ENVA Enova International Inc
- Stocks
- Financial Services
- NYSE: ENVA
Price (delayed)
$122.86
Market cap
$3.05B
P/E Ratio
10.69
Dividend/share
N/A
EPS
$11.49
Enterprise value
$6.83B
Relative Growth:
Rel. Growth:
99
Relative Strength:
Rel. Strength:
74
Relative Valuation:
Rel. Valuation:
95
Relative Profitability:
Rel. Profitability:
89
Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online
Highlights
The EPS has soared by 76% year-on-year and by 16% since the previous quarter
The net income has soared by 62% YoY and by 14% from the previous quarter
ENVA's price to earnings (P/E) is 51% more than its 5-year quarterly average of 7.4
Enova International's debt has increased by 25% YoY and by 3.6% QoQ
Key stats
What are the main financial stats of ENVA
Market
Valuations
Earnings
Shares outstanding
24.8M
Market cap
$3.05B
Enterprise value
$6.83B
Price to earnings (P/E)
10.69
Price to book (P/B)
2.39
Price to sales (P/S)
1.01
PEG
0.14
EV/EBIT
9.66
EV/EBITDA
9.11
EV/Sales
2.25
Revenue
$3.04B
Gross profit
$1.74B
Operating income
$707.98M
Net income
$293.1M
EBIT
$706.92M
EBITDA
$749.88M
Free cash flow
$1.71B
Per share
Balance sheet
Liquidity
EPS
$11.49
EPS diluted
$10.87
Free cash flow per share
$68.33
Book value per share
$51.32
Revenue per share
$121.89
TBVPS
$227.53
Total assets
$5.96B
Total liabilities
$4.68B
Debt
$4.14B
Equity
$1.28B
Working capital
N/A
Debt to equity
3.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.04
Margins
Efficiency
Dividend
EBITDA margin
24.7%
Gross margin
57.2%
Net margin
9.6%
Operating margin
23.3%
Return on assets
5.2%
Return on equity
23.9%
Return on invested capital
8%
Return on capital employed
N/A
Return on sales
23.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ENVA stock price
How has the Enova International stock price performed over time
Intraday
-4.02%
1 week
3.05%
1 month
11.17%
1 year
20.76%
YTD
28.14%
QTD
6.75%
Financial performance
How have Enova International's revenue and profit performed over time
Revenue
$3.04B
Gross profit
$1.74B
Operating income
$707.98M
Net income
$293.1M
Gross margin
57.2%
Net margin
9.6%
The net income has soared by 62% YoY and by 14% from the previous quarter
The operating income has increased by 34% year-on-year and by 6% since the previous quarter
Enova International's net margin has increased by 33% YoY and by 10% QoQ
Enova International's gross profit has increased by 21% YoY and by 3.6% QoQ
Price vs fundamentals
How does ENVA's price correlate with its fundamentals
Growth
What is Enova International's growth rate over time
Valuation
What is Enova International stock price valuation
P/E
10.69
P/B
2.39
P/S
1.01
EV/EBIT
9.66
EV/EBITDA
9.11
EV/Sales
2.25
The EPS has soared by 76% year-on-year and by 16% since the previous quarter
ENVA's price to earnings (P/E) is 51% more than its 5-year quarterly average of 7.4
The price to book (P/B) is 78% higher than the 5-year quarterly average of 1.4 and 13% higher than the last 4 quarters average of 2.2
The company's equity rose by 9% YoY and by 4.5% QoQ
ENVA's revenue is up by 21% year-on-year and by 3.8% since the previous quarter
ENVA's price to sales (P/S) is 17% more than its 5-year quarterly average of 0.9 and 17% more than its last 4 quarters average of 0.9
Efficiency
How efficient is Enova International business performance
The ROE has soared by 56% YoY and by 12% from the previous quarter
The company's return on assets rose by 37% YoY and by 8% QoQ
The return on invested capital has increased by 16% year-on-year and by 5% since the previous quarter
The ROS is up by 15% year-on-year and by 6% since the previous quarter
Dividends
What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for ENVA.
Financial health
How did Enova International financials performed over time
The total assets is 27% greater than the total liabilities
ENVA's total liabilities is up by 23% year-on-year and by 4.1% since the previous quarter
The total assets rose by 20% year-on-year and by 4.1% since the previous quarter
Enova International's debt has increased by 25% YoY and by 3.6% QoQ
ENVA's debt to equity is up by 14% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.