DGICA Donegal Group Inc

Price (delayed)

$19.26

Market cap

$703.16M

P/E Ratio

7.99

Dividend/share

$0.72

EPS

$2.41

Enterprise value

$680.72M

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Relative Growth: Rel. Growth: 90
Relative Strength: Rel. Strength: 69
Relative Valuation: Rel. Valuation: 99
Relative Profitability: Rel. Profitability: 76

Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer personal and commercial property and casualty lines of insurance in 24 Mid-Atlantic, Midwestern, New England, Southern ...

Highlights
The P/E is 32% less than the last 4 quarters average of 11.8
DGICA's gross profit is up by 31% year-on-year and by 3.8% since the previous quarter

Key stats

What are the main financial stats of DGICA
Market
Shares outstanding
36.51M
Market cap
$703.16M
Enterprise value
$680.72M
Valuations
Price to earnings (P/E)
7.99
Price to book (P/B)
1.15
Price to sales (P/S)
0.7
PEG
0.01
EV/EBIT
6.61
EV/EBITDA
6.37
EV/Sales
0.68
Earnings
Revenue
$994.01M
Gross profit
$419.79M
Operating income
$105.53M
Net income
$82.83M
EBIT
$102.97M
EBITDA
$106.88M
Free cash flow
$78.82M
Per share
EPS
$2.41
EPS diluted
$2.39
Free cash flow per share
$2.18
Book value per share
$16.78
Revenue per share
$27.54
TBVPS
$66.52
Balance sheet
Total assets
$2.41B
Total liabilities
$1.8B
Debt
$35M
Equity
$605.67M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.21
Margins
EBITDA margin
10.8%
Gross margin
42.2%
Net margin
8.3%
Operating margin
10.6%
Efficiency
Return on assets
3.5%
Return on equity
14.7%
Return on invested capital
4.4%
Return on capital employed
N/A
Return on sales
10.4%
Dividend
Dividend yield
3.74%
DPS
$0.72
Payout ratio
29.9%

DGICA stock price

How has the Donegal Group stock price performed over time
Intraday
2.28%
1 week
3.6%
1 month
-0.26%
1 year
24.26%
YTD
24.5%
QTD
-0.67%

Financial performance

How have Donegal Group's revenue and profit performed over time
Revenue
$994.01M
Gross profit
$419.79M
Operating income
$105.53M
Net income
$82.83M
Gross margin
42.2%
Net margin
8.3%
DGICA's gross profit is up by 31% year-on-year and by 3.8% since the previous quarter
The gross margin is up by 27% year-on-year and by 3.7% since the previous quarter
The net income has increased by 18% from the previous quarter
Donegal Group's operating income has increased by 17% from the previous quarter

Price vs fundamentals

How does DGICA's price correlate with its fundamentals

Growth

What is Donegal Group's growth rate over time

Valuation

What is Donegal Group stock price valuation
P/E
7.99
P/B
1.15
P/S
0.7
EV/EBIT
6.61
EV/EBITDA
6.37
EV/Sales
0.68
The P/E is 32% less than the last 4 quarters average of 11.8
DGICA's EPS is up by 16% since the previous quarter
DGICA's P/B is 28% above its 5-year quarterly average of 0.9 and 4.5% above its last 4 quarters average of 1.1
Donegal Group's equity has increased by 25% YoY and by 3.6% from the previous quarter
DGICA's P/S is 17% above its 5-year quarterly average of 0.6 and 17% above its last 4 quarters average of 0.6
Donegal Group's revenue has increased by 3.4% YoY

Efficiency

How efficient is Donegal Group business performance
DGICA's ROIC is up by 19% since the previous quarter
DGICA's return on sales is up by 18% since the previous quarter
Donegal Group's ROA has increased by 17% from the previous quarter
The ROE has grown by 11% from the previous quarter

Dividends

What is DGICA's dividend history
DPS
$0.72
Dividend yield
3.74%
Payout ratio
29.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Donegal Group financials performed over time
The total assets is 34% greater than the total liabilities
DGICA's total liabilities is down by 2.6% year-on-year
The total assets has grown by 3.1% year-on-year
Donegal Group's debt is 94% less than its equity
Donegal Group's equity has increased by 25% YoY and by 3.6% from the previous quarter
Donegal Group's debt to equity has decreased by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.