FICO Fair Isaac Corp

Price (delayed)

$1,384.64

Market cap

$34.22B

P/E Ratio

71.52

Dividend/share

N/A

EPS

$19.36

Enterprise value

$36.14B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The quick ratio has surged by 57% since the previous quarter and by 50% year-on-year
The company's EPS rose by 28% YoY and by 7% QoQ
The stock's P/E is 59% above its 5-year quarterly average of 45.1 and 26% above its last 4 quarters average of 56.9
FICO's debt is up by 6% YoY and by 4.6% QoQ

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
24.71M
Market cap
$34.22B
Enterprise value
$36.14B
Valuations
Price to book (P/B)
N/A
Price to sales (P/S)
21.42
EV/EBIT
51.58
EV/EBITDA
49.71
EV/Sales
22.53
Earnings
Revenue
$1.6B
EBIT
$700.68M
EBITDA
$727.07M
Free cash flow
$467.18M
Per share
EPS
$19.36
Free cash flow per share
$18.82
Book value per share
-$29.6
Revenue per share
$64.64
TBVPS
$37.33
Balance sheet
Total assets
$1.7B
Total liabilities
$2.44B
Debt
$2.06B
Equity
-$735.66M
Working capital
$326.35M
Liquidity
Debt to equity
-2.81
Current ratio
2.04
Quick ratio
1.92
Net debt/EBITDA
2.65
Margins
EBITDA margin
45.3%
Gross margin
79.7%
Net margin
30%
Operating margin
42.9%
Efficiency
Return on assets
29.8%
Return on equity
N/A
Return on invested capital
30.7%
Return on capital employed
50.5%
Return on sales
43.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
2.32%
1 week
-1.89%
1 month
16.06%
1 year
80.95%
YTD
18.95%
QTD
10.81%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.6B
Gross profit
$1.28B
Operating income
$688.93M
Net income
$481.05M
Gross margin
79.7%
Net margin
30%
The net income is up by 25% year-on-year and by 6% since the previous quarter
The operating income has grown by 20% YoY and by 5% from the previous quarter
FICO's gross profit is up by 16% year-on-year and by 3.8% since the previous quarter
FICO's revenue is up by 13% YoY and by 3.5% from the previous quarter

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
P/E
71.52
P/B
N/A
P/S
21.42
EV/EBIT
51.58
EV/EBITDA
49.71
EV/Sales
22.53
The stock's P/E is 59% above its 5-year quarterly average of 45.1 and 26% above its last 4 quarters average of 56.9
The company's EPS rose by 28% YoY and by 7% QoQ
FICO's equity is up by 4.6% YoY
The stock's P/S is 98% above its 5-year quarterly average of 10.8 and 30% above its last 4 quarters average of 16.5
FICO's revenue is up by 13% YoY and by 3.5% from the previous quarter

Efficiency

How efficient is Fair Isaac business performance
The ROIC has grown by 14% YoY
The ROA has grown by 14% YoY and by 2.8% from the previous quarter
The company's return on sales rose by 8% YoY and by 2.1% QoQ

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 30% smaller than the total liabilities
The quick ratio has surged by 57% since the previous quarter and by 50% year-on-year
FICO's current ratio has surged by 56% since the previous quarter and by 46% year-on-year
Fair Isaac's debt to equity has decreased by 11% YoY and by 3.3% QoQ
FICO's debt is up by 6% YoY and by 4.6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.