ENVA Enova International Earnings and EPS analysis

?
Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 92
Relative Valuation: Rel. Valuation: 80
Relative Profitability: Rel. Profitability: 87

EPS in 2026 (TTM): $13.07

Last Report Period Date: Mar 31, 2026

As of July this year, based on Enova International's current financial statements, the company's 12-month EPS is $13.07. Enova International's earnings per share in 2025 amounted to $12.25, marking an increase from $7.78 in 2024. Enova International's EPS for the quarterly period ending on Mar 31, 2026 reached $3.66.

ENVA earnings history

Historical annual and quarterly earnings per share (EPS) data for Enova International
EPS (TTM)
$13.07
EPS Growth YoY (Quarterly)
28.9%
EPS (Quarterly)
$3.66
EPS Growth (Quarterly)
15.1%

The yearly EPS for the year 2025 was $12.25, an increase of 57.5% compared to $7.78 recorded in 2024. The quarterly per-share earnings for the period ending Mar 31, 2026, was $3.66, indicating a 28.9% increase compared to the same quarter last year. ENVA's 12-month EPS is $13.07 as of March 2026. Enova International's annual EPS in 2024 was $7.78, a 36.3% rise year-over-year.

ENVA earnings chart

ENVA EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
28.9%
EPS growth YoY
57.5%
EPS growth 3Y avg
24%
EPS growth 5Y avg
0.7%

Over the past 12 months, Enova International has recorded an earnings per share growth of 28.9% (YoY, quarterly). Examining a broader timeline, the company recorded an average EPS annual growth rate of 24% per year for the last 3 years. During the last five years, the company had an average annual EPS growth of 0.7%. A ten-year view shows that ENVA has seen an average earnings per share growth of 24.9% per year.

ENVA Earnings Waterfall

Breakdown of revenue, profit and net income for Enova International

ENVA Earnings vs Peers

What are the earnings of ENVA compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
GOLD Gold.com Inc. 14.52 -75.4% -49.9% -19.6%
EZPW Ezcorp Inc 14.77 26.5% 29% N/A
ENVA Enova International Inc 17.99 57.5% 24% 0.7%

All data is based on quarterly TTM periods, unless otherwise specified.