ENVA
Enova International
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: ENVA
- PEG Ratio
Based on the latest data from Aug 14, 2026, ENVA's PEG ratio sits at 0.42. This metric combines a PE of 18.59 with an earnings growth rate of 44.1%. Relative to the 0.24 average from the past 4 quarters, the PEG ratio has surged by 77%.
ENVA PEG ratio history
Looking at the past ten years, ENVA's PEG ratio has settled around 0.67 on average. At 0.42, today's PEG ratio sits 37% lower than its historical average. Within the past ten years, the Sep 2017 quarter saw the highest PEG reading at 6.57. At 0, the Dec 2020 quarter represented the lowest PEG ratio in this timeframe.
Enova International PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.22 | 12.83 | 57.5% |
| 2024 | 0.34 | 12.32 | 36.3% |
| 2023 | N/A | 9.7 | -11.1% |
| 2022 | N/A | 5.98 | -8.9% |
| 2021 | N/A | 5.81 | -40.5% |
| 2020 | 0 | 2.09 | 987.2% |
| 2019 | N/A | 22.07 | -47.1% |
| 2018 | 0.07 | 9.45 | 136.8% |
| 2017 | N/A | 17.47 | -16.3% |
| 2016 | N/A | 12.07 | -21.8% |
| 2015 | N/A | 4.97 | -60.7% |
| 2014 | 0.15 | 6.59 | 43.2% |
| 2013 | N/A | N/A | 32.6% |
| 2012 | N/A | N/A | 58.9% |
| 2011 | N/A | N/A | N/A |
Enova International PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.38 | 16.86 | 44.1% |
| Mar 2026 | 0.22 | 10.39 | 46.9% |
| Dec 2025 | 0.22 | 12.83 | 57.5% |
| Sep 2025 | 0.13 | 10.02 | 75.7% |
| Jun 2025 | 0.19 | 11.25 | 58.6% |
| Mar 2025 | 0.2 | 10.85 | 53.4% |
| Dec 2024 | 0.34 | 12.32 | 36.3% |
| Sep 2024 | 1.97 | 12.81 | 6.5% |
| Jun 2024 | N/A | 9.96 | -2.5% |
| Mar 2024 | N/A | 10.83 | -10.4% |
| Dec 2023 | N/A | 9.7 | -11.1% |
| Sep 2023 | N/A | 8.29 | -0.5% |
| Jun 2023 | 1.08 | 8.29 | 7.7% |
| Mar 2023 | N/A | 6.87 | -0.8% |
| Dec 2022 | N/A | 5.98 | -8.9% |
ENVA average PEG ratio chart
Measured against past performance, ENVA's PEG ratio comes in under the 3, 5 and 10-year averages.
PEG comparison
With a PEG of 0.42, ENVA ranks lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 0.46, Enova International's PEG is 9% lower.
ENVA EPS growth
ENVA Price vs fair value
ENVA PEG vs peers
ENVA carries a PEG ratio higher than that of peer stocks EZPW and GOLD.
Frequently asked questions
What is Enova International's PEG ratio?
ENVA's Aug 14, 2026 PEG ratio comes in at 0.42.
What is the 3-year average PEG ratio for Enova International (ENVA)?
ENVA's 3-year PEG ratio average comes in at 0.46.
What is the 5-year average PEG ratio for Enova International (ENVA)?
ENVA's 5-year PEG ratio average comes in at 0.47.
What is the highest PEG ratio for ENVA?
In the last ten years, ENVA's peak PEG ratio of 6.57 occurred in the Sep 2017 quarter.
How does the current PEG ratio for ENVA compare to its historical average?
ENVA currently has a PEG ratio 37% below its 10-year average.
Why is Enova International's PEG ratio so low?
Rapid earnings expansion combined with a modest valuation gives ENVA a PEG ratio of 0.42.
How is ENVA's PEG ratio calculated (Enova International PEG ratio formula)?
Computing the PEG ratio involves dividing the PE ratio by the company's EPS growth rate (YoY TTM). As of Aug 14, 2026, Enova International carries a PE ratio of 18.59. Earnings grew at 44.1% over the TTM period ending Jun 2026. Applying the formula, this yields a PEG ratio of 0.42. PEG RATIO(0.42) = PE RATIO(18.59) / EPS GROWTH(44.1%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.