COF Capital One Financial Earnings and EPS analysis

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Relative Growth: Rel. Growth: 44
Relative Strength: Rel. Strength: 67
Relative Valuation: Rel. Valuation: 19
Relative Profitability: Rel. Profitability: 48

EPS in 2025 (TTM): $2.38

Last Report Period Date: Sep 30, 2025

Based on the company's latest reports for September 2025, the current 12-month EPS is $2.38. Capital One Financial's earnings per share in 2024 was reported at $11.61, marking a decline from $11.98 in 2023. In the quarterly report ending on Sep 30, 2025, COF's earnings per share amounted to $4.83.

COF earnings history

Historical annual and quarterly earnings per share (EPS) data for Capital One Financial
EPS (TTM)
$2.38
EPS Growth YoY (Quarterly)
9.3%
EPS (Quarterly)
$4.83
EPS Growth (Quarterly)
156.3%

Capital One Financial had an yealy earnings per share of $11.61, showing a decline of 3.1% from $11.98 recorded in 2023. The quarterly earnings per share for the period ending Sep 30, 2025, was $4.83, showing a 9.3% increase compared to the same quarter last year. The trailing twelve months EPS for COF is $2.38 as of September 2025. Capital One Financial's full-year EPS for 2023 was $11.98, a 33.4% decline compared to the previous year.

COF EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
9.3%
EPS growth YoY
-3.1%
EPS growth 3Y avg
-24.6%
EPS growth 5Y avg
0.9%

Capital One Financial has recorded a growth in earnings per share of 9.3% in the past 12 months (YoY, quarterly). Over an extended period, the company registered an average EPS annual growth rate of -24.6% per year during the last 3 years. Capital One Financial had an average annual EPS growth of 0.9% in the last five years. A ten-year view shows that COF has seen an average earnings per share growth of 4.2% per year.

COF Earnings Waterfall

Breakdown of revenue, profit and net income for Capital One Financial

COF Earnings vs Peers

What are the earnings of COF compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
CASH Meta Financial Group Inc 8.28 37.1% 18.1% 23.7%
BKU BankUnited Inc 11.82 29.7% -11.8% -0.3%
C Citigroup Inc 14.83 48.2% -16.1% -5.7%
COF Capital One Financial Corp 92.9 -3.1% -24.6% 0.9%

All data is based on quarterly TTM periods, unless otherwise specified.