LC LendingClub Corp
- Stocks
- Financial Services
- NYSE: LC
Price (delayed)
$15.47
Market cap
$1.78B
P/E Ratio
23.8
Dividend/share
N/A
EPS
$0.65
Enterprise value
$1B
LendingClub Corporation is the parent company of LendingClub Bank, National Association, Member FDIC. It is the first digital marketplace bank in the US. Members can gain access to a broad
Highlights
The debt has dropped by 100% year-on-year
The company's net income has surged by 75% YoY and by 46% QoQ
Key stats
What are the main financial stats of LC
Market
Valuations
Earnings
Shares outstanding
114.74M
Market cap
$1.78B
Enterprise value
$1B
Price to earnings (P/E)
23.8
Price to book (P/B)
1.26
Price to sales (P/S)
2
EV/EBIT
10.13
EV/EBITDA
6.21
EV/Sales
1.13
Revenue
$885.23M
Gross profit
$885.23M
Operating income
$98.8M
Net income
$74.03M
EBIT
$98.8M
EBITDA
$161.25M
Free cash flow
-$2.04B
Per share
Balance sheet
Liquidity
EPS
$0.65
EPS diluted
$0.64
Free cash flow per share
-$17.84
Book value per share
$12.31
Revenue per share
$7.74
TBVPS
$93.52
Total assets
$10.78B
Total liabilities
$9.37B
Debt
$0
Equity
$1.41B
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.8
Margins
Efficiency
Dividend
EBITDA margin
18.2%
Gross margin
100%
Net margin
8.4%
Operating margin
11.2%
Return on assets
0.7%
Return on equity
5.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
11.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
LC stock price
How has the LendingClub stock price performed over time
Intraday
4.1%
1 week
-2.58%
1 month
21.81%
1 year
51.22%
YTD
-4.45%
QTD
28.6%
Financial performance
How have LendingClub's revenue and profit performed over time
Revenue
$885.23M
Gross profit
$885.23M
Operating income
$98.8M
Net income
$74.03M
Gross margin
100%
Net margin
8.4%
The company's net income has surged by 75% YoY and by 46% QoQ
The company's operating income has surged by 70% YoY and by 54% QoQ
The net margin has surged by 50% year-on-year and by 35% since the previous quarter
LendingClub's operating margin has increased by 45% YoY and by 44% QoQ
Price vs fundamentals
How does LC's price correlate with its fundamentals
Growth
What is LendingClub's growth rate over time
Valuation
What is LendingClub stock price valuation
P/E
23.8
P/B
1.26
P/S
2
EV/EBIT
10.13
EV/EBITDA
6.21
EV/Sales
1.13
The EPS has soared by 71% YoY and by 44% QoQ
LC's price to earnings (P/E) is 31% less than its 5-year quarterly average of 33.2 and 10% less than its last 4 quarters average of 25.4
LC's P/B is 21% above its last 4 quarters average of 1.0 but 7% below its 5-year quarterly average of 1.3
The equity rose by 9% year-on-year and by 3% since the previous quarter
The revenue has increased by 17% year-on-year and by 7% since the previous quarter
The price to sales (P/S) is 13% higher than the last 4 quarters average of 1.7
Efficiency
How efficient is LendingClub business performance
LendingClub's ROE has soared by 59% YoY and by 42% from the previous quarter
The ROS rose by 45% YoY and by 44% QoQ
The return on invested capital has increased by 43% since the previous quarter and by 43% year-on-year
The ROA has grown by 40% from the previous quarter and by 40% YoY
Dividends
What is LC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for LC.
Financial health
How did LendingClub financials performed over time
The total assets is 15% more than the total liabilities
LendingClub's total liabilities has increased by 13% YoY and by 2.7% QoQ
The total assets has grown by 12% YoY and by 2.8% from the previous quarter
The debt is 100% smaller than the equity
The debt has dropped by 100% year-on-year
The equity rose by 9% year-on-year and by 3% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.