FICO
Fair Isaac
PEG ratio, current and historical analysis
- Stocks
- Technology
- NYSE: FICO
- PEG Ratio
Fair Isaac currently trades with a PEG ratio of 0.95, based on Jul 31, 2026 data. Dividing the 32.25 PE ratio by the 34.1% earnings growth rate produces this figure. Relative to the 1.63 average from the past 4 quarters, the PEG ratio fell by 42%.
FICO PEG ratio history
Historically, Fair Isaac maintains a PEG ratio averaging 3.1 across the last ten years. At 0.95, today's PEG ratio sits 69% lower than its historical average. The ten years high came in the Dec 2017 quarter at 21.51, reflecting peak valuation relative to growth. The bottom was reached in the Sep 2021 quarter at 0.43, suggesting favorable value relative to growth during that period.
Fair Isaac PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 1.89 | 55.63 | 29.5% |
| 2024 | 4.45 | 93.53 | 21% |
| 2023 | 2.55 | 50.55 | 19.8% |
| 2022 | 5.63 | 28.73 | 5.1% |
| 2021 | 0.43 | 29.15 | 67.9% |
| 2020 | 2.32 | 52.32 | 22.6% |
| 2019 | 0.82 | 45.78 | 55.6% |
| 2018 | N/A | 53.65 | -1.4% |
| 2017 | 1.43 | 32.52 | 22.7% |
| 2016 | 1.26 | 35.39 | 28% |
| 2015 | N/A | 30.73 | -1.8% |
| 2014 | 2.01 | 19.68 | 9.8% |
| 2013 | N/A | 21.68 | -3.4% |
| 2012 | 0.37 | 16.77 | 45.1% |
| 2011 | 0.45 | 11.99 | 26.4% |
Fair Isaac PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 1.01 | 34.31 | 34.1% |
| Mar 2026 | 0.96 | 33.52 | 35% |
| Dec 2025 | 2.64 | 61.86 | 23.4% |
| Sep 2025 | 1.89 | 55.63 | 29.5% |
| Jun 2025 | 2.05 | 70.41 | 34.4% |
| Mar 2025 | 3.59 | 78.18 | 21.8% |
| Dec 2024 | 4.1 | 89.88 | 21.9% |
| Sep 2024 | 4.45 | 93.53 | 21% |
| Jun 2024 | 4.88 | 77.05 | 15.8% |
| Mar 2024 | 2.35 | 64.55 | 27.5% |
| Dec 2023 | 3.19 | 64.06 | 20.1% |
| Sep 2023 | 2.55 | 50.55 | 19.8% |
| Jun 2023 | 2.35 | 48.48 | 20.6% |
| Mar 2023 | N/A | 46.29 | -1.8% |
| Dec 2022 | 4.21 | 39.56 | 9.4% |
FICO average PEG ratio chart
FICO's PEG ratio today comes in under the 3, 5 and 10-year averages.
PEG comparison
Fair Isaac's PEG of 0.95 is higher than the Technology sector and the industry average but lower than its peers average. In comparison with the Technology sector average of 0.74, Fair Isaac's PEG is 28% higher.
FICO EPS growth
FICO Price vs fair value
FICO PEG vs peers
Relative to its peers, FICO's PEG ratio is below EFX's and JKHY's yet above IBM's and PEGA's. With a PEG ratio of 0.95, Fair Isaac sits lower than the 1.08 peer average.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| IBM International Business Machines Corp | 0.24 | $213.1B |
| PEGA Pegasystems Inc | 0.37 | $5.19B |
| FICO Fair Isaac Corp | 0.89 | $22.91B |
| JKHY Jack Henry & Associates Inc | 1.01 | $11.21B |
| EFX Equifax Inc | 2.83 | $20.92B |
| ACIW ACI Worldwide Inc | N/A | $5.89B |
| VRSK Verisk Analytics Inc | N/A | $25.66B |
Frequently asked questions
What is Fair Isaac's PEG ratio?
FICO's Jul 31, 2026 PEG ratio comes in at 0.95.
What is the 3-year average PEG ratio for Fair Isaac (FICO)?
FICO's 3-year PEG ratio average comes in at 2.81.
What is the 5-year average PEG ratio for Fair Isaac (FICO)?
FICO's 5-year PEG ratio average comes in at 2.65.
What is the highest PEG ratio for FICO?
In the last ten years, FICO's peak PEG ratio of 21.51 occurred in the Dec 2017 quarter.
How does the current PEG ratio for FICO compare to its historical average?
Compared to the 10-year average, FICO's PEG ratio sits 69% lower.
How is FICO's PEG ratio calculated (Fair Isaac PEG ratio formula)?
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jul 31, 2026, Fair Isaac carries a PE ratio of 32.25. Earnings grew at 34.1% over the TTM period ending Jun 2026. Applying the formula, this yields a PEG ratio of 0.95. PEG RATIO(0.95) = PE RATIO(32.25) / EPS GROWTH(34.1%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.