C
Citigroup
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: C
- PE Ratio
As of Jun 10, 2026, the Citigroup stock's price-to-earnings ratio is 16.21. This results from the current EPS of $8.23 and stock price of $133.38. The PE ratio has increased by 15% from the past four quarters average of 14.2.
C PE ratio history
The PE ratio of Citigroup has averaged 10.35 over the last ten years. The current price-to-earnings ratio of 16.21 is 57% more than the historical average. In the past ten years, C's PE ratio reached its highest point in the Mar 2024 quarter at 18.33, when the stock price was $63.24 and the EPS was $3.45. The lowest point was recorded in the Sep 2022 quarter, when it reached 5.65 with a price of $41.67 and an EPS of $7.38.
Citigroup PE ratio by year
Maximum annual increase: 123.55% in 2012
Maximum annual decrease: -60.91% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 16.41 | 40.62% | $116.69 | $7.11 |
| 2024 | 11.67 | -7.67% | $70.39 | $6.03 |
| 2023 | 12.64 | 96.88% | $51.44 | $4.07 |
| 2022 | 6.42 | 8.63% | $45.23 | $7.04 |
| 2021 | 5.91 | -54.57% | $60.39 | $10.21 |
| 2020 | 13.01 | 31.55% | $61.66 | $4.74 |
| 2019 | 9.89 | 27.12% | $79.89 | $8.08 |
| 2018 | 7.78 | N/A | $52.06 | $6.69 |
| 2017 | N/A | N/A | $74.41 | -$2.98 |
| 2016 | 12.59 | 31.56% | $59.43 | $4.72 |
| 2015 | 9.57 | -60.91% | $51.75 | $5.41 |
| 2014 | 24.48 | 104.34% | $54.11 | $2.21 |
| 2013 | 11.98 | -23.98% | $52.11 | $4.35 |
| 2012 | 15.76 | 123.55% | $39.56 | $2.51 |
| 2011 | 7.05 | -45.6% | $26.31 | $3.73 |
Citigroup PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 13.78 | -16.03% | $113.41 | $8.23 |
| Dec 2025 | 16.41 | 16.88% | $116.69 | $7.11 |
| Sep 2025 | 14.04 | 13.32% | $101.5 | $7.23 |
| Jun 2025 | 12.39 | 12.23% | $85.12 | $6.87 |
| Mar 2025 | 11.04 | -5.4% | $70.99 | $6.43 |
| Dec 2024 | 11.67 | -33.99% | $70.39 | $6.03 |
| Sep 2024 | 17.68 | 1.67% | $62.6 | $3.54 |
| Jun 2024 | 17.39 | -5.13% | $63.46 | $3.65 |
| Mar 2024 | 18.33 | 45.02% | $63.24 | $3.45 |
| Dec 2023 | 12.64 | 95.36% | $51.44 | $4.07 |
| Sep 2023 | 6.47 | -10.64% | $41.13 | $6.36 |
| Jun 2023 | 7.24 | 11.56% | $46.04 | $6.36 |
| Mar 2023 | 6.49 | 1.09% | $46.89 | $7.22 |
| Dec 2022 | 6.42 | 13.63% | $45.23 | $7.04 |
| Sep 2022 | 5.65 | -2.75% | $41.67 | $7.38 |
C Price vs fair value
C average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, C's PE ratio is above its 3, 5 and 10-year historical averages.
PE comparison
With a P/E of 16.21, C stands above the Financial Services sector, the industry and its peers average. Looking at its Financial Services sector average of 12.72, Citigroup's P/E is 27% higher.
C PE vs peers
C's PE ratio is less than its peer stock MS, but it is above JPM's and BAC's. Citigroup's current PE ratio of 16.21 is more than the average of its peers, which is 14.22.
| Stock name | PE ratio | Market cap |
|---|---|---|
| USB Us Bancorp | 11.91 | $88.19B |
| WFC Wells Fargo & Company | 12.5 | $250.84B |
| BAC Bank Of America Corp | 13.4 | $387.05B |
| JPM Jpmorgan Chase & Co | 14.78 | $828.34B |
| C Citigroup Inc | 16.21 | $227.49B |
| MS Morgan Stanley | 18.52 | $325.96B |
Frequently asked questions
What is Citigroup's PE ratio?
As of Jun 10, 2026, C stock has a price to earnings ratio of 16.21.
What is the 3-year average PE ratio for Citigroup (C)?
As an average over the last 3 years, C stock has a PE ratio of 13.26.
What is the 5-year average PE ratio for Citigroup (C)?
As an average over the last 5 years, C stock has a PE ratio of 10.47.
What is the highest PE ratio for C?
Over the last ten years, the quarterly PE ratio reached a historic high of 18.33 in the Mar 2024 quarter.
How does the current PE ratio for C compare to its historical average?
C's price to earnings ratio is currently 57% above its 10-year historical average.
How is C's PE ratio calculated (Citigroup PE ratio formula)?
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jun 10, 2026), Citigroup's stock price is $133.38. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $8.23. Therefore, Citigroup's price to earnings ratio for today is 16.21. PE RATIO(16.21) = STOCK PRICE($133.38) / TTM EPS($8.23)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.