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DGICA Donegal Group Inc

Price (delayed)

$20.66

Market cap

$745.76M

P/E Ratio

9.98

Dividend/share

$0.7

EPS

$2.07

Enterprise value

$716.44M

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
The P/E is 73% less than the 5-year quarterly average of 36.5 and 58% less than the last 4 quarters average of 23.7
The net income has increased by 38% from the previous quarter

Key stats

What are the main financial stats of DGICA
Market
Shares outstanding
36.1M
Market cap
$745.76M
Enterprise value
$716.44M
Valuations
Price to earnings (P/E)
9.98
Price to book (P/B)
1.26
Price to sales (P/S)
0.74
EV/EBIT
8.2
EV/EBITDA
7.85
EV/Sales
0.72
Earnings
Revenue
$993.64M
Gross profit
$404.61M
Operating income
$89.94M
Net income
$70.11M
EBIT
$87.38M
EBITDA
$91.3M
Free cash flow
$88.37M
Per share
EPS
$2.07
EPS diluted
$2.06
Free cash flow per share
$2.48
Book value per share
$16.41
Revenue per share
$27.88
TBVPS
$66.27
Balance sheet
Total assets
$2.37B
Total liabilities
$1.78B
Debt
$35M
Equity
$584.72M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.32
Margins
EBITDA margin
9.2%
Gross margin
40.7%
Net margin
7.1%
Operating margin
9.1%
Efficiency
Return on assets
3%
Return on equity
13.2%
Return on invested capital
3.7%
Return on capital employed
N/A
Return on sales
8.8%
Dividend
Dividend yield
3.39%
DPS
$0.7
Payout ratio
33.8%

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
1.08%
1 week
4.77%
1 month
13.89%
1 year
54.99%
YTD
33.55%
QTD
5.25%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$993.64M
Gross profit
$404.61M
Operating income
$89.94M
Net income
$70.11M
Gross margin
40.7%
Net margin
7.1%
Donegal Group's net margin has increased by 39% from the previous quarter
The net income has increased by 38% from the previous quarter
Donegal Group's operating income has increased by 37% from the previous quarter
DGICA's operating margin is up by 36% since the previous quarter

Price vs fundamentals

How does DGICA's price correlate with its fundamentals

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
9.98
P/B
1.26
P/S
0.74
EV/EBIT
8.2
EV/EBITDA
7.85
EV/Sales
0.72
The P/E is 73% less than the 5-year quarterly average of 36.5 and 58% less than the last 4 quarters average of 23.7
DGICA's EPS is up by 35% since the previous quarter
DGICA's P/B is 40% above its 5-year quarterly average of 0.9 and 26% above its last 4 quarters average of 1.0
Donegal Group's equity has increased by 21% YoY and by 7% from the previous quarter
DGICA's P/S is 48% above its 5-year quarterly average of 0.5 and 48% above its last 4 quarters average of 0.5
Donegal Group's revenue has increased by 5% YoY

Efficiency

How efficient is Donegal Group business performance
DGICA's return on sales is up by 38% since the previous quarter
DGICA's ROIC is up by 37% since the previous quarter
Donegal Group's ROA has increased by 36% from the previous quarter
The ROE has grown by 32% from the previous quarter

Dividends

What is DGICA's dividend history
DPS
$0.7
Dividend yield
3.39%
Payout ratio
33.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Donegal Group financials performed over time
The total assets is 33% greater than the total liabilities
The total assets has grown by 3.2% year-on-year
Donegal Group's debt is 94% less than its equity
Donegal Group's equity has increased by 21% YoY and by 7% from the previous quarter
Donegal Group's debt to equity has decreased by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.