LC LendingClub Corp

  1. Stocks
  2. Financial Services
  3. NYSE: LC

Price (delayed)

$6.79

Market cap

$723.62M

P/E Ratio

0

Dividend/share

N/A

EPS

$289,685

Enterprise value

-$270.58M

LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad ...

Highlights
The debt has dropped by 79% year-on-year and by 38% since the previous quarter
The revenue has increased by 45% year-on-year
Sector: Financial Services
Industry: Credit Services
Website: http://www.lendingclub.com
Peers: WRLD SLM FMCC

Key stats

What are the main financial stats of LC
Market
Shares outstanding
106.57M
Market cap
$723.62M
Enterprise value
-$270.58M
Valuations
Price to earnings (P/E)
0
Price to book (P/B)
0.61
Price to sales (P/S)
0.59
EV/EBIT
-1.77
EV/EBITDA
-1.37
EV/Sales
-0.23
Earnings
Revenue
$1.19B
EBIT
$153.04M
EBITDA
$196.87M
Free cash flow
$306.09M
Per share
EPS
$289,685
Free cash flow per share
$2.96
Book value per share
$11.08
Revenue per share
$11.47
TBVPS
$76.33
Balance sheet
Total assets
$7.98B
Total liabilities
$6.82B
Debt
$130.28M
Equity
$1.16B
Working capital
N/A
Liquidity
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.05
Margins
EBITDA margin
16.6%
Gross margin
100%
Net margin
24.4%
Operating margin
12.9%
Efficiency
Return on assets
4.4%
Return on equity
27.3%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
12.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
1.04%
1 week
2.41%
1 month
-29.34%
1 year
-58.09%
YTD
-22.84%
QTD
-22.84%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$1.19B
Gross profit
$1.19B
Operating income
$153.04M
Net income
$289.69M
Gross margin
100%
Net margin
24.4%
The revenue has increased by 45% year-on-year
The company's gross profit rose by 45% YoY
The company's operating income fell by 4.8% QoQ
LendingClub's operating margin has decreased by 4.4% QoQ

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
P/E
0
P/B
0.61
P/S
0.59
EV/EBIT
-1.77
EV/EBITDA
-1.37
EV/Sales
-0.23
LC's P/B is 62% below its 5-year quarterly average of 1.6 and 49% below its last 4 quarters average of 1.2
The equity rose by 37% year-on-year and by 3.8% since the previous quarter
The price to sales (P/S) is 72% lower than the 5-year quarterly average of 2.1 and 46% lower than the last 4 quarters average of 1.1
The revenue has increased by 45% year-on-year

Efficiency

How efficient is LendingClub business performance
The return on invested capital has declined by 13% since the previous quarter
The ROA has contracted by 12% from the previous quarter
LendingClub's ROE has decreased by 9% from the previous quarter
The ROS fell by 4.4% QoQ

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 17% more than the total liabilities
LendingClub's total liabilities has surged by 68% YoY and by 21% QoQ
The total assets has soared by 63% YoY and by 18% from the previous quarter
The debt is 89% smaller than the equity
The company's debt to equity has shrunk by 85% YoY and by 42% QoQ
The debt has dropped by 79% year-on-year and by 38% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.