DGICA Donegal Group Inc

Price (delayed)

$18.11

Market cap

$670.97M

P/E Ratio

9.95

Dividend/share

$0.74

EPS

$1.82

Enterprise value

$670.47M

?
Relative Growth: Rel. Growth: 23
Relative Strength: Rel. Strength: 36
Relative Valuation: Rel. Valuation: 85
Relative Profitability: Rel. Profitability: 48

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
Donegal Group's equity has increased by 11% YoY
The P/E is 73% less than the 5-year quarterly average of 36.7 but 14% more than the last 4 quarters average of 8.7
DGICA's EPS is down by 18% since the previous quarter and by 12% year-on-year
The net income has decreased by 17% from the previous quarter and by 6% YoY

Key stats

What are the main financial stats of DGICA

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
3.49%
1 week
3.72%
1 month
4.44%
1 year
-7.51%
YTD
-9.36%
QTD
5.41%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$968.84M
Gross profit
$391.63M
Operating income
$82.47M
Net income
$65.65M
Gross margin
40.4%
Net margin
6.8%
DGICA's operating margin is down by 17% since the previous quarter and by 7% year-on-year
The net income has decreased by 17% from the previous quarter and by 6% YoY
Donegal Group's operating income has decreased by 17% from the previous quarter and by 8% YoY
Donegal Group's net margin has decreased by 16% from the previous quarter and by 4.2% YoY

Price vs fundamentals

How does DGICA's price correlate with its fundamentals

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
9.95
P/B
1.03
P/S
0.69
EV/EBIT
8.19
EV/EBITDA
7.9
EV/Sales
0.69
The P/E is 73% less than the 5-year quarterly average of 36.7 but 14% more than the last 4 quarters average of 8.7
DGICA's EPS is down by 18% since the previous quarter and by 12% year-on-year
Donegal Group's equity has increased by 11% YoY
DGICA's P/B is 6% below its last 4 quarters average of 1.1 but 3% above its 5-year quarterly average of 1.0
DGICA's P/S is 15% above its 5-year quarterly average of 0.6
Donegal Group's revenue has decreased by 2.5% YoY

Efficiency

How efficient is Donegal Group business performance
The ROE has contracted by 21% YoY and by 19% from the previous quarter
DGICA's ROIC is down by 19% since the previous quarter and by 8% year-on-year
Donegal Group's ROA has decreased by 18% from the previous quarter and by 10% YoY
DGICA's return on sales is down by 16% since the previous quarter and by 3.4% year-on-year

Dividends

What is DGICA's dividend history
DPS
$0.74
Dividend yield
4.09%
Payout ratio
40.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Donegal Group financials performed over time
The total assets is 36% greater than the total liabilities
DGICA's total liabilities is up by 3.1% since the previous quarter
The total assets has grown by 3.4% year-on-year and by 2.6% since the previous quarter
Donegal Group's debt is 95% less than its equity
Donegal Group's debt to equity has decreased by 17% YoY
Donegal Group's equity has increased by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.