MTB M&T Bank Earnings and EPS analysis

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Relative Growth: Rel. Growth: 79
Relative Strength: Rel. Strength: 42
Relative Valuation: Rel. Valuation: 87
Relative Profitability: Rel. Profitability: 87

EPS in 2025 (TTM): $16.32

Last Report Period Date: Sep 30, 2025

As of November this year, based on M&T Bank's most recent financial report, the company's trailing twelve months EPS is $16.32. During 2024, MTB reported a per-share earnings of $14.71, which shows a decline compared to the EPS of $15.85 recorded in 2023. M&T Bank's EPS for the quarterly period ending on Sep 30, 2025 came in at $4.85.

MTB earnings history

Historical annual and quarterly earnings per share (EPS) data for M&T Bank
EPS (TTM)
$16.32
EPS Growth YoY (Quarterly)
20%
EPS (Quarterly)
$4.85
EPS Growth (Quarterly)
13.8%

The yearly earnings per share during 2024 was $14.71, a decline of 7.2% compared to $15.85 recorded in 2023. Over the quarter ending Sep 30, 2025, the earnings per share came in at $4.85, reflecting a 20% increase compared to the same quarter a year earlier. As of September 2025, the TTM EPS is $16.32. During 2023, the annual earnings per share was $15.85, representing an increase of 36.8% compared to 2022.

MTB EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
20%
EPS growth YoY
-7.2%
EPS growth 3Y avg
2.1%
EPS growth 5Y avg
1.3%

M&T Bank has recorded a growth in earnings per share of 20% in the past 12 months (YoY, quarterly). During the past three years, MTB registered an average yearly EPS growth of 2.1%. M&T Bank had an average annual EPS growth of 1.3% in the last five years. Over the last decade, MTB had an average annual earnings per share growth of 7%.

MTB Earnings Waterfall

Breakdown of revenue, profit and net income for M&T Bank

MTB Earnings vs Peers

What are the earnings of MTB compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
SHBI Shore Bancshares Inc 10.06 214.3% 4.1% 0.8%
MTB M&T Bank Corp 11.23 -7.2% 2.1% 1.3%
BKU BankUnited Inc 11.82 29.7% -11.8% -0.3%
PNC Pnc Financial Services Group Inc 11.87 7.5% 2.7% 3.8%
WTFC Wintrust Financial Corp 11.98 7.7% 10.8% 11.4%
CBSH Commerce Bancshares Inc 12.95 11.8% 1.3% 6.7%
WFC Wells Fargo & Company 14.2 11.3% 1.9% 5.7%
BAC Bank Of America Corp 14.35 4.8% -3.4% 3.2%
NBTB Nbt Bancorp Inc 14.9 11.6% -5.8% 1.5%
EGBN Eagle Bancorp Inc N/A -147.1% N/A N/A

All data is based on quarterly TTM periods, unless otherwise specified.