LC LendingClub Corp

  1. Stocks
  2. Financial Services
  3. NYSE: LC

Price (delayed)

$10.85

Market cap

$1.21B

P/E Ratio

31.91

Dividend/share

N/A

EPS

$0.34

Enterprise value

$365.85M

LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad ...

Highlights
The equity rose by 6% year-on-year
The debt has surged by 186% year-on-year
The EPS has shrunk by 87% YoY and by 6% QoQ
Sector: Financial Services
Industry: Credit Services
Website: http://www.lendingclub.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of LC
Market
Shares outstanding
111.12M
Market cap
$1.21B
Enterprise value
$365.85M
Valuations
Price to earnings (P/E)
31.91
Price to book (P/B)
0.95
Price to sales (P/S)
1.5
EV/EBIT
6.86
EV/EBITDA
3.63
EV/Sales
0.46
Earnings
Revenue
$799.61M
EBIT
$53.34M
EBITDA
$100.86M
Free cash flow
-$2.15B
Per share
EPS
$0.34
Free cash flow per share
-$19.45
Book value per share
$11.47
Revenue per share
$7.22
TBVPS
$82.84
Balance sheet
Total assets
$9.24B
Total liabilities
$7.98B
Debt
$262.55M
Equity
$1.27B
Working capital
N/A
Liquidity
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.33
Margins
EBITDA margin
12.6%
Gross margin
100%
Net margin
4.7%
Operating margin
6.7%
Efficiency
Return on assets
0.4%
Return on equity
3%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
6.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
0.46%
1 week
4.53%
1 month
31.83%
1 year
7.11%
YTD
24.14%
QTD
28.25%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$799.61M
Gross profit
$799.61M
Operating income
$53.34M
Net income
$37.52M
Gross margin
100%
Net margin
4.7%
The company's net income has shrunk by 86% YoY and by 3.6% QoQ
The net margin has dropped by 80% year-on-year but it is up by 4.4% since the previous quarter
The company's operating income has shrunk by 57% YoY and by 2.3% QoQ
LendingClub's operating margin has decreased by 39% YoY but it has increased by 6% QoQ

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
LC P/E details
P/E
31.91
P/B
0.95
P/S
1.5
EV/EBIT
6.86
EV/EBITDA
3.63
EV/Sales
0.46
The EPS has shrunk by 87% YoY and by 6% QoQ
LC's price to earnings (P/E) is 71% more than its last 4 quarters average of 18.6
LC's P/B is 34% above its last 4 quarters average of 0.7 but 28% below its 5-year quarterly average of 1.3
The equity rose by 6% year-on-year
The price to sales (P/S) is 49% higher than the last 4 quarters average of 1.0 but 17% lower than the 5-year quarterly average of 1.8
The revenue has declined by 30% year-on-year and by 8% since the previous quarter

Efficiency

How efficient is LendingClub business performance
The ROA has plunged by 89% YoY and by 20% from the previous quarter
LendingClub's ROE has plunged by 87% YoY and by 6% from the previous quarter
The return on invested capital has dropped by 65% year-on-year and by 13% since the previous quarter
The ROS fell by 39% YoY but it rose by 6% QoQ

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 16% more than the total liabilities
The total assets has grown by 6% YoY and by 4.7% from the previous quarter
LendingClub's total liabilities has increased by 5% YoY and by 5% QoQ
The debt is 79% smaller than the equity
The debt has surged by 186% year-on-year
The company's debt to equity has surged by 163% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.