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LC LendingClub Corp
Price (delayed)
$12.46
Market cap
$1.39B
P/E Ratio
32.79
Dividend/share
N/A
EPS
$0.38
Enterprise value
$429.26M
LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad
Highlights
The debt has dropped by 98% since the previous quarter and by 87% year-on-year
The equity rose by 7% year-on-year
The EPS has shrunk by 55% YoY but it rose by 12% QoQ
The company's net income has shrunk by 53% YoY but it rose by 13% QoQ
LC's price to earnings (P/E) is 53% more than its last 4 quarters average of 21.3
The revenue has declined by 28% year-on-year and by 6% since the previous quarter
Key stats
What are the main financial stats of LC
Market
Valuations
Earnings
Shares outstanding
111.82M
Market cap
$1.39B
Enterprise value
$429.26M
Price to earnings (P/E)
32.79
Price to book (P/B)
1.08
Price to sales (P/S)
1.84
EV/EBIT
7.4
EV/EBITDA
4.01
EV/Sales
0.57
Revenue
$754.38M
EBIT
$57.97M
EBITDA
$106.92M
Free cash flow
-$2.99B
Per share
Balance sheet
Liquidity
EPS
$0.38
Free cash flow per share
-$26.85
Book value per share
$11.59
Revenue per share
$6.77
TBVPS
$85.37
Total assets
$9.59B
Total liabilities
$8.3B
Debt
$5.47M
Equity
$1.29B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.02
Margins
Efficiency
Dividend
EBITDA margin
14.2%
Gross margin
100%
Net margin
5.6%
Operating margin
7.7%
Return on assets
0.5%
Return on equity
3.4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
7.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LC stock price
How has the LendingClub stock price performed over time
Intraday
0.48%
1 week
-5.82%
1 month
12.25%
1 year
134.21%
YTD
42.56%
QTD
9.01%
Financial performance
How have LendingClub's revenue and profit performed over time
Revenue
$754.38M
Gross profit
$754.38M
Operating income
$57.97M
Net income
$42.32M
Gross margin
100%
Net margin
5.6%
The company's net income has shrunk by 53% YoY but it rose by 13% QoQ
The net margin has declined by 36% year-on-year but it is up by 19% since the previous quarter
The company's operating income fell by 35% YoY but it rose by 9% QoQ
The revenue has declined by 28% year-on-year and by 6% since the previous quarter
Growth
What is LendingClub's growth rate over time
Valuation
What is LendingClub stock price valuation
P/E
32.79
P/B
1.08
P/S
1.84
EV/EBIT
7.4
EV/EBITDA
4.01
EV/Sales
0.57
The EPS has shrunk by 55% YoY but it rose by 12% QoQ
LC's price to earnings (P/E) is 53% more than its last 4 quarters average of 21.3
LC's P/B is 53% above its last 4 quarters average of 0.7 but 18% below its 5-year quarterly average of 1.3
The equity rose by 7% year-on-year
The price to sales (P/S) is 66% higher than the last 4 quarters average of 1.1 and 8% higher than the 5-year quarterly average of 1.7
The revenue has declined by 28% year-on-year and by 6% since the previous quarter
Efficiency
How efficient is LendingClub business performance
LendingClub's ROE has plunged by 56% YoY but it has increased by 13% from the previous quarter
The ROA has plunged by 55% YoY but it has grown by 25% from the previous quarter
The return on invested capital has declined by 46% year-on-year
The ROS rose by 15% QoQ but it fell by 10% YoY
Dividends
What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LC.
Financial health
How did LendingClub financials performed over time
The total assets is 16% more than the total liabilities
LendingClub's total liabilities has increased by 16% YoY and by 4% QoQ
The total assets has grown by 15% YoY and by 3.7% from the previous quarter
The debt is 100% smaller than the equity
The company's debt to equity has shrunk by 100% QoQ and by 100% YoY
The debt has dropped by 98% since the previous quarter and by 87% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.