ENVA Enova International Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ENVA

Price (delayed)

$175.1

Market cap

$4.28B

P/E Ratio

11.39

Dividend/share

N/A

EPS

$15.37

Enterprise value

$9.2B

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Relative Growth: Rel. Growth: 95
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 89
Relative Profitability: Rel. Profitability: 85

Enova International is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years, Enova has provided over $72 ...

Highlights
The EPS is up by 34% year-on-year and by 8% since the previous quarter
The net income has grown by 30% YoY and by 8% from the previous quarter
ENVA's price to earnings (P/E) is 19% more than its 5-year quarterly average of 9.5 but 11% less than its last 4 quarters average of 12.7
Enova International's debt has increased by 31% YoY and by 7% QoQ
Sector: Financial Services
Industry: Credit Services
Website: http://www.enova.com
Peers: EZPW GOLD

Key stats

What are the main financial stats of ENVA

ENVA stock price

How has the Enova International stock price performed over time
Intraday
0.67%
1 week
2.21%
1 month
1.28%
1 year
43.02%
YTD
11.39%
QTD
4.78%

Financial performance

How have Enova International's revenue and profit performed over time
Revenue
$3.65B
Gross profit
$2.21B
Operating income
$878.11M
Net income
$382.44M
Gross margin
60.6%
Net margin
10.5%
The net income has grown by 30% YoY and by 8% from the previous quarter
Enova International's gross profit has increased by 27% YoY and by 7% QoQ
The operating income has increased by 24% year-on-year and by 6% since the previous quarter
ENVA's revenue is up by 20% year-on-year and by 6% since the previous quarter

Price vs fundamentals

How does ENVA's price correlate with its fundamentals

Growth

What is Enova International's growth rate over time

Valuation

What is Enova International stock price valuation
ENVA P/E details
P/E
11.39
P/B
2.78
P/S
1.19
EV/EBIT
10.46
EV/EBITDA
10.04
EV/Sales
2.52
The EPS is up by 34% year-on-year and by 8% since the previous quarter
ENVA's price to earnings (P/E) is 19% more than its 5-year quarterly average of 9.5 but 11% less than its last 4 quarters average of 12.7
The price to book (P/B) is 53% higher than the 5-year quarterly average of 1.8 but 8% lower than the last 4 quarters average of 3.0
The company's equity rose by 22% YoY and by 4.8% QoQ
ENVA's price to sales (P/S) is 31% more than its 5-year quarterly average of 0.9 but 9% less than its last 4 quarters average of 1.3
ENVA's revenue is up by 20% year-on-year and by 6% since the previous quarter

Efficiency

How efficient is Enova International business performance
The ROE has grown by 10% YoY and by 2.3% from the previous quarter
The ROS is up by 3.9% year-on-year
The company's return on assets rose by 3.8% YoY
The return on invested capital has declined by 2.5% year-on-year

Dividends

What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ENVA.

Financial health

How did Enova International financials performed over time
The total assets is 26% greater than the total liabilities
ENVA's total liabilities is up by 31% year-on-year and by 7% since the previous quarter
The total assets rose by 29% year-on-year and by 7% since the previous quarter
Enova International's debt has increased by 31% YoY and by 7% QoQ
The company's equity rose by 22% YoY and by 4.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.