FICO Fair Isaac Corp

Price (delayed)

$421.79

Market cap

$10.94B

P/E Ratio

27.28

Dividend/share

N/A

EPS

$15.46

Enterprise value

$12.61B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The company's EPS has surged by 62% YoY and by 12% QoQ
The net income has soared by 53% year-on-year and by 9% since the previous quarter
The quick ratio has increased by 27% year-on-year but it has declined by 11% since the previous quarter
FICO's debt has soared by 80% YoY and by 9% QoQ
FICO's equity is down by 23% QoQ

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
25.93M
Market cap
$10.94B
Enterprise value
$12.61B
Valuations
Price to earnings (P/E)
27.28
Price to book (P/B)
N/A
Price to sales (P/S)
8.15
EV/EBIT
21.71
EV/EBITDA
20.35
EV/Sales
9.32
Earnings
Revenue
$1.35B
EBIT
$580.58M
EBITDA
$619.39M
Free cash flow
$433.19M
Per share
EPS
$15.46
Free cash flow per share
$16.57
Book value per share
-$25.24
Revenue per share
$51.72
TBVPS
$26.76
Balance sheet
Total assets
$1.49B
Total liabilities
$2.15B
Debt
$1.84B
Equity
-$663.42M
Working capital
$99.45M
Liquidity
Debt to equity
-2.78
Current ratio
1.26
Quick ratio
1.17
Net debt/EBITDA
2.69
Margins
EBITDA margin
45.8%
Gross margin
78.1%
Net margin
31.5%
Operating margin
42.7%
Efficiency
Return on assets
27.9%
Return on equity
N/A
Return on invested capital
36.8%
Return on capital employed
52.6%
Return on sales
42.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
0.67%
1 week
5.21%
1 month
-0.02%
1 year
-19.1%
YTD
-2.74%
QTD
5.21%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.35B
Gross profit
$1.06B
Operating income
$577.21M
Net income
$426.26M
Gross margin
78.1%
Net margin
31.5%
The operating income has soared by 58% YoY and by 10% from the previous quarter
The operating margin has soared by 56% YoY and by 8% from the previous quarter
The net income has soared by 53% year-on-year and by 9% since the previous quarter
FICO's net margin has soared by 51% YoY and by 7% QoQ

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
P/E
27.28
P/B
N/A
P/S
8.15
EV/EBIT
21.71
EV/EBITDA
20.35
EV/Sales
9.32
The company's EPS has surged by 62% YoY and by 12% QoQ
The stock's P/E is 38% below its 5-year quarterly average of 43.9 and 17% below its last 4 quarters average of 32.6
FICO's equity is down by 23% QoQ
The stock's P/S is 13% below its last 4 quarters average of 9.3 but 2.5% above its 5-year quarterly average of 7.9

Efficiency

How efficient is Fair Isaac business performance
The ROA has soared by 59% YoY and by 11% from the previous quarter
The company's return on sales has surged by 53% YoY and by 7% QoQ
The ROIC has grown by 12% YoY but it has contracted by 6% from the previous quarter

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 31% smaller than the total liabilities
The total liabilities has soared by 59% YoY and by 7% from the previous quarter
The quick ratio has increased by 27% year-on-year but it has declined by 11% since the previous quarter
Fair Isaac's debt to equity has shrunk by 161% YoY but it has increased by 11% QoQ
FICO's debt has soared by 80% YoY and by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.