DGICA Donegal Group Inc

Price (delayed)

$14.29

Market cap

$475.08M

P/E Ratio

46.1

Dividend/share

$0.68

EPS

$0.31

Enterprise value

$486.36M

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
DGICA's gross profit is up by 13% year-on-year and by 7% since the previous quarter
Donegal Group's revenue has increased by 9% YoY and by 2.4% from the previous quarter
Donegal Group's equity has decreased by 2.6% from the previous quarter

Key stats

What are the main financial stats of DGICA
Market
Shares outstanding
33.25M
Market cap
$475.08M
Enterprise value
$486.36M
Valuations
Price to earnings (P/E)
46.1
Price to book (P/B)
1
Price to sales (P/S)
0.52
EV/EBIT
39.71
EV/EBITDA
29.37
EV/Sales
0.53
Earnings
Revenue
$911.31M
EBIT
$12.25M
EBITDA
$16.56M
Free cash flow
$43.19M
Per share
EPS
$0.31
Free cash flow per share
$1.3
Book value per share
$14.28
Revenue per share
$27.5
TBVPS
$68
Balance sheet
Total assets
$2.26B
Total liabilities
$1.79B
Debt
$35M
Equity
$473.34M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.68
Margins
EBITDA margin
1.8%
Gross margin
34.1%
Net margin
1.1%
Operating margin
1.5%
Efficiency
Return on assets
0.4%
Return on equity
2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
1.3%
Dividend
Dividend yield
4.72%
DPS
$0.68
Payout ratio
217.7%

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
0%
1 week
0.78%
1 month
-1.45%
1 year
-4.54%
YTD
0.63%
QTD
0.25%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$911.31M
Gross profit
$310.99M
Operating income
$13.49M
Net income
$9.87M
Gross margin
34.1%
Net margin
1.1%
DGICA's gross profit is up by 13% year-on-year and by 7% since the previous quarter
Donegal Group's revenue has increased by 9% YoY and by 2.4% from the previous quarter
The gross margin is up by 4.3% since the previous quarter and by 3.3% year-on-year

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
46.1
P/B
1
P/S
0.52
EV/EBIT
39.71
EV/EBITDA
29.37
EV/Sales
0.53
DGICA's P/B is 11% above its 5-year quarterly average of 0.9
Donegal Group's equity has decreased by 2.6% from the previous quarter
Donegal Group's revenue has increased by 9% YoY and by 2.4% from the previous quarter
DGICA's P/S is 4% above its 5-year quarterly average of 0.5 and 4% above its last 4 quarters average of 0.5

Efficiency

How efficient is Donegal Group business performance

Dividends

What is DGICA's dividend history
DPS
$0.68
Dividend yield
4.72%
Payout ratio
217.7%
Recent dividends

Financial health

How did Donegal Group financials performed over time
The total assets is 26% greater than the total liabilities
Donegal Group's debt is 93% less than its equity
Donegal Group's equity has decreased by 2.6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.