LC LendingClub Corp

Price (delayed)

$8.21

Market cap

$906.47M

P/E Ratio

22.81

Dividend/share

N/A

EPS

$0.36

Enterprise value

-$368.32M

LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad ...

Highlights
The debt has dropped by 85% year-on-year and by 33% since the previous quarter
The equity rose by 8% year-on-year and by 3.6% since the previous quarter
The EPS has shrunk by 87% YoY and by 25% QoQ
The company's net income has shrunk by 87% YoY and by 26% QoQ

Key stats

What are the main financial stats of LC
Market
Shares outstanding
110.41M
Market cap
$906.47M
Enterprise value
-$368.32M
Valuations
Price to book (P/B)
0.72
Price to sales (P/S)
1.03
EV/EBIT
-6.74
EV/EBITDA
-3.62
EV/Sales
-0.43
Earnings
Revenue
$864.62M
EBIT
$54.62M
EBITDA
$101.81M
Free cash flow
-$1.2B
Per share
EPS
$0.36
Free cash flow per share
-$11.03
Book value per share
$11.42
Revenue per share
$7.97
TBVPS
$80.69
Balance sheet
Total assets
$8.83B
Total liabilities
$7.58B
Debt
$19.35M
Equity
$1.25B
Working capital
N/A
Liquidity
Debt to equity
0.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-12.52
Margins
EBITDA margin
11.8%
Gross margin
100%
Net margin
4.5%
Operating margin
6.3%
Efficiency
Return on assets
0.5%
Return on equity
3.2%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
6.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LC stock price

How has the LendingClub stock price performed over time
Intraday
1.23%
1 week
0.74%
1 month
-5.41%
1 year
-13.12%
YTD
-6.06%
QTD
-6.06%

Financial performance

How have LendingClub's revenue and profit performed over time
Revenue
$864.62M
Gross profit
$864.62M
Operating income
$54.62M
Net income
$38.94M
Gross margin
100%
Net margin
4.5%
The company's net income has shrunk by 87% YoY and by 26% QoQ
The net margin has dropped by 82% year-on-year and by 20% since the previous quarter
The company's operating income has shrunk by 64% YoY and by 12% QoQ
LendingClub's operating margin has shrunk by 51% YoY and by 4.5% QoQ

Growth

What is LendingClub's growth rate over time

Valuation

What is LendingClub stock price valuation
P/E
22.81
P/B
0.72
P/S
1.03
EV/EBIT
-6.74
EV/EBITDA
-3.62
EV/Sales
-0.43
The EPS has shrunk by 87% YoY and by 25% QoQ
LC's price to earnings (P/E) is 77% more than its last 4 quarters average of 12.9
LC's P/B is 49% below its 5-year quarterly average of 1.4 but 2.9% above its last 4 quarters average of 0.7
The equity rose by 8% year-on-year and by 3.6% since the previous quarter
The price to sales (P/S) is 43% lower than the 5-year quarterly average of 1.8 but 14% higher than the last 4 quarters average of 0.9
The revenue has declined by 27% year-on-year and by 8% since the previous quarter

Efficiency

How efficient is LendingClub business performance
The ROA has plunged by 89% YoY and by 17% from the previous quarter
LendingClub's ROE has plunged by 88% YoY and by 27% from the previous quarter
The return on invested capital has dropped by 70% year-on-year and by 11% since the previous quarter
The ROS has shrunk by 51% YoY and by 4.5% QoQ

Dividends

What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for LC.

Financial health

How did LendingClub financials performed over time
The total assets is 17% more than the total liabilities
The total assets has grown by 11% YoY and by 4.2% from the previous quarter
LendingClub's total liabilities has increased by 11% YoY and by 4.3% QoQ
The debt is 98% smaller than the equity
The debt has dropped by 85% year-on-year and by 33% since the previous quarter
The company's debt to equity has shrunk by 82% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.