LC LendingClub Corp
Price (delayed)
$10.73
Market cap
$1.22B
P/E Ratio
23.33
Dividend/share
N/A
EPS
$0.46
Enterprise value
$239.21M
LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad
Highlights
The debt has dropped by 100% since the previous quarter and by 100% year-on-year
The company's net income rose by 32% YoY
The company's gross profit fell by 9% YoY but it rose by 4.2% QoQ
The revenue has declined by 9% year-on-year but it has increased by 4.2% since the previous quarter
Key stats
What are the main financial stats of LC
Market
Valuations
Earnings
Shares outstanding
113.38M
Market cap
$1.22B
Enterprise value
$239.21M
Price to earnings (P/E)
23.33
Price to book (P/B)
0.9
Price to sales (P/S)
1.52
EV/EBIT
3.68
EV/EBITDA
1.93
EV/Sales
0.3
Revenue
$787.01M
Gross profit
$787.01M
Operating income
$65.07M
Net income
$51.33M
EBIT
$65.07M
EBITDA
$123.9M
Free cash flow
-$2.69B
Per share
Balance sheet
Liquidity
EPS
$0.46
EPS diluted
$0.45
Free cash flow per share
-$24.06
Book value per share
$11.94
Revenue per share
$7.04
TBVPS
$94.47
Total assets
$10.63B
Total liabilities
$9.29B
Debt
$0
Equity
$1.34B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.89
Margins
Efficiency
Dividend
EBITDA margin
15.7%
Gross margin
100%
Net margin
6.5%
Operating margin
8.3%
Return on assets
0.5%
Return on equity
3.9%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
8.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LC stock price
How has the LendingClub stock price performed over time
Intraday
2.09%
1 week
-4.37%
1 month
-16.11%
1 year
23.33%
YTD
-33.72%
QTD
3.97%
Financial performance
How have LendingClub's revenue and profit performed over time
Revenue
$787.01M
Gross profit
$787.01M
Operating income
$65.07M
Net income
$51.33M
Gross margin
100%
Net margin
6.5%
The net margin is up by 44% year-on-year but it has declined by 6% since the previous quarter
The company's net income rose by 32% YoY
LendingClub's operating margin has increased by 32% YoY but it has decreased by 8% QoQ
The company's operating income rose by 19% YoY but it fell by 3.8% QoQ
Growth
What is LendingClub's growth rate over time
Valuation
What is LendingClub stock price valuation
P/E
23.33
P/B
0.9
P/S
1.52
EV/EBIT
3.68
EV/EBITDA
1.93
EV/Sales
0.3
The EPS rose by 28% YoY
LC's price to earnings (P/E) is 15% less than its last 4 quarters average of 27.0
LC's P/B is 32% below its 5-year quarterly average of 1.3 and 12% below its last 4 quarters average of 1.0
The equity rose by 7% year-on-year
The price to sales (P/S) is 17% lower than the 5-year quarterly average of 1.8 and 7% lower than the last 4 quarters average of 1.6
The revenue has declined by 9% year-on-year but it has increased by 4.2% since the previous quarter
Efficiency
How efficient is LendingClub business performance
The ROS rose by 32% YoY but it fell by 8% QoQ
LendingClub's ROE has increased by 22% YoY but it has decreased by 2.5% from the previous quarter
The return on invested capital has declined by 13% since the previous quarter and by 13% year-on-year
Dividends
What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LC.
Financial health
How did LendingClub financials performed over time
The total assets is 14% more than the total liabilities
LendingClub's total liabilities has increased by 23% YoY but it has decreased by 4.2% QoQ
The total assets has grown by 20% YoY but it has contracted by 3.7% from the previous quarter
The debt is 100% smaller than the equity
The debt has dropped by 100% since the previous quarter and by 100% year-on-year
The company's debt to equity has shrunk by 100% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.