LC LendingClub Corp

Price (delayed)

$11.00

Market cap

$1.01B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$2.34

Enterprise value

$1.56B

Sector: Financial Services
Industry: Credit Services

Highlights

The debt has declined by 37% year-on-year and by 29% since the previous quarter
The company's gross profit fell by 46% YoY and by 25% QoQ
The revenue has declined by 43% year-on-year and by 23% since the previous quarter

Key stats

What are the main financial stats of LC
Market
Shares outstanding
91.5M
Market cap
$1.01B
Enterprise value
$1.56B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.36
Price to sales (P/S)
1.89
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.66
Earnings
Revenue
$427.27M
EBIT
-$160.26M
EBITDA
-$103.31M
Free cash flow
$182.77M
Per share
EPS
-$2.34
Free cash flow per share
$2.48
Book value per share
$8.11
Revenue per share
$5.81
TBVPS
$26.74
Balance sheet
Total assets
$1.98B
Total liabilities
$1.25B
Debt
$1.1B
Equity
$733.89M
Working capital
N/A
Liquidity
Debt to equity
1.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.39
Margins
EBITDA margin
-24.2%
Gross margin
82.1%
Net margin
-37.6%
Operating margin
-37.5%
Efficiency
Return on assets
-6.3%
Return on equity
-20.2%
Return on invested capital
-4.4%
Return on capital employed
N/A
Return on sales
-37.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
0.27%
1 week
2.14%
1 month
-18.58%
1 year
7.32%
YTD
4.17%
QTD
4.17%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$427.27M
Gross profit
$350.65M
Operating income
-$160.26M
Net income
-$160.65M
Gross margin
82.1%
Net margin
-37.6%
LendingClub's operating margin has shrunk by 66% QoQ
The net margin has dropped by 66% since the previous quarter
The company's gross profit fell by 46% YoY and by 25% QoQ
The revenue has declined by 43% year-on-year and by 23% since the previous quarter

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
P/E
N/A
P/B
1.36
P/S
1.89
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.66
The EPS fell by 19% QoQ
LC's P/B is 70% above its last 4 quarters average of 0.8 but 20% below its 5-year quarterly average of 1.7
The equity has declined by 17% year-on-year
The price to sales (P/S) is 110% higher than the last 4 quarters average of 0.9 but 33% lower than the 5-year quarterly average of 2.8
The revenue has declined by 43% year-on-year and by 23% since the previous quarter

Efficiency

How efficient is LendingClub business performance
The ROS has shrunk by 66% QoQ
The return on invested capital has declined by 42% since the previous quarter
The ROA has contracted by 40% from the previous quarter
LendingClub's ROE has decreased by 33% from the previous quarter

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 59% more than the total liabilities
LendingClub's total liabilities has decreased by 42% YoY and by 27% QoQ
The total assets has contracted by 35% YoY and by 19% from the previous quarter
The debt is 50% greater than the equity
The debt has declined by 37% year-on-year and by 29% since the previous quarter
The company's debt to equity fell by 28% QoQ and by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.