NU
Nu Holdings
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: NU
- PE Ratio
The current PE ratio for Nu Holdings stock as of Jul 31, 2026 is 21.71. This is calculated based on the TTM EPS of $0.66 and the stock price of $14.33 per share. The PE ratio marks a decrease of 21% from its last 4 quarters average of 27.4.
NU PE ratio history
The average historical PE ratio of Nu Holdings for the last four years is 66.82. The current P/E ratio of 21.71 is 68% lower than the historical average. Looking back at the last four years, NU's PE ratio peaked in the Jun 2023 quarter at 394.5, when the price was $7.89 and the EPS was $0.02. The lowest point was in the Mar 2026 quarter, when it reached 21.77 with a price of $14.37 and an EPS of $0.66.
Nu Holdings PE ratio by year
Maximum annual increase: 12.27% in 2025
Maximum annual decrease: -33.25% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 28.37 | 12.27% | $16.74 | $0.59 |
| 2024 | 25.27 | -33.25% | $10.36 | $0.41 |
| 2023 | 37.86 | N/A | $8.33 | $0.22 |
| 2022 | N/A | N/A | $4.07 | -$0.08 |
| 2021 | N/A | N/A | $9.38 | -$0.1 |
| 2020 | N/A | N/A | N/A | -$0.13 |
| 2019 | N/A | N/A | N/A | -$0.08 |
| 2018 | N/A | N/A | N/A | -$0.03 |
Nu Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 21.77 | -23.26% | $14.37 | $0.66 |
| Dec 2025 | 28.37 | -7.86% | $16.74 | $0.59 |
| Sep 2025 | 30.79 | 7.73% | $16.01 | $0.52 |
| Jun 2025 | 28.58 | 25.57% | $13.72 | $0.48 |
| Mar 2025 | 22.76 | -9.93% | $10.24 | $0.45 |
| Dec 2024 | 25.27 | -31.5% | $10.36 | $0.41 |
| Sep 2024 | 36.89 | -8.42% | $13.65 | $0.37 |
| Jun 2024 | 40.28 | -8.85% | $12.89 | $0.32 |
| Mar 2024 | 44.19 | 16.72% | $11.93 | $0.27 |
| Dec 2023 | 37.86 | -58.23% | $8.33 | $0.22 |
| Sep 2023 | 90.63 | -77.03% | $7.25 | $0.08 |
| Jun 2023 | 394.5 | N/A | $7.89 | $0.02 |
| Mar 2023 | N/A | N/A | $4.76 | -$0.04 |
| Dec 2022 | N/A | N/A | $4.07 | -$0.08 |
| Sep 2022 | N/A | N/A | $4.4 | -$0.05 |
NU Price vs fair value
NU average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of NU is lower than its 3-year average.
PE comparison
Nu Holdings's price to earnings (P/E) of 21.71 is higher than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 13.56, Nu Holdings's price to earnings (P/E) is 60% higher.
NU PE vs peers
In comparison to its peers D and LNT, NU's PE ratio is lower, but it is higher than ED's and PPL's. Nu Holdings's PE ratio is trading above the peer average of 20.63.
| Stock name | PE ratio | Market cap |
|---|---|---|
| UTL Unitil Corp | 17.08 | $970.96M |
| ED Consolidated Edison Inc | 18.17 | $39.91B |
| PPL PPL Corp | 21.5 | $26.53B |
| NU Nu Holdings Ltd | 21.76 | $69.73B |
| LNT Alliant Energy Corp | 22.45 | $18.45B |
| D Dominion Energy Inc | 23.89 | $60.52B |
Frequently asked questions
What is Nu Holdings's PE ratio?
The price to earnings ratio for NU stock as of Jul 31, 2026, stands at 21.71.
What is the 3-year average PE ratio for Nu Holdings (NU)?
As an average over the last 3 years, NU stock has a PE ratio of 37.04.
What is the highest PE ratio for NU?
The highest quarterly PE ratio in the last four years has been 394.5 and it was in the Jun 2023 quarter.
How does the current PE ratio for NU compare to its historical average?
The current PE ratio of NU is 68% lower than the 4-year historical average.
How is NU's PE ratio calculated (Nu Holdings PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 31, 2026), Nu Holdings's share price is $14.33. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.66. Therefore, Nu Holdings's PE ratio for today is 21.71. PE RATIO(21.71) = STOCK PRICE($14.33) / TTM EPS($0.66)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.