LOB Live Oak Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NYSE: LOB

Price (delayed)

$43.27

Market cap

$2B

P/E Ratio

15.02

Dividend/share

$0.12

EPS

$2.88

Enterprise value

$1.17B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 91

Live Oak Bancshares, Inc. is a financial holding company and the parent company of Live Oak Bank. Live Oak Bancshares and its subsidiaries partner with businesses that share a groundbreaking ...

Highlights
The net income has soared by 149% YoY and by 11% from the previous quarter
The EPS has soared by 136% YoY and by 9% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.liveoakbank.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of LOB

LOB stock price

How has the Live Oak Bancshares stock price performed over time
Intraday
-0.16%
1 week
1.57%
1 month
4.16%
1 year
25.46%
YTD
25.97%
QTD
5.95%

Financial performance

How have Live Oak Bancshares's revenue and profit performed over time
Revenue
$519.59M
Gross profit
$519.59M
Operating income
$185.14M
Net income
$139.56M
Gross margin
100%
Net margin
26.9%
The net income has soared by 149% YoY and by 11% from the previous quarter
The operating income has soared by 143% YoY and by 8% from the previous quarter
The net margin has soared by 87% YoY and by 8% from the previous quarter
Live Oak Bancshares's operating margin has soared by 82% YoY and by 5% from the previous quarter

Price vs fundamentals

How does LOB's price correlate with its fundamentals

Growth

What is Live Oak Bancshares's growth rate over time

Valuation

What is Live Oak Bancshares stock price valuation
LOB P/E details
P/E
15.02
P/B
1.52
P/S
3.85
EV/EBIT
6.36
EV/EBITDA
5.47
EV/Sales
2.26
The EPS has soared by 136% YoY and by 9% from the previous quarter
LOB's P/E is 12% below its 5-year quarterly average of 17.0 and 8% below its last 4 quarters average of 16.4
The equity has grown by 24% YoY and by 2.8% from the previous quarter
LOB's P/B is 24% below its 5-year quarterly average of 2.0 but 17% above its last 4 quarters average of 1.3
LOB's revenue is up by 34% year-on-year and by 2.8% since the previous quarter
The stock's P/S is 13% above its last 4 quarters average of 3.4 but 3.8% below its 5-year quarterly average of 4.0

Efficiency

How efficient is Live Oak Bancshares business performance
The ROA has soared by 125% YoY and by 13% from the previous quarter
Live Oak Bancshares's ROIC has soared by 117% YoY and by 8% from the previous quarter
The ROE has soared by 91% year-on-year and by 4% since the previous quarter
The ROS has soared by 83% YoY and by 6% from the previous quarter

Dividends

What is LOB's dividend history
Dividend details
DPS
$0.12
Dividend yield
0.28%
Payout ratio
4.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Live Oak Bancshares financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets rose by 16% YoY and by 4.8% QoQ
Live Oak Bancshares's total liabilities has increased by 15% YoY and by 5% from the previous quarter
The debt is 92% less than the equity
The equity has grown by 24% YoY and by 2.8% from the previous quarter
Live Oak Bancshares's debt to equity has decreased by 20% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.