ENVA Enova International Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ENVA

Price (delayed)

$235.19

Market cap

$5.85B

P/E Ratio

17.99

Dividend/share

N/A

EPS

$13.07

Enterprise value

$10.3B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 87

Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online ...

Highlights
The EPS is up by 47% year-on-year and by 7% since the previous quarter
The net income has grown by 40% YoY and by 6% from the previous quarter
ENVA's price to earnings (P/E) is 109% more than its 5-year quarterly average of 8.6 and 62% more than its last 4 quarters average of 11.1
Enova International's debt has increased by 28% YoY and by 7% QoQ
Sector: Financial Services
Industry: Credit Services
Website: https://www.enova.com/
Peers: EZPW GOLD

Key stats

What are the main financial stats of ENVA

ENVA stock price

How has the Enova International stock price performed over time
Intraday
-2.89%
1 week
6.24%
1 month
43.79%
1 year
103.7%
YTD
49.61%
QTD
-2.3%

Financial performance

How have Enova International's revenue and profit performed over time
Revenue
$3.28B
Gross profit
$1.93B
Operating income
$774.63M
Net income
$326.54M
Gross margin
58.9%
Net margin
10%
The net income has grown by 40% YoY and by 6% from the previous quarter
The operating income has increased by 24% year-on-year and by 4.8% since the previous quarter
Enova International's gross profit has increased by 20% YoY and by 6% QoQ
Enova International's net margin has increased by 19% YoY and by 2% QoQ

Price vs fundamentals

How does ENVA's price correlate with its fundamentals

Growth

What is Enova International's growth rate over time

Valuation

What is Enova International stock price valuation
ENVA P/E details
P/E
17.99
P/B
4.2
P/S
1.78
EV/EBIT
13.27
EV/EBITDA
12.61
EV/Sales
3.14
ENVA's price to earnings (P/E) is 109% more than its 5-year quarterly average of 8.6 and 62% more than its last 4 quarters average of 11.1
The EPS is up by 47% year-on-year and by 7% since the previous quarter
The price to book (P/B) is 163% higher than the 5-year quarterly average of 1.6 and 68% higher than the last 4 quarters average of 2.5
The company's equity rose by 17% YoY and by 4.9% QoQ
ENVA's price to sales (P/S) is 98% more than its 5-year quarterly average of 0.9 and 78% more than its last 4 quarters average of 1.0
ENVA's revenue is up by 17% year-on-year and by 4.1% since the previous quarter

Efficiency

How efficient is Enova International business performance
The ROE has grown by 26% YoY and by 2% from the previous quarter
The company's return on assets rose by 13% YoY
The ROS is up by 9% year-on-year
The return on invested capital has increased by 4% year-on-year

Dividends

What is ENVA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ENVA.

Financial health

How did Enova International financials performed over time
The total assets is 26% greater than the total liabilities
ENVA's total liabilities is up by 29% year-on-year and by 7% since the previous quarter
The total assets rose by 26% year-on-year and by 6% since the previous quarter
Enova International's debt has increased by 28% YoY and by 7% QoQ
The company's equity rose by 17% YoY and by 4.9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.