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ENVA Enova International Inc
- Stocks
- Financial Services
- NYSE: ENVA
Price (delayed)
$93.25
Market cap
$2.37B
P/E Ratio
10.48
Dividend/share
N/A
EPS
$8.9
Enterprise value
$5.84B
Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online
Highlights
The EPS has soared by 53% year-on-year and by 14% since the previous quarter
The net income has grown by 36% YoY and by 12% from the previous quarter
ENVA's price to earnings (P/E) is 46% more than its 5-year quarterly average of 7.3 but 7% less than its last 4 quarters average of 11.5
Enova International's debt has increased by 24% YoY and by 5% QoQ
Key stats
What are the main financial stats of ENVA
Market
Valuations
Earnings
Shares outstanding
25.37M
Market cap
$2.37B
Enterprise value
$5.84B
Price to earnings (P/E)
10.48
Price to book (P/B)
2.01
Price to sales (P/S)
1.49
EV/EBIT
9.69
EV/EBITDA
9.09
EV/Sales
3.63
Revenue
$1.61B
Gross profit
$1.61B
Operating income
$625.87M
Net income
$233.97M
EBIT
$602.86M
EBITDA
$642.87M
Free cash flow
$1.54B
Per share
Balance sheet
Liquidity
EPS
$8.9
EPS diluted
$8.48
Free cash flow per share
$59.83
Book value per share
$46.39
Revenue per share
$62.7
TBVPS
$201.32
Total assets
$5.46B
Total liabilities
$4.26B
Debt
$3.79B
Equity
$1.2B
Working capital
N/A
Debt to equity
3.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.41
Margins
Efficiency
Dividend
EBITDA margin
39.9%
Gross margin
100%
Net margin
14.5%
Operating margin
38.9%
Return on assets
4.6%
Return on equity
19.8%
Return on invested capital
7.5%
Return on capital employed
N/A
Return on sales
37.5%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ENVA stock price
How has the Enova International stock price performed over time
Intraday
-1.73%
1 week
-3.41%
1 month
-6.02%
1 year
57.94%
YTD
-2.74%
QTD
-3.43%
Financial performance
How have Enova International's revenue and profit performed over time
Revenue
$1.61B
Gross profit
$1.61B
Operating income
$625.87M
Net income
$233.97M
Gross margin
100%
Net margin
14.5%
The operating income has increased by 41% year-on-year and by 7% since the previous quarter
The net income has grown by 36% YoY and by 12% from the previous quarter
ENVA's revenue is up by 25% year-on-year and by 5% since the previous quarter
Enova International's gross profit has increased by 25% YoY and by 5% QoQ
Price vs fundamentals
How does ENVA's price correlate with its fundamentals
Growth
What is Enova International's growth rate over time
Valuation
What is Enova International stock price valuation
P/E
10.48
P/B
2.01
P/S
1.49
EV/EBIT
9.69
EV/EBITDA
9.09
EV/Sales
3.63
The EPS has soared by 53% year-on-year and by 14% since the previous quarter
ENVA's price to earnings (P/E) is 46% more than its 5-year quarterly average of 7.3 but 7% less than its last 4 quarters average of 11.5
The price to book (P/B) is 58% higher than the 5-year quarterly average of 1.3 and 8% higher than the last 4 quarters average of 1.9
The company's equity rose by 4% YoY
ENVA's price to sales (P/S) is 26% more than its 5-year quarterly average of 1.2
ENVA's revenue is up by 25% year-on-year and by 5% since the previous quarter
Efficiency
How efficient is Enova International business performance
The ROE has grown by 40% YoY and by 11% from the previous quarter
The company's return on assets rose by 15% YoY and by 7% QoQ
The ROS is up by 9% year-on-year and by 2.2% since the previous quarter
The return on invested capital has increased by 9% year-on-year and by 2.7% since the previous quarter
Dividends
What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for ENVA.
Financial health
How did Enova International financials performed over time
The total assets is 28% greater than the total liabilities
ENVA's total liabilities is up by 22% year-on-year and by 4.7% since the previous quarter
The total assets rose by 18% year-on-year and by 3.6% since the previous quarter
Enova International's debt has increased by 24% YoY and by 5% QoQ
ENVA's debt to equity is up by 19% year-on-year and by 6% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.