FICO Fair Isaac Corp

  1. Stocks
  2. Technology
  3. NYSE: FICO

Price (delayed)

$791.62

Market cap

$19.79B

P/E Ratio

52.15

Dividend/share

N/A

EPS

$15.18

Enterprise value

$21.6B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The quick ratio has increased by 9% year-on-year
FICO's revenue is up by 5% YoY
FICO's equity is down by 16% YoY but it is up by 3.9% QoQ
The stock's P/E is 45% above its last 4 quarters average of 35.9 and 20% above its 5-year quarterly average of 43.5
The net income has declined by 10% year-on-year
Sector: Technology
Industry: Software - Application
Website: http://www.fico.com/
Peers: PEGA ACIW EFX IBM

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
24.99M
Market cap
$19.79B
Enterprise value
$21.6B
Valuations
Price to earnings (P/E)
52.15
Price to book (P/B)
N/A
Price to sales (P/S)
13.97
EV/EBIT
37.53
EV/EBITDA
35.46
EV/Sales
15.18
Earnings
Revenue
$1.42B
EBIT
$575.63M
EBITDA
$609.11M
Free cash flow
$439.1M
Per share
EPS
$15.18
Free cash flow per share
$17.48
Book value per share
-$30.64
Revenue per share
$56.65
TBVPS
$28.93
Balance sheet
Total assets
$1.5B
Total liabilities
$2.27B
Debt
$1.95B
Equity
-$770.79M
Working capital
$148.05M
Liquidity
Debt to equity
-2.53
Current ratio
1.4
Quick ratio
1.28
Net debt/EBITDA
2.98
Margins
EBITDA margin
42.8%
Gross margin
77.7%
Net margin
26.9%
Operating margin
40.4%
Efficiency
Return on assets
26.2%
Return on equity
N/A
Return on invested capital
26.9%
Return on capital employed
51%
Return on sales
40.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
2.52%
1 week
4.74%
1 month
10.82%
1 year
97.11%
YTD
32.25%
QTD
12.66%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.42B
Gross profit
$1.11B
Operating income
$574.87M
Net income
$383.39M
Gross margin
77.7%
Net margin
26.9%
FICO's net margin is down by 15% YoY and by 2.5% QoQ
The net income has declined by 10% year-on-year
FICO's revenue is up by 5% YoY
FICO's gross profit is up by 4.6% year-on-year

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
FICO P/E details
P/E
52.15
P/B
N/A
P/S
13.97
EV/EBIT
37.53
EV/EBITDA
35.46
EV/Sales
15.18
The stock's P/E is 45% above its last 4 quarters average of 35.9 and 20% above its 5-year quarterly average of 43.5
FICO's equity is down by 16% YoY but it is up by 3.9% QoQ
The stock's P/S is 61% above its 5-year quarterly average of 8.7 and 46% above its last 4 quarters average of 9.6
FICO's revenue is up by 5% YoY

Efficiency

How efficient is Fair Isaac business performance
The ROIC has contracted by 27% YoY
The ROA has contracted by 6% YoY
The company's return on sales fell by 6% YoY

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 34% smaller than the total liabilities
FICO's current ratio is up by 11% year-on-year and by 2.9% since the previous quarter
The quick ratio has increased by 9% year-on-year
FICO's equity is down by 16% YoY but it is up by 3.9% QoQ
Fair Isaac's debt to equity has increased by 9% YoY but it has decreased by 4.1% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.