FICO Fair Isaac Corp
- Stocks
- Technology
- NYSE: FICO
Price (delayed)
$1,320.88
Market cap
$31.71B
P/E Ratio
50.88
Dividend/share
N/A
EPS
$25.96
Enterprise value
$34.32B
FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl
Highlights
The stock's P/E is 39% below its last 4 quarters average of 83.0 and 4.9% below its 5-year quarterly average of 53.5
The company's EPS rose by 34% YoY and by 10% QoQ
FICO's equity has shrunk by 69% YoY and by 24% QoQ
The quick ratio has dropped by 55% since the previous quarter and by 53% year-on-year
Key stats
What are the main financial stats of FICO
Market
Valuations
Earnings
Shares outstanding
24M
Market cap
$31.71B
Enterprise value
$34.32B
Price to earnings (P/E)
50.88
Price to book (P/B)
N/A
Price to sales (P/S)
16.63
EV/EBIT
38.4
EV/EBITDA
37.35
EV/Sales
17.79
Revenue
$1.93B
Gross profit
$1.58B
Operating income
$884.87M
Net income
$632.62M
EBIT
$893.8M
EBITDA
$918.71M
Free cash flow
$747.91M
Per share
Balance sheet
Liquidity
EPS
$25.96
EPS diluted
$25.57
Free cash flow per share
$30.8
Book value per share
-$57.41
Revenue per share
$79.43
TBVPS
$44.33
Total assets
$1.86B
Total liabilities
$3.26B
Debt
$2.8B
Equity
-$1.4B
Working capital
-$60.76M
Debt to equity
-2
Current ratio
0.92
Quick ratio
0.83
Net debt/EBITDA
2.84
Margins
Efficiency
Dividend
EBITDA margin
47.6%
Gross margin
81.7%
Net margin
32.8%
Operating margin
45.9%
Return on assets
35.5%
Return on equity
N/A
Return on invested capital
31%
Return on capital employed
81.9%
Return on sales
46.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
FICO stock price
How has the Fair Isaac stock price performed over time
Intraday
-0.96%
1 week
-4.36%
1 month
-22.45%
1 year
-23.08%
YTD
-33.66%
QTD
-27.74%
Financial performance
How have Fair Isaac's revenue and profit performed over time
Revenue
$1.93B
Gross profit
$1.58B
Operating income
$884.87M
Net income
$632.62M
Gross margin
81.7%
Net margin
32.8%
The net income is up by 32% year-on-year and by 10% since the previous quarter
The operating income has grown by 26% YoY and by 9% from the previous quarter
FICO's gross profit is up by 20% year-on-year and by 6% since the previous quarter
FICO's revenue is up by 17% YoY and by 4.8% from the previous quarter
Price vs fundamentals
How does FICO's price correlate with its fundamentals
Growth
What is Fair Isaac's growth rate over time
Valuation
What is Fair Isaac stock price valuation
P/E
50.88
P/B
N/A
P/S
16.63
EV/EBIT
38.4
EV/EBITDA
37.35
EV/Sales
17.79
The stock's P/E is 39% below its last 4 quarters average of 83.0 and 4.9% below its 5-year quarterly average of 53.5
The company's EPS rose by 34% YoY and by 10% QoQ
FICO's equity has shrunk by 69% YoY and by 24% QoQ
The stock's P/S is 35% below its last 4 quarters average of 25.7 but 12% above its 5-year quarterly average of 14.9
FICO's revenue is up by 17% YoY and by 4.8% from the previous quarter
Efficiency
How efficient is Fair Isaac business performance
The ROA has grown by 22% YoY and by 7% from the previous quarter
The company's return on sales rose by 7% YoY and by 4% QoQ
The ROIC has grown by 6% from the previous quarter and by 3.3% YoY
Dividends
What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Fair Isaac financials performed over time
The total assets is 43% smaller than the total liabilities
FICO's current ratio has dropped by 56% since the previous quarter and by 51% year-on-year
The quick ratio has dropped by 55% since the previous quarter and by 53% year-on-year
FICO's equity has shrunk by 69% YoY and by 24% QoQ
FICO's debt is up by 31% YoY and by 10% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.