DGICA Donegal Group Inc

Price (delayed)

$15.39

Market cap

$483.55M

P/E Ratio

16.91

Dividend/share

$0.65

EPS

$0.91

Enterprise value

$462.47M

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
Donegal Group's debt has decreased by 13% YoY
Donegal Group's revenue has increased by 4.5% YoY
DGICA's EPS has dropped by 56% year-on-year but it is up by 10% since the previous quarter
The net income has plunged by 53% YoY but it has increased by 10% from the previous quarter

Key stats

What are the main financial stats of DGICA
Market
Shares outstanding
31.42M
Market cap
$483.55M
Enterprise value
$462.47M
Valuations
Price to earnings (P/E)
16.91
Price to book (P/B)
0.92
Price to sales (P/S)
0.58
EV/EBIT
13.39
EV/EBITDA
11.54
EV/Sales
0.56
Earnings
Revenue
$826.12M
EBIT
$34.55M
EBITDA
$40.08M
Free cash flow
$68.17M
Per share
EPS
$0.91
Free cash flow per share
$2.17
Book value per share
$16.72
Revenue per share
$26.34
TBVPS
$71.23
Balance sheet
Total assets
$2.24B
Total liabilities
$1.72B
Debt
$35M
Equity
$524.27M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.53
Margins
EBITDA margin
4.9%
Gross margin
36.5%
Net margin
3.4%
Operating margin
4.3%
Efficiency
Return on assets
1.2%
Return on equity
5.2%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
4.2%
Dividend
Dividend yield
4.19%
DPS
$0.65
Payout ratio
70.9%

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
2.4%
1 week
5.12%
1 month
15.89%
1 year
2.87%
YTD
7.7%
QTD
14.77%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$826.12M
Gross profit
$301.2M
Operating income
$35.77M
Net income
$27.87M
Gross margin
36.5%
Net margin
3.4%
Donegal Group's net margin has plunged by 55% YoY but it has increased by 10% from the previous quarter
DGICA's operating margin has dropped by 55% year-on-year but it is up by 8% since the previous quarter
Donegal Group's operating income has plunged by 53% YoY but it has increased by 10% from the previous quarter
The net income has plunged by 53% YoY but it has increased by 10% from the previous quarter

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
16.91
P/B
0.92
P/S
0.58
EV/EBIT
13.39
EV/EBITDA
11.54
EV/Sales
0.56
DGICA's EPS has dropped by 56% year-on-year but it is up by 10% since the previous quarter
The P/E is 29% more than the last 4 quarters average of 13.1 but 18% less than the 5-year quarterly average of 20.7
DGICA's P/B is 15% above its last 4 quarters average of 0.8 and 2.2% above its 5-year quarterly average of 0.9
DGICA's P/S is 16% above its 5-year quarterly average of 0.5 and 16% above its last 4 quarters average of 0.5
Donegal Group's revenue has increased by 4.5% YoY

Efficiency

How efficient is Donegal Group business performance
Donegal Group's ROA has plunged by 57% YoY but it has increased by 9% from the previous quarter
DGICA's return on sales has dropped by 56% year-on-year but it is up by 11% since the previous quarter
The ROE has plunged by 56% YoY but it has grown by 11% from the previous quarter
DGICA's ROIC has dropped by 54% year-on-year but it is up by 14% since the previous quarter

Dividends

What is DGICA's dividend history
DPS
$0.65
Dividend yield
4.19%
Payout ratio
70.9%
Recent dividends

Financial health

How did Donegal Group financials performed over time
The total assets is 31% greater than the total liabilities
DGICA's total liabilities is up by 3.7% year-on-year
The total assets has grown by 2.5% year-on-year
Donegal Group's debt is 93% less than its equity
Donegal Group's debt has decreased by 13% YoY
Donegal Group's debt to equity has decreased by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.