- Stocks
- Technology
- NYSE: FICO

Price (delayed)

$526.05

Market cap

$15.14B

P/E Ratio

54.97

Dividend/share

N/A

EPS

$9.57

Enterprise value

$15.96B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl

The net income is up by 20% year-on-year and by 3.9% since the previous quarter

The company's EPS rose by 20% YoY and by 3.9% QoQ

FICO's equity is down by 31% QoQ but it is up by 4.3% YoY

The quick ratio has declined by 21% since the previous quarter but it has increased by 6% year-on-year

The stock's P/E is 25% above its 5-year quarterly average of 43.9 and 4.3% above its last 4 quarters average of 52.7

FICO's debt is up by 9% QoQ

What are the main financial stats of FICO

Market
Valuations
Earnings

Shares outstanding

28.78M

Market cap

$15.14B

Enterprise value

$15.96B

Price to earnings (P/E)

54.97

Price to book (P/B)

68.87

Price to sales (P/S)

11.49

EV/EBIT

42.78

EV/EBITDA

38.04

EV/Sales

11.99

Revenue

$1.33B

EBIT

$373.16M

EBITDA

$419.71M

Free cash flow

$461.48M

Per share
Balance sheet
Liquidity

EPS

$9.57

Free cash flow per share

$15.87

Book value per share

$7.64

Revenue per share

$45.79

TBVPS

$26.92

Total assets

$1.58B

Total liabilities

$1.36B

Debt

$1.02B

Equity

$223.3M

Working capital

$51.26M

Debt to equity

4.59

Current ratio

1.1

Quick ratio

0.92

Net debt/EBITDA

1.97

Margins
Efficiency
Dividend

EBITDA margin

31.5%

Gross margin

73%

Net margin

20.9%

Operating margin

27.4%

Return on assets

17.6%

Return on equity

98.9%

Return on invested capital

32.8%

Return on capital employed

34.6%

Return on sales

28%

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

How has the Fair Isaac stock price performed over time

Intraday

0.41%

1 week

-2.57%

1 month

3.59%

1 year

19.78%

YTD

2.94%

QTD

4.65%

How have Fair Isaac's revenue and profit performed over time

Revenue

$1.33B

Gross profit

$971.76M

Operating income

$364.28M

Net income

$278.37M

Gross margin

73%

Net margin

20.9%

The operating income has grown by 28% YoY and by 8% from the previous quarter

The net income is up by 20% year-on-year and by 3.9% since the previous quarter

The operating margin has grown by 19% YoY and by 6% from the previous quarter

FICO's gross profit is up by 11% year-on-year and by 2.4% since the previous quarter

What is Fair Isaac's growth rate over time

What is Fair Isaac stock price valuation

P/E

54.97

P/B

68.87

P/S

11.49

EV/EBIT

42.78

EV/EBITDA

38.04

EV/Sales

11.99

The stock's P/E is 25% above its 5-year quarterly average of 43.9 and 4.3% above its last 4 quarters average of 52.7

The company's EPS rose by 20% YoY and by 3.9% QoQ

FICO's P/B is 152% above its 5-year quarterly average of 27.3 and 41% above its last 4 quarters average of 49.0

FICO's equity is down by 31% QoQ but it is up by 4.3% YoY

The stock's P/S is 67% above its 5-year quarterly average of 6.9 and 10% above its last 4 quarters average of 10.4

FICO's revenue is up by 9% YoY

How efficient is Fair Isaac business performance

The company's return on sales rose by 21% YoY and by 6% QoQ

The ROIC has grown by 16% YoY and by 10% from the previous quarter

The ROA has grown by 12% YoY and by 3.5% from the previous quarter

FICO's return on equity is up by 8% year-on-year and by 3% since the previous quarter

What is FICO's dividend history

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

Recent dividends

How did Fair Isaac financials performed over time

The total assets is 16% greater than the total liabilities

The quick ratio has declined by 21% since the previous quarter but it has increased by 6% year-on-year

FICO's current ratio is down by 15% since the previous quarter but it is up by 9% year-on-year

Fair Isaac's debt to equity has surged by 58% QoQ but it has decreased by 4.2% YoY

FICO's equity is down by 31% QoQ but it is up by 4.3% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.