BKU BankUnited PE ratio, current and historical analysis
The PE ratio for BankUnited stock stands at 11.24 as of May 15, 2025. The calculation is based on the latest EPS of $3.23 and the stock price of $36.29 per share. A decrease of 11% has been observed in the PE ratio compared to its average of 12.7 of the last four quarters.
BKU PE ratio history
Over the last ten years, the average PE ratio of BankUnited has been 11.6. The current 11.24 P/E ratio is 3.1% lower than the historical average. Looking back at the last ten years, BKU's PE ratio peaked in the Jun 2015 quarter at 19.63, with a price of $35.93 and an EPS of $1.83. The Sep 2018 quarter marked the lowest point at 5.61, with a price of $35.4 and an EPS of $6.31.
BankUnited PE ratio by year
Maximum annual increase: 45.02% in 2020
Maximum annual decrease: -65.85% in 2012
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 12.31 | -9.29% | $38.17 | $3.1 |
| 2023 | 13.57 | 41.8% | $32.43 | $2.39 |
| 2022 | 9.57 | 2.24% | $33.97 | $3.55 |
| 2021 | 9.36 | -44.55% | $42.31 | $4.52 |
| 2020 | 16.88 | 45.02% | $34.78 | $2.06 |
| 2019 | 11.64 | 16.98% | $36.56 | $3.14 |
| 2018 | 9.95 | 36.86% | $29.94 | $3.01 |
| 2017 | 7.27 | -59.29% | $40.72 | $5.6 |
| 2016 | 17.86 | 17.35% | $37.69 | $2.11 |
| 2015 | 15.22 | 2.42% | $36.06 | $2.37 |
| 2014 | 14.86 | -8.38% | $28.97 | $1.95 |
| 2013 | 16.22 | 36.07% | $32.92 | $2.03 |
| 2012 | 11.92 | -65.85% | $24.44 | $2.05 |
| 2011 | 34.9 | N/A | $21.99 | $0.63 |
| 2010 | N/A | N/A | N/A | $1.99 |
BankUnited PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 10.66 | -13.4% | $34.44 | $3.23 |
| Dec 2024 | 12.31 | -17.22% | $38.17 | $3.1 |
| Sep 2024 | 14.87 | 14.83% | $36.44 | $2.45 |
| Jun 2024 | 12.95 | 7.29% | $29.27 | $2.26 |
| Mar 2024 | 12.07 | -11.05% | $28 | $2.32 |
| Dec 2023 | 13.57 | 75.78% | $32.43 | $2.39 |
| Sep 2023 | 7.72 | 23.32% | $22.7 | $2.94 |
| Jun 2023 | 6.26 | -3.54% | $21.55 | $3.44 |
| Mar 2023 | 6.49 | -32.18% | $22.58 | $3.48 |
| Dec 2022 | 9.57 | 16% | $33.97 | $3.55 |
| Sep 2022 | 8.25 | -8.44% | $34.17 | $4.14 |
| Jun 2022 | 9.01 | -12.86% | $35.57 | $3.95 |
| Mar 2022 | 10.34 | 10.47% | $43.96 | $4.25 |
| Dec 2021 | 9.36 | -10.26% | $42.31 | $4.52 |
| Sep 2021 | 10.43 | -7.86% | $41.82 | $4.01 |
BKU Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. Growth is a key driver of a stock's value, and our formula directly connects growth to the Fair PE ratio.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
BKU average PE ratio chart
Currently, BKU's PE ratio is higher than its 3 and 5-year averages, but it is lower than its 10-year average.
BKU PE vs peers
BKU's PE ratio stands lower than its peer stocks COF and SBCF.
| Stock name | PE ratio | Market cap |
|---|---|---|
| BKU BankUnited Inc | 11.25 | $2.73B |
| CCBG Capital City Bank Group Inc | 11.42 | $656.27M |
| COF Capital One Financial Corp | 16.52 | $75.56B |
| SBCF Seacoast Banking Corp Of Florida | 17.34 | $2.22B |
- Market
- Price
- Valuation
- Dividend
- Earnings
- Per share
- Balance sheet
- Liquidity
- Margins
- Efficiency
- Growth
- Market
- Price
- Valuation
- Dividend
- Earnings
- Per share
- Balance sheet
- Liquidity
- Margins
- Efficiency
- Growth
- Market
- Price
- Valuation
- Dividend
- Earnings
- Per share
- Balance sheet
- Liquidity
- Margins
- Efficiency
- Growth
Frequently asked questions
What is BankUnited's PE ratio?
The price to earnings ratio for BKU stock as of May 15, 2025, stands at 11.24.
What is the 3-year average PE ratio for BankUnited (BKU)?
Over the last 3 years, the average price to earnings ratio for BKU stock is 10.31.
What is the 5-year average PE ratio for BankUnited (BKU)?
Over the last 5 years, the average price to earnings ratio for BKU stock is 10.74.
What is the highest PE ratio for BKU?
The highest quarterly PE ratio in the last ten years has been 19.63 and it was in the Jun 2015 quarter.
How does the current PE ratio for BKU compare to its historical average?
BKU's current price to earnings ratio is 3.1% below its 10-year historical average.
How is BKU's PE ratio calculated (BankUnited PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (May 15, 2025), BankUnited's share price is $36.29. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $3.23. Therefore, BankUnited's PE ratio for today is 11.24. PE RATIO(11.24) = STOCK PRICE($36.29) / TTM EPS($3.23)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.