FICO Fair Isaac margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 74

Gross margin

85.1%

Operating margin

51.7%

EBITDA margin

53.3%

Net margin

34.1%

Based on the latest figures, Fair Isaac reports a gross margin of 85.1%, an operating margin of 51.7%, an EBITDA margin of 53.3%, and a net margin of 34.1%. The company's available margins all improved, with operating margin showing the strongest expansion of 5.8 percentage points.

FICO margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, Fair Isaac recorded average margins of 81.39% gross, 45.4% operating, 47.34% EBITDA, and 31.39% net. Compared with their three-year averages, all four current margins are higher.

FICO margin expansion

Year-over-year margin changes in percentage points

Year over year, gross, operating, EBITDA, and net margins all increased, with operating margin showing the largest gain at 5.8 percentage points.

Gross margin expansion

3.4pp

Operating margin expansion

5.8pp

EBITDA margin expansion

5.7pp

Net margin expansion

1.3pp

FICO Gross margin

Over the last 3 years, the average gross margin for Fair Isaac was 81.39%. The current gross margin stands at 85.1%, 3.7 percentage points above its three-year average. Fair Isaac's gross margin ranged from a low of 79.3% in Jun 2024 to a high of 85.1% in Jun 2026.

FICO Operating margin

Over the last 3 years, Fair Isaac's operating margin averaged 45.4%. The current operating margin of 51.7% is 6.3 percentage points above its three-year average. During this period, operating margin reached a high of 51.7% in Jun 2026 and a low of 42.2% in Dec 2023.

FICO EBITDA margin

The average EBITDA margin for Fair Isaac was 47.34% in the last 3 years. Currently, Fair Isaac's current EBITDA margin is 53.3%, which is 6 percentage points above its three-year average. The EBITDA margin for Fair Isaac moved between 44.5% in Dec 2023 and 53.3% in Jun 2026.

FICO Net margin

Fair Isaac recorded an average net margin of 31.39% across the last 3 years. As of the latest period, Fair Isaac's current net margin is 34.1%, which is 2.7 percentage points above its three-year average. During this period, net margin reached a high of 34.1% in Jun 2026 and a low of 28.9% in Jun 2024.

FICO margin group comparison

Margins compared with peer-group, industry and sector averages

Fair Isaac's gross margin of 85.1% is higher than the Technology sector, the industry and its peers average. Looking at the Technology sector average of 52.1%, Fair Isaac's gross margin is 63% higher.

FICO margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Fair Isaac's gross margin?

For the period ending Jun 30, 2026, FICO recorded a gross margin of 85.1%.

What is Fair Isaac's operating margin?

The current operating margin for FICO is 51.7% as of Jun 30, 2026.

What is Fair Isaac's EBITDA margin?

The current EBITDA margin for FICO is 53.3% as of Jun 30, 2026.

What is Fair Isaac's net margin?

As of Jun 30, 2026, FICO has a net margin of 34.1%.

What are the average margins of FICO?

Over the last 3 years, Fair Isaac's margins averaged 81.4% gross, 45.4% operating, 47.3% EBITDA, and 31.4% net.

What are the highest historical margins of FICO?

Over the last 5 years, Fair Isaac's highest margins were 85.1% gross in Jun 2026, 51.7% operating in Jun 2026, 53.3% EBITDA in Jun 2026, and 34.1% net in Jun 2026.

What are the lowest historical margins of FICO?

Within the 5-year period, FICO recorded its lowest margins at 76.5% gross in Dec 2021, 38.4% operating in Jun 2022, 41.1% EBITDA in Jun 2022, and 26.9% net in Mar 2023.