FICO Fair Isaac Corp
Price (delayed)
$1,776.49
Market cap
$43.56B
P/E Ratio
91.95
Dividend/share
N/A
EPS
$19.32
Enterprise value
$45.54B
FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl
Highlights
The company's EPS rose by 16% YoY
The net income is up by 14% year-on-year
The quick ratio has increased by 27% year-on-year but it has declined by 8% since the previous quarter
The stock's P/E is 99% above its 5-year quarterly average of 46.3 and 43% above its last 4 quarters average of 64.1
FICO's equity is down by 18% YoY and by 13% QoQ
Key stats
What are the main financial stats of FICO
Market
Valuations
Earnings
Shares outstanding
24.52M
Market cap
$43.56B
Enterprise value
$45.54B
Price to earnings (P/E)
91.95
Price to book (P/B)
N/A
Price to sales (P/S)
26.48
EV/EBIT
63.91
EV/EBITDA
61.65
EV/Sales
27.54
Revenue
$1.65B
EBIT
$712.53M
EBITDA
$738.72M
Free cash flow
$551.04M
Per share
Balance sheet
Liquidity
EPS
$19.32
Free cash flow per share
$22.36
Book value per share
-$33.56
Revenue per share
$67.09
TBVPS
$37.82
Total assets
$1.71B
Total liabilities
$2.54B
Debt
$2.14B
Equity
-$829.31M
Working capital
$293.92M
Debt to equity
-2.58
Current ratio
1.87
Quick ratio
1.76
Net debt/EBITDA
2.68
Margins
Efficiency
Dividend
EBITDA margin
44.7%
Gross margin
79.3%
Net margin
28.9%
Operating margin
42.5%
Return on assets
29.1%
Return on equity
N/A
Return on invested capital
30%
Return on capital employed
51.9%
Return on sales
43.1%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
FICO stock price
How has the Fair Isaac stock price performed over time
Intraday
2.45%
1 week
2.67%
1 month
1.38%
1 year
97.45%
YTD
52.62%
QTD
19.33%
Financial performance
How have Fair Isaac's revenue and profit performed over time
Revenue
$1.65B
Gross profit
$1.31B
Operating income
$702.15M
Net income
$478.54M
Gross margin
79.3%
Net margin
28.9%
The operating income has grown by 15% YoY
The net income is up by 14% year-on-year
FICO's gross profit is up by 13% year-on-year and by 2.6% since the previous quarter
FICO's revenue is up by 12% YoY and by 3.1% from the previous quarter
Growth
What is Fair Isaac's growth rate over time
Valuation
What is Fair Isaac stock price valuation
P/E
91.95
P/B
N/A
P/S
26.48
EV/EBIT
63.91
EV/EBITDA
61.65
EV/Sales
27.54
The stock's P/E is 99% above its 5-year quarterly average of 46.3 and 43% above its last 4 quarters average of 64.1
The company's EPS rose by 16% YoY
FICO's equity is down by 18% YoY and by 13% QoQ
The stock's P/S is 130% above its 5-year quarterly average of 11.5 and 42% above its last 4 quarters average of 18.6
FICO's revenue is up by 12% YoY and by 3.1% from the previous quarter
Efficiency
How efficient is Fair Isaac business performance
The ROIC has grown by 4.5% YoY but it has contracted by 2.3% from the previous quarter
The ROA has grown by 3.9% YoY but it has contracted by 2.3% from the previous quarter
The company's return on sales rose by 2.6% YoY
Dividends
What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Fair Isaac financials performed over time
The total assets is 33% smaller than the total liabilities
FICO's current ratio is up by 28% year-on-year but it is down by 8% since the previous quarter
The quick ratio has increased by 27% year-on-year but it has declined by 8% since the previous quarter
FICO's equity is down by 18% YoY and by 13% QoQ
FICO's debt is up by 9% YoY and by 3.6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.