NU Nu Holdings Ltd
Price (delayed)
$10.75
Market cap
$51.8B
P/E Ratio
26.22
Dividend/share
N/A
EPS
$0.41
Enterprise value
$44.68B
Nu Holdings Ltd is a Brazil-based company that provides a digital banking platform.
Highlights
The net income has surged by 91% year-on-year and by 11% since the previous quarter
The EPS has soared by 86% year-on-year and by 11% since the previous quarter
Nu Holdings's debt has increased by 49% YoY and by 2.7% QoQ
Key stats
What are the main financial stats of NU
Market
Valuations
Earnings
Shares outstanding
4.82B
Market cap
$51.8B
Enterprise value
$44.68B
Price to earnings (P/E)
26.22
Price to book (P/B)
6.76
Price to sales (P/S)
4.47
EV/EBIT
15.98
EV/EBITDA
15.56
EV/Sales
3.88
Revenue
$11.52B
Gross profit
$5.25B
Operating income
$2.8B
Net income
$1.97B
EBIT
$2.8B
EBITDA
$2.87B
Free cash flow
$2.22B
Per share
Balance sheet
Liquidity
EPS
$0.41
EPS diluted
$0.4
Free cash flow per share
$0.46
Book value per share
$1.59
Revenue per share
$2.4
TBVPS
$10.26
Total assets
$49.93B
Total liabilities
$42.28B
Debt
$2.07B
Equity
$7.65B
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.48
Margins
Efficiency
Dividend
EBITDA margin
24.9%
Gross margin
45.6%
Net margin
17.1%
Operating margin
24.3%
Return on assets
4.2%
Return on equity
27.2%
Return on invested capital
6.9%
Return on capital employed
N/A
Return on sales
24.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NU stock price
How has the Nu Holdings stock price performed over time
Intraday
-1.29%
1 week
0.94%
1 month
-22.04%
1 year
-7.25%
YTD
3.76%
QTD
3.76%
Financial performance
How have Nu Holdings's revenue and profit performed over time
Revenue
$11.52B
Gross profit
$5.25B
Operating income
$2.8B
Net income
$1.97B
Gross margin
45.6%
Net margin
17.1%
The net income has surged by 91% year-on-year and by 11% since the previous quarter
NU's operating income has surged by 82% year-on-year and by 8% since the previous quarter
The gross profit has soared by 50% YoY and by 4.4% from the previous quarter
The revenue has grown by 43% YoY and by 5% from the previous quarter
Growth
What is Nu Holdings's growth rate over time
Valuation
What is Nu Holdings stock price valuation
P/E
26.22
P/B
6.76
P/S
4.47
EV/EBIT
15.98
EV/EBITDA
15.56
EV/Sales
3.88
The EPS has soared by 86% year-on-year and by 11% since the previous quarter
NU's price to earnings (P/E) is 29% lower than its last 4 quarters average of 36.7
The equity is up by 19% year-on-year
The P/B is 17% lower than the last 4 quarters average of 8.1
The revenue has grown by 43% YoY and by 5% from the previous quarter
The stock's price to sales (P/S) is 22% less than its last 4 quarters average of 5.7
Efficiency
How efficient is Nu Holdings business performance
Nu Holdings's return on equity has surged by 53% YoY and by 6% QoQ
NU's ROA is up by 45% YoY and by 8% QoQ
Nu Holdings's return on invested capital has increased by 38% YoY and by 4.5% QoQ
The ROS is up by 27% year-on-year and by 2.5% since the previous quarter
Dividends
What is NU's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NU.
Financial health
How did Nu Holdings financials performed over time
The company's total assets is 18% higher than its total liabilities
The company's total assets rose by 15% YoY and by 2.7% QoQ
NU's total liabilities is up by 14% YoY and by 3.1% from the previous quarter
Nu Holdings's debt is 73% lower than its equity
Nu Holdings's debt has increased by 49% YoY and by 2.7% QoQ
The debt to equity has grown by 23% YoY and by 3.8% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.