ENVA Enova International Inc
- Stocks
- Financial Services
- NYSE: ENVA
Price (delayed)
$104.59
Market cap
$2.62B
P/E Ratio
10.55
Dividend/share
N/A
EPS
$9.91
Enterprise value
$6.23B
Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online
Highlights
The EPS has soared by 59% year-on-year and by 11% since the previous quarter
The net income has grown by 44% YoY and by 10% from the previous quarter
ENVA's price to earnings (P/E) is 48% more than its 5-year quarterly average of 7.1 but 11% less than its last 4 quarters average of 11.8
Enova International's debt has increased by 24% YoY and by 5% QoQ
Key stats
What are the main financial stats of ENVA
Market
Valuations
Earnings
Shares outstanding
25.01M
Market cap
$2.62B
Enterprise value
$6.23B
Price to earnings (P/E)
10.55
Price to book (P/B)
2.16
Price to sales (P/S)
1.57
EV/EBIT
9.71
EV/EBITDA
9.13
EV/Sales
3.71
Revenue
$1.68B
Gross profit
$1.68B
Operating income
$664.92M
Net income
$256.2M
EBIT
$642.18M
EBITDA
$682.83M
Free cash flow
$1.62B
Per share
Balance sheet
Liquidity
EPS
$9.91
EPS diluted
$9.41
Free cash flow per share
$64.13
Book value per share
$48.44
Revenue per share
$66.45
TBVPS
$214.99
Total assets
$5.72B
Total liabilities
$4.5B
Debt
$4B
Equity
$1.23B
Working capital
N/A
Debt to equity
3.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.3
Margins
Efficiency
Dividend
EBITDA margin
40.6%
Gross margin
100%
Net margin
15.2%
Operating margin
39.6%
Return on assets
4.8%
Return on equity
21.3%
Return on invested capital
7.6%
Return on capital employed
N/A
Return on sales
38.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ENVA stock price
How has the Enova International stock price performed over time
Intraday
0.68%
1 week
-11.09%
1 month
-6.21%
1 year
22.01%
YTD
9.08%
QTD
-6.21%
Financial performance
How have Enova International's revenue and profit performed over time
Revenue
$1.68B
Gross profit
$1.68B
Operating income
$664.92M
Net income
$256.2M
Gross margin
100%
Net margin
15.2%
The net income has grown by 44% YoY and by 10% from the previous quarter
The operating income has increased by 39% year-on-year and by 6% since the previous quarter
ENVA's revenue is up by 24% year-on-year and by 4.4% since the previous quarter
Enova International's gross profit has increased by 24% YoY and by 4.4% QoQ
Price vs fundamentals
How does ENVA's price correlate with its fundamentals
Growth
What is Enova International's growth rate over time
Valuation
What is Enova International stock price valuation
P/E
10.55
P/B
2.16
P/S
1.57
EV/EBIT
9.71
EV/EBITDA
9.13
EV/Sales
3.71
The EPS has soared by 59% year-on-year and by 11% since the previous quarter
ENVA's price to earnings (P/E) is 48% more than its 5-year quarterly average of 7.1 but 11% less than its last 4 quarters average of 11.8
The price to book (P/B) is 53% higher than the 5-year quarterly average of 1.4
The company's equity rose by 7% YoY and by 2.7% QoQ
ENVA's revenue is up by 24% year-on-year and by 4.4% since the previous quarter
ENVA's price to sales (P/S) is 20% more than its 5-year quarterly average of 1.3 but 2.5% less than its last 4 quarters average of 1.6
Efficiency
How efficient is Enova International business performance
The ROE has grown by 43% YoY and by 8% from the previous quarter
The company's return on assets rose by 23% YoY and by 4.3% QoQ
The return on invested capital has increased by 10% year-on-year
The ROS is up by 9% year-on-year
Dividends
What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for ENVA.
Financial health
How did Enova International financials performed over time
The total assets is 27% greater than the total liabilities
ENVA's total liabilities is up by 23% year-on-year and by 6% since the previous quarter
The total assets rose by 19% year-on-year and by 4.9% since the previous quarter
Enova International's debt has increased by 24% YoY and by 5% QoQ
ENVA's debt to equity is up by 16% year-on-year and by 2.5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.