NU Nu Holdings Ltd

Price (delayed)

$16.02

Market cap

$77.41B

P/E Ratio

33.38

Dividend/share

N/A

EPS

$0.48

Enterprise value

$80.78B

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Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 77
Relative Valuation: Rel. Valuation: 44
Relative Profitability: Rel. Profitability: 84

Nu Holdings Ltd is a Brazil-based company that provides a digital banking platform.

Highlights
The EPS has soared by 50% year-on-year and by 7% since the previous quarter
The net income has surged by 50% year-on-year and by 7% since the previous quarter
Nu Holdings's debt has surged by 52% QoQ and by 41% YoY
NU's price to earnings (P/E) is 19% higher than its last 4 quarters average of 28.4

Key stats

What are the main financial stats of NU
Market
Shares outstanding
4.83B
Market cap
$77.41B
Enterprise value
$80.78B
Valuations
Price to earnings (P/E)
33.38
Price to book (P/B)
8.07
Price to sales (P/S)
6.02
PEG
0.67
EV/EBIT
25.52
EV/EBITDA
24.85
EV/Sales
6.29
Earnings
Revenue
$12.85B
Gross profit
$5.58B
Operating income
$3.15B
Net income
$2.3B
EBIT
$3.17B
EBITDA
$3.25B
Free cash flow
$3.65B
Per share
EPS
$0.48
EPS diluted
$0.47
Free cash flow per share
$0.76
Book value per share
$1.98
Revenue per share
$2.66
TBVPS
$13
Balance sheet
Total assets
$62.73B
Total liabilities
$53.15B
Debt
$3.37B
Equity
$9.57B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.04
Margins
EBITDA margin
25.3%
Gross margin
43.4%
Net margin
17.9%
Operating margin
24.5%
Efficiency
Return on assets
4.3%
Return on equity
27.5%
Return on invested capital
5.8%
Return on capital employed
N/A
Return on sales
24.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NU stock price

How has the Nu Holdings stock price performed over time
Intraday
-0.93%
1 week
-0.25%
1 month
4.16%
1 year
6.59%
YTD
54.63%
QTD
0.06%

Financial performance

How have Nu Holdings's revenue and profit performed over time
Revenue
$12.85B
Gross profit
$5.58B
Operating income
$3.15B
Net income
$2.3B
Gross margin
43.4%
Net margin
17.9%
The net income has surged by 50% year-on-year and by 7% since the previous quarter
NU's operating income is up by 39% year-on-year and by 4.7% since the previous quarter
The revenue has grown by 27% YoY and by 7% from the previous quarter
The gross profit has grown by 21% YoY and by 3.5% from the previous quarter

Price vs fundamentals

How does NU's price correlate with its fundamentals

Growth

What is Nu Holdings's growth rate over time

Valuation

What is Nu Holdings stock price valuation
P/E
33.38
P/B
8.07
P/S
6.02
EV/EBIT
25.52
EV/EBITDA
24.85
EV/Sales
6.29
The EPS has soared by 50% year-on-year and by 7% since the previous quarter
NU's price to earnings (P/E) is 19% higher than its last 4 quarters average of 28.4
The equity is up by 38% year-on-year and by 11% since the previous quarter
The P/B is 18% higher than the last 4 quarters average of 6.9
The revenue has grown by 27% YoY and by 7% from the previous quarter
The stock's price to sales (P/S) is 24% more than its last 4 quarters average of 4.9

Efficiency

How efficient is Nu Holdings business performance
NU's ROA is up by 19% YoY but it is down by 2.3% QoQ
Nu Holdings's return on equity has increased by 17% YoY
The ROS is up by 9% year-on-year
Nu Holdings's return on invested capital has decreased by 9% QoQ

Dividends

What is NU's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NU.

Financial health

How did Nu Holdings financials performed over time
The company's total assets is 18% higher than its total liabilities
The company's total assets rose by 40% YoY and by 16% QoQ
NU's total liabilities is up by 40% YoY and by 17% from the previous quarter
Nu Holdings's debt is 65% lower than its equity
Nu Holdings's debt has surged by 52% QoQ and by 41% YoY
The equity is up by 38% year-on-year and by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.