DGICA Donegal Group Inc

Price (delayed)

$18.67

Market cap

$693.02M

P/E Ratio

9.53

Dividend/share

$0.75

EPS

$1.96

Enterprise value

$704.29M

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Relative Growth: Rel. Growth: 28
Relative Strength: Rel. Strength: 43
Relative Valuation: Rel. Valuation: 86
Relative Profitability: Rel. Profitability: 48

Donegal Group is an insurance holding company. The insurance subsidiaries of Donegal Group and Donegal Mutual Insurance Company conduct business together as the Donegal Insurance Group. Our Class A common ...

Highlights
Donegal Group's equity has increased by 10% YoY and by 2.6% from the previous quarter
The gross margin is up by 4% since the previous quarter
The P/E is 74% less than the 5-year quarterly average of 36.8 but 6% more than the last 4 quarters average of 9.0
DGICA's EPS is down by 19% year-on-year but it is up by 8% since the previous quarter
Donegal Group's revenue has decreased by 3.1% YoY

Key stats

What are the main financial stats of DGICA

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
0%
1 week
-0.43%
1 month
0.54%
1 year
6.56%
YTD
-6.56%
QTD
-1.01%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$962.81M
Gross profit
$404.23M
Operating income
$89.59M
Net income
$71.09M
Gross margin
42%
Net margin
7.4%
Donegal Group's operating income has decreased by 15% YoY but it has increased by 9% from the previous quarter
The net income has decreased by 14% YoY but it has increased by 8% from the previous quarter
DGICA's operating margin is down by 12% year-on-year but it is up by 9% since the previous quarter
Donegal Group's net margin has decreased by 11% YoY but it has increased by 9% from the previous quarter

Price vs fundamentals

How does DGICA's price correlate with its fundamentals

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
9.53
P/B
1.04
P/S
0.72
EV/EBIT
7.91
EV/EBITDA
7.69
EV/Sales
0.73
The P/E is 74% less than the 5-year quarterly average of 36.8 but 6% more than the last 4 quarters average of 9.0
DGICA's EPS is down by 19% year-on-year but it is up by 8% since the previous quarter
Donegal Group's equity has increased by 10% YoY and by 2.6% from the previous quarter
DGICA's P/B is 5% below its last 4 quarters average of 1.1 but 4% above its 5-year quarterly average of 1.0
DGICA's P/S is 20% above its 5-year quarterly average of 0.6 and 2.9% above its last 4 quarters average of 0.7
Donegal Group's revenue has decreased by 3.1% YoY

Efficiency

How efficient is Donegal Group business performance
The ROE has contracted by 25% YoY but it has grown by 6% from the previous quarter
Donegal Group's ROA has decreased by 17% YoY but it has increased by 7% from the previous quarter
DGICA's ROIC is down by 16% year-on-year but it is up by 9% since the previous quarter
DGICA's return on sales is down by 12% year-on-year but it is up by 8% since the previous quarter

Dividends

What is DGICA's dividend history
DPS
$0.75
Dividend yield
4.02%
Payout ratio
38.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Donegal Group financials performed over time
The total assets is 37% greater than the total liabilities
The total assets has grown by 3.1% year-on-year
Donegal Group's debt is 95% less than its equity
Donegal Group's debt to equity has decreased by 17% YoY
Donegal Group's equity has increased by 10% YoY and by 2.6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.