LC LendingClub Corp

  1. Stocks
  2. Financial Services
  3. NYSE: LC

Price (delayed)

$13.07

Market cap

$1.34B

P/E Ratio

12.21

Dividend/share

N/A

EPS

$1.07

Enterprise value

$633.14M

LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad ...

Highlights
The company's net income has surged by 157% YoY
The EPS has soared by 153% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.lendingclub.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of LC
Market
Shares outstanding
102.19M
Market cap
$1.34B
Enterprise value
$633.14M
Valuations
Price to earnings (P/E)
12.21
Price to book (P/B)
1.49
Price to sales (P/S)
1.32
EV/EBIT
5.55
EV/EBITDA
5.31
EV/Sales
0.63
Earnings
Revenue
$1B
EBIT
$114.17M
EBITDA
$119.34M
Free cash flow
$282.29M
Per share
EPS
$1.07
Free cash flow per share
$2.78
Book value per share
$8.78
Revenue per share
$9.88
TBVPS
$54.18
Balance sheet
Total assets
$5.57B
Total liabilities
$4.69B
Debt
$411.2M
Equity
$887.43M
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.89
Margins
EBITDA margin
11.9%
Gross margin
100%
Net margin
10.6%
Operating margin
9.2%
Efficiency
Return on assets
2.2%
Return on equity
12.9%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
11.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
5.57%
1 week
7.31%
1 month
2.83%
1 year
-34.12%
YTD
-45.95%
QTD
-17.17%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$1B
Gross profit
$1B
Operating income
$92.68M
Net income
$106.5M
Gross margin
100%
Net margin
10.6%
The company's net income has surged by 157% YoY
The company's operating income has surged by 146% YoY
The net margin has surged by 117% year-on-year
LendingClub's operating margin has surged by 113% YoY

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
P/E
12.21
P/B
1.49
P/S
1.32
EV/EBIT
5.55
EV/EBITDA
5.31
EV/Sales
0.63
The EPS has soared by 153% YoY
LC's P/B is 43% below its last 4 quarters average of 2.6 and 12% below its 5-year quarterly average of 1.7
The equity rose by 21% year-on-year and by 4.4% since the previous quarter
The price to sales (P/S) is 59% lower than the last 4 quarters average of 3.2 and 47% lower than the 5-year quarterly average of 2.5
The revenue has increased by 22% since the previous quarter

Efficiency

How efficient is LendingClub business performance
LendingClub's ROE has soared by 151% YoY
The return on invested capital has surged by 142% year-on-year
The ROA has soared by 132% YoY
The ROS has soared by 118% YoY

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 19% more than the total liabilities
LendingClub's total liabilities has increased by 25% YoY and by 16% QoQ
The total assets has grown by 24% YoY and by 14% from the previous quarter
The debt is 54% smaller than the equity
The company's debt to equity has shrunk by 70% YoY and by 36% QoQ
The debt has dropped by 63% year-on-year and by 33% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.