CBU
Community Bank System
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: CBU
- PEG Ratio
Community Bank System currently trades with a PE to growth ratio of 1.12, based on Jun 22, 2026 data. Dividing the 15.41 PE ratio by the 13.8% earnings growth rate produces this figure. Relative to the 0.87 average from the past four quarters, the PEG ratio is up by 29%.
CBU PEG ratio history
Historically, Community Bank System has a PEG ratio averaging 2.51 across the last ten years. At 1.12, today's PEG ratio sits 55% less than its historical average. The ten years high came in the Mar 2019 quarter at 15.05, reflecting peak valuation relative to growth. The bottom was reached in the Jun 2018 quarter at 0.2, suggesting attractive value relative to growth during that period.
Community Bank System PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.92 | 14.43 | 15.7% |
| 2024 | 0.44 | 17.93 | 40.4% |
| 2023 | N/A | 21.27 | -29.6% |
| 2022 | N/A | 18.09 | -0.9% |
| 2021 | 1.61 | 21.22 | 13.2% |
| 2020 | N/A | 20.1 | -4.9% |
| 2019 | N/A | 21.76 | -0.6% |
| 2018 | 2.61 | 17.77 | 6.8% |
| 2017 | 0.56 | 17.51 | 31.2% |
| 2016 | 4.48 | 26.41 | 5.9% |
| 2015 | N/A | 18.07 | -1.3% |
| 2014 | 1.19 | 17.02 | 14.3% |
| 2013 | 40.48 | 20.24 | 0.5% |
| 2012 | N/A | 14.03 | -3.9% |
| 2011 | 2.17 | 13.69 | 6.3% |
Community Bank System PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 1.03 | 14.24 | 13.8% |
| Dec 2025 | 0.92 | 14.43 | 15.7% |
| Sep 2025 | 0.63 | 15.07 | 23.9% |
| Jun 2025 | 0.88 | 15.45 | 17.6% |
| Mar 2025 | 0.98 | 15.71 | 16% |
| Dec 2024 | 0.44 | 17.93 | 40.4% |
| Sep 2024 | 1.53 | 18.49 | 12.1% |
| Jun 2024 | 1.73 | 15.08 | 8.7% |
| Mar 2024 | 1.05 | 15.39 | 14.7% |
| Dec 2023 | N/A | 21.27 | -29.6% |
| Sep 2023 | N/A | 15.08 | -15.7% |
| Jun 2023 | N/A | 16.28 | -11.7% |
| Mar 2023 | N/A | 19.3 | -20.2% |
| Dec 2022 | N/A | 18.09 | -0.9% |
| Sep 2022 | N/A | 18.1 | -7.3% |
CBU average PEG ratio chart
CBU's PEG ratio today sits above the 3-year average, but it is lower than the 5 and 10-year averages.
PEG comparison
With a PEG of 1.12, CBU stands higher than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 0.46, Community Bank System's PEG is 143% higher.
CBU EPS growth
CBU Price vs fair value
CBU PEG vs peers
CBU reports a PEG ratio higher than that of peer stocks NBTB and TMP. At 1.12, Community Bank System's PEG ratio is higher than the peer group average of 0.26.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| FISI Financial Institutions Inc | 0.03 | $755.96M |
| TMP Tompkins Financial Corp | 0.06 | $1.32B |
| AROW Arrow Financial Corp | 0.16 | $660.33M |
| NBTB Nbt Bancorp Inc | 0.83 | $2.5B |
| CBU Community Bank System Inc | 1.14 | $3.39B |
| CHMG Chemung Financial Corp | N/A | $354.74M |
Frequently asked questions
What is Community Bank System's PEG ratio?
CBU has a PEG ratio of 1.12, per Jun 22, 2026 data.
What is the 3-year average PEG ratio for Community Bank System (CBU)?
Historical data over a 3-year period puts CBU's average PEG ratio at 1.02.
What is the 5-year average PEG ratio for Community Bank System (CBU)?
Historical data over a 5-year period puts CBU's average PEG ratio at 1.6.
What is the highest PEG ratio for CBU?
The Mar 2019 quarter marked the ten years high at 15.05 for CBU's PEG ratio.
How does the current PEG ratio for CBU compare to its historical average?
Compared to the 10-year average, CBU's PEG ratio stands 55% lower.
How is CBU's PEG ratio calculated (Community Bank System PEG ratio formula)?
The PEG ratio derives from taking PE and dividing by the rate at which earnings are growing (YoY TTM). As of Jun 22, 2026, Community Bank System has a PE ratio of 15.41. Earnings grew at 13.8% over the TTM period ending Mar 2026. Applying the formula, this gives a PEG ratio of 1.12. PEG RATIO(1.12) = PE RATIO(15.41) / EPS GROWTH(13.8%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.