FICO Fair Isaac Corp

Price (delayed)

$455.13

Market cap

$13.31B

P/E Ratio

49.42

Dividend/share

N/A

EPS

$9.21

Enterprise value

$14.1B

Sector: Technology
Industry: Software - Application

FICO , originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services. It was founded by Bill Fair and Earl ...

Highlights

The net income is up by 29% year-on-year and by 13% since the previous quarter
The company's EPS rose by 29% YoY and by 13% QoQ
FICO's equity is up by 35% YoY but it is down by 2.1% QoQ
The quick ratio has increased by 30% year-on-year but it has declined by 2.5% since the previous quarter
The stock's P/E is 16% above its 5-year quarterly average of 42.5

Key stats

What are the main financial stats of FICO
Market
Shares outstanding
29.24M
Market cap
$13.31B
Enterprise value
$14.1B
Valuations
Price to earnings (P/E)
49.42
Price to book (P/B)
40.86
Price to sales (P/S)
10.13
EV/EBIT
40.86
EV/EBITDA
35.78
EV/Sales
10.78
Earnings
Revenue
$1.31B
EBIT
$345.12M
EBITDA
$394.17M
Free cash flow
$363.96M
Per share
EPS
$9.21
Free cash flow per share
$12.5
Book value per share
$11.14
Revenue per share
$44.92
TBVPS
$25.77
Balance sheet
Total assets
$1.58B
Total liabilities
$1.25B
Debt
$940.65M
Equity
$324.12M
Working capital
$117.4M
Liquidity
Debt to equity
2.9
Current ratio
1.3
Quick ratio
1.16
Net debt/EBITDA
2.02
Margins
EBITDA margin
30.1%
Gross margin
72.5%
Net margin
20.5%
Operating margin
25.9%
Efficiency
Return on assets
17%
Return on equity
96%
Return on invested capital
29.9%
Return on capital employed
29.1%
Return on sales
26.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

FICO stock price

How has the Fair Isaac stock price performed over time
Intraday
-2.41%
1 week
-2.14%
1 month
-1.83%
1 year
22.15%
YTD
-10.94%
QTD
-10.94%

Financial performance

How have Fair Isaac's revenue and profit performed over time
Revenue
$1.31B
Gross profit
$948.56M
Operating income
$338.81M
Net income
$267.98M
Gross margin
72.5%
Net margin
20.5%
The operating income has grown by 32% YoY and by 14% from the previous quarter
The net income is up by 29% year-on-year and by 13% since the previous quarter
The operating margin has grown by 21% YoY and by 13% from the previous quarter
FICO's net margin is up by 18% YoY and by 12% QoQ

Growth

What is Fair Isaac's growth rate over time

Valuation

What is Fair Isaac stock price valuation
P/E
49.42
P/B
40.86
P/S
10.13
EV/EBIT
40.86
EV/EBITDA
35.78
EV/Sales
10.78
The company's EPS rose by 29% YoY and by 13% QoQ
The stock's P/E is 16% above its 5-year quarterly average of 42.5
FICO's P/B is 74% above its 5-year quarterly average of 23.5 but 6% below its last 4 quarters average of 43.5
FICO's equity is up by 35% YoY but it is down by 2.1% QoQ
The stock's P/S is 58% above its 5-year quarterly average of 6.4 and 7% above its last 4 quarters average of 9.5
FICO's revenue is up by 9% YoY

Efficiency

How efficient is Fair Isaac business performance
FICO's return on equity is up by 21% year-on-year and by 4.9% since the previous quarter
The company's return on sales rose by 21% YoY and by 14% QoQ
The ROA has grown by 16% YoY and by 13% from the previous quarter
The ROIC has grown by 15% from the previous quarter and by 6% YoY

Dividends

What is FICO's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Fair Isaac financials performed over time
The total assets is 26% greater than the total liabilities
The quick ratio has increased by 30% year-on-year but it has declined by 2.5% since the previous quarter
FICO's debt is 190% higher than its equity
FICO's equity is up by 35% YoY but it is down by 2.1% QoQ
Fair Isaac's debt to equity has decreased by 30% YoY but it has increased by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.