LC LendingClub PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: LC
- PE Ratio
The PE ratio for LendingClub stock stands at 28.2 as of Jul 10, 2025. This is calculated based on the TTM EPS of $0.45 and the stock price of $12.69 per share. An increase of 7% has been observed in the PE ratio compared to its average of 26.3 of the past four quarters.
LC PE ratio history
Over the last ten years, the average PE ratio of LendingClub has been 57.96. The current 28.2 price-to-earnings ratio is 51% less than the historical average. Analyzing the last ten years, LC's PE ratio reached its highest point in the Mar 2016 quarter at 415, with a price of $41.5 and an EPS of $0.1. The Mar 2023 quarter saw the lowest point at 2.86, with a price of $7.21 and an EPS of $2.52.
LendingClub PE ratio by year
Maximum annual increase: 673.25% in 2023
Maximum annual decrease: -97.53% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 35.2 | 44.98% | $16.19 | $0.46 |
| 2023 | 24.28 | 673.25% | $8.74 | $0.36 |
| 2022 | 3.14 | -97.53% | $8.8 | $2.8 |
| 2021 | 127.26 | N/A | $24.18 | $0.19 |
| 2020 | N/A | N/A | $10.56 | -$2.07 |
| 2019 | N/A | N/A | $12.62 | -$0.35 |
| 2018 | N/A | N/A | $13.15 | -$1.52 |
| 2017 | N/A | N/A | $20.65 | -$1.88 |
| 2016 | N/A | N/A | $26.25 | -$1.9 |
| 2015 | N/A | N/A | $55.25 | -$0.05 |
| 2014 | N/A | N/A | $126.5 | -$2.2 |
| 2013 | N/A | N/A | N/A | $0 |
| 2012 | N/A | N/A | N/A | -$1.7 |
LendingClub PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 22.93 | -34.86% | $10.32 | $0.45 |
| Dec 2024 | 35.2 | 41.65% | $16.19 | $0.46 |
| Sep 2024 | 24.85 | 11.64% | $11.43 | $0.46 |
| Jun 2024 | 22.26 | -13.89% | $8.46 | $0.38 |
| Mar 2024 | 25.85 | 6.47% | $8.79 | $0.34 |
| Dec 2023 | 24.28 | 91.03% | $8.74 | $0.36 |
| Sep 2023 | 12.71 | 9.47% | $6.1 | $0.48 |
| Jun 2023 | 11.61 | 305.94% | $9.75 | $0.84 |
| Mar 2023 | 2.86 | -8.92% | $7.21 | $2.52 |
| Dec 2022 | 3.14 | -18.23% | $8.8 | $2.8 |
| Sep 2022 | 3.84 | -10.07% | $11.05 | $2.88 |
| Jun 2022 | 4.27 | -71.05% | $11.69 | $2.74 |
| Mar 2022 | 14.75 | -88.41% | $15.78 | $1.07 |
| Dec 2021 | 127.26 | -27.9% | $24.18 | $0.19 |
| Sep 2021 | 176.5 | N/A | $28.24 | $0.16 |
LC Price vs fair value
LC average PE ratio chart
Currently, LC's PE ratio is above its 3-year average, but it is under its 5 and 10-year averages.
LC PE vs peers
LC's PE ratio is above its peer stocks SLM and WRLD.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WRLD World Acceptance Corp | 10.58 | $929.1M |
| SLM SLM Corp | 11.83 | $7.1B |
| LC LendingClub Corp | 28.2 | $1.45B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $4.88B |
Frequently asked questions
What is LendingClub's PE ratio?
The price to earnings ratio for LC stock as of Jul 10, 2025, stands at 28.2.
What is the 3-year average PE ratio for LendingClub (LC)?
As an average over the last 3 years, LC stock has a PE ratio of 17.23.
What is the 5-year average PE ratio for LendingClub (LC)?
As an average over the last 5 years, LC stock has a PE ratio of 34.15.
What is the highest PE ratio for LC?
The highest quarterly PE ratio in the last ten years has been 415 and it was in the Mar 2016 quarter.
How does the current PE ratio for LC compare to its historical average?
The current PE ratio of LC is 51% lower than the 10-year historical average.
How is LC's PE ratio calculated (LendingClub PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Jul 10, 2025), LendingClub's share price is $12.69. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.45. Therefore, LendingClub's price to earnings ratio for today is 28.2. PE RATIO(28.2) = STOCK PRICE($12.69) / TTM EPS($0.45)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.