DGICA Donegal Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: DGICA

Price (delayed)

$13.64

Market cap

$455.49M

P/E Ratio

97.43

Dividend/share

$0.68

EPS

$0.14

Enterprise value

$466.69M

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
DGICA's gross profit is up by 12% year-on-year
Donegal Group's revenue has increased by 9% YoY
DGICA's EPS has dropped by 55% since the previous quarter
The net income has plunged by 55% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.donegalgroup.com
Peers: TRV RLI CB WRB

Key stats

What are the main financial stats of DGICA
Market
Shares outstanding
33.39M
Market cap
$455.49M
Enterprise value
$466.69M
Valuations
Price to earnings (P/E)
97.43
Price to book (P/B)
0.95
Price to sales (P/S)
0.49
EV/EBIT
82.12
EV/EBITDA
46.62
EV/Sales
0.5
Earnings
Revenue
$927.34M
EBIT
$5.68M
EBITDA
$10.01M
Free cash flow
$28.58M
Per share
EPS
$0.14
Free cash flow per share
$0.86
Book value per share
$14.43
Revenue per share
$27.89
TBVPS
$67.97
Balance sheet
Total assets
$2.27B
Total liabilities
$1.79B
Debt
$35M
Equity
$479.75M
Working capital
N/A
Liquidity
Debt to equity
0.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.12
Margins
EBITDA margin
1.1%
Gross margin
33.7%
Net margin
0.5%
Operating margin
0.7%
Efficiency
Return on assets
0.2%
Return on equity
0.9%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
0.6%
Dividend
Dividend yield
4.99%
DPS
$0.68
Payout ratio
485.7%

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
1.94%
1 week
1.79%
1 month
-2.36%
1 year
-7.78%
YTD
-2.5%
QTD
-3.54%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$927.34M
Gross profit
$312.85M
Operating income
$6.89M
Net income
$4.43M
Gross margin
33.7%
Net margin
0.5%
The net income has plunged by 55% from the previous quarter
Donegal Group's net margin has plunged by 55% from the previous quarter
DGICA's operating margin has dropped by 53% since the previous quarter
Donegal Group's operating income has decreased by 49% from the previous quarter

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
97.43
P/B
0.95
P/S
0.49
EV/EBIT
82.12
EV/EBITDA
46.62
EV/Sales
0.5
DGICA's EPS has dropped by 55% since the previous quarter
DGICA's P/B is 6% above its 5-year quarterly average of 0.9 but 5% below its last 4 quarters average of 1.0
Donegal Group's revenue has increased by 9% YoY
DGICA's P/S is 2% below its 5-year quarterly average of 0.5 and 2% below its last 4 quarters average of 0.5

Efficiency

How efficient is Donegal Group business performance
DGICA's ROIC has dropped by 60% since the previous quarter
The ROE has plunged by 55% from the previous quarter
DGICA's return on sales has dropped by 54% since the previous quarter
Donegal Group's ROA has plunged by 50% from the previous quarter

Dividends

What is DGICA's dividend history
Dividend details
DPS
$0.68
Dividend yield
4.99%
Payout ratio
485.7%
Recent dividends

Financial health

How did Donegal Group financials performed over time
The total assets is 27% greater than the total liabilities
Donegal Group's debt is 93% less than its equity

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.