FICO Fair Isaac Corp

  1. Stocks
  2. Technology
  3. NYSE: FICO

Price (delayed)

$1,835.24

Market cap

$44.81B

P/E Ratio

82.86

Dividend/share

N/A

EPS

$22.15

Enterprise value

$47.07B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The quick ratio has increased by 33% year-on-year and by 7% since the previous quarter
The company's EPS rose by 22% YoY and by 7% QoQ
The stock's P/E is 64% above its 5-year quarterly average of 50.6
FICO's equity has shrunk by 57% YoY and by 18% QoQ
Sector: Technology
Industry: Software - Application
Website: http://www.fico.com/
Peers: PEGA ACIW EFX IBM

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
24.42M
Market cap
$44.81B
Enterprise value
$47.07B
Valuations
Price to earnings (P/E)
82.86
Price to book (P/B)
N/A
Price to sales (P/S)
25.2
EV/EBIT
60.93
EV/EBITDA
58.92
EV/Sales
26.51
Earnings
Revenue
$1.78B
Gross profit
$1.42B
Operating income
$761.8M
Net income
$544.27M
EBIT
$772.53M
EBITDA
$798.83M
Free cash flow
$673.48M
Per share
EPS
$22.15
EPS diluted
$21.79
Free cash flow per share
$27.63
Book value per share
-$46.75
Revenue per share
$72.83
TBVPS
$38.19
Balance sheet
Total assets
$1.71B
Total liabilities
$2.84B
Debt
$2.44B
Equity
-$1.14B
Working capital
$264.52M
Liquidity
Debt to equity
-2.15
Current ratio
1.8
Quick ratio
1.62
Net debt/EBITDA
2.83
Margins
EBITDA margin
45%
Gross margin
80.2%
Net margin
30.7%
Operating margin
42.9%
Efficiency
Return on assets
31.8%
Return on equity
N/A
Return on invested capital
29.1%
Return on capital employed
56.2%
Return on sales
43.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
-1.98%
1 week
-0.97%
1 month
-2.71%
1 year
46.87%
YTD
-7.82%
QTD
-7.82%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.78B
Gross profit
$1.42B
Operating income
$761.8M
Net income
$544.27M
Gross margin
80.2%
Net margin
30.7%
The net income is up by 20% year-on-year and by 6% since the previous quarter
The operating income has grown by 17% YoY and by 3.8% from the previous quarter
FICO's gross profit is up by 15% year-on-year and by 3.9% since the previous quarter
FICO's revenue is up by 14% YoY and by 3.4% from the previous quarter

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
FICO P/E details
P/E
82.86
P/B
N/A
P/S
25.2
EV/EBIT
60.93
EV/EBITDA
58.92
EV/Sales
26.51
The stock's P/E is 64% above its 5-year quarterly average of 50.6
The company's EPS rose by 22% YoY and by 7% QoQ
FICO's equity has shrunk by 57% YoY and by 18% QoQ
The stock's P/S is 88% above its 5-year quarterly average of 13.4 and 4.1% above its last 4 quarters average of 24.2
FICO's revenue is up by 14% YoY and by 3.4% from the previous quarter

Efficiency

How efficient is Fair Isaac business performance
The ROA has grown by 10% YoY and by 4.3% from the previous quarter
The ROIC has contracted by 4% YoY and by 3.3% from the previous quarter

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did Fair Isaac financials performed over time
The total assets is 40% smaller than the total liabilities
FICO's current ratio is up by 37% year-on-year and by 11% since the previous quarter
The quick ratio has increased by 33% year-on-year and by 7% since the previous quarter
FICO's equity has shrunk by 57% YoY and by 18% QoQ
FICO's debt is up by 24% YoY and by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.