ENVA Enova International Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ENVA

Price (delayed)

$237.27

Market cap

$5.91B

P/E Ratio

16.62

Dividend/share

N/A

EPS

$14.28

Enterprise value

$10.49B

?
Relative Growth: Rel. Growth: 96
Relative Strength: Rel. Strength: 94
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 87

Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online ...

Highlights
The EPS is up by 44% year-on-year and by 9% since the previous quarter
The net income has grown by 39% YoY and by 9% from the previous quarter
ENVA's price to earnings (P/E) is 83% more than its 5-year quarterly average of 9.1 and 33% more than its last 4 quarters average of 12.5
Enova International's debt has increased by 26% YoY and by 3.7% QoQ
Sector: Financial Services
Industry: Credit Services
Website: https://www.enova.com/
Peers: EZPW GOLD

Key stats

What are the main financial stats of ENVA

ENVA stock price

How has the Enova International stock price performed over time
Intraday
8.94%
1 week
2.04%
1 month
9.55%
1 year
112.34%
YTD
50.94%
QTD
-1.44%

Financial performance

How have Enova International's revenue and profit performed over time
Revenue
$3.45B
Gross profit
$2.06B
Operating income
$827.68M
Net income
$355.45M
Gross margin
59.8%
Net margin
10.3%
The net income has grown by 39% YoY and by 9% from the previous quarter
The operating income has increased by 24% year-on-year and by 7% since the previous quarter
Enova International's gross profit has increased by 23% YoY and by 7% QoQ
Enova International's net margin has increased by 18% YoY and by 3% QoQ

Price vs fundamentals

How does ENVA's price correlate with its fundamentals

Growth

What is Enova International's growth rate over time

Valuation

What is Enova International stock price valuation
ENVA P/E details
P/E
16.62
P/B
3.94
P/S
1.71
EV/EBIT
12.64
EV/EBITDA
12.08
EV/Sales
3.04
ENVA's price to earnings (P/E) is 83% more than its 5-year quarterly average of 9.1 and 33% more than its last 4 quarters average of 12.5
The EPS is up by 44% year-on-year and by 9% since the previous quarter
The price to book (P/B) is 132% higher than the 5-year quarterly average of 1.7 and 36% higher than the last 4 quarters average of 2.9
The company's equity rose by 22% YoY and by 7% QoQ
ENVA's price to sales (P/S) is 90% more than its 5-year quarterly average of 0.9 and 43% more than its last 4 quarters average of 1.2
ENVA's revenue is up by 18% year-on-year and by 5% since the previous quarter

Efficiency

How efficient is Enova International business performance
The ROE has grown by 21% YoY and by 3.6% from the previous quarter
The company's return on assets rose by 13% YoY and by 3.8% QoQ
The ROS is up by 10% year-on-year and by 2.1% since the previous quarter
The return on invested capital has increased by 2.6% year-on-year

Dividends

What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ENVA.

Financial health

How did Enova International financials performed over time
The total assets is 26% greater than the total liabilities
ENVA's total liabilities is up by 27% year-on-year and by 4.6% since the previous quarter
The total assets rose by 26% year-on-year and by 5% since the previous quarter
Enova International's debt has increased by 26% YoY and by 3.7% QoQ
The company's equity rose by 22% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.