FICO Fair Isaac Corp

Price (delayed)

$526.05

Market cap

$15.14B

P/E Ratio

54.97

Dividend/share

N/A

EPS

$9.57

Enterprise value

$15.96B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The net income is up by 20% year-on-year and by 3.9% since the previous quarter
The company's EPS rose by 20% YoY and by 3.9% QoQ
FICO's equity is down by 31% QoQ but it is up by 4.3% YoY
The quick ratio has declined by 21% since the previous quarter but it has increased by 6% year-on-year
The stock's P/E is 25% above its 5-year quarterly average of 43.9 and 4.3% above its last 4 quarters average of 52.7
FICO's debt is up by 9% QoQ

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
28.78M
Market cap
$15.14B
Enterprise value
$15.96B
Valuations
Price to earnings (P/E)
54.97
Price to book (P/B)
68.87
Price to sales (P/S)
11.49
EV/EBIT
42.78
EV/EBITDA
38.04
EV/Sales
11.99
Earnings
Revenue
$1.33B
EBIT
$373.16M
EBITDA
$419.71M
Free cash flow
$461.48M
Per share
EPS
$9.57
Free cash flow per share
$15.87
Book value per share
$7.64
Revenue per share
$45.79
TBVPS
$26.92
Balance sheet
Total assets
$1.58B
Total liabilities
$1.36B
Debt
$1.02B
Equity
$223.3M
Working capital
$51.26M
Liquidity
Debt to equity
4.59
Current ratio
1.1
Quick ratio
0.92
Net debt/EBITDA
1.97
Margins
EBITDA margin
31.5%
Gross margin
73%
Net margin
20.9%
Operating margin
27.4%
Efficiency
Return on assets
17.6%
Return on equity
98.9%
Return on invested capital
32.8%
Return on capital employed
34.6%
Return on sales
28%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
0.41%
1 week
-2.57%
1 month
3.59%
1 year
19.78%
YTD
2.94%
QTD
4.65%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.33B
Gross profit
$971.76M
Operating income
$364.28M
Net income
$278.37M
Gross margin
73%
Net margin
20.9%
The operating income has grown by 28% YoY and by 8% from the previous quarter
The net income is up by 20% year-on-year and by 3.9% since the previous quarter
The operating margin has grown by 19% YoY and by 6% from the previous quarter
FICO's gross profit is up by 11% year-on-year and by 2.4% since the previous quarter

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
P/E
54.97
P/B
68.87
P/S
11.49
EV/EBIT
42.78
EV/EBITDA
38.04
EV/Sales
11.99
The stock's P/E is 25% above its 5-year quarterly average of 43.9 and 4.3% above its last 4 quarters average of 52.7
The company's EPS rose by 20% YoY and by 3.9% QoQ
FICO's P/B is 152% above its 5-year quarterly average of 27.3 and 41% above its last 4 quarters average of 49.0
FICO's equity is down by 31% QoQ but it is up by 4.3% YoY
The stock's P/S is 67% above its 5-year quarterly average of 6.9 and 10% above its last 4 quarters average of 10.4
FICO's revenue is up by 9% YoY

Efficiency

How efficient is Fair Isaac business performance
The company's return on sales rose by 21% YoY and by 6% QoQ
The ROIC has grown by 16% YoY and by 10% from the previous quarter
The ROA has grown by 12% YoY and by 3.5% from the previous quarter
FICO's return on equity is up by 8% year-on-year and by 3% since the previous quarter

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 16% greater than the total liabilities
The quick ratio has declined by 21% since the previous quarter but it has increased by 6% year-on-year
FICO's current ratio is down by 15% since the previous quarter but it is up by 9% year-on-year
Fair Isaac's debt to equity has surged by 58% QoQ but it has decreased by 4.2% YoY
FICO's equity is down by 31% QoQ but it is up by 4.3% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.