COF
Capital One Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: COF
- PE Ratio
The current PE ratio for Capital One Financial stock as of Jun 12, 2026 is 54.49. This is calculated based on the current EPS of $3.39 and the stock price of $184.73 per share. The PE ratio has decreased by 30% from the past four quarters average of 77.8.
COF PE ratio history
The average historical PE ratio of Capital One Financial for the last ten years is 18.1. The current P/E ratio of 54.49 is 201% higher than the historical average. In the past ten years, COF's PE ratio peaked in the Jun 2025 quarter at 108, when the stock price was $212.76 and the EPS was $1.97. The lowest point was in the Sep 2022 quarter, when it reached 4.53 with a price of $92.17 and an EPS of $20.36.
Capital One Financial PE ratio by year
Maximum annual increase: 291.54% in 2025
Maximum annual decrease: -77.55% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 60.14 | 291.54% | $242.36 | $4.03 |
| 2024 | 15.36 | 40.4% | $178.32 | $11.61 |
| 2023 | 10.94 | 111.61% | $131.12 | $11.98 |
| 2022 | 5.17 | -3.72% | $92.96 | $17.98 |
| 2021 | 5.37 | -71.81% | $145.09 | $27.04 |
| 2020 | 19.05 | 105.5% | $98.85 | $5.19 |
| 2019 | 9.27 | 45.98% | $102.91 | $11.1 |
| 2018 | 6.35 | -77.55% | $75.59 | $11.9 |
| 2017 | 28.29 | 125.78% | $99.58 | $3.52 |
| 2016 | 12.53 | 24.06% | $87.24 | $6.96 |
| 2015 | 10.1 | -5.7% | $72.18 | $7.15 |
| 2014 | 10.71 | -2.28% | $82.55 | $7.71 |
| 2013 | 10.96 | 16.72% | $76.61 | $6.99 |
| 2012 | 9.39 | 52.19% | $57.93 | $6.17 |
| 2011 | 6.17 | -11.98% | $42.29 | $6.85 |
Capital One Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 53.81 | -10.53% | $182.43 | $3.39 |
| Dec 2025 | 60.14 | -32.67% | $242.36 | $4.03 |
| Sep 2025 | 89.32 | -17.3% | $212.58 | $2.38 |
| Jun 2025 | 108 | 619.04% | $212.76 | $1.97 |
| Mar 2025 | 15.02 | -2.21% | $179.3 | $11.94 |
| Dec 2024 | 15.36 | 8.94% | $178.32 | $11.61 |
| Sep 2024 | 14.1 | 8.55% | $149.73 | $10.62 |
| Jun 2024 | 12.99 | 11.69% | $138.45 | $10.66 |
| Mar 2024 | 11.63 | 6.31% | $148.89 | $12.8 |
| Dec 2023 | 10.94 | 50.9% | $131.12 | $11.98 |
| Sep 2023 | 7.25 | -12.86% | $97.05 | $13.39 |
| Jun 2023 | 8.32 | 26.25% | $109.37 | $13.14 |
| Mar 2023 | 6.59 | 27.47% | $96.16 | $14.59 |
| Dec 2022 | 5.17 | 14.13% | $92.96 | $17.98 |
| Sep 2022 | 4.53 | -0.22% | $92.17 | $20.36 |
COF Price vs fair value
COF average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of COF is above the 3, 5 and 10-year averages.
PE comparison
With a P/E of 54.49, COF stands above the Financial Services sector and the industry average. In comparison with its Financial Services sector average of 12.94, Capital One Financial's P/E is 321% higher.
COF PE vs peers
COF's PE ratio stands higher than its peer stocks C and BKU.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CASH Meta Financial Group Inc | 9.93 | $1.78B |
| BKU BankUnited Inc | 13.6 | $3.56B |
| C Citigroup Inc | 16.99 | $238.49B |
| COF Capital One Financial Corp | 54.49 | $114.96B |
Frequently asked questions
What is Capital One Financial's PE ratio?
The price to earnings ratio for COF stock as of Jun 12, 2026, stands at 54.49.
What is the 3-year average PE ratio for Capital One Financial (COF)?
The average PE ratio for COF stock over the past 3 years is 33.91.
What is the 5-year average PE ratio for Capital One Financial (COF)?
The average PE ratio for COF stock over the past 5 years is 22.52.
What is the highest PE ratio for COF?
The highest quarterly PE ratio in the last ten years has been 108 and it was in the Jun 2025 quarter.
How does the current PE ratio for COF compare to its historical average?
The current price to earnings ratio of COF is 201% higher than the 10-year historical average.
How is COF's PE ratio calculated (Capital One Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 12, 2026), Capital One Financial's stock price is $184.73. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.39. Therefore, Capital One Financial's PE ratio for today is 54.49. PE RATIO(54.49) = STOCK PRICE($184.73) / TTM EPS($3.39)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.