LOB Live Oak Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NYSE: LOB

Price (delayed)

$37.555

Market cap

$1.74B

P/E Ratio

14.23

Dividend/share

$0.12

EPS

$2.64

Enterprise value

$1.02B

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Relative Growth: Rel. Growth: 87
Relative Strength: Rel. Strength: 59
Relative Valuation: Rel. Valuation: 88
Relative Profitability: Rel. Profitability: 91

Live Oak Bank is a direct bank headquartered in Wilmington, North Carolina. It is a subsidiary of Live Oak Bancshares, Inc., a bank holding company. The bank specializes in originating ...

Highlights
The net income has soared by 112% YoY and by 19% from the previous quarter
The EPS has soared by 102% YoY and by 17% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: NRIM NKSH

Key stats

What are the main financial stats of LOB

LOB stock price

How has the Live Oak Bancshares stock price performed over time
Intraday
4.29%
1 week
-0.17%
1 month
2.3%
1 year
36.51%
YTD
9.33%
QTD
13.56%

Financial performance

How have Live Oak Bancshares's revenue and profit performed over time
Revenue
$509.74M
Gross profit
$509.74M
Operating income
$170.5M
Net income
$126.19M
Gross margin
100%
Net margin
24.8%
The net income has soared by 112% YoY and by 19% from the previous quarter
The operating income has soared by 111% YoY and by 19% from the previous quarter
The net margin has soared by 61% YoY and by 13% from the previous quarter
Live Oak Bancshares's operating margin has soared by 60% YoY and by 12% from the previous quarter

Price vs fundamentals

How does LOB's price correlate with its fundamentals

Growth

What is Live Oak Bancshares's growth rate over time

Valuation

What is Live Oak Bancshares stock price valuation
LOB P/E details
P/E
14.23
P/B
1.36
P/S
3.41
EV/EBIT
6
EV/EBITDA
5.09
EV/Sales
2
The EPS has soared by 102% YoY and by 17% from the previous quarter
LOB's P/E is 28% below its last 4 quarters average of 18.9 and 20% below its 5-year quarterly average of 17.0
LOB's P/B is 38% below its 5-year quarterly average of 2.1
The equity has grown by 24% YoY and by 2.2% from the previous quarter
LOB's revenue is up by 32% year-on-year and by 6% since the previous quarter
The stock's P/S is 22% below its 5-year quarterly average of 4.2 and 3.8% below its last 4 quarters average of 3.4

Efficiency

How efficient is Live Oak Bancshares business performance
Live Oak Bancshares's ROIC has soared by 71% YoY and by 9% from the previous quarter
The ROE has soared by 68% year-on-year and by 11% since the previous quarter
The ROS has soared by 61% YoY and by 12% from the previous quarter
The ROA has soared by 60% YoY and by 14% from the previous quarter

Dividends

What is LOB's dividend history
Dividend details
DPS
$0.12
Dividend yield
0.32%
Payout ratio
4.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Live Oak Bancshares financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets rose by 13% YoY
Live Oak Bancshares's total liabilities has increased by 12% YoY
The debt is 92% less than the equity
Live Oak Bancshares's debt to equity has decreased by 27% YoY
The equity has grown by 24% YoY and by 2.2% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.