FICO Fair Isaac Corp

  1. Stocks
  2. Technology
  3. NYSE: FICO

Price (delayed)

$1,133.22

Market cap

$28.16B

P/E Ratio

62.37

Dividend/share

N/A

EPS

$18.17

Enterprise value

$29.98B

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights
The company's EPS rose by 20% YoY and by 6% QoQ
The net income is up by 17% year-on-year and by 5% since the previous quarter
FICO's equity is up by 10% YoY but it is down by 5% QoQ
The stock's P/E is 45% above its 5-year quarterly average of 44.1 and 22% above its last 4 quarters average of 52.3
The quick ratio has declined by 15% since the previous quarter and by 3.2% year-on-year
Sector: Technology
Industry: Software - Application
Website: http://www.fico.com/
Peers: PEGA ACIW EFX IBM

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
24.85M
Market cap
$28.16B
Enterprise value
$29.98B
Valuations
Price to earnings (P/E)
62.37
Price to book (P/B)
N/A
Price to sales (P/S)
18.1
EV/EBIT
45.2
EV/EBITDA
43.39
EV/Sales
19.33
Earnings
Revenue
$1.55B
EBIT
$663.22M
EBITDA
$690.83M
Free cash flow
$493.85M
Per share
EPS
$18.17
Free cash flow per share
$19.94
Book value per share
-$29.37
Revenue per share
$62.62
TBVPS
$32.94
Balance sheet
Total assets
$1.59B
Total liabilities
$2.32B
Debt
$1.97B
Equity
-$725.77M
Working capital
$132.15M
Liquidity
Debt to equity
-2.72
Current ratio
1.31
Quick ratio
1.22
Net debt/EBITDA
2.62
Margins
EBITDA margin
44.5%
Gross margin
79.5%
Net margin
29.2%
Operating margin
42.2%
Efficiency
Return on assets
29%
Return on equity
N/A
Return on invested capital
30.3%
Return on capital employed
57.2%
Return on sales
42.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
-2.5%
1 week
-3.61%
1 month
-8.29%
1 year
62.98%
YTD
-2.65%
QTD
-9.31%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.55B
Gross profit
$1.23B
Operating income
$653.85M
Net income
$452.8M
Gross margin
79.5%
Net margin
29.2%
The net income is up by 17% year-on-year and by 5% since the previous quarter
The operating income has grown by 15% YoY
FICO's gross profit is up by 13% year-on-year and by 2.5% since the previous quarter
FICO's revenue is up by 11% YoY and by 2.5% from the previous quarter

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
FICO P/E details
P/E
62.37
P/B
N/A
P/S
18.1
EV/EBIT
45.2
EV/EBITDA
43.39
EV/Sales
19.33
The stock's P/E is 45% above its 5-year quarterly average of 44.1 and 22% above its last 4 quarters average of 52.3
The company's EPS rose by 20% YoY and by 6% QoQ
FICO's equity is up by 10% YoY but it is down by 5% QoQ
The stock's P/S is 80% above its 5-year quarterly average of 10.3 and 25% above its last 4 quarters average of 14.8
FICO's revenue is up by 11% YoY and by 2.5% from the previous quarter

Efficiency

How efficient is Fair Isaac business performance
The ROIC has grown by 13% YoY
The ROA has grown by 10% YoY and by 3.2% from the previous quarter
The company's return on sales rose by 6% YoY

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 31% smaller than the total liabilities
The quick ratio has declined by 15% since the previous quarter and by 3.2% year-on-year
FICO's current ratio is down by 13% since the previous quarter and by 3.7% year-on-year
Fair Isaac's debt to equity has decreased by 12% YoY
FICO's equity is up by 10% YoY but it is down by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.