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LC LendingClub Corp
Price (delayed)
$16.46
Market cap
$1.85B
P/E Ratio
35.78
Dividend/share
N/A
EPS
$0.46
Enterprise value
$802.54M
LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad
Highlights
The debt has dropped by 91% year-on-year and by 51% since the previous quarter
The company's net income rose by 22% QoQ
The EPS rose by 21% QoQ but it fell by 4.2% YoY
LC's price to earnings (P/E) is 47% more than its last 4 quarters average of 24.3
The company's gross profit fell by 20% YoY
Key stats
What are the main financial stats of LC
Market
Valuations
Earnings
Shares outstanding
112.4M
Market cap
$1.85B
Enterprise value
$802.54M
Price to earnings (P/E)
35.78
Price to book (P/B)
1.37
Price to sales (P/S)
2.44
EV/EBIT
11.86
EV/EBITDA
6.76
EV/Sales
1.06
Revenue
$755.42M
Gross profit
$755.42M
Net income
$51.77M
EBIT
$67.64M
EBITDA
$118.68M
Free cash flow
-$3.31B
Per share
Balance sheet
Liquidity
EPS
$0.46
EPS diluted
$0.46
Free cash flow per share
-$29.56
Book value per share
$12.01
Revenue per share
$6.74
TBVPS
$97.84
Total assets
$11.04B
Total liabilities
$9.69B
Debt
$2.68M
Equity
$1.34B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.83
Margins
Efficiency
Dividend
EBITDA margin
15.7%
Gross margin
100%
Net margin
6.9%
Operating margin
9%
Return on assets
0.5%
Return on equity
4%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LC stock price
How has the LendingClub stock price performed over time
Intraday
0.98%
1 week
-0.6%
1 month
8.93%
1 year
94.56%
YTD
88.33%
QTD
44.01%
Financial performance
How have LendingClub's revenue and profit performed over time
Revenue
$755.42M
Gross profit
$755.42M
Operating income
$67.64M
Net income
$51.77M
Gross margin
100%
Net margin
6.9%
LendingClub's operating margin has increased by 36% YoY and by 17% QoQ
The net margin is up by 23% since the previous quarter and by 23% year-on-year
The company's net income rose by 22% QoQ
The company's gross profit fell by 20% YoY
Growth
What is LendingClub's growth rate over time
Valuation
What is LendingClub stock price valuation
P/E
35.78
P/B
1.37
P/S
2.44
EV/EBIT
11.86
EV/EBITDA
6.76
EV/Sales
1.06
LC's price to earnings (P/E) is 47% more than its last 4 quarters average of 24.3
The EPS rose by 21% QoQ but it fell by 4.2% YoY
LC's P/B is 71% above its last 4 quarters average of 0.8 and 5% above its 5-year quarterly average of 1.3
The equity rose by 11% year-on-year and by 4.3% since the previous quarter
The price to sales (P/S) is 88% higher than the last 4 quarters average of 1.3 and 44% higher than the 5-year quarterly average of 1.7
The revenue has declined by 20% year-on-year
Efficiency
How efficient is LendingClub business performance
The ROS rose by 36% YoY and by 17% QoQ
LendingClub's ROE has increased by 18% from the previous quarter but it has decreased by 9% YoY
The ROA has contracted by 17% YoY
The return on invested capital has increased by 14% since the previous quarter but it has declined by 11% year-on-year
Dividends
What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LC.
Financial health
How did LendingClub financials performed over time
The total assets is 14% more than the total liabilities
LendingClub's total liabilities has increased by 33% YoY and by 17% QoQ
The total assets has grown by 30% YoY and by 15% from the previous quarter
The debt is 100% smaller than the equity
The company's debt to equity has shrunk by 100% YoY
The debt has dropped by 91% year-on-year and by 51% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.