LC LendingClub Corp

  1. Stocks
  2. Financial Services
  3. NYSE: LC

Price (delayed)

$21.92

Market cap

$2.19B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.4

Enterprise value

$2.09B

LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad ...

Highlights
The EPS has soared by 83% YoY and by 62% QoQ
The company's net income has surged by 77% YoY and by 62% QoQ
The debt has declined by 24% year-on-year but it is up by 8% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.lendingclub.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of LC
Market
Shares outstanding
99.87M
Market cap
$2.19B
Enterprise value
$2.09B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
2.69
Price to sales (P/S)
3.43
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.31
Earnings
Revenue
$632.3M
EBIT
-$37.41M
EBITDA
-$15.94M
Free cash flow
$140.36M
Per share
EPS
-$0.4
Free cash flow per share
$1.42
Book value per share
$8.16
Revenue per share
$6.38
TBVPS
$47.19
Balance sheet
Total assets
$4.75B
Total liabilities
$3.95B
Debt
$841.41M
Equity
$804.79M
Working capital
N/A
Liquidity
Debt to equity
1.05
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.17
Margins
EBITDA margin
-2.5%
Gross margin
97.3%
Net margin
-5.9%
Operating margin
5.5%
Efficiency
Return on assets
-1%
Return on equity
-4.9%
Return on invested capital
-1%
Return on capital employed
N/A
Return on sales
-5.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
-2.66%
1 week
-12.07%
1 month
-7.43%
1 year
79.82%
YTD
-9.35%
QTD
-9.35%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$632.3M
Gross profit
$615.53M
Operating income
$34.75M
Net income
-$37.18M
Gross margin
97.3%
Net margin
-5.9%
The company's operating income has surged by 149% QoQ and by 121% YoY
LendingClub's operating margin has surged by 135% QoQ and by 114% YoY
The net margin has surged by 84% year-on-year and by 73% since the previous quarter
The company's net income has surged by 77% YoY and by 62% QoQ

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
P/E
N/A
P/B
2.69
P/S
3.43
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.31
The EPS has soared by 83% YoY and by 62% QoQ
LC's P/B is 58% above its 5-year quarterly average of 1.7 and 17% above its last 4 quarters average of 2.3
The equity rose by 10% year-on-year and by 6% since the previous quarter
The revenue has increased by 47% year-on-year and by 38% since the previous quarter
The price to sales (P/S) is 27% higher than the 5-year quarterly average of 2.7 but 14% lower than the last 4 quarters average of 4.0

Efficiency

How efficient is LendingClub business performance
The ROS has soared by 84% YoY and by 73% QoQ
The ROA has soared by 84% YoY and by 68% from the previous quarter
The return on invested capital has surged by 77% year-on-year and by 67% since the previous quarter
LendingClub's ROE has soared by 76% YoY and by 63% from the previous quarter

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 20% more than the total liabilities
The total assets has soared by 140% YoY and by 9% from the previous quarter
LendingClub's total liabilities has increased by 9% QoQ
The debt is 4.6% greater than the equity
The company's debt to equity fell by 30% YoY
The debt has declined by 24% year-on-year but it is up by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.