FICO Fair Isaac Corp

Price (delayed)

$409.8

Market cap

$11.63B

P/E Ratio

32.45

Dividend/share

N/A

EPS

$12.63

Enterprise value

$12.51B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The company's EPS has surged by 58% YoY and by 32% QoQ
The net income has soared by 58% year-on-year and by 31% since the previous quarter
FICO's equity is down by 50% YoY and by 44% QoQ
FICO's debt is up by 11% YoY and by 9% QoQ

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
28.39M
Market cap
$11.63B
Enterprise value
$12.51B
Valuations
Price to earnings (P/E)
32.45
Price to book (P/B)
94.46
Price to sales (P/S)
8.67
EV/EBIT
25.86
EV/EBITDA
23.71
EV/Sales
9.22
Earnings
Revenue
$1.36B
EBIT
$483.64M
EBITDA
$527.63M
Free cash flow
$461.54M
Per share
EPS
$12.63
Free cash flow per share
$16.09
Book value per share
$4.34
Revenue per share
$47.28
TBVPS
$27.58
Balance sheet
Total assets
$1.59B
Total liabilities
$1.46B
Debt
$1.11B
Equity
$124.84M
Working capital
$12.11M
Liquidity
Debt to equity
8.92
Current ratio
1.02
Quick ratio
0.95
Net debt/EBITDA
1.66
Margins
EBITDA margin
38.9%
Gross margin
73.9%
Net margin
26.9%
Operating margin
35.1%
Efficiency
Return on assets
23%
Return on equity
145.7%
Return on invested capital
42.9%
Return on capital employed
46.3%
Return on sales
35.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
0.38%
1 week
2.2%
1 month
-6.97%
1 year
-6.23%
YTD
-19.81%
QTD
2.98%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.36B
Gross profit
$1B
Operating income
$475.79M
Net income
$365.49M
Gross margin
73.9%
Net margin
26.9%
The operating income has soared by 69% YoY and by 31% from the previous quarter
The net income has soared by 58% year-on-year and by 31% since the previous quarter
The operating margin has soared by 53% YoY and by 28% from the previous quarter
FICO's net margin is up by 42% YoY and by 29% QoQ

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
P/E
32.45
P/B
94.46
P/S
8.67
EV/EBIT
25.86
EV/EBITDA
23.71
EV/Sales
9.22
The company's EPS has surged by 58% YoY and by 32% QoQ
The stock's P/E is 35% below its last 4 quarters average of 49.6 and 27% below its 5-year quarterly average of 44.2
FICO's P/B is 187% above its 5-year quarterly average of 32.9 and 44% above its last 4 quarters average of 65.7
FICO's equity is down by 50% YoY and by 44% QoQ
The stock's P/S is 20% above its 5-year quarterly average of 7.2 but 17% below its last 4 quarters average of 10.5
FICO's revenue is up by 11% YoY

Efficiency

How efficient is Fair Isaac business performance
The ROIC has soared by 64% YoY and by 31% from the previous quarter
FICO's return on equity has surged by 56% year-on-year and by 47% since the previous quarter
The company's return on sales has surged by 55% YoY and by 28% QoQ
The ROA has soared by 51% YoY and by 31% from the previous quarter

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 9% greater than the total liabilities
The total liabilities has grown by 11% YoY and by 8% from the previous quarter
FICO's current ratio is down by 7% since the previous quarter and by 2.9% year-on-year
Fair Isaac's debt to equity has surged by 120% YoY and by 94% QoQ
FICO's equity is down by 50% YoY and by 44% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.