Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
FICO Fair Isaac Corp
- Stocks
- Technology
- NYSE: FICO
Price (delayed)
$2,088.22
Market cap
$50.83B
P/E Ratio
88.52
Dividend/share
N/A
EPS
$23.59
Enterprise value
$53.23B
FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl
Highlights
The company's EPS rose by 22% YoY and by 7% QoQ
The net income is up by 20% year-on-year and by 6% since the previous quarter
The quick ratio has increased by 15% since the previous quarter but it has declined by 3.1% year-on-year
The stock's P/E is 68% above its 5-year quarterly average of 52.6 and 4.5% above its last 4 quarters average of 84.7
FICO's equity has shrunk by 53% YoY
Key stats
What are the main financial stats of FICO
Market
Valuations
Earnings
Shares outstanding
24.34M
Market cap
$50.83B
Enterprise value
$53.23B
Price to earnings (P/E)
88.52
Price to book (P/B)
N/A
Price to sales (P/S)
27.67
EV/EBIT
65.07
EV/EBITDA
63.11
EV/Sales
28.93
Revenue
$1.84B
Gross profit
$1.49B
Operating income
$812.61M
Net income
$577.09M
EBIT
$818.1M
EBITDA
$843.56M
Free cash flow
$677.36M
Per share
Balance sheet
Liquidity
EPS
$23.59
EPS diluted
$23.22
Free cash flow per share
$27.77
Book value per share
-$46.03
Revenue per share
$75.46
TBVPS
$43.32
Total assets
$1.84B
Total liabilities
$2.96B
Debt
$2.55B
Equity
-$1.12B
Working capital
$381.67M
Debt to equity
-2.27
Current ratio
2.11
Quick ratio
1.86
Net debt/EBITDA
2.85
Margins
Efficiency
Dividend
EBITDA margin
45.8%
Gross margin
80.8%
Net margin
31.4%
Operating margin
44.2%
Return on assets
33.1%
Return on equity
N/A
Return on invested capital
29.3%
Return on capital employed
54.8%
Return on sales
44.5%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
FICO stock price
How has the Fair Isaac stock price performed over time
Intraday
-0.83%
1 week
1.96%
1 month
13%
1 year
62.28%
YTD
4.89%
QTD
13.23%
Financial performance
How have Fair Isaac's revenue and profit performed over time
Revenue
$1.84B
Gross profit
$1.49B
Operating income
$812.61M
Net income
$577.09M
Gross margin
80.8%
Net margin
31.4%
The net income is up by 20% year-on-year and by 6% since the previous quarter
The operating income has grown by 18% YoY and by 7% from the previous quarter
FICO's gross profit is up by 16% year-on-year and by 4.5% since the previous quarter
FICO's revenue is up by 15% YoY and by 3.7% from the previous quarter
Price vs fundamentals
How does FICO's price correlate with its fundamentals
Growth
What is Fair Isaac's growth rate over time
Valuation
What is Fair Isaac stock price valuation
P/E
88.52
P/B
N/A
P/S
27.67
EV/EBIT
65.07
EV/EBITDA
63.11
EV/Sales
28.93
The stock's P/E is 68% above its 5-year quarterly average of 52.6 and 4.5% above its last 4 quarters average of 84.7
The company's EPS rose by 22% YoY and by 7% QoQ
FICO's equity has shrunk by 53% YoY
The stock's P/S is 95% above its 5-year quarterly average of 14.2 and 9% above its last 4 quarters average of 25.5
FICO's revenue is up by 15% YoY and by 3.7% from the previous quarter
Efficiency
How efficient is Fair Isaac business performance
The ROA has grown by 11% YoY and by 4.1% from the previous quarter
The ROIC has contracted by 4.6% YoY
The company's return on sales rose by 2.3% QoQ
Dividends
What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Fair Isaac financials performed over time
The total assets is 38% smaller than the total liabilities
The total liabilities has grown by 21% YoY and by 4% from the previous quarter
FICO's current ratio is up by 17% since the previous quarter and by 3.4% year-on-year
FICO's equity has shrunk by 53% YoY
FICO's debt is up by 23% YoY and by 4.4% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.