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LC LendingClub Corp
- Stocks
- Financial Services
- NYSE: LC
Price (delayed)
$10.6
Market cap
$1.21B
P/E Ratio
23.56
Dividend/share
N/A
EPS
$0.45
Enterprise value
$290.27M
LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad
Highlights
The debt has dropped by 100% year-on-year
The company's net income rose by 35% YoY
The EPS rose by 32% YoY but it fell by 2.2% QoQ
Key stats
What are the main financial stats of LC
Market
Valuations
Earnings
Shares outstanding
114.2M
Market cap
$1.21B
Enterprise value
$290.27M
Price to earnings (P/E)
23.56
Price to book (P/B)
0.88
Price to sales (P/S)
1.46
EV/EBIT
4.52
EV/EBITDA
2.34
EV/Sales
0.35
Revenue
$824.03M
Gross profit
$824.03M
Operating income
$64.23M
Net income
$50.75M
EBIT
$64.23M
EBITDA
$124.3M
Free cash flow
-$2.18B
Per share
Balance sheet
Liquidity
EPS
$0.45
EPS diluted
$0.44
Free cash flow per share
-$19.2
Book value per share
$12.03
Revenue per share
$7.25
TBVPS
$91.54
Total assets
$10.48B
Total liabilities
$9.12B
Debt
$0
Equity
$1.36B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.4
Margins
Efficiency
Dividend
EBITDA margin
15.1%
Gross margin
100%
Net margin
6.2%
Operating margin
7.8%
Return on assets
0.5%
Return on equity
3.8%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
7.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LC stock price
How has the LendingClub stock price performed over time
Intraday
4.33%
1 week
5.68%
1 month
6%
1 year
27.25%
YTD
-34.53%
QTD
2.71%
Financial performance
How have LendingClub's revenue and profit performed over time
Revenue
$824.03M
Gross profit
$824.03M
Operating income
$64.23M
Net income
$50.75M
Gross margin
100%
Net margin
6.2%
The company's net income rose by 35% YoY
The net margin is up by 32% year-on-year but it has declined by 4.6% since the previous quarter
The company's operating income rose by 20% YoY
LendingClub's operating margin has increased by 16% YoY but it has decreased by 6% QoQ
Price vs fundamentals
How does LC's price correlate with its fundamentals
Growth
What is LendingClub's growth rate over time
Valuation
What is LendingClub stock price valuation
P/E
23.56
P/B
0.88
P/S
1.46
EV/EBIT
4.52
EV/EBITDA
2.34
EV/Sales
0.35
The EPS rose by 32% YoY but it fell by 2.2% QoQ
LC's price to earnings (P/E) is 10% less than its last 4 quarters average of 26.3
LC's P/B is 32% below its 5-year quarterly average of 1.3 and 12% below its last 4 quarters average of 1.0
The equity rose by 8% year-on-year
The price to sales (P/S) is 19% lower than the 5-year quarterly average of 1.8 and 14% lower than the last 4 quarters average of 1.7
The revenue has increased by 4.7% since the previous quarter and by 3.1% year-on-year
Efficiency
How efficient is LendingClub business performance
LendingClub's ROE has increased by 27% YoY but it has decreased by 2.6% from the previous quarter
The ROA has grown by 25% YoY
The ROS rose by 16% YoY but it fell by 6% QoQ
Dividends
What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LC.
Financial health
How did LendingClub financials performed over time
The total assets is 15% more than the total liabilities
LendingClub's total liabilities has increased by 14% YoY
The total assets has grown by 13% YoY
The debt is 100% smaller than the equity
The company's debt to equity has shrunk by 100% YoY
The debt has dropped by 100% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.