LC LendingClub PE ratio, current and historical analysis
The PE ratio for LendingClub stock stands at 28.33 as of Feb 21, 2025. This is calculated based on the TTM EPS of $0.46 and the stock price of $13.03 per share. An increase of 4.8% has been observed in the PE ratio compared to its average of 27.0 of the past four quarters.
LC PE ratio history
Over the last nine years, the average PE ratio of LendingClub has been 60.29. The current 28.33 price-to-earnings ratio is 53% less than the historical average. Analyzing the last nine years, LC's PE ratio reached its highest point in the Mar 2016 quarter at 415, with a price of $41.5 and an EPS of $0.1. The Mar 2023 quarter saw the lowest point at 2.86, with a price of $7.21 and an EPS of $2.52.
LendingClub PE ratio by year
Maximum annual increase: 673.25% in 2023
Maximum annual decrease: -97.53% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 35.2 | 44.98% | $16.19 | $0.46 |
| 2023 | 24.28 | 673.25% | $8.74 | $0.36 |
| 2022 | 3.14 | -97.53% | $8.8 | $2.8 |
| 2021 | 127.26 | N/A | $24.18 | $0.19 |
| 2020 | N/A | N/A | $10.56 | -$2.07 |
| 2019 | N/A | N/A | $12.62 | -$0.35 |
| 2018 | N/A | N/A | $13.15 | -$1.52 |
| 2017 | N/A | N/A | $20.65 | -$1.88 |
| 2016 | N/A | N/A | $26.25 | -$1.9 |
| 2015 | N/A | N/A | $55.25 | -$0.05 |
| 2014 | N/A | N/A | $126.5 | -$2.2 |
| 2013 | N/A | N/A | N/A | $0 |
| 2012 | N/A | N/A | N/A | -$1.7 |
LendingClub PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 35.2 | 41.65% | $16.19 | $0.46 |
| Sep 2024 | 24.85 | 11.64% | $11.43 | $0.46 |
| Jun 2024 | 22.26 | -13.89% | $8.46 | $0.38 |
| Mar 2024 | 25.85 | 6.47% | $8.79 | $0.34 |
| Dec 2023 | 24.28 | 91.03% | $8.74 | $0.36 |
| Sep 2023 | 12.71 | 9.47% | $6.1 | $0.48 |
| Jun 2023 | 11.61 | 305.94% | $9.75 | $0.84 |
| Mar 2023 | 2.86 | -8.92% | $7.21 | $2.52 |
| Dec 2022 | 3.14 | -18.23% | $8.8 | $2.8 |
| Sep 2022 | 3.84 | -10.07% | $11.05 | $2.88 |
| Jun 2022 | 4.27 | -71.05% | $11.69 | $2.74 |
| Mar 2022 | 14.75 | -88.41% | $15.78 | $1.07 |
| Dec 2021 | 127.26 | -27.9% | $24.18 | $0.19 |
| Sep 2021 | 176.5 | N/A | $28.24 | $0.16 |
| Jun 2021 | N/A | N/A | $18.13 | -$0.49 |
LC average PE ratio chart
Currently, LC's PE ratio is above its 3-year average, but it is under its 5 and 10-year averages.
LC PE vs peers
LC's PE ratio is above its peer stocks SLM and WRLD.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WRLD World Acceptance Corp | 9.68 | $804.19M |
| SLM SLM Corp | 11.24 | $6.46B |
| LC LendingClub Corp | 28.33 | $1.48B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $4.09B |
Frequently asked questions
What is LendingClub's PE ratio?
The price to earnings ratio for LC stock as of Feb 21, 2025, stands at 28.33.
What is the 3-year average PE ratio for LendingClub (LC)?
As an average over the last 3 years, LC stock has a PE ratio of 15.47.
What is the 5-year average PE ratio for LendingClub (LC)?
As an average over the last 5 years, LC stock has a PE ratio of 34.96.
What is the highest PE ratio for LC?
The highest quarterly PE ratio in the last nine years has been 415 and it was in the Mar 2016 quarter.
How does the current PE ratio for LC compare to its historical average?
The current PE ratio of LC is 53% lower than the 9-year historical average.
How is LC's PE ratio calculated (LendingClub PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Feb 21, 2025), LendingClub's share price is $13.03. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.46. Therefore, LendingClub's price to earnings ratio for today is 28.33. PE RATIO(28.33) = STOCK PRICE($13.03) / TTM EPS($0.46)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.