LOB Live Oak Bancshares Earnings and EPS analysis

EPS in 2026 (TTM): $2.64

Last Report Period Date: Mar 31, 2026

As of June this year, based on Live Oak Bancshares's most recent financial report, the company's trailing twelve months EPS is $2.64. During 2025, LOB reported a per-share earnings of $2.25, which shows a rise compared to the EPS of $1.72 recorded in 2024. Live Oak Bancshares's EPS for the quarterly period ending on Mar 31, 2026 came in at $0.61.

The yearly earnings per share during 2025 was $2.25, a rise of 30.8% compared to $1.72 recorded in 2024. Over the quarter ending Mar 31, 2026, the earnings per share came in at $0.61, reflecting a 190.5% increase compared to the same quarter a year earlier. As of March 2026, the TTM EPS is $2.64. During 2024, the annual earnings per share was $1.72, representing an increase of 3% compared to 2023.

Over the past 12 months, Live Oak Bancshares has recorded an earnings per share growth rate of 190.5% (YoY, quarterly). Over an extended period, the company recorded an average EPS annual growth rate of -17.6% per year for the last 3 years. In the last five years, the company had an average annual EPS growth of 9%. A ten-year view shows that LOB has seen an average earnings per share growth of 13% per year.