NU Nu Holdings PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: NU
- PE Ratio
The current PE ratio for Nu Holdings stock as of May 23, 2025 is 26.64. This is calculated based on the TTM EPS of $0.45 and the stock price of $11.99 per share. The PE ratio marks a decrease of 15% from its last 4 quarters average of 31.3.
NU PE ratio history
The average historical PE ratio of Nu Holdings for the last two years is 86.55. The current P/E ratio of 26.64 is 69% lower than the historical average. Looking back at the last two years, NU's PE ratio peaked in the Jun 2023 quarter at 394.5, when the price was $7.89 and the EPS was $0.02. The lowest point was in the Mar 2025 quarter, when it reached 22.76 with a price of $10.24 and an EPS of $0.45.
Nu Holdings PE ratio by year
Maximum annual decrease: -33.25% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 25.27 | -33.25% | $10.36 | $0.41 |
| 2023 | 37.86 | N/A | $8.33 | $0.22 |
| 2022 | N/A | N/A | $4.07 | -$0.08 |
| 2021 | N/A | N/A | $9.38 | -$0.1 |
| 2020 | N/A | N/A | N/A | -$0.13 |
| 2019 | N/A | N/A | N/A | -$0.08 |
| 2018 | N/A | N/A | N/A | -$0.03 |
Nu Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 22.76 | -9.93% | $10.24 | $0.45 |
| Dec 2024 | 25.27 | -31.5% | $10.36 | $0.41 |
| Sep 2024 | 36.89 | -8.42% | $13.65 | $0.37 |
| Jun 2024 | 40.28 | -8.85% | $12.89 | $0.32 |
| Mar 2024 | 44.19 | 16.72% | $11.93 | $0.27 |
| Dec 2023 | 37.86 | -58.23% | $8.33 | $0.22 |
| Sep 2023 | 90.63 | -77.03% | $7.25 | $0.08 |
| Jun 2023 | 394.5 | N/A | $7.89 | $0.02 |
| Mar 2023 | N/A | N/A | $4.76 | -$0.04 |
| Dec 2022 | N/A | N/A | $4.07 | -$0.08 |
| Sep 2022 | N/A | N/A | $4.4 | -$0.05 |
| Jun 2022 | N/A | N/A | $3.74 | -$0.07 |
| Mar 2022 | N/A | N/A | $7.72 | -$0.08 |
| Dec 2021 | N/A | N/A | $9.38 | -$0.1 |
| Sep 2021 | N/A | N/A | N/A | -$0.15 |
NU Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
NU average PE ratio chart
The current PE ratio of NU is lower than its 3-year average.
NU PE vs peers
In comparison to its peer stocks D and ED, NU's PE ratio is higher. Nu Holdings's PE ratio is trading above the peer average of 21.58.
| Stock name | PE ratio | Market cap |
|---|---|---|
| UTL Unitil Corp | 18.41 | $876.41M |
| ED Consolidated Edison Inc | 19.17 | $37.51B |
| LNT Alliant Energy Corp | 21.28 | $15.85B |
| D Dominion Energy Inc | 23.36 | $48B |
| PPL PPL Corp | 25.68 | $25.63B |
| NU Nu Holdings Ltd | 26.64 | $57.84B |
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Frequently asked questions
What is Nu Holdings's PE ratio?
The price to earnings ratio for NU stock as of May 23, 2025, stands at 26.64.
What is the 3-year average PE ratio for Nu Holdings (NU)?
As an average over the last 3 years, NU stock has a PE ratio of 86.55.
What is the highest PE ratio for NU?
The highest quarterly PE ratio in the last two years has been 394.5 and it was in the Jun 2023 quarter.
How does the current PE ratio for NU compare to its historical average?
The current PE ratio of NU is 69% lower than the 2-year historical average.
How is NU's PE ratio calculated (Nu Holdings PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (May 23, 2025), Nu Holdings's share price is $11.99. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.45. Therefore, Nu Holdings's PE ratio for today is 26.64. PE RATIO(26.64) = STOCK PRICE($11.99) / TTM EPS($0.45)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.