.46 reflects its valuation relative to its growth rate. This result reflects a P/E ratio of 21.71 measured against EPS growth of 46.7%. When benchmarked against the trailing 4-quarter average of 0.61, NU's PEG ratio reflects a 25% decrease.
NU PEG ratio history
Nu Holdings's four years historical PEG ratio averages out to 0.57. Compared to historical data, NU's 0.46 PEG ratio represents a decrease of 19%. NU hit its maximum PEG ratio of 3.07 during the Jun 2023 quarter over the last four years. The Jun 2024 quarter marked the lowest reading at 0.03, indicating the most attractive growth-adjusted valuation.
Nu Holdings PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.65 | 28.37 | 43.9% |
| 2024 | 0.29 | 25.27 | 86.4% |
| 2023 | 0.1 | 37.86 | 375% |
| 2022 | N/A | N/A | 20% |
| 2021 | N/A | N/A | 23.1% |
| 2020 | N/A | N/A | -62.5% |
| 2019 | N/A | N/A | -166.7% |
| 2018 | N/A | N/A | N/A |
Nu Holdings PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.47 | 21.77 | 46.7% |
| Dec 2025 | 0.65 | 28.37 | 43.9% |
| Sep 2025 | 0.76 | 30.79 | 40.5% |
| Jun 2025 | 0.57 | 28.58 | 50% |
| Mar 2025 | 0.34 | 22.76 | 66.7% |
| Dec 2024 | 0.29 | 25.27 | 86.4% |
| Sep 2024 | 0.1 | 36.89 | 362.5% |
| Jun 2024 | 0.03 | 40.28 | 1,500% |
| Mar 2024 | 0.06 | 44.19 | 775% |
| Dec 2023 | 0.1 | 37.86 | 375% |
| Sep 2023 | 0.35 | 90.63 | 260% |
| Jun 2023 | 3.07 | 394.5 | 128.6% |
| Mar 2023 | N/A | N/A | 50% |
| Dec 2022 | N/A | N/A | 20% |
| Sep 2022 | N/A | N/A | 66.7% |
NU average PEG ratio chart
When comparing to historical data, NU's PEG ratio is above the 3-year average.
PEG comparison
Nu Holdings's PEG of 0.46 is lower than the Financial Services sector and the industry average. But in comparison with the Financial Services sector average of 0.48, Nu Holdings's PEG is only 4.2% lower.
NU EPS growth
NU Price vs fair value
NU PEG vs peers
NU carries a PEG ratio lower than that of peer stocks ED and PPL.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| NU Nu Holdings Ltd | 0.47 | $69.73B |
| PPL PPL Corp | 1 | $26.53B |
| ED Consolidated Edison Inc | 1.85 | $39.91B |
| UTL Unitil Corp | 2.19 | $970.96M |
| D Dominion Energy Inc | N/A | $60.52B |
| LNT Alliant Energy Corp | N/A | $18.45B |
Frequently asked questions
What is Nu Holdings's PEG ratio?
NU has a PEG ratio of 0.46, per Jul 31, 2026 data.
What is the 3-year average PEG ratio for Nu Holdings (NU)?
Across the past 3 years, NU's PEG ratio has centered around 0.34.
What is the highest PEG ratio for NU?
The Jun 2023 quarter marked the four years high at 3.07 for NU's PEG ratio.
How does the current PEG ratio for NU compare to its historical average?
At present, NU's PEG ratio runs 19% lower than its 4-year historical average.
Why is Nu Holdings's PEG ratio so low?
The 0.46 PEG ratio for NU reflects robust earnings growth outpacing the current valuation.
How is NU's PEG ratio calculated (Nu Holdings PEG ratio formula)?
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth rate (YoY TTM). As of Jul 31, 2026, Nu Holdings carries a PE ratio of 21.71. Earnings grew at 46.7% over the TTM period ending Mar 2026. Applying the formula, this yields a PEG ratio of 0.46. PEG RATIO(0.46) = PE RATIO(21.71) / EPS GROWTH(46.7%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.