As of Jul 2, 2026, CFG's PE to growth ratio of 0.48 reflects its valuation relative to its growth rate. This result reflects a P/E ratio of 16.62 measured against EPS growth of 34.3%. When compared to the trailing 4-quarter average of 0.46, CFG's PEG ratio reflects a 4.3% increase.
Citizens Financial Group's ten years historical PEG ratio has a mean of 1.0. Compared to historical data, CFG's 0.48 PEG ratio represents a drop of 52%. CFG hit its maximum PEG ratio of 9.46 during the Sep 2023 quarter over the last ten years. The Dec 2021 quarter marked the lowest reading at 0.07, indicating the most favorable growth-adjusted valuation.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.54 | 14.98 | 27.9% |
| 2024 | N/A | 14.35 | -2.9% |
| 2023 | N/A | 10.55 | -23.8% |
| 2022 | N/A | 9.56 | -20.5% |
| 2021 | 0.07 | 9.12 | 133.3% |
| 2020 | N/A | 16.11 | -41.9% |
| 2019 | 1.35 | 10.63 | 7.9% |
| 2018 | 0.98 | 8.4 | 8.6% |
| 2017 | 0.2 | 12.88 | 65.5% |
| 2016 | 0.67 | 18.09 | 27.1% |
| 2015 | N/A | 16.9 | 0% |
| 2014 | 0.13 | 16.04 | 125.3% |
| 2013 | N/A | N/A | -632.2% |
| 2012 | N/A | N/A | N/A |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.41 | 14.04 | 34.3% |
| Dec 2025 | 0.54 | 14.98 | 27.9% |
| Sep 2025 | 0.36 | 14.73 | 40.5% |
| Jun 2025 | 0.53 | 13.48 | 25.3% |
| Mar 2025 | 0.92 | 12.88 | 14% |
| Dec 2024 | N/A | 14.35 | -2.9% |
| Sep 2024 | N/A | 15.98 | -36.5% |
| Jun 2024 | N/A | 13.6 | -40.2% |
| Mar 2024 | N/A | 13.01 | -33.3% |
| Dec 2023 | N/A | 10.55 | -23.8% |
| Sep 2023 | 9.46 | 6.62 | 0.7% |
| Jun 2023 | 0.51 | 5.89 | 11.6% |
| Mar 2023 | N/A | 7.27 | -11.8% |
| Dec 2022 | N/A | 9.56 | -20.5% |
| Sep 2022 | N/A | 8.55 | -19.6% |
Measured against past performance, CFG's PEG ratio is lower than the 3, 5 and 10-year averages.
Citizens Financial Group's PEG of 0.48 is lower than the industry average.
CFG reports a PEG ratio lower than that of peer stocks PB and IBOC.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| CFG Citizens Financial Group Inc | 0.48 | $30.02B |
| CATY Cathay General Bancorp | 0.57 | $4.18B |
| PB Prosperity Bancshares Inc | 2.52 | $7.15B |
| IBOC International Bancshares Corp | 5.39 | $4.72B |
Based on Jul 2, 2026 data, CFG has a PEG ratio of 0.48.
CFG's 3-year PEG ratio average is 2.04.
CFG's 5-year PEG ratio average is 1.32.
CFG's PEG ratio topped out at 9.46 during the Sep 2023 quarter - the highest in ten years.
At present, CFG's PEG ratio is 52% lower than its 10-year historical average.
Strong earnings growth relative to valuation results in CFG's low PEG ratio of 0.48.
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jul 2, 2026, Citizens Financial Group has a PE ratio of 16.62. Earnings grew at 34.3% over the TTM period ending Mar 2026. Applying the formula, this gives a PEG ratio of 0.48. PEG RATIO(0.48) = PE RATIO(16.62) / EPS GROWTH(34.3%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.