SNFCA Security National Financial Corp

Price (delayed)

$8.5

Market cap

$205.87M

P/E Ratio

9.14

Dividend/share

$0.39

EPS

$0.93

Enterprise value

$309.41M

Founded in 1965, Security National Financial Corporation operates in three business segments. The Company sells and services selected lines of life insurance, annuity products, and accident and health insurance, operates ...

Highlights
Security National Financial's equity has increased by 9% YoY
Security National Financial's net income has decreased by 18% YoY but it has increased by 4.4% from the previous quarter
SNFCA's EPS is down by 18% year-on-year but it is up by 4.5% since the previous quarter
The price to earnings (P/E) is 36% higher than the 5-year quarterly average of 6.7 and 2.7% higher than the last 4 quarters average of 8.9
Security National Financial's gross profit has decreased by 14% YoY

Key stats

What are the main financial stats of SNFCA
Market
Shares outstanding
24.22M
Market cap
$205.87M
Enterprise value
$309.41M
Valuations
Price to earnings (P/E)
9.14
Price to book (P/B)
0.63
Price to sales (P/S)
0.64
EV/EBIT
10.43
EV/EBITDA
7.95
EV/Sales
0.96
Earnings
Revenue
$322.13M
EBIT
$29.67M
EBITDA
$38.9M
Free cash flow
$12.41M
Per share
EPS
$0.93
Free cash flow per share
$0.51
Book value per share
$13.47
Revenue per share
$13.32
TBVPS
$60.41
Balance sheet
Total assets
$1.46B
Total liabilities
$1.13B
Debt
$103.54M
Equity
$325.77M
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.66
Margins
EBITDA margin
12.1%
Gross margin
67.5%
Net margin
6.7%
Operating margin
9.2%
Efficiency
Return on assets
1.5%
Return on equity
6.9%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
9.2%
Dividend
Dividend yield
4.54%
DPS
$0.39
Payout ratio
41.5%

SNFCA stock price

How has the Security National Financial stock price performed over time
Intraday
-0.23%
1 week
-4.39%
1 month
11.55%
1 year
11.84%
YTD
-0.82%
QTD
11.7%

Financial performance

How have Security National Financial's revenue and profit performed over time
Revenue
$322.13M
Gross profit
$217.41M
Operating income
$29.67M
Net income
$21.65M
Gross margin
67.5%
Net margin
6.7%
SNFCA's operating income is down by 29% year-on-year but it is up by 3.1% since the previous quarter
SNFCA's operating margin is down by 22% year-on-year but it is up by 2.2% since the previous quarter
Security National Financial's net income has decreased by 18% YoY but it has increased by 4.4% from the previous quarter
Security National Financial's gross profit has decreased by 14% YoY

Growth

What is Security National Financial's growth rate over time

Valuation

What is Security National Financial stock price valuation
P/E
9.14
P/B
0.63
P/S
0.64
EV/EBIT
10.43
EV/EBITDA
7.95
EV/Sales
0.96
The price to earnings (P/E) is 36% higher than the 5-year quarterly average of 6.7 and 2.7% higher than the last 4 quarters average of 8.9
SNFCA's EPS is down by 18% year-on-year but it is up by 4.5% since the previous quarter
Security National Financial's equity has increased by 9% YoY
The price to book (P/B) is 5% more than the 5-year quarterly average of 0.6 and 5% more than the last 4 quarters average of 0.6
The stock's price to sales (P/S) is 60% more than its 5-year quarterly average of 0.4 and 7% more than its last 4 quarters average of 0.6
Security National Financial's revenue has decreased by 9% YoY

Efficiency

How efficient is Security National Financial business performance
The company's return on invested capital fell by 29% YoY
Security National Financial's ROE has decreased by 25% YoY but it has increased by 3% from the previous quarter
SNFCA's ROS is down by 22% year-on-year but it is up by 2.2% since the previous quarter
The return on assets has declined by 17% year-on-year

Dividends

What is SNFCA's dividend history
DPS
$0.39
Dividend yield
4.54%
Payout ratio
41.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Security National Financial financials performed over time
SNFCA's total assets is 29% higher than its total liabilities
SNFCA's total assets is up by 4.1% YoY
SNFCA's total liabilities is up by 2.7% year-on-year
The company's debt is 68% lower than its equity
Security National Financial's equity has increased by 9% YoY
The debt to equity has declined by 9% year-on-year and by 3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.